TruckCodex

THE LENDER ADVANTAGE LLC

USDOT 2578091 • DBA: LENDER ADVANTAGE • 5720 REISTERSTOWN RD, BALTIMORE, MD, 21215

ACTIVEMotor Carrier
Authority:1 active
Insurance:1 current
BOC-3:On file
Safety Rating:Not rated
MCS-150:Never updated
OOS Orders:None

Overview

Company profile from FMCSA Census File

USDOT
2,578,091
Status
ACTIVE
Operation
Intrastate (Non-Hazmat)
Business Type
Motor Carrier
State
Maryland
Phone
8883117002
Email
[email protected]
Power Units (MCS-150)
1
Drivers (MCS-150)
1
MCS-150 Mileage
40,000
BOC-3 Agent
ALLAMERICAN AGENTS OF PROCESS
Physical Address
5720 REISTERSTOWN RD, BALTIMORE, MD, 21215
Mailing Address
5720 REISTERSTOWN ROAD, BALTIMORE, MD, 21215
Contact
Phone: 8883117002

Risk Signals1 flagged

MEDIUM
Elevated vehicle OOS rate: 80.0%
National average is 23.4%. This carrier's vehicle OOS rate is 56.6 percentage points above average.

Signals are auto-detected from FMCSA public records. This is not a regulatory determination.

Authority & Insurance

Operating authority, insurance filings, and BOC-3 status

Common Carrier — Active
Active Authority
1
Revoked / Inactive
0
Authority Types
1
Insurance Policies
1 active
Latest: Sep 1, 2024
BOC-3 Filing
On file

Operating Authority

fmcsa-authhistApr 5, 2026
Operating Authority
Authority TypeDocket #StatusOriginal DateFinal Date
Common CarrierMC-975906ACTIVEUnknownMar 23, 2022

Active Insurance (1)

fmcsa-insurApr 5, 2026
Active Insurance (1)
InsurerTypePolicy #StatusEffectiveCancel Date
CUMIS INSURANCE SOCIETY INCBIPD/Primary323295-000ON FILESep 1, 2024Sep 1, 2025

Insurance History (11 canceled/expired)

fmcsa-inshist-allwithhistory
Insurance History (11 canceled/expired)
InsurerTypePolicy #StatusEffectiveCancel Date
WESCO INSURANCE COMPANYBIPD/PrimaryWPP188578701REPLACEDSep 1, 2023Sep 1, 2024
WESCO INSURANCE COMPANYBIPD/PrimaryWPP188578700REPLACEDSep 1, 2022Sep 1, 2023
ROCK RIDGE INSURANCE COMPANYBIPD/PrimaryBE8111000233-00REPLACEDMar 31, 2022Sep 1, 2022
CLEAR BLUE INSURANCE COMPANYBIPD/PrimaryBE0111000006-02CANCELLEDMar 31, 2021Mar 31, 2022
CLEAR BLUE INSURANCE COMPANYBIPD/PrimaryBE0111000006-01CANCELLEDMar 31, 2020Mar 31, 2021
CLEAR BLUE INSURANCE COMPANYBIPD/PrimaryBE0111000006-00REPLACEDMar 31, 2019Mar 31, 2020
AGENCY INSURANCE COMPANY OF MARYLAND, INCBIPD/PrimaryCA 0008302CANCELLEDMar 31, 2018Mar 31, 2019
AGENCY INSURANCE COMPANY OF MARYLAND, INCBIPD/PrimaryCA 0008302CANCELLEDJan 25, 2018Mar 31, 2018
AGENCY INSURANCE COMPANY OF MARYLAND, INCBIPD/PrimaryCA 0008302CANCELLEDMar 31, 2017Mar 19, 2018
AGENCY INSURANCE COMPANY OF MARYLAND, INCBIPD/PrimaryCA 0008302REPLACEDMar 31, 2017Jan 25, 2018
AMERICAN SOUTHERN HOME INSURANCE COMPANYBIPD/PrimaryH9A6TP0000395-01CANCELLEDJun 23, 2016Mar 31, 2017

