TERRENCE PAYNE

USDOT 2056378 • DBA: T PAYNE TRUCKING • 5518 OLEARY ST, CHATTANOOGA, TN, 37410

ACTIVEMotor Carrier
Authority:2 active
Insurance:3 current
BOC-3:On file
Safety Rating:Not rated
MCS-150:Never updated
OOS Orders:2 active

Overview

Company profile from FMCSA Census File

USDOT
2,056,378
Status
ACTIVE
Operation
Interstate
Business Type
Motor Carrier
Phone
4233169228
Power Units (MCS-150)
1
Drivers (MCS-150)
1
MCS-150 Mileage
98,206
Physical Address
5518 OLEARY ST, CHATTANOOGA, TN, 37410
Mailing Address
1101 W 40TH ST PO BOX 2023, CHATTANOOGA, TN, 37410
Contact

Risk Signals2 flagged

HIGH
2 active Out-of-Service orders
Active OOS orders prevent this carrier from operating until rescinded. See the OOS Orders table for details.
MEDIUM
Elevated vehicle OOS rate: 100.0%
National average is 23.4%. This carrier's vehicle OOS rate is 76.6 percentage points above average.

Signals are auto-detected from FMCSA public records. This is not a regulatory determination.

Authority & Insurance

Operating authority, insurance filings, and BOC-3 status

Contract Carrier — Active
Common Carrier — Active
Active Authority
2
Revoked / Inactive
0
Authority Types
2
Insurance Policies
3 active
Latest: Apr 14, 2025
BOC-3 Filing
On file

Operating Authority

fmcsa-authhistApr 5, 2026
Operating Authority
Authority TypeDocket #StatusOriginal DateFinal Date
Contract CarrierMC-719822ACTIVEUnknownMar 4, 2025
Common CarrierMC-719822ACTIVEUnknownMar 4, 2025

Active Insurance (3)

fmcsa-insurApr 5, 2026
Active Insurance (3)
InsurerTypePolicy #StatusEffectiveCancel Date
OOIDA RISK RETENTION GROUP, INC.BIPDPL199535138ACTIVEApr 14, 2025Apr 14, 2026
UNITED STATES FIRE INSURANCE CO.BIPD/Primary506-9091303ON FILEFeb 28, 2025Apr 14, 2025
OOIDA RISK RETENTION GROUP, INC.CARGOPL199511314ON FILEMar 21, 2011Aug 17, 2011

Insurance History (33 canceled/expired)

