LAND OF LIGHT TRANSPORT LLC
Joins 709 roadside inspections (24 mo), 1 authority docket, BIPD on file (UNIVERSAL CASUALTY RISK RETENTION GROUP, INC) from FMCSA public filings. Data as of Oct 31, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- OOS rate worse than size peers Driver 7.60% vs peer 0.30% · Vehicle 31.8% vs peer 14.3% Details →
Plain-text risk summary (print / paste)
TruckCodex risk summary — LAND OF LIGHT TRANSPORT LLC (USDOT 3701071) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Blockers: (none) Cautions: • OOS rate worse than size peers — Driver 7.60% vs peer 0.30% · Vehicle 31.8% vs peer 14.3% On file: • 1 active operating authority • Insurance on file · $750,000 — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC · 91X • BOC-3 process agent on file — TRUCK PROCESS AGENTS OF AMERICA, INC Source: https://truckcodex.com/usdot/3701071/ As of: Oct 31, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 31, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 79/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
B
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 79/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 7.6% vs peer median 0.3% (worse). Vehicle OOS 31.8% vs peer median 14.3% (worse). n=10701 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC · BMC-91X · $750,000
1 active liability filing
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2022-03-30 (1,677 days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceUNIVERSAL CASUALTY RISK RETENTION GROUP, INCPolicy effective Sep 19, 2025
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Process AgentTRUCK PROCESS AGENTS OF AMERICA, INCBOC-3 on file
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Operating AuthorityMC1295003ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 10 | 87 | 0 |
| Trailers | 0 | 42 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 10 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 0 | 0 | 3 | 3 |
| Tow-away | 0 | 1 | 6 | 7 |
| Crash reports | 0 | 1 | 7 | 8 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 794 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 709 | 709 | 0 |
| OOS inspections | 53 | 133 | 0 |
| OOS percentage | 7.48% | 18.76% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 10,701 ACTIVE carriers operating 48–146 power units (±50% of this carrier's 97 unit fleet).
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (30 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| New Mexico (NM) | 262 | 56 | 21.4% | Oct 22, 2026 |
| California (CA) | 126 | 39 | 31.0% | Oct 27, 2026 |
| Arizona (AZ) | 119 | 36 | 30.3% | Oct 20, 2026 |
| Texas (TX) | 52 | 9 | 17.3% | Oct 9, 2026 |
| Tennessee (TN) | 19 | 4 | 21.1% | Jun 4, 2026 |
| Utah (UT) | 14 | 2 | 14.3% | Nov 24, 2025 |
| Colorado (CO) | 14 | 4 | 28.6% | May 27, 2026 |
| Arkansas (AR) | 8 | 0 | 0.0% | Sep 30, 2026 |
| Oklahoma (OK) | 8 | 0 | 0.0% | Sep 20, 2026 |
| North Carolina (NC) | 7 | 1 | 14.3% | Jul 29, 2026 |
| Louisiana (LA) | 7 | 0 | 0.0% | Aug 6, 2025 |
| Washington (WA) | 6 | 2 | 33.3% | May 20, 2026 |
| Missouri (MO) | 6 | 4 | 66.7% | Oct 12, 2026 |
| Mississippi (MS) | 6 | 0 | 0.0% | Sep 30, 2026 |
| Illinois (IL) | 5 | 1 | 20.0% | Aug 19, 2026 |
| South Carolina (SC) | 4 | 0 | 0.0% | Oct 7, 2026 |
| Kentucky (KY) | 4 | 2 | 50.0% | Aug 11, 2026 |
| Nevada (NV) | 4 | 0 | 0.0% | Sep 21, 2026 |
| Florida (FL) | 4 | 2 | 50.0% | Sep 21, 2026 |
| Wyoming (WY) | 3 | 1 | 33.3% | Jun 30, 2026 |
| Georgia (GA) | 3 | 0 | 0.0% | Apr 28, 2025 |
| Kansas (KS) | 3 | 1 | 33.3% | Aug 18, 2026 |
| Nebraska (NE) | 3 | 0 | 0.0% | Sep 22, 2026 |
| Alabama (AL) | 2 | 1 | 50.0% | Aug 18, 2026 |
| New York (NY) | 2 | 1 | 50.0% | Nov 25, 2025 |