Insurance Events Timeline

fmcsa-insur-hist
Insurance Events Timeline
EventInsurerPolicy #TypeEvent DateCancel Date
TERM/REPLCUMIS INSURANCE SOCIETY INC323295-000BIPD/PrimarySep 1, 2025Sep 1, 2025
TERM/REPLWESCO INSURANCE COMPANYWPP188578701BIPD/PrimarySep 1, 2024Sep 1, 2024
TERM/REPLWESCO INSURANCE COMPANYWPP188578700BIPD/PrimarySep 1, 2023Sep 1, 2023
TERM/REPLROCK RIDGE INSURANCE COMPANYBE8111000233-00BIPD/PrimarySep 1, 2022Sep 1, 2022
CANCELCLEAR BLUE INSURANCE COMPANYBE0111000006-02BIPD/PrimaryMar 31, 2022Mar 31, 2022
CANCELCLEAR BLUE INSURANCE COMPANYBE0111000006-01BIPD/PrimaryMar 31, 2021Mar 31, 2021
TERM/REPLCLEAR BLUE INSURANCE COMPANYBE0111000006-00BIPD/PrimaryMar 31, 2020Mar 31, 2020
CANCELAGENCY INSURANCE COMPANY OF MARYLAND, INCCA 0008302BIPD/PrimaryMar 31, 2019Mar 31, 2019
CANCELAGENCY INSURANCE COMPANY OF MARYLAND, INCCA 0008302BIPD/PrimaryMar 31, 2018Mar 31, 2018
TERM/CANCLAGENCY INSURANCE COMPANY OF MARYLAND, INCCA 0008302BIPD/PrimaryMar 19, 2018Mar 19, 2018
TERM/REPLAGENCY INSURANCE COMPANY OF MARYLAND, INCCA 0008302BIPD/PrimaryJan 25, 2018Jan 25, 2018
CANCELAMERICAN SOUTHERN HOME INSURANCE COMPANYH9A6TP0000395-01BIPD/PrimaryMar 31, 2017Mar 31, 2017

Authority Revocations

fmcsa-revocations
Authority Revocations
AuthorityDocketReasonDate
COMMONMC-975906INVOLUNTARY REVOCATIONUnknown

Authority Action History (6 events)

fmcsa-authhist-blob
Authority Action History (6 events)
DocketAuthority TypeOriginal ActionServed DateDispositionDecided Date
MC975906COMMONINVOLUNTARY REVOCATIONMar 4, 2022DISCONTINUED REVOCATIONMar 23, 2022
MC975906COMMONINVOLUNTARY REVOCATIONMar 4, 2021DISCONTINUED REVOCATIONMar 29, 2021
MC975906MOTOR PROPERTY COMMON CARRIERREINSTATEDMay 1, 2019—Unknown
MC975906COMMONINVOLUNTARY REVOCATIONMar 5, 2018DISCONTINUED REVOCATIONMar 27, 2018
MC975906COMMONINVOLUNTARY REVOCATIONMar 6, 2017DISCONTINUED REVOCATIONApr 4, 2017
MC975906MOTOR PROPERTY COMMON CARRIERGRANTEDJul 8, 2016REVOKEDApr 8, 2019

Safety & Inspections

SMS BASIC scores, inspection history, and out-of-service rates

SMS BASIC Scores

Driver Fitness
0%
Drugs / Alcohol
0%
Hours of Service
N/A
Unsafe Driving
N/A
Vehicle Maintenance
11%

Higher percentile = worse safety performance relative to peers. Scores at or above 75% trigger FMCSA alerts.

Inspections
15
Violations
37
25 OOS
Vehicle OOS %
80.0%
Above nat'l avg (23.4%)
Driver OOS %
0.0%
Power Units (MCS-150)
1
Drivers (MCS-150)
1
Crash Records
1

Inspection Activity (24 months)

Monthly inspection counts with OOS months highlighted. Hover bars for details.

May
Jun
1
Jul
1
Aug
Sep
Oct
Nov
1
Dec
1
Jan
Feb
2
Mar
Apr
May
Jun
Jul
1
Aug
1
Sep
1
Oct
Nov
Dec
Jan
Feb
Mar
1
Apr
Clean monthMonth with OOSBased on latest 15 of 15 inspection records

Inspection Activity Map

1 state • 15 inspections

🚛
None Low Medium High🚛 Home base

Violation Summary (37 violations from 15 inspections)