fmcsa-inshist-allwithhistory
Insurance History (33 canceled/expired)
InsurerTypePolicy #StatusEffectiveCancel Date
OOIDA RISK RETENTION GROUP, INC.BIPDPL199535138REPLACEDApr 14, 2025Mar 11, 2026
UNITED STATES FIRE INSURANCE CO.BIPD/Primary506-9091303CANCELLEDJan 20, 2025Feb 28, 2025
UNITED STATES FIRE INSURANCE CO.BIPD/Primary506-9091303REPLACEDSep 16, 2024Sep 11, 2024
UNITED STATES FIRE INSURANCE CO.BIPD/Primary506-9091303CANCELLEDSep 11, 2024Jan 20, 2025
UNITED STATES FIRE INSURANCE CO.BIPD/Primary506-9091303CANCELLEDJul 9, 2024Sep 11, 2024
UNITED STATES FIRE INSURANCE CO.BIPD/Primary506-9091303CANCELLEDApr 13, 2024Jul 10, 2024
NATIONAL CASUALTY COMPANYBIPD/PrimaryLTO0067622CANCELLEDApr 13, 2021Apr 13, 2024
NORTHLAND INSURANCE COMPANYBIPD/PrimaryWN256729REPLACEDApr 13, 2019Apr 13, 2021
SPIRIT COMMERCIAL AUTO RR GROUP, INCBIPD/PrimaryCAC 00001-05037-18CANCELLEDApr 13, 2018Apr 13, 2019
SPIRIT COMMERCIAL AUTO RR GROUP, INCBIPD/PrimaryCAC 00001-05037-17REPLACEDApr 13, 2017Apr 13, 2018
SPIRIT COMMERCIAL AUTO RR GROUP, INCBIPD/PrimaryCAC 00001-05037-16REPLACEDApr 13, 2016Apr 13, 2017
NATIONAL INDEMNITY COMPANY OF THE SOUTHBIPD/Primary74TRS047719CANCELLEDFeb 17, 2016Apr 6, 2016
NATIONAL INDEMNITY COMPANY OF THE SOUTHBIPD/Primary74TRS047719CANCELLEDFeb 5, 2016Mar 18, 2016
NATIONAL INDEMNITY COMPANY OF THE SOUTHBIPD/Primary74TRS047719REPLACEDFeb 5, 2016Feb 17, 2016
NATIONAL INDEMNITY COMPANY OF THE SOUTHBIPD/Primary74TRS047719REPLACEDApr 17, 2015Feb 5, 2016
NATIONAL INDEMNITY COMPANY OF THE SOUTHBIPD/Primary74TRS047719CANCELLEDApr 17, 2015Mar 10, 2016
CANAL INSURANCE CO.BIPD/PrimaryPIA07653401REPLACEDApr 16, 2014Apr 17, 2015
CASTLEPOINT NATIONAL INSURANCE COBIPD/PrimaryBAPBZ0654613REPLACEDApr 16, 2013Apr 16, 2013
CASTLEPOINT NATIONAL INSURANCE COBIPD/PrimaryBAPBZ0654613CANCELLEDApr 16, 2013Apr 16, 2014
CASTLEPOINT NATIONAL INSURANCE COBIPD/PrimaryBAPBZ654613REPLACEDApr 16, 2013Apr 16, 2013
CASTLEPOINT NATIONAL INSURANCE COBIPD/PrimaryBAPBZ0654613CANCELLEDApr 16, 2013Nov 20, 2013
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDFeb 15, 2013Apr 16, 2013
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDOct 11, 2012Feb 15, 2013
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDAug 11, 2012Oct 11, 2012
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDJul 12, 2012Aug 11, 2012
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDJun 9, 2012Jul 12, 2012
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDFeb 11, 2012Jun 9, 2012
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDJan 13, 2012Feb 11, 2012
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDOct 14, 2011Jan 13, 2012
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDSep 13, 2011Oct 14, 2011
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDAug 17, 2011Sep 13, 2011
OOIDA RISK RETENTION GROUP, INC.BIPD/PrimaryPL199511314CANCELLEDAug 4, 2010Aug 17, 2011
OOIDA RISK RETENTION GROUP, INC.CARGOPL199511314CANCELLEDAug 4, 2010Mar 21, 2011

