MT FINANCIAL GROUP LLC
DBA: MOUNTAIN TOP TRANSPORTATION
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 2865 days Jul 4, 2018 → May 8, 2026
- OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
Plain-text risk summary (print / paste)
TruckCodex risk summary — MT FINANCIAL GROUP LLC (USDOT 3005228) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Officer(s): BRADY TOLIVER II (Company officer); BRADY TOLIVER (Company officer 2) Blockers: (none) Cautions: • Prior insurance gap · 2865 days — Jul 4, 2018 → May 8, 2026 • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median. On file: • 1 active operating authority • Insurance on file · $750,000 — COUNTRY MUTUAL INSURANCE CO. · 91X • BOC-3 process agent on file — DOTPROCESSAGENTS.COM LLC Source: https://truckcodex.com/usdot/3005228/ As of: Jul 25, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade B
Composite of 4/5 scored components (mean 79/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
B
confidence 80% · 4/5 signals
Compliance grade B
Composite of 4/5 scored components (mean 79/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 66.7% vs peer median 0% (worse). Vehicle OOS 66.7% vs peer median 0% (worse). n=197605 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
2 active liability policies
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
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InsuranceCOUNTRY MUTUAL INSURANCE CO.Policy effective May 8, 2026
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Process AgentDOTPROCESSAGENTS.COM LLCBOC-3 on file
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Operating AuthorityMC026198ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trucks | 5 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 6 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 4 | 4 | 0 |
| OOS inspections | 2 | 2 | 0 |
| OOS percentage | 50% | 50% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
MT FINANCIAL GROUP LLC is a motor carrier based in SAINT LOUIS, MO, registered with the FMCSA under USDOT 3005228. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 5 power units and 5 drivers, with 6 roadside inspections on file and a peak out-of-service rate of 66.7%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
MT FINANCIAL GROUP LLC is a small fleet, operating 5 power units and 5 drivers, based in Saint Louis, MO. Across 3 roadside inspections in the last 24 months, the fleet recorded a 66.7% out-of-service rate, with 1 reportable crash. BIPD/Primary insurance is on file with COUNTRY MUTUAL INSURANCE CO., and operating authority is active for common.
3 roadside inspections over the last 24 months, up 50% versus the prior 24 months, most heavily in MO (3 stops), with Level 2 inspections the most common.
66.7% out-of-service rate; led by Driver Fitness (37.5% of violations); top code 383.23A2-LCDLN (License (CDL) - Operate a CMV and does not possess a valid CDL) cited 1 times, 1 of them OOS.
The fleet comprises 5 power units (small fleet) and 5 drivers; International is the most-inspected make.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 197,605 ACTIVE carriers operating 2–8 power units (±50% of this carrier's 5 unit fleet).
Historical coverage gap detected (1)
- No active BIPD/Primary insurance from Jul 4, 2018 to May 8, 2026 (2865 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (24 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Missouri (MO) | 4 | 2 | 50.0% | Jul 9, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| International | 4 | |
| Chevrolet | 2 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 2 | — | 5.00 | 5 | — | Jul 20, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Unsafe Driving | 1 | — | 1.40 | 1 | — | Jul 20, 2026 |
| Vehicle Maintenance | 2 | — | 3.33 | 3 | — | Jul 20, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (6 rows) View all 6 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 88375492 | Jul 9, 2026 | MO | 2 | — |
CHEVROLET STRAIGHT TRUCK
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7 | 393.75C-TAOTD-LT2/32, 392.2-MCSR, 393.55C2-B | No |
| 84088155 | Mar 10, 2025 | MO | 2 | mo-st.-louis-mo |
INTERNATIONAL STRAIGHT TRUCK
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4 | 383.23A2-LCDLN, 396.5-HL, 391.41A-MCPC | Yes |
| 83966169 | Feb 26, 2025 | MO | 2 | mo-st.-louis-mo |
INTERNATIONAL STRAIGHT TRUCK
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1 | 392.2-SLLUCR | No |