fmcsa-inspection-file
Violation Summary (37 violations from 15 inspections)
CodeDescription# Violations# OOSSeverity WtBASIC
FMCSR:393.128Cargo securement - roll-on/roll-off containers446Vehicle Maintenance
FMCSR:393.17(b)Lamps and reflectors inadequate443Vehicle Maintenance
FMCSR:393.71H10-CDDSDMFifth wheel defective228Vehicle Maintenance
FMCSR:393.128B-CLWVCargo securement - roll-on/roll-off containers226Vehicle Maintenance
FMCSR:396.17C-PINo proof of periodic inspection203Vehicle Maintenance
FMCSR:393.17B2-LTSDMLamps and reflectors inadequate223Vehicle Maintenance
FMCSR:393.17Lamps and reflectors inadequate213Vehicle Maintenance
FMCSR:393.9(a)Inoperable required lamps203Vehicle Maintenance
fmcsr:71H10-CDDSDM71H10-CDDSDM11——
fmcsr:9A-LSLI9A-LSLI10——
fmcsr:9A-LTSI9A-LTSI11——
FMCSR:393.71H10-CDDSDDFifth wheel defective118Vehicle Maintenance
FMCSR:392.2-SLLSROperating a CMV while ill or fatigued108Unsafe Driving
FMCSR:393.17A1-LRLDWRLamps and reflectors inadequate113Vehicle Maintenance
FMCSR:393.17A1-LSLDMWRLamps and reflectors inadequate113Vehicle Maintenance
FMCSR:393.71H-CDDDMFFifth wheel defective118Vehicle Maintenance
FMCSR:393.11A1-LTSMLighting devices/reflectors113Vehicle Maintenance
FMCSR:393.71H10-CDDSDNSFifth wheel defective118Vehicle Maintenance
FMCSR:391.41A-MCPCPhysical qualification - general107Driver Fitness
FMCSR:393.17B2-LRLDMLamps and reflectors inadequate103Vehicle Maintenance
FMCSR:393.17B2-LSLDMWRLamps and reflectors inadequate113Vehicle Maintenance
FMCSR:393.95FEmergency Equipment - Stopped vehicle warning devices missing or improper10—Vehicle Maintenance
FMCSR:396.17(c)No proof of periodic inspection103Vehicle Maintenance
FMCSR:393.71(h)Fifth wheel defective118Vehicle Maintenance
FMCSR:392.2Operating a CMV while ill or fatigued108Unsafe Driving

Peer Context

This carrier vs national averages. Lower is better for all metrics.

Vehicle OOS Rate
80.0%vs nat'l 23.4%
+56.6 pts above avg
Driver OOS Rate
0.0%vs nat'l 6.7%
-6.7 pts below avg
Violations / Inspection
2.47vs nat'l 1.80
+0.67 above avg

National averages: vehicle OOS 23.4%, driver OOS 6.7%, violations per inspection ~1.8. Based on FMCSA MCSAP program data.

Inspection History (15 inspections)

fmcsa-inspectionsApr 5, 2026
Inspection History (15 inspections)
DateReport #StationStateLevelVehicleViolationsTop CodesOOS
Apr 10, 202687550803RoadsideMDLevel 2DODGE STRAIGHT TRUCK371H10-CDDSDM, 9A-LSLI, 9A-LTSIYes
Oct 13, 202586039209LAUREL MDMDLevel 2DODGE STRAIGHT TRUCK0—No
Sep 13, 202585834906BALTIMORE MDMDLevel 2DODGE STRAIGHT TRUCK2393.71H10-CDDSDD, 392.2-SLLSRYes
Aug 5, 202585417623BALTIMORE MDMDLevel 2DODGE STRAIGHT TRUCK5393.17A1-LRLDWR, 393.17A1-LSLDMWR, 393.71H-CDDDMFYes
Mar 6, 202584050212BALTIMORE CITYMDLevel 2DODG STRAIGHT TRUCK1393.71H10-CDDSDNSYes
Mar 3, 202584012959BALTIMORE CITYMDLevel 2INTL STRAIGHT TRUCK2393.128B-CLWV, 393.71H10-CDDSDMYes
Jan 23, 202583680567BALTIMORE CITYMDLevel 2DODG STRAIGHT TRUCK7393.17B2-LTSDM, 391.41A-MCPC, 396.17C-PIYes
Dec 2, 202483296877ANNE ARUNDEL COUNTYMDLevel 2RAM STRAIGHT TRUCK2396.17C-PI, 393.95FNo
Aug 22, 202482456297BALTIMORE COUNTYMDLevel 2INTL STRAIGHT TRUCK6393.17, 393.9(a), 396.17(c)Yes
Jul 10, 202482080916BALTIMORE CITYMDLevel 1DODG STRAIGHT TRUCK1393.71(h)Yes
Mar 13, 202481092996BALTIMORE CITYMDLevel 1DODG STRAIGHT TRUCK2393.17(b), 393.128Yes
Feb 20, 202480885573BALTIMORE CITYMDLevel 2DODG STRAIGHT TRUCK2393.17(b), 393.128Yes
Feb 5, 202480764995BALTIMORE COUNTYMDLevel 2DODG STRAIGHT TRUCK2393.17(b), 393.128Yes
Oct 27, 202380024094BALTIMORE CITYMDLevel 2DODG STRAIGHT TRUCK1392.2No
Aug 23, 202379490857BALTIMORE CITYMDLevel 1DODG STRAIGHT TRUCK1393.17(b)Yes