Insurance Events Timeline

fmcsa-insur-hist
Insurance Events Timeline
EventInsurerPolicy #TypeEvent DateCancel Date
TERM/CANCLOOIDA RISK RETENTION GROUP, INC.PL199535138BIPDApr 14, 2026Apr 14, 2026
TERM/REPLOOIDA RISK RETENTION GROUP, INC.PL199535138BIPDMar 11, 2026Mar 11, 2026
TERM/REPLUNITED STATES FIRE INSURANCE CO.506-9091303BIPD/PrimaryApr 14, 2025Apr 14, 2025
CANCELUNITED STATES FIRE INSURANCE CO.506-9091303BIPD/PrimaryFeb 28, 2025Feb 28, 2025
CANCELUNITED STATES FIRE INSURANCE CO.506-9091303BIPD/PrimaryJan 20, 2025Jan 20, 2025
CANCELUNITED STATES FIRE INSURANCE CO.506-9091303BIPD/PrimarySep 11, 2024Sep 11, 2024
TERM/REPLUNITED STATES FIRE INSURANCE CO.506-9091303BIPD/PrimarySep 11, 2024Sep 11, 2024
CANCELUNITED STATES FIRE INSURANCE CO.506-9091303BIPD/PrimaryJul 10, 2024Jul 10, 2024
CANCELNATIONAL CASUALTY COMPANYLTO0067622BIPD/PrimaryApr 13, 2024Apr 13, 2024
TERM/REPLNORTHLAND INSURANCE COMPANYWN256729BIPD/PrimaryApr 13, 2021Apr 13, 2021
CANCELSPIRIT COMMERCIAL AUTO RR GROUP, INCCAC 00001-05037-18BIPD/PrimaryApr 13, 2019Apr 13, 2019
TERM/REPLSPIRIT COMMERCIAL AUTO RR GROUP, INCCAC 00001-05037-17BIPD/PrimaryApr 13, 2018Apr 13, 2018
TERM/REPLSPIRIT COMMERCIAL AUTO RR GROUP, INCCAC 00001-05037-16BIPD/PrimaryApr 13, 2017Apr 13, 2017
CANCELNATIONAL INDEMNITY COMPANY OF THE SOUTH74TRS047719BIPD/PrimaryApr 6, 2016Apr 6, 2016
TERM/CANCLNATIONAL INDEMNITY COMPANY OF THE SOUTH74TRS047719BIPD/PrimaryMar 18, 2016Mar 18, 2016
TERM/CANCLNATIONAL INDEMNITY COMPANY OF THE SOUTH74TRS047719BIPD/PrimaryMar 10, 2016Mar 10, 2016
TERM/REPLNATIONAL INDEMNITY COMPANY OF THE SOUTH74TRS047719BIPD/PrimaryFeb 17, 2016Feb 17, 2016
TERM/REPLNATIONAL INDEMNITY COMPANY OF THE SOUTH74TRS047719BIPD/PrimaryFeb 5, 2016Feb 5, 2016
TERM/REPLCANAL INSURANCE CO.PIA07653401BIPD/PrimaryApr 17, 2015Apr 17, 2015
CANCELCASTLEPOINT NATIONAL INSURANCE COBAPBZ0654613BIPD/PrimaryApr 16, 2014Apr 16, 2014
TERM/CANCLCASTLEPOINT NATIONAL INSURANCE COBAPBZ0654613BIPD/PrimaryNov 20, 2013Nov 20, 2013
TERM/REPLCASTLEPOINT NATIONAL INSURANCE COBAPBZ654613BIPD/PrimaryApr 16, 2013Apr 16, 2013
TERM/REPLCASTLEPOINT NATIONAL INSURANCE COBAPBZ0654613BIPD/PrimaryApr 16, 2013Apr 16, 2013
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryApr 16, 2013Apr 16, 2013
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryFeb 15, 2013Feb 15, 2013
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryOct 11, 2012Oct 11, 2012
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryAug 11, 2012Aug 11, 2012
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryJul 12, 2012Jul 12, 2012
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryJun 9, 2012Jun 9, 2012
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryFeb 11, 2012Feb 11, 2012
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryJan 13, 2012Jan 13, 2012
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryOct 14, 2011Oct 14, 2011
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimarySep 13, 2011Sep 13, 2011
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314BIPD/PrimaryAug 17, 2011Aug 17, 2011
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314CARGOAug 17, 2011Aug 17, 2011
CANCELOOIDA RISK RETENTION GROUP, INC.PL199511314CARGOMar 21, 2011Mar 21, 2011

Authority Revocations

fmcsa-revocations
Authority Revocations
AuthorityDocketReasonDate
COMMONMC-719822INVOLUNTARY REVOCATIONUnknown
CONTRACTMC-719822INVOLUNTARY REVOCATIONUnknown

Authority Action History (35 events)