| Ohio (OH) | 2 | 1 | 50.0% | Jul 1, 2026 |
| Oregon (OR) | 2 | 2 | 100.0% | Jul 31, 2026 |
| Pennsylvania (PA) | 2 | 1 | 50.0% | Apr 28, 2025 |
| South Dakota (SD) | 2 | 0 | 0.0% | May 31, 2025 |
| US (US) | 2 | 1 | 50.0% | Sep 4, 2025 |
| Delaware (DE) | 1 | 0 | 0.0% | May 7, 2025 |
| Maryland (MD) | 1 | 0 | 0.0% | May 7, 2025 |
| Indiana (IN) | 1 | 0 | 0.0% | Jun 1, 2026 |
| North Dakota (ND) | 1 | 0 | 0.0% | Feb 16, 2025 |
| Montana (MT) | 1 | 0 | 0.0% | Aug 31, 2025 |
| Idaho (ID) | 1 | 0 | 0.0% | Dec 23, 2025 |
| Virginia (VA) | 1 | 0 | 0.0% | Jan 15, 2026 |
| Michigan (MI) | 1 | 0 | 0.0% | Jun 17, 2025 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Freightliner | 707 | |
| Wabash National | 333 | |
| Hyundai Translead | 161 | |
| Volvo | 43 | |
| Utility | 29 | |
| Great Dane | 26 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 32 | — | 0.30 | 0 | ALERT | Oct 26, 2026 |
| Controlled Substances / Alcohol | 1 | — | 0.01 | 0 | — | Oct 26, 2026 |
| Hours of Service | 76 | — | 0.61 | 1 | — | Oct 26, 2026 |
| Unsafe Driving | 137 | — | 11.93 | 12 | — | Oct 26, 2026 |
| Vehicle Maintenance | 288 | — | 5.73 | 6 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (794 rows) View all 794 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89372098 | Oct 27, 2026 | CA | 3 | MT. PASS IF |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89329667 | Oct 22, 2026 | NM | 2 | NM |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.75A3-TAOL | Yes |
| 89324008 | Oct 20, 2026 | AZ | 1 | PHOENIX AZ |
FREIGHTLINER TRUCK TRACTOR
|
8 | 396.3A1-BOS, 393.47E, 393.45D-B | Yes |
| 89292390 | Oct 17, 2026 | NM | 2 | NM |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89286139 | Oct 15, 2026 | AZ | 3 | YUMA AZ |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89273561 | Oct 14, 2026 | NM | 2 | NM |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLS1 | No |
| 89272131 | Oct 12, 2026 | MO | 2 | ST CLAIR MO |
FREIGHTLINER TRUCK TRACTOR
|
4 | 396.3A1-BARS, 393.205C-WRAWFLMIB, 393.75C-TAOTD-LT2/32 | Yes |
| 89275113 | Oct 9, 2026 | TX | 2 | TX |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLSR | No |
| 89225174 | Oct 8, 2026 | TX | 3 | TX | — | 0 | — | No |
| 89219416 | Oct 8, 2026 | NM | 2 | NM | — | 2 | 393.11B-CSURR, 393.45C-BSG | No |
| 89204369 | Oct 7, 2026 | SC | 3 | SPARTANBURG SC | — | 3 | 392.2-SLLLR, 392.2-SLLS1, 392.2-SLLFC | No |
| 89196357 | Oct 6, 2026 | NM | 2 | NM | — | 0 | — | No |
| 89156700 | Sep 30, 2026 | NM | 2 | NM |
FREIGHTLINER TRUCK TRACTOR
|
3 | 393.9A-LSLIWR, 393.9A-LTSI, 393.9A-LHWS | Yes |
| 89144485 | Sep 30, 2026 | AR | 2 | VAN BUREN AR |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.45B2-B-AIR | No |
| 89143538 | Sep 30, 2026 | MS | 3 | LAUDERDALE COUNTY MS |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89148805 | Sep 29, 2026 | TX | 2 | TX |
FREIGHTLINER TRUCK TRACTOR
|
3 | 391.11B2-S, 393.81-H, 392.2-SLLTCD | Yes |
| 89130817 | Sep 28, 2026 | CA | 1 | GRAPEVINE IF |
FREIGHTLINER TRUCK TRACTOR
|
3 | 392.2-SLLSR, 393.45B2-B-AIR, 396.3A1-BALAC | No |
| 89116481 | Sep 27, 2026 | NM | 2 | NM |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89110695 | Sep 26, 2026 | NM | 1 | NM |
FREIGHTLINER TRUCK TRACTOR
|
1 | 396.5B-L | No |
| 89109001 | Sep 26, 2026 | SC | 3 | LEXINGTON SC |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89100448 | Sep 24, 2026 | CA | 1 | DESERT HILLS IF |
FREIGHTLINER TRUCK TRACTOR
|
3 | 396.5B-HWSL, 392.2-SLLED | No |
| 89083117 | Sep 23, 2026 | NM | 2 | NM |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.43D-BIPBS | No |
| 89063201 | Sep 22, 2026 | NE | 3 | PALMYRA NE |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLS2 | No |
