MICHAEL STOVER
HOWARD, PA
DBA: MICHAEL STOVER TRUCKING
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Insurance-lapse watch: HIGH Recent BMC-91 cancellation or instability without a clear replacement. Details →
- OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
Plain-text risk summary (print / paste)
TruckCodex risk summary — MICHAEL STOVER (USDOT 2558349) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Officer(s): MICHAEL STOVER (Company officer) Blockers: (none) Cautions: • Insurance-lapse watch: HIGH — Recent BMC-91 cancellation or instability without a clear replacement. • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median. On file: • 1 active operating authority • Insurance on file · $750,000 — NATIONAL LIABILITY & FIRE INS CO. · 91X • BOC-3 process agent on file — DOTPROCESSAGENTS.COM LLC Source: https://truckcodex.com/usdot/2558349/ As of: Jul 18, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade C
Composite of 4/5 scored components (mean 63/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
C
confidence 80% · 4/5 signals
Compliance grade C
Composite of 4/5 scored components (mean 63/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 16.7% vs peer median 0% (worse). Vehicle OOS 50% vs peer median 0% (worse). n=331449 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
Insurance-lapse watch: HIGH.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
NATIONAL LIABILITY & FIRE INS CO. · 91X · $750,000
NATIONAL LIABILITY & FIRE INS CO. · BIPD/Primary · $750,000
2 active policies
Company profile
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InsuranceNATIONAL LIABILITY & FIRE INS CO.Policy effective Apr 21, 2026
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Process AgentDOTPROCESSAGENTS.COM LLCBOC-3 on file
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Operating AuthorityMC049465ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 3 | 0 | 0 |
| Trailers | 3 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 11 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 5 | 5 | 0 |
| OOS inspections | 0 | 1 | 0 |
| OOS percentage | 0% | 20% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
MICHAEL STOVER is a motor carrier based in HOWARD, PA, registered with the FMCSA under USDOT 2558349. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 3 power units and 4 drivers, with 11 roadside inspections on file and a peak out-of-service rate of 50.0%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
MICHAEL STOVER is a small fleet, operating 3 power units and 4 drivers, based in Howard, PA. Across 7 roadside inspections in the last 24 months, the fleet recorded a 28.6% out-of-service rate, with 1 reportable crash. BIPD/Primary insurance is on file with NATIONAL LIABILITY & FIRE INS CO., and operating authority is active for common.
7 roadside inspections over the last 24 months, up 133% versus the prior 24 months, concentrated in PA (3) and MI (1), with Level 3 inspections the most common.
28.6% out-of-service rate; led by Vehicle Maintenance (58.3% of violations); top code 392.2 (Operating a CMV while ill or fatigued) cited 6 times.
The fleet comprises 3 power units (small fleet) and 4 drivers; Reit, Peterbilt, and Kenworth are the most-inspected makes.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 331,449 ACTIVE carriers operating 1–5 power units (±50% of this carrier's 3 unit fleet).
