TOM'S 24 HOUR TOWING INCORPORATED
USDOT 354744 • DBA: LARD'S TOWING AND RECOVERY SOLUTIONS INC • 25634 WOODLAWN AVENUE, ELKHART, IN, 46514
Overview
Company profile from FMCSA Census File
Authority & Insurance
Operating authority, insurance filings, and BOC-3 status
Operating Authority
Active Insurance (3)
| Insurer | Type | Policy # | Status | Effective | Cancel Date |
|---|---|---|---|---|---|
| ACUITY, A MUTUAL INSURANCE COMPANY | BIPD/Primary | CA-ZA9874 | ON FILE | Sep 1, 2023 | Dec 29, 2025 |
| WESTFIELD INSURANCE CO. | CARGO | CSP 3 384 277 | ON FILE | Sep 1, 2006 | May 29, 2014 |
| CELINA MUTUAL INSURANCE COMPANY | BIPD | 47012740 | ON FILE | Sep 1, 1996 | Sep 1, 1997 |
Insurance History (18 canceled/expired)
| Insurer | Type | Policy # | Status | Effective | Cancel Date |
|---|---|---|---|---|---|
| ACUITY, A MUTUAL INSURANCE COMPANY | BIPD/Primary | CA-ZA9874 | REPLACED | Sep 1, 2023 | Sep 1, 2025 |
| ACUITY, A MUTUAL INSURANCE COMPANY | BIPD/Primary | CA-ZA9874 | REPLACED | Aug 24, 2018 | Sep 1, 2023 |
| WESTFIELD INSURANCE CO. | BIPD/Primary | CSP 3 384 277 | CANCELLED | Oct 15, 2007 | Sep 1, 2018 |
| WESTFIELD INSURANCE CO. | BIPD/Primary | CSP 3 384 277 | REPLACED | Oct 15, 2007 | Aug 24, 2018 |
| WESTFIELD INSURANCE CO. | BIPD/Primary | CSP 3 384 277 | CANCELLED | Sep 1, 2006 | Oct 15, 2007 |
| STONINGTON INSURANCE COMPANY | CARGO | TOW001650-00 | CANCELLED | Sep 1, 2005 | Sep 1, 2006 |
| STONINGTON INSURANCE COMPANY | BIPD/Primary | TOW001650-00 | CANCELLED | Sep 1, 2005 | Sep 1, 2006 |
| WESTPORT INSURANCE CORPORATION | BIPD/Primary | WCP1020003668-01 | CANCELLED | Sep 1, 2004 | Sep 1, 2005 |
| WESTPORT INSURANCE CORPORATION | CARGO | WCP1020003668-01 | CANCELLED | Sep 1, 2004 | Sep 1, 2005 |
| WESTPORT INSURANCE CORPORATION | CARGO | WCP102000366800 | CANCELLED | Sep 1, 2003 | Sep 1, 2004 |
| WESTPORT INSURANCE CORPORATION | BIPD/Primary | WCP102000366800 | CANCELLED | Sep 1, 2003 | Sep 1, 2004 |
| WESTPORT INSURANCE CORPORATION | BIPD/Primary | KB2103-1 | CANCELLED | Sep 1, 2002 | Sep 1, 2003 |
| WESTPORT INSURANCE CORPORATION | BIPD/Primary | KB21030 | REPLACED | Sep 1, 2001 | Sep 1, 2002 |
| PENNSYLVANIA GENERAL INSURANCE COMPANY | BIPD/Primary | CPP 117 94 31 | CANCELLED | Sep 1, 1997 | Sep 1, 2001 |
| PENNSYLVANIA GENERAL INSURANCE COMPANY | CARGO | CPP 117 94 31 | REPLACED | Sep 1, 1997 | Sep 1, 2003 |