| 89069388 | Sep 21, 2026 | FL | 3 | MONTICELLO FL |
FORD STRAIGHT TRUCK
|
2 | 383.23A2-LCDLN, 391.11B2-S | Yes |
| 89060010 | Sep 21, 2026 | NV | 2 | SLOAN CHECKSITE |
FREIGHTLINER TRUCK TRACTOR
|
3 | 396.17C-PI, 393.9A-LSLI | No |
Recent Crashes (10 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| NY4105618900 | Nov 25, 2025 | NY | 0 | 0 | Yes | No | Tow |
| TX7A9CHQE1XC | Oct 28, 2025 | TX | 0 | 0 | Yes | No | Tow |
| TX7A1BHQE1J0 | Oct 15, 2025 | TX | 0 | 0 | Yes | No | Tow |
| TX78AAHQE1E8 | Aug 20, 2025 | TX | 0 | 1 | No | No | Injury |
| AZ0I25047680 | Aug 7, 2025 | AZ | 0 | 1 | Yes | No | Injury |
| UT2505526946 | Jul 11, 2025 | UT | 0 | 0 | Yes | No | Tow |
| WY0202501102 | Feb 1, 2025 | WY | 0 | 0 | Yes | No | Tow |
| CA5302407150 | Dec 2, 2024 | CA | 0 | 1 | Yes | No | Injury |
| MO0000110655 | Oct 27, 2024 | MO | 0 | 1 | Yes | No | Injury |
| TX6YSDHQE1WX | Aug 28, 2024 | TX | 0 | 0 | Yes | No | Tow |
Authority Records (1 docket)
MC Certificate Documents (1 letter, 1 PDF)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Mar 30, 2022 | MC1295003-C | Original MC Certificate | Revocation | Original MC Certificate → |
Insurance Coverage Timeline (15 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | URG-01575-01 | 91X | $750,000 | Sep 19, 2025 | On file | ACTIVE |
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | URG-01575 | BIPD/Primary | — | Apr 30, 2025 | Sep 19, 2025 | CANCELLED |
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | URG-01575 | BIPD/Primary | — | Sep 19, 2024 | Apr 30, 2025 | CANCELLED |
| PROGRESSIVE COUNTY MUTUAL | CA984994876 | BIPD/Primary | — | Aug 7, 2024 | Sep 19, 2024 | CANCELLED |
| DB INSURANCE CO., LTD (U.S.BRANCH) | TCA-P001177-00 | BIPD/Primary | — | May 10, 2024 | Aug 12, 2024 | CANCELLED |
| DB INSURANCE CO., LTD (U.S.BRANCH) | TCA-P001177-00 | BIPD/Primary | — | May 10, 2024 | Aug 7, 2024 | REPLACED |
| ACCREDITED SURETY AND CASUALTY COMPANY, INC. | 1BWHTX1901463877-00 | BIPD/Primary | — | Mar 23, 2024 | May 10, 2024 | REPLACED |
| A-ONE COMMERCIAL INSURANCE RRG, INC | A-ONE2023-4239 | BIPD/Primary | — | Mar 23, 2023 | Mar 23, 2024 | CANCELLED |
| A-ONE COMMERCIAL INSURANCE RRG, INC | A-ONE2023-4239 | BIPD/Primary | — | Mar 23, 2023 | Mar 23, 2023 | REPLACED |
| A-ONE COMMERCIAL INSURANCE RRG, INC | A-ONE2023-4239 | BIPD/Primary | — | Mar 23, 2023 | May 14, 2023 | CANCELLED |
| A-ONE COMMERCIAL INSURANCE RRG, INC | A-ONE2023-4239 | BIPD/Primary | — | Mar 23, 2023 | Mar 23, 2023 | REPLACED |
| A-ONE COMMERCIAL INSURANCE RRG, INC | A-ONE2023-4239 | BIPD/Primary | — | Mar 23, 2023 | May 12, 2023 | CANCELLED |
| PROGRESSIVE COUNTY MUTUAL | CA956844779 | BIPD/Primary | — | Jul 25, 2022 | Mar 23, 2023 | REPLACED |
| PROGRESSIVE COUNTY MUTUAL | CA956844779 | BIPD/Primary | — | Jul 25, 2022 | Apr 27, 2023 | CANCELLED |
| PROGRESSIVE COUNTY MUTUAL | CA956844779 | BIPD/Primary | — | Mar 22, 2022 | Jul 25, 2022 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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Sep 19, 2025insuranceCANCEL — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
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Sep 18, 2025
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Apr 30, 2025insuranceCANCEL — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
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Sep 20, 2024
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Sep 19, 2024insuranceCANCEL — PROGRESSIVE COUNTY MUTUAL
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Aug 12, 2024insuranceTERM/CANCL — DB INSURANCE CO., LTD (U.S.BRANCH)
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Aug 8, 2024