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (24 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Pennsylvania (PA) | 2 | 1 | 50.0% | Aug 20, 2025 |
| Georgia (GA) | 1 | 0 | 0.0% | Feb 24, 2026 |
| Iowa (IA) | 1 | 0 | 0.0% | Oct 24, 2024 |
| Michigan (MI) | 1 | 0 | 0.0% | Aug 13, 2024 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Peterbilt | 7 | |
| Reitnouer | 5 | |
| Doon | 2 | |
| Kenworth | 2 | |
| Doonan Tra | 1 | |
| Knnw | 1 | |
| Rntr | 1 | |
| Utility | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Unsafe Driving | 2 | — | 3.47 | 3 | — | Jul 13, 2026 |
| Vehicle Maintenance | 2 | — | 22.66 | 23 | — | Jul 13, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (11 rows) View all 11 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 87157910 | Feb 24, 2026 | GA | 3 | PORT WENTWORTH GA |
PETERBILT TRUCK TRACTOR
|
3 | 392.2-SLLTCD, 392.2-SLL, 396.17C-PI | No |
| 85556730 | Aug 20, 2025 | PA | 1 | — |
PETERBILT TRUCK TRACTOR
|
17 | 393.130B-CHVE, 396.5B-HWSL, 393.130C-CHVE | Yes |
| 83001992 | Oct 24, 2024 | IA | 3 | US 69 |
KENWORTH TRUCK TRACTOR
|
1 | 392.2-SLLS3 | No |
| 82992801 | Oct 23, 2024 | PA | 2 | pa-i-80-mm-88-washington-twp---wb |
PETERBILT TRUCK TRACTOR
|
6 | 392.2, 393.60D, 393.11 | No |
| 82408477 | Aug 13, 2024 | MI | 3 | SAFE ENFORCEMENT SITE |
KENWORTH TRUCK TRACTOR
|
1 | 392.2 | No |
| 81685987 | May 22, 2024 | OK | 3 | ok-i-40-@-mm-227 |
PETERBILT TRUCK TRACTOR
|
2 | 392.2, 395.8(f)(1) | No |
| 81631843 | May 15, 2024 | PA | 3 | — |
KENWORTH TRUCK TRACTOR
Ticket: Knnw
|
6 | 395.8(e)(1), 396.17(c), 395.15(i)(5) | Yes |
| 80678798 | Jan 24, 2024 | OH | 3 | — |
PETERBILT TRUCK TRACTOR
|
1 | 392.2 | No |
| 80195471 | Nov 16, 2023 | PA | 2 | — |
PETERBILT TRUCK TRACTOR
|
9 | 392.2, 393.9(a), 396.17(c) | No |
| 79434431 | Aug 15, 2023 | IN | 3 | EB I70 9MM |
PETERBILT TRUCK TRACTOR
|
1 | 392.2 | No |
| sms-78275330 | Jan 1, 2020 | WV | 3 | I-64 EAST BARBOURSVILLE | — | 2 | — | No |
Recent Crashes (4 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| PA405821900X | Jun 21, 2024 | PA | 0 | 1 | Yes | No | Injury |
| NJ0024700646 | Jan 16, 2024 | NJ | 0 | 0 | Yes | No | Tow |
| PA203003300X | Mar 25, 2022 | PA | 0 | 0 | Yes | No | Tow |
| MD21A0817080 | Jul 7, 2021 | MD | 0 | 0 | Yes | No | Tow |
Authority Records (1 docket)
MC Certificate Documents (1 PDF)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
Insurance Coverage Timeline (16 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| NATIONAL LIABILITY & FIRE INS CO. | 73TRS135786 | 91X | $750,000 | Apr 21, 2026 | On file | ACTIVE |
| NATIONAL LIABILITY & FIRE INS CO. | 73TRS135786 | BIPD/Primary | $750,000 | Jan 8, 2026 | On file | ACTIVE |
| NATIONAL LIABILITY & FIRE INS CO. | 73TRS132746 | BIPD/Primary | — | Jan 8, 2025 | Jan 8, 2026 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA03157235 | BIPD/Primary | — | Jan 8, 2024 | Jan 8, 2025 | REPLACED |
| UNITED FINANCIAL CASUALTY COMPANY | CA03157235 | BIPD/Primary | — | Jan 8, 2021 | Jan 8, 2024 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA03157235 | BIPD/Primary | — | Jan 8, 2021 | Feb 15, 2021 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA2824127 | BIPD/Primary | — | Oct 24, 2020 | Jan 8, 2021 | REPLACED |
| UNITED FINANCIAL CASUALTY COMPANY | CA2824127 | BIPD/Primary | — | Oct 24, 2020 | Feb 16, 2021 | NAME CHANGED |
| UNITED FINANCIAL CASUALTY COMPANY | CA02320584 | BIPD/Primary | — | Jul 1, 2020 | Oct 24, 2020 | REPLACED |
| UNITED FINANCIAL CASUALTY COMPANY | CA02320584 | BIPD/Primary | — | Jul 1, 2020 | Nov 30, 2020 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0007266 | BIPD/Primary | — | Jan 8, 2020 | Jul 1, 2020 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0007266 | BIPD/Primary | — | Jan 8, 2019 | Jan 8, 2020 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0007266 | BIPD/Primary | — | Apr 17, 2018 | Jan 8, 2019 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0007266 | BIPD/Primary | — | Jan 5, 2018 | Apr 17, 2018 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0007266 | BIPD/Primary | — | Oct 13, 2017 | Jan 5, 2018 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0007266 | BIPD/Primary | — | Oct 13, 2017 | Jan 8, 2018 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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May 13, 2026insuranceTERM/CANCL — NATIONAL LIABILITY & FIRE INS CO.