| HARTFORD INSURANCE COMPANY OF THE MIDWEST | BIPD | 6UEN PJ8898 | REPLACED | Sep 1, 1995 | Sep 1, 1996 |
| THE CONTINENTAL INSURANCE CO. | BIPD/Primary | CBP 6153897 | REPLACED | Aug 19, 1993 | Sep 1, 1995 |
| MONROE GUARANTY INSURANCE COMPANY | CARGO | MG104169M9 | REPLACED | Aug 19, 1989 | Sep 1, 1997 |
Insurance Events Timeline
| Event | Insurer | Policy # | Type | Event Date | Cancel Date |
|---|---|---|---|---|---|
| TERM/CANCL | ACUITY, A MUTUAL INSURANCE COMPANY | CA-ZA9874 | BIPD/Primary | Dec 29, 2025 | Dec 29, 2025 |
| TERM/REPL | ACUITY, A MUTUAL INSURANCE COMPANY | CA-ZA9874 | BIPD/Primary | Sep 1, 2025 | Sep 1, 2025 |
| TERM/REPL | ACUITY, A MUTUAL INSURANCE COMPANY | CA-ZA9874 | BIPD/Primary | Sep 1, 2023 | Sep 1, 2023 |
| TERM/CANCL | WESTFIELD INSURANCE CO. | CSP 3 384 277 | BIPD/Primary | Sep 1, 2018 | Sep 1, 2018 |
| TERM/REPL | WESTFIELD INSURANCE CO. | CSP 3 384 277 | BIPD/Primary | Aug 24, 2018 | Aug 24, 2018 |
| CANCEL | WESTFIELD INSURANCE CO. | CSP 3 384 277 | CARGO | May 29, 2014 | May 29, 2014 |
| CANCEL | WESTFIELD INSURANCE CO. | CSP 3 384 277 | BIPD/Primary | Oct 15, 2007 | Oct 15, 2007 |
| CANCEL | STONINGTON INSURANCE COMPANY | TOW001650-00 | BIPD/Primary | Sep 1, 2006 | Sep 1, 2006 |
| CANCEL | STONINGTON INSURANCE COMPANY | TOW001650-00 | CARGO | Sep 1, 2006 | Sep 1, 2006 |
| CANCEL | WESTPORT INSURANCE CORPORATION | WCP1020003668-01 | BIPD/Primary | Sep 1, 2005 | Sep 1, 2005 |
| CANCEL | WESTPORT INSURANCE CORPORATION | WCP1020003668-01 | CARGO | Sep 1, 2005 | Sep 1, 2005 |
| CANCEL | WESTPORT INSURANCE CORPORATION | WCP102000366800 | CARGO | Sep 1, 2004 | Sep 1, 2004 |
| CANCEL | WESTPORT INSURANCE CORPORATION | WCP102000366800 | BIPD/Primary | Sep 1, 2004 | Sep 1, 2004 |
| TERM/REPL | PENNSYLVANIA GENERAL INSURANCE COMPANY | CPP 117 94 31 | CARGO | Sep 1, 2003 | Sep 1, 2003 |
| CANCEL | WESTPORT INSURANCE CORPORATION | KB2103-1 | BIPD/Primary | Sep 1, 2003 | Sep 1, 2003 |
| TERM/REPL | WESTPORT INSURANCE CORPORATION | KB21030 | BIPD/Primary | Sep 1, 2002 | Sep 1, 2002 |
| CANCEL | PENNSYLVANIA GENERAL INSURANCE COMPANY | CPP 117 94 31 | BIPD/Primary | Sep 1, 2001 | Sep 1, 2001 |
| TERM/REPL | CELINA MUTUAL INSURANCE COMPANY | 47012740 | BIPD | Sep 1, 1997 | Sep 1, 1997 |
| TERM/REPL | MONROE GUARANTY INSURANCE COMPANY | MG104169M9 | CARGO | Sep 1, 1997 | Sep 1, 1997 |