Inspection analytics

Monthly cadence, frequent stations, and violation mix

Inspections per month (24 mo)

10 total · 80.0% OOS
2024-072026-04
InspectionsOOS

Most frequent inspection stations

BALTIMORE CITY8 · 7 OOS
BALTIMORE COUNTY2 · 2 OOS
BALTIMORE MD2 · 2 OOS
ANNE ARUNDEL COUNTY1
LAUREL MD1

Violations by BASIC category

Uncategorized3 · 2 OOS

Recent Crashes

1 crash record from FMCSA Crash File

Total Crashes
1
Fatalities
0
Injuries
1
Across 1 crash
Tow-Aways
1

Crash History (1 records)

fmcsa-crash-fileApr 5, 2026
Crash History (1 records)
DateStateSeverityFatalitiesInjuriesCityLocationVINCarrier Name at Crash
Sep 14, 2023MDINJURY01—WASHINGTON BLVD...519475THE LENDER ADVANTAGE LLC

Compliance Timeline

14 events merged from authority, insurance, enforcement, OOS, crash, MCS-150, and safety rating records

Sep 1, 2025
Insurance
Insurance term/repl
CUMIS INSURANCE SOCIETY INC • BIPD/Primary
Sep 1, 2024
Insurance
Insurance term/repl
WESCO INSURANCE COMPANY • BIPD/Primary
Sep 14, 2023
Crash
Injury crash in MD
0 fatalities, 1 injury
Sep 1, 2023
Insurance
Insurance term/repl
WESCO INSURANCE COMPANY • BIPD/Primary
Sep 1, 2022
Insurance
Insurance term/repl
ROCK RIDGE INSURANCE COMPANY • BIPD/Primary
Mar 31, 2022
Insurance
Insurance cancel
CLEAR BLUE INSURANCE COMPANY • BIPD/Primary
Mar 23, 2022
Authority
Common Carrier authority active
Docket MC-975906
Mar 31, 2021
Insurance
Insurance cancel
CLEAR BLUE INSURANCE COMPANY • BIPD/Primary
Mar 31, 2020
Insurance
Insurance term/repl
CLEAR BLUE INSURANCE COMPANY • BIPD/Primary
Mar 31, 2019
Insurance
Insurance cancel
AGENCY INSURANCE COMPANY OF MARYLAND, INC • BIPD/Primary
Mar 31, 2018
Insurance
Insurance cancel
AGENCY INSURANCE COMPANY OF MARYLAND, INC • BIPD/Primary
Mar 19, 2018
Insurance
Insurance term/cancl
AGENCY INSURANCE COMPANY OF MARYLAND, INC • BIPD/Primary
Jan 25, 2018
Insurance
Insurance term/repl
AGENCY INSURANCE COMPANY OF MARYLAND, INC • BIPD/Primary
Mar 31, 2017
Insurance
Insurance cancel
AMERICAN SOUTHERN HOME INSURANCE COMPANY • BIPD/Primary

Related Records

Related records

StateAll entities in Maryland
Browse carriers, brokers, and FFs in MD
CityEntities in BALTIMORE, MD
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AuthorityMC-975906 Certificate
Common Carrier — Download free PDF
Crashes1 crash records
FMCSA Crash File
Inspections15 inspection records
Full inspection history
StationBALTIMORE CITY
8 inspections at this station
StationBALTIMORE MD
2 inspections at this station
StationBALTIMORE COUNTY
2 inspections at this station
BOC-3 AgentALLAMERICAN AGENTS OF PROCESS
Process agent on file
InsurerCUMIS INSURANCE SOCIETY INC
View all policies from this insurer
CertificatesAuthority Certificate Lookup
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RecallsRecalls & safety data
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Data sources & freshness

FMCSA Company Census File
Generated from 24-hour old database. Contact info and fleet counts may lag.
Updated 1 weeks ago
FMCSA Authority History
Updated 1 weeks ago
FMCSA Insurance Filings
Updated 1 weeks ago
FMCSA Vehicle Inspection File
Updated 1 weeks ago
Refresh dataLast updated: Apr 5, 2026