TruckCodex

JPM SALES INC

SAGINAW, MI

DBA: FAST FINANCE AUTO SALES

USDOT 2975220 Active AUTHORIZED FOR HIRE Hazmat Company officer: RICH SPYHALSKI Company officer 2: JOSEPH T THELEN Motor Vehicles Based in SAGINAW, MI
Brokers & shippers · booking check

Book with caution — review signals below

No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.

Caution
Policy effective · May 4, 2021
Review these
  • OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
On file
  • 1 active operating authority
  • Insurance on file · $1,000,000 ZURICH AMERICAN INSURANCE COMPANY · 91X Details →
  • BOC-3 process agent on file 1+49 PROCESS AGENTS LLC Details →
Company officer: RICH SPYHALSKI
Company officer 2: JOSEPH T THELEN
Cargo: Motor Vehicles
Built for brokers and shippers deciding whether to tender. Always confirm on FMCSA SAFER and L&I before booking — TruckCodex mirrors public filings and can lag by up to a day.
Plain-text risk summary (print / paste) 
TruckCodex risk summary — JPM SALES INC (USDOT 2975220)
Verdict: CAUTION
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.

Authority / census status: Active
Active BIPD limit: $1,000,000
Officer(s): RICH SPYHALSKI (Company officer); JOSEPH T THELEN (Company officer 2)

Blockers:
  (none)

Cautions:
  • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median.

On file:
  • 1 active operating authority
  • Insurance on file · $1,000,000 — ZURICH AMERICAN INSURANCE COMPANY · 91X
  • BOC-3 process agent on file — 1+49 PROCESS AGENTS LLC

Source: https://truckcodex.com/usdot/2975220/
As of: Jul 13, 2026
Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
Operating authority
Insurance

ZURICH AMERICAN INSURANCE COMPANY · 91X · $1,000,000

1 active policy

BOC-3 agent

1+49 PROCESS AGENTS LLC

Company profile

Company details
USDOT 2975220
MC / docket MC011087
Company officer RICH SPYHALSKI
Company officer 2 JOSEPH T THELEN
Operation AUTHORIZED FOR HIRE
Hazmat Yes (MCS-150)
Cargo carried
Motor Vehicles
Fleet size 3 units
Drivers 1
Annual mileage 49,117 mi
Contact & address
Phone: (989) 921-9890
Email: [email protected]
Physical
6190 BAY RD
SAGINAW, MI 48604
Mailing address matches physical.
Registration & safety rating
USDOT 2975220
Operation AUTHORIZED FOR HIRE
Annual mileage (MCS-150) 49,117 mi
Hazmat Yes (MCS-150)
vs. National Average
Vehicle OOS Rate 50.0% vs 23.4% +26.6 pts
Driver OOS Rate 0.0% vs 6.7% -6.7 pts
Violations per Inspection 0.67 vs 1.80 -1.13
Peer tier (small fleets (≤10 power units)) median OOS rate: 50%
Active insurance
Related filings

Fleet details (MCS-150)

Vehicle type Owned Term leased Trip leased
Trailers 2 0 0
Trucks 3 0 0

Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).

Accident reports (24 months)

All 1 crashes →
Last 6 months 6–12 months 12–24 months Total
Fatalities 0 0 0 0
Injuries 0 0 1 1
Tow-away 0 0 1 1
Crash reports 0 0 1 1

Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.

Inspections (24 months)

All 3 inspections →
Driver Vehicle Hazmat
Inspections 3 3 0
OOS inspections 0 1 0
OOS percentage 0% 33.33% —
National average 6.67% 22.26% 4.44%

Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).

Power Units
3
Drivers
1
Inspections
3
FMCSA roadside history
OOS Rate (peak)
50.0%
driver or vehicle, whichever higher
Crashes (24m)
1
Authorities
1
1 active
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles

JPM SALES INC is a motor carrier based in SAGINAW, MI, registered with the FMCSA under USDOT 2975220. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 3 power units and 1 driver, with 3 roadside inspections on file and a peak out-of-service rate of 50.0%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.

Carrier is unrated

FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.