| TERM/REPL | HARTFORD INSURANCE COMPANY OF THE MIDWEST | 6UEN PJ8898 | BIPD | Sep 1, 1996 | Sep 1, 1996 |
| TERM/REPL | THE CONTINENTAL INSURANCE CO. | CBP 6153897 | BIPD/Primary | Sep 1, 1995 | Sep 1, 1995 |
Authority Action History (17 events)
| Docket | Authority Type | Original Action | Served Date | Disposition | Decided Date |
|---|---|---|---|---|---|
| MC221225 | CONTRACT | INVOLUNTARY REVOCATION | Nov 26, 2025 | DISCONTINUED REVOCATION | Dec 17, 2025 |
| MC221225 | COMMON | INVOLUNTARY REVOCATION | Nov 26, 2025 | DISCONTINUED REVOCATION | Dec 17, 2025 |
| MC221225 | CONTRACT | INVOLUNTARY REVOCATION | Aug 6, 2018 | DISCONTINUED REVOCATION | Aug 27, 2018 |
| MC221225 | COMMON | INVOLUNTARY REVOCATION | Aug 6, 2018 | DISCONTINUED REVOCATION | Aug 27, 2018 |
| MC221225 | CONTRACT | INVOLUNTARY REVOCATION | Aug 7, 2006 | DISCONTINUED REVOCATION | Aug 28, 2006 |
| MC221225 | COMMON | INVOLUNTARY REVOCATION | Aug 7, 2006 | DISCONTINUED REVOCATION | Aug 28, 2006 |
| MC221225 | COMMON | INVOLUNTARY REVOCATION | Nov 14, 2005 | DISCONTINUED REVOCATION | Dec 6, 2005 |
| MC221225 | CONTRACT | INVOLUNTARY REVOCATION | Nov 14, 2005 | DISCONTINUED REVOCATION | Dec 6, 2005 |
| MC221225 | CONTRACT | INVOLUNTARY REVOCATION | Aug 5, 2005 | DISCONTINUED REVOCATION | Aug 29, 2005 |
| MC221225 | COMMON | INVOLUNTARY REVOCATION | Aug 5, 2005 | DISCONTINUED REVOCATION | Aug 29, 2005 |
| MC221225 | COMMON | INVOLUNTARY REVOCATION | Aug 5, 2004 | DISCONTINUED REVOCATION | Sep 1, 2004 |
| MC221225 | CONTRACT | INVOLUNTARY REVOCATION | Aug 5, 2004 | DISCONTINUED REVOCATION | Sep 1, 2004 |
| MC221225 | COMMON | INVOLUNTARY REVOCATION | Aug 2, 2001 | DISCONTINUED REVOCATION | Aug 14, 2001 |
| MC221225 | CONTRACT | INVOLUNTARY REVOCATION | Aug 2, 2001 | DISCONTINUED REVOCATION | Aug 14, 2001 |
| MC221225 | PROPERTY BROKER | DISMISSED | Sep 14, 1996 | — | Unknown |
| MC221225 | MOTOR PROPERTY COMMON CARRIER | GRANTED | Sep 28, 1989 | — | Unknown |
| MC221225 | MOTOR PROPERTY CONTRACT CARRIER | GRANTED | Sep 28, 1989 | — | Unknown |
Safety & Inspections
SMS BASIC scores, inspection history, and out-of-service rates
SMS BASIC Scores
Higher percentile = worse safety performance relative to peers. Scores at or above 75% trigger FMCSA alerts.
Inspection Activity (24 months)
Monthly inspection counts with OOS months highlighted. Hover bars for details.
