Direct answers on 387.7(d) financial responsibility violations, OOS rates, CSA points, and what to do after a citation.
Ranks #3,037 of 3,146 FMCSR codes by citation frequency.
Motor carrier operating with financial responsibility below the required minimum levels.
Direct answers grounded in TruckCodex inspection data
No. Across our 13 million inspection records, we have no documented out-of-service placements for 387.7(d) violations. The OOS rate is 0.0%. While 387.7(d) carries a CSA severity weight of 8 and the violation itself is serious from a compliance standpoint, roadside inspectors have not used this code to remove trucks from service in our historical dataset.
The CSA severity weight for 387.7(d) is 8. This weight is applied to your Unsafe Driving or other relevant BASIC for the 30-day period in which the citation was issued. CSA points accumulate over time and are multiplied by the safety event count in your rolling window. The exact total depends on how many other violations were cited on the same inspection date and your carrier's recent history.
Immediate steps:
Yes. Our inspection records show that peer codes in the General/Admin category—such as 390.21TB2-DOT (74,663 citations) and 390.21T(b) (61,097 citations)—are cited far more frequently, but 387.7(d) carries equal or greater regulatory weight because it directly affects your carrier's legal operating authority. Financial responsibility is a threshold compliance item; loss of it can result in immediate out-of-service order of the entire carrier operation, not just one vehicle.
Yes. If you believe the citation is factually incorrect—for example, if your carrier's insurance was valid but the inspector did not verify it properly—you can file a DataQs (Crash and Roadside Inspection Data Quality System) request with your state's FMCSA division. You will need documentation of current coverage. DataQs challenges must be filed within a defined window; contact your state's FMCSA office for the deadline. Contestation is more effective when you have proof (insurance card, broker letter, FMCSA safety portal record).
Our database shows zero citations for 387.7(d) across all 13 million inspection records on file. This is unusual because it suggests that roadside inspectors either do not have direct access to real-time financial responsibility status during inspections, or that violations are being cited under different codes. Most financial responsibility issues are discovered during New Entrant reviews, safety audits, or carrier registration renewals—not roadside stops. If you receive this citation, treat it as a high-priority carrier-level compliance matter.
This citation is tied to your carrier's operating authority and safety record, not your personal driving record. Financial responsibility is a carrier-level requirement managed by FMCSA under the carrier's DOT number. However, if you are an owner-operator, the violation applies directly to your business. Either way, failure to maintain minimum financial responsibility can result in out-of-service orders affecting all operations. Your carrier's safety and compliance team must resolve this immediately.
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.