Carrier overview

JPM SALES INC is a small fleet, operating 3 power units and 1 driver, based in Saginaw, MI. Across 3 roadside inspections in the last 24 months, the fleet recorded a 33.3% out-of-service rate, with 1 reportable crash. Operating authority is active for common.

Inspection profile

3 roadside inspections over the last 24 months, most heavily in MI (3 stops), with Level 3 inspections the most common.

Violation profile

33.3% out-of-service rate; led by Unsafe Driving (50.0% of violations); top code 392.2-SLLSR (Operating a CMV while ill or fatigued) cited 1 times.

Fleet profile

The fleet comprises 3 power units (small fleet) and 1 driver; Ram, Kauf, and Trlr are the most-inspected makes.

Risk Signals

High OOS rate
Peak OOS rate of 50.0% is well above FMCSA MCSAP national averages (driver ~6.7%, vehicle ~23.4%).

Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service

Compared against 331,605 ACTIVE carriers operating 2–5 power units (±50% of this carrier's 3 unit fleet).

This carrier — Driver OOS
0%
Drivers placed out-of-service at roadside inspections
Peer median
0%
Median across 331,605 same-size peers
Verdict
On par with peers
Delta 0 pts vs peer median (lower is safer)
This carrier — Vehicle OOS
50%
Vehicles placed out-of-service at roadside inspections
Peer median
0%
Median across 331,605 same-size peers
Verdict
Riskier than peers
Delta +50 pts vs peer median (lower is safer)
Inspection Analytics Monthly activity · BASIC mix · state map

Monthly Inspection Activity (24 months)

2024-11 2026-04

Violations by BASIC Category

Federal BASIC buckets for every citation issued against this carrier over the past 24 months.
Unsafe Driving
1 violation
Vehicle Maintenance
1 violation
1 OOS · 100.0%

Activity by State

States this carrier has been inspected in over the past 24 months.
State Inspections OOS OOS % Last Inspection
Michigan (MI) 3 1 33.3% Apr 15, 2026
Vehicle Fleet Top makes and models observed in roadside inspections
Make Model Inspections
Ram 2
Dodge 1
Kauf 1
Kaufm 1
Trailer 1
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
BASIC Inspections Serious Measure Percentile Alert As Of
Driver Fitness 0 — 0.00 0 — Jul 6, 2026
Controlled Substances / Alcohol 0 — 0.00 0 — Jul 6, 2026
Hours of Service 0 — 0.00 0 — Jul 6, 2026
Unsafe Driving 0 — 0.00 0 — Jul 6, 2026
Vehicle Maintenance 1 — 3.00 3 — Jul 6, 2026

Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.

Recent Inspections (3 rows) View all 3 →
Inspection # Date ▼ State Level Station Vehicle Violations Top Codes OOS
87595997 Apr 15, 2026 MI 3 N I-75@CLINTONVILLE RD
DODG STRAIGHT TRUCK
MI BE30193 · 3C63RRGL2JG319766
0 — No
83841044 Feb 10, 2025 MI 2 ROAD
RAM STRAIGHT TRUCK
MI BD96331 · 3C63RRGL9HG785740
1 392.2-SLLSR No
83226680 Nov 20, 2024 MI 1 ROAD
RAM STRAIGHT TRUCK
MI BD96331 · 3C63RRGL9HG785740
1 393.43D-B Yes
Recent Crashes (1 row)
Report # Date ▼ State Fatalities Injuries Tow Hazmat Severity
MI0003492000 May 5, 2025 MI 0 1 Yes No Injury
Authority Records (1 docket)
common
MC011087
Active
—
View full authority record →
MC Certificate Documents (1 PDF)

Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.

Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.

Date Docket Action Authority PDF
Apr 13, 2017 MC11087-C CPL CERTIFICATE CPL →
Insurance Coverage Timeline (4 rows)

Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.