| 82676181 | Sep 16, 2024 | MO | 2 | ST. LOUIS MO |
INTERNATIONAL STRAIGHT TRUCK
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3 | 391.11(b)(4), 396.5(b), 392.16(a) | Yes |
| 81007874 | Feb 26, 2024 | MO | 2 | mo-st.-louis-mo |
INTERNATIONAL STRAIGHT TRUCK
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1 | 390.21TB2-DOT | No |
| 79365715 | Aug 8, 2023 | MO | 1 | — |
CHEVROLET STRAIGHT TRUCK
|
3 | 393.100(b), 393.207(c), 393.9(a) | Yes |
Recent Crashes (2 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| MO0000108967 | Jun 20, 2024 | MO | 0 | 0 | Yes | No | Tow |
| MO0000081767 | Aug 11, 2019 | MO | 0 | 0 | Yes | No | Tow |
Authority Records (1 docket)
MC Certificate Documents (1 PDF)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
Insurance Coverage Timeline (5 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| COUNTRY MUTUAL INSURANCE CO. | V009239421 | 91X | $750,000 | May 8, 2026 | On file | ACTIVE |
| COUNTRY MUTUAL INSURANCE CO. | V009239421 | BIPD/Primary | $750,000 | May 8, 2026 | On file | ACTIVE |
| Coverage gap — 2865 days without BIPD/Primary coverage from Jul 4, 2018 to May 8, 2026 | ||||||
| COUNTRY MUTUAL INSURANCE CO. | AB9239421 | BIPD/Primary | — | May 8, 2017 | Jul 4, 2018 | CANCELLED |
| COUNTRY MUTUAL INSURANCE CO. | AB9239421 | BIPD/Primary | — | May 8, 2017 | May 8, 2018 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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May 8, 2026insuranceCANCEL — COUNTRY MUTUAL INSURANCE CO.
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Jul 4, 2018insuranceTERM/CANCL — COUNTRY MUTUAL INSURANCE CO.
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Jul 4, 2018insurance gapCoverage gap: 2865 days without BIPD/Primary insurance (through May 8, 2026)
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Jun 12, 2018
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May 8, 2018insuranceTERM/REPL — COUNTRY MUTUAL INSURANCE CO.
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May 26, 2017
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| ST. LOUIS MO | MO | 1 | 1 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 391.11(b)(4) | Medical (Certificate) - Operating a CDL (passenger or property carrying) vehicle that is non-excepted and the driver has self-certified as excepted interstate or excepted intrastate with the state driver's licensing agency. | Driver Fitness | 1 | 1 |
| 392.16(a) | Failing to use seat belt (49 CFR) | Unsafe Driving | 1 | 0 |
| 393.100(b) | Leaking/spilling/blowing/falling cargo | Vehicle Maintenance | 1 | 1 |
| 393.207(c) | Leaf spring assembly defective/missing | Vehicle Maintenance | 1 | 1 |
| 393.88 | Television/video display device - Improperly located. | Vehicle Maintenance | 1 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 1 | 0 |
| 396.5(b) | Oil and/or grease leak | Vehicle Maintenance | 1 | 1 |
Related Records Cross-references to every adjacent page
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Missouri carriers
All carriers based in Missouri
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Saint Louis carriers
Carriers based in Saint Louis, MO
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Stations in Missouri
Where this carrier might be inspected
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Docket MC026198
common · ACTIVE · MC
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COUNTRY MUTUAL INSURANCE CO.
91X policy on file
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DOTPROCESSAGENTS.COM LLC
BOC-3 process agent · 86,974 carriers served
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6 inspections
Full roadside inspection history
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2 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
Side-by-side vs. other carriers
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify MT FINANCIAL GROUP LLC
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about MT FINANCIAL GROUP LLC
Is MT FINANCIAL GROUP LLC an active motor carrier? ▾
What is MT FINANCIAL GROUP LLC's safety rating? ▾
How many inspections has MT FINANCIAL GROUP LLC had? ▾
What is MT FINANCIAL GROUP LLC's out-of-service rate? ▾
Where is MT FINANCIAL GROUP LLC based? ▾
Does MT FINANCIAL GROUP LLC have valid operating authority? ▾
How many trucks and drivers does MT FINANCIAL GROUP LLC operate? ▾
Has MT FINANCIAL GROUP LLC had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.