fmcsa-authhist-blob
Authority Action History (35 events)
DocketAuthority TypeOriginal ActionServed DateDispositionDecided Date
MC719822COMMONINVOLUNTARY REVOCATIONFeb 3, 2025DISCONTINUED REVOCATIONMar 4, 2025
MC719822CONTRACTINVOLUNTARY REVOCATIONFeb 3, 2025DISCONTINUED REVOCATIONMar 4, 2025
MC719822CONTRACTINVOLUNTARY REVOCATIONDec 24, 2024DISCONTINUED REVOCATIONJan 23, 2025
MC719822COMMONINVOLUNTARY REVOCATIONDec 24, 2024DISCONTINUED REVOCATIONJan 23, 2025
MC719822COMMONINVOLUNTARY REVOCATIONAug 15, 2024DISCONTINUED REVOCATIONSep 17, 2024
MC719822CONTRACTINVOLUNTARY REVOCATIONAug 15, 2024DISCONTINUED REVOCATIONSep 17, 2024
MC719822COMMONINVOLUNTARY REVOCATIONJun 13, 2024DISCONTINUED REVOCATIONJul 10, 2024
MC719822CONTRACTINVOLUNTARY REVOCATIONJun 13, 2024DISCONTINUED REVOCATIONJul 10, 2024
MC719822CONTRACTINVOLUNTARY REVOCATIONMar 18, 2024DISCONTINUED REVOCATIONApr 9, 2024
MC719822COMMONINVOLUNTARY REVOCATIONMar 18, 2024DISCONTINUED REVOCATIONApr 9, 2024
MC719822CONTRACTINVOLUNTARY REVOCATIONMar 18, 2019DISCONTINUED REVOCATIONApr 15, 2019
MC719822COMMONINVOLUNTARY REVOCATIONMar 18, 2019DISCONTINUED REVOCATIONApr 15, 2019
MC719822MOTOR PROPERTY COMMON CARRIERREINSTATEDApr 19, 2016Unknown
MC719822MOTOR PROPERTY CONTRACT CARRIERREINSTATEDApr 19, 2016Unknown
MC719822COMMONINVOLUNTARY REVOCATIONMar 20, 2014DISCONTINUED REVOCATIONApr 16, 2014
MC719822CONTRACTINVOLUNTARY REVOCATIONMar 20, 2014DISCONTINUED REVOCATIONApr 16, 2014
MC719822CONTRACTINVOLUNTARY REVOCATIONOct 24, 2013DISCONTINUED REVOCATIONOct 28, 2013
MC719822COMMONINVOLUNTARY REVOCATIONOct 24, 2013DISCONTINUED REVOCATIONOct 28, 2013
MC719822COMMONINVOLUNTARY REVOCATIONMar 20, 2013DISCONTINUED REVOCATIONApr 18, 2013
MC719822CONTRACTINVOLUNTARY REVOCATIONMar 20, 2013DISCONTINUED REVOCATIONApr 18, 2013
MC719822CONTRACTINVOLUNTARY REVOCATIONJan 22, 2013DISCONTINUED REVOCATIONFeb 13, 2013
MC719822COMMONINVOLUNTARY REVOCATIONJan 22, 2013DISCONTINUED REVOCATIONFeb 13, 2013
MC719822CONTRACTINVOLUNTARY REVOCATIONSep 14, 2012DISCONTINUED REVOCATIONOct 12, 2012
MC719822COMMONINVOLUNTARY REVOCATIONSep 14, 2012DISCONTINUED REVOCATIONOct 12, 2012
MC719822COMMONINVOLUNTARY REVOCATIONJul 16, 2012DISCONTINUED REVOCATIONAug 13, 2012
MC719822CONTRACTINVOLUNTARY REVOCATIONJul 16, 2012DISCONTINUED REVOCATIONAug 13, 2012
MC719822CONTRACTINVOLUNTARY REVOCATIONMay 14, 2012DISCONTINUED REVOCATIONMay 15, 2012
MC719822COMMONINVOLUNTARY REVOCATIONMay 14, 2012DISCONTINUED REVOCATIONMay 15, 2012
MC719822CONTRACTINVOLUNTARY REVOCATIONJan 17, 2012DISCONTINUED REVOCATIONFeb 13, 2012
MC719822COMMONINVOLUNTARY REVOCATIONJan 17, 2012DISCONTINUED REVOCATIONFeb 13, 2012
MC719822CONTRACTINVOLUNTARY REVOCATIONSep 19, 2011DISCONTINUED REVOCATIONOct 13, 2011
MC719822COMMONINVOLUNTARY REVOCATIONSep 19, 2011DISCONTINUED REVOCATIONOct 13, 2011
MC719822COMMONINVOLUNTARY REVOCATIONFeb 22, 2011DISCONTINUED REVOCATIONMar 2, 2011
MC719822MOTOR PROPERTY COMMON CARRIERGRANTEDAug 10, 2010REVOKEDApr 12, 2016
MC719822MOTOR PROPERTY CONTRACT CARRIERGRANTEDAug 10, 2010REVOKEDApr 12, 2016