Insurer Policy # Type Limit Effective Cancel Status
ZURICH AMERICAN INSURANCE COMPANY ADP 0921751 91X $1,000,000 May 4, 2021 On file ACTIVE
ALL AMERICA INSURANCE COMPANY 9914114 BIPD/Primary — Apr 1, 2018 May 2, 2021 CANCELLED
AMCO INSURANCE COMPANY ACP GPA 3008148777 BIPD/Primary — Apr 1, 2017 May 3, 2018 CANCELLED
AMCO INSURANCE COMPANY ACP GPA 3008148777 BIPD/Primary — Apr 1, 2017 Apr 1, 2018 REPLACED
Compliance Timeline Merged authority / insurance / enforcement events
  1. May 5, 2021
    authority
    DISCONTINUED REVOCATION — COMMON
    Details →
  2. May 2, 2021
    insurance
    CANCEL — ALL AMERICA INSURANCE COMPANY
  3. May 3, 2018
    insurance
    TERM/CANCL — AMCO INSURANCE COMPANY
  4. Apr 25, 2018
    authority
    DISCONTINUED REVOCATION — COMMON
    Details →
  5. Apr 1, 2018
    insurance
    TERM/REPL — AMCO INSURANCE COMPANY
  6. Apr 13, 2017
    authority
    GRANTED — MOTOR PROPERTY COMMON CARRIER
    Details →
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for

Most-Inspected Stations

Station State Inspections OOS
ROAD MI 2 1
N I-75@CLINTONVILLE RD MI 1 0
Related Records Cross-references to every adjacent page
Directory
Authority Records
Insurance Carriers
Process Agent (BOC-3)
Carrier Records
Discover
Explainers

How to verify JPM SALES INC

  1. Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
  2. Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
  3. Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
  4. Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
  5. Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.

Frequently asked questions about JPM SALES INC

Is JPM SALES INC an active motor carrier? ▾
Yes. JPM SALES INC is registered with the FMCSA under USDOT 2975220 and is currently shown as Active in the agency's Motor Carrier Management Information System (MCMIS). Active status means the carrier may legally operate, contingent on continuous insurance and authority filings.
What is JPM SALES INC's safety rating? ▾
JPM SALES INC is unrated. FMCSA assigns formal safety ratings only after a compliance review, and the agency has not yet completed one for this carrier. Being unrated is not by itself a red flag — most active carriers in the database are unrated. Review the inspection and BASIC data below to assess on-road performance.
How many inspections has JPM SALES INC had? ▾
3 roadside inspections are on file for JPM SALES INC in FMCSA's MCMIS database. Each inspection is summarized in the Inspection History section below — sortable by date, state, level, and out-of-service result. Newer inspections are pulled from the FMCSA SMS data feed daily.
What is JPM SALES INC's out-of-service rate? ▾
JPM SALES INC's peak out-of-service rate is 50.0% (whichever is higher of driver-OOS or vehicle-OOS, computed from FMCSA roadside inspection data). The national averages are roughly 6.7% for drivers and 23.4% for vehicles — see the peer-context card on this page for a side-by-side comparison.
Where is JPM SALES INC based? ▾
JPM SALES INC reports its physical address to the FMCSA as 6190 BAY RD, SAGINAW, Michigan 48604. Carriers must file a Form MCS-150 every two years to keep their address current; an outdated address is a common compliance flag.
Does JPM SALES INC have valid operating authority? ▾
Yes. JPM SALES INC holds 1 active FMCSA operating authority (MC011087). Each docket appears in the Authority Records section below with its full event history. Active authority means the carrier may legally operate as a for-hire carrier, contingent on current insurance and BOC-3 process-agent filings.
How many trucks and drivers does JPM SALES INC operate? ▾
JPM SALES INC self-reports 3 power units and 1 driver on its most recent FMCSA Form MCS-150 filing. Power-unit and driver counts come from the carrier directly and are required to be updated every two years; very large fluctuations between filings can indicate fleet changes worth investigating.
Has JPM SALES INC had any crashes? ▾
1 FMCSA-reportable crash is on file for JPM SALES INC in MCMIS. A reportable crash is one resulting in a fatality, an injury requiring transport for medical attention, or a vehicle disabled and towed from the scene. The full crash log is on the Crashes subpage with date, state, and outcome details.

About FMCSA carrier records

Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.

Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.

TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.

Data sources & freshness

TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.

FMCSA

Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.

Refreshed daily.
NHTSA

Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).

Refreshed daily.
EIA

Retail diesel and gasoline price history and state fuel-tax tables.

Refreshed weekly.
Transport Canada

Cross-border carrier registry and Canadian recall campaigns where applicable.

Refreshed weekly.

TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.