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Apr 22, 2026
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Apr 21, 2026insuranceTERM/REPL — NATIONAL LIABILITY & FIRE INS CO.
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Jan 12, 2026
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Jan 8, 2026insuranceCANCEL — NATIONAL LIABILITY & FIRE INS CO.
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Jan 8, 2025insuranceTERM/REPL — UNITED FINANCIAL CASUALTY COMPANY
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Jan 8, 2024insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Jan 5, 2024
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May 18, 2022
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May 12, 2022
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May 11, 2022authorityAuthority revoked — INVOLUNTARY REVOCATION
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Feb 17, 2021
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Feb 16, 2021insuranceTERM/CANCL — UNITED FINANCIAL CASUALTY COMPANY
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Feb 15, 2021insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Jan 11, 2021
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Jan 8, 2021insuranceTERM/REPL — UNITED FINANCIAL CASUALTY COMPANY
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Nov 30, 2020insuranceTERM/CANCL — UNITED FINANCIAL CASUALTY COMPANY
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Oct 24, 2020insuranceTERM/REPL — UNITED FINANCIAL CASUALTY COMPANY
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Jul 1, 2020insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jan 8, 2020
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Jan 8, 2020insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jan 8, 2019
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Jan 8, 2019insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Apr 17, 2018insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jan 8, 2018
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Jan 8, 2018insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jan 5, 2018insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| PORT WENTWORTH GA | GA | 1 | 0 |
| US 69 | IA | 1 | 0 |
| EB I70 9MM | IN | 1 | 0 |
| SAFE ENFORCEMENT SITE | MI | 1 | 0 |
| I-64 EAST BARBOURSVILLE | WV | 1 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws - Explain: | Unsafe Driving | 13 | 0 |
| 396.17(c) | Operating a CMV without proof of a periodic inspection | Vehicle Maintenance | 3 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 2 | 0 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 1 | 0 |
| 393.78 | Wipers - Inoperative / missing / damaged wipers. | Vehicle Maintenance | 1 | 0 |
| 395.15(i)(5) | Onboard recording device does not display required information | Hours of Service | 1 | 0 |
| 395.22(g) | Portable ELD not mounted in a fixed position and visible to driver | Hours of Service | 1 | 0 |
| 395.8(e)(1) | 395.8(e)(1) | Hours of Service | 1 | 1 |
| 395.8(f)(1) | Driver’s record of duty status not current | Hours of Service | 1 | 0 |
Related Records Cross-references to every adjacent page
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Pennsylvania carriers
All carriers based in Pennsylvania
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Howard carriers
Carriers based in Howard, PA
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Stations in Pennsylvania
Where this carrier might be inspected
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Docket MC049465
common · ACTIVE · MC
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NATIONAL LIABILITY & FIRE INS CO.
91X policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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AGENCY INSURANCE COMPANY OF MARYLAND, INC
BIPD/Primary policy on file
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DOTPROCESSAGENTS.COM LLC
BOC-3 process agent · 86,974 carriers served
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11 inspections
Full roadside inspection history
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4 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
Side-by-side vs. other carriers
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
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Insurance-lapse watch (HIGH)
BMC-91 filing instability timeline and classification rules
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify MICHAEL STOVER
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about MICHAEL STOVER
Is MICHAEL STOVER an active motor carrier? ▾
What is MICHAEL STOVER's safety rating? ▾
How many inspections has MICHAEL STOVER had? ▾
What is MICHAEL STOVER's out-of-service rate? ▾
Where is MICHAEL STOVER based? ▾
Does MICHAEL STOVER have valid operating authority? ▾
How many trucks and drivers does MICHAEL STOVER operate? ▾
Has MICHAEL STOVER had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.