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Aug 7, 2024insuranceTERM/REPL — DB INSURANCE CO., LTD (U.S.BRANCH)
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May 10, 2024insuranceTERM/REPL — ACCREDITED SURETY AND CASUALTY COMPANY, INC.
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Mar 25, 2024
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Mar 23, 2024insuranceCANCEL — A-ONE COMMERCIAL INSURANCE RRG, INC
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May 14, 2023insuranceTERM/CANCL — A-ONE COMMERCIAL INSURANCE RRG, INC
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May 12, 2023insuranceTERM/CANCL — A-ONE COMMERCIAL INSURANCE RRG, INC
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Apr 27, 2023insuranceTERM/CANCL — PROGRESSIVE COUNTY MUTUAL
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Apr 21, 2023
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Mar 23, 2023insuranceTERM/REPL — A-ONE COMMERCIAL INSURANCE RRG, INC
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Mar 23, 2023insuranceTERM/REPL — PROGRESSIVE COUNTY MUTUAL
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Jul 25, 2022insuranceTERM/REPL — PROGRESSIVE COUNTY MUTUAL
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Mar 30, 2022
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| LORDSBURG PORT OF ENTRY | NM | 108 | 37 |
| DESERT HILLS IF | CA | 44 | 18 |
| ANTHONY PORT OF ENTRY | NM | 39 | 5 |
| NM | NM | 26 | 3 |
| SAN JON PORT OF ENTRY | NM | 23 | 5 |
| SAN SIMON AZ | AZ | 17 | 5 |
| EHRENBERG AZ | AZ | 12 | 5 |
| GALLUP PORT OF ENTRY | NM | 12 | 1 |
| CASA GRANDE AZ | AZ | 11 | 3 |
| GRAPEVINE IF | CA | 11 | 3 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 24 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 13 | 5 |
| 396.3(a)(1) | Inspection, repair and maintenance of parts and accessories | Vehicle Maintenance | 12 | 9 |
| 393.9 | Inoperable Required Lamp | Vehicle Maintenance | 9 | 2 |
| 393.45(b)(2) | Brake hose or tubing chafing and/or kinking | Vehicle Maintenance | 8 | 3 |
| 395.24 | HOS (ELD) - ELD form and manner | Hours of Service | 8 | 0 |
| 395.8(e)(1) | Making, or permitting a driver to make, a false report regarding duty status | Hours of Service | 8 | 5 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 7 | 0 |
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 7 | 7 |
| 393.75(a)(1) | Tire-ply or belt material exposed | Vehicle Maintenance | 5 | 1 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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North Richland Hills carriers
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Stations in Texas
Where this carrier might be inspected
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Docket MC1295003
common · ACTIVE · MC
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UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
91X policy on file
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PROGRESSIVE COUNTY MUTUAL
BIPD/Primary policy on file
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DB INSURANCE CO., LTD (U.S.BRANCH)
BIPD/Primary policy on file
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ACCREDITED SURETY AND CASUALTY COMPANY, INC.
BIPD/Primary policy on file
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A-ONE COMMERCIAL INSURANCE RRG, INC
BIPD/Primary policy on file
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TRUCK PROCESS AGENTS OF AMERICA, INC
BOC-3 process agent · 128,288 carriers served
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794 inspections
Full roadside inspection history
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10 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.