UNITY BANK
1 carriers insured · 2 total policies on file with the FMCSA.
UNITY BANK is an insurance provider that files BMC-91, BMC-91X, and BMC-34 forms directly with the Federal Motor Carrier Safety Administration on behalf of motor carriers operating in interstate commerce. We have 2 FMCSA policy filings on record for this insurer covering 1 distinct motor carrier. A BMC-91 filing is the carrier's federally-required public-liability insurance certificate; the insurer (not the carrier) submits it to FMCSA, and the filing must remain continuously on record for the carrier to keep its operating authority active. Use this page to review the historical filings on record for this insurer.
Appears inactive
UNITY BANK has no active BMC-91, BMC-91X, or BMC-34 policy filings on record with FMCSA. This may mean the insurer is no longer filing for new motor carriers, has been acquired or rebranded, or has simply withdrawn from the trucking insurance market. Historical filings remain in the public record. Confirm your current policy status with the insurer directly before relying on legacy paperwork.
Filing activity FMCSA insurance events
Covered-carrier safety exposure All carriers with at least one policy from UNITY BANK
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Policies (0 on file) Sortable raw policy filings · status tabs + state filter inside
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How to verify your insurer's FMCSA filings
- Confirm your policy number on the BMC-91 form. Locate the BMC-91 (or BMC-91X) certificate your insurer filed on your behalf. The policy number on the form is the federal record-of-truth and should match the insurer paperwork you already hold from UNITY BANK.
- Look up your USDOT in FMCSA L&I to see active filings. Open FMCSA's Licensing & Insurance (L&I) portal at li-public.fmcsa.dot.gov and search by USDOT or MC docket. The Active Insurance section shows every BMC-91, BMC-91X, and BMC-34 currently on file for the carrier.
- Check effective date and expected expiration. Match the effective date on FMCSA's record to your paperwork and confirm any pending cancel date. BMC-91 filings continue indefinitely until the insurer files a cancellation; an effective-date mismatch is worth investigating before any pickup.
- Confirm the insurer matches your policy paperwork. The insurer name on the FMCSA filing should match UNITY BANK exactly. Subtle variations — different DBA, parent company name, or affiliated underwriter — are common in trucking insurance, so call the insurer directly if anything looks off.
- Set a calendar reminder ahead of policy expiration. Even though BMC-91 filings don't have a hard expiration date, your underlying insurance policy does. Set a reminder 60 days before policy renewal so the insurer has time to file replacement BMC-91 paperwork if you switch carriers — preventing the 30-day grace window from ever starting.
Frequently asked questions about UNITY BANK
What types of trucking insurance does UNITY BANK file with FMCSA? ▾
How many motor carriers does UNITY BANK currently insure? ▾
What are BMC-91 and BMC-91X forms? ▾
What happens if my insurer cancels my BMC-91 filing? ▾
How do I verify UNITY BANK is still actively filing with FMCSA? ▾
What is the minimum coverage required for FMCSA operating authority? ▾
Does UNITY BANK file BMC-34 cargo insurance for household goods movers? ▾
Where is UNITY BANK's registered service address? ▾
About FMCSA insurance filings
Every for-hire motor carrier operating in U.S. interstate commerce must keep continuous public-liability insurance on file with the Federal Motor Carrier Safety Administration. The insurer — not the carrier — files the proof of coverage using one of three forms: BMC-91 (single primary insurer covering the full required limit), BMC-91X (layered coverage from multiple insurers combining to reach the limit), or BMC-34 (cargo coverage required for household-goods movers). Federal limits range from $300,000 for non-bulk household-goods carriers to $5,000,000 for the most hazardous classes of hazmat.
The filings are publicly recorded in FMCSA's Licensing & Insurance (L&I) system and update within 24 hours of an insurer submitting paperwork. When an insurer cancels a BMC-91 filing, FMCSA gives the carrier a 30-day grace window to file replacement coverage; if no replacement is on file by the end of the window, FMCSA automatically revokes the carrier's operating authority. This is the most common reason MC dockets get revoked — insurance instability rather than safety violations.
TruckCodex mirrors the public L&I filings on a daily refresh cycle. We do not rate, endorse, or verify the financial strength of any insurer in this directory — every record reflects what FMCSA has on file. For ratings, consult A.M. Best or your state's department of insurance. For real-time confirmation immediately before relying on a filing, click through to FMCSA's SAFER portal directly.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.