Inspection Activity Map
6 states • 8 inspections
Violation Summary (15 violations from 8 inspections)
| Code | Description | # Violations | # OOS | Severity Wt | BASIC |
|---|---|---|---|---|---|
| FMCSR:395.8A | Failing to keep RODS | 3 | 0 | 7 | Hours Of Service |
| FMCSR:392.2 | Operating a CMV while ill or fatigued | 2 | 0 | 8 | Unsafe Driving |
| FMCSR:395.3A2-HOSPD | HOS (Property) - Driving beyond the 14 hour after coming on duty following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Tim | 1 | 0 | — | Hours Of Service |
| FMCSR:392.2-SLLCP | Operating a CMV while ill or fatigued | 1 | 0 | 8 | Unsafe Driving |
| FMCSR:393.9(a) | Inoperable required lamps | 1 | 1 | 3 | Vehicle Maintenance |
| FMCSR:387.301(a) | 387.301(a) | 1 | 0 | — | General/Admin |
| FMCSR:393.71(h)(10) | Fifth wheel defective | 1 | 1 | 8 | Vehicle Maintenance |
| FMCSR:390.21T(b) | 390.21T(b) | 1 | 0 | — | General/Admin |
| FMCSR:393.95(a) | Emergency equipment - fire extinguisher missing/defective | 1 | 0 | 5 | Vehicle Maintenance |
| FMCSR:395.8(k)(2) | ELD malfunction / not functional | 1 | 0 | 5 | Hours Of Service |
| FMCSR:392.16(a) | Failing to use seat belt (49 CFR) | 1 | 0 | 3 | Unsafe Driving |
| FMCSR:391.49(j) | No valid medical waiver in drivers possession | 1 | 0 | — | Driver Fitness |
Peer Context
This carrier vs national averages. Lower is better for all metrics.
National averages: vehicle OOS 23.4%, driver OOS 6.7%, violations per inspection ~1.8. Based on FMCSA MCSAP program data.
Inspection History (8 inspections)
| Date | Report # | Station | State | Level | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| Mar 21, 2026 | 87352530 | MARMET WV | WV | Level 3 | FREIGHTLIN TRUCK TRACTOR | 4 | 395.8A, 395.3A2-HOSPD | No |
| Mar 20, 2026 | 87370126 | BASTIAN VA | VA | Level 3 | FREIGHTLIN TRUCK TRACTOR | 0 | — | No |
| Jul 21, 2025 | 85284629 | ANGOLA IN | IN | Level 3 | KALYN CO. SEMI-TRAILER | 1 | 392.2-SLLCP | No |
| Jul 16, 2024 | 82130990 | ROADSIDE | OH | Level 2 | KW TRUCK TRACTOR | 3 | 393.9(a), 387.301(a), 393.71(h)(10) | Yes |
| Feb 6, 2024 | 80791048 | M-62 @ BEESON ST | MI | Level 3 | FRHT STRAIGHT TRUCK | 1 | 392.2 | No |
| Jan 5, 2024 | 80544403 | LOUISVILLE | KY | Level 3 | KW TRUCK TRACTOR | 0 | — | No |
| Aug 24, 2023 | 79508307 | HUBBARD SCALE | OH | Level 2 | KW STRAIGHT TRUCK | 4 | 392.2, 390.21T(b), 393.95(a) | No |
| Jul 7, 2023 | 79098916 | Roadside | MI | Level 3 | STRG STRAIGHT TRUCK | 2 | 392.16(a), 391.49(j) | No |
Inspection analytics
Monthly cadence, frequent stations, and violation mix
Inspections per month (24 mo)
Most frequent inspection stations
Violations by BASIC category
Recent Crashes
7 crash records from FMCSA Crash File
Crash History (7 records)
| Date | State | Severity | Fatalities | Injuries | City | Location | VIN | Carrier Name at Crash |
|---|---|---|---|---|---|---|---|---|
| Jun 13, 2023 | IN | TOW | 0 | 0 | ELKHART | NAPPANEE ST | ...KD8947 | TOM'S 24 HOUR TOWING INC |
| Feb 18, 2022 | MI | INJURY | 0 | 1 | STURGIS TWP | M66 | ...076333 | TOM'S 24 HOUR TOWING INC |
| Dec 7, 2020 | IN | TOW | 0 | 0 | — | — | — | — |
| Nov 11, 2020 | IN | TOW | 0 | 0 | — | — | — | — |
| Jan 18, 2020 | MI | TOW | 0 | 0 | — | — | — | — |
| Jan 30, 2007 | MI | TOW | 0 | 0 | — | — | — | — |
| Feb 16, 2006 | IN | INJURY | 0 | 1 | — | — | — | — |
Compliance Timeline
30 events merged from authority, insurance, enforcement, OOS, crash, MCS-150, and safety rating records
Showing most recent 25 of 30 events