Out-of-Service Orders (2)

fmcsa-oos-orders
Out-of-Service Orders (2)
OOS DateReasonStatusRescinded
May 16, 201790 day failure to pay fineACTIVEMay 19, 2017
Aug 22, 2011New Entrant Revoked - Failure of Safety AuditACTIVESep 21, 2011

Safety & Inspections

SMS BASIC scores, inspection history, and out-of-service rates

SMS BASIC Scores

Driver Fitness
N/A
Hours of Service
75%
Unsafe Driving
N/A

Higher percentile = worse safety performance relative to peers. Scores at or above 75% trigger FMCSA alerts.

Inspections
1
Violations
7
1 OOS
Vehicle OOS %
100.0%
Above nat'l avg (23.4%)
Driver OOS %
0.0%
Power Units (MCS-150)
1
Drivers (MCS-150)
1
Crash Records
0

Inspection Activity (24 months)

Monthly inspection counts with OOS months highlighted. Hover bars for details.

May
Jun
1
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
Clean monthMonth with OOSBased on latest 1 of 1 inspection records

Inspection Activity Map

1 state1 inspections

🚛
None Low Medium High🚛 Home base

Violation Summary (7 violations from 1 inspections)

fmcsa-inspection-file
Violation Summary (7 violations from 1 inspections)
CodeDescription# Violations# OOSSeverity WtBASIC
FMCSR:393.9(a)Inoperable required lamps203Vehicle Maintenance
FMCSR:393.78Windshield condition defective104Vehicle Maintenance
FMCSR:393.45Brake tubing/hoses inadequate107Vehicle Maintenance
FMCSR:393.45(b)(2)Brake tubing/hoses inadequate117Vehicle Maintenance
FMCSR:395.8(f)(1)Drivers record of duty status not current10Hours Of Service
FMCSR:395.8(f)(4)395.8(f)(4)10Hours Of Service

Inspection History (1 inspections)

fmcsa-inspectionsApr 5, 2026
Inspection History (1 inspections)
DateReport #StationStateLevelVehicleViolationsTop CodesOOS
Jul 31, 202482280548ON LANCASTER PIKE N JUST SOUTHPALevel 1UTIL FULL TRAILER7393.9(a), 393.78, 393.45Yes

Inspection analytics

Monthly cadence, frequent stations, and violation mix

Inspections per month (24 mo)

1 total · 100.0% OOS
2024-072024-07
InspectionsOOS

Most frequent inspection stations

Violations by BASIC category

Compliance Timeline

42 events merged from authority, insurance, enforcement, OOS, crash, MCS-150, and safety rating records

Apr 14, 2026
Insurance
Insurance term/cancl
OOIDA RISK RETENTION GROUP, INC. • BIPD
Mar 11, 2026
Insurance
Insurance term/repl
OOIDA RISK RETENTION GROUP, INC. • BIPD
Apr 14, 2025
Insurance
Insurance term/repl
UNITED STATES FIRE INSURANCE CO. • BIPD/Primary
Mar 4, 2025
Authority
Mar 4, 2025
Authority
Feb 28, 2025
Insurance
Insurance cancel
UNITED STATES FIRE INSURANCE CO. • BIPD/Primary
Jan 20, 2025
Insurance
Insurance cancel
UNITED STATES FIRE INSURANCE CO. • BIPD/Primary
Sep 11, 2024
Insurance
Insurance cancel
UNITED STATES FIRE INSURANCE CO. • BIPD/Primary
Sep 11, 2024
Insurance
Insurance term/repl
UNITED STATES FIRE INSURANCE CO. • BIPD/Primary
Jul 10, 2024
Insurance
Insurance cancel
UNITED STATES FIRE INSURANCE CO. • BIPD/Primary
Apr 13, 2024
Insurance
Insurance cancel
NATIONAL CASUALTY COMPANY • BIPD/Primary
Apr 13, 2021
Insurance
Insurance term/repl
NORTHLAND INSURANCE COMPANY • BIPD/Primary
Apr 13, 2019
Insurance
Insurance cancel
SPIRIT COMMERCIAL AUTO RR GROUP, INC • BIPD/Primary
Apr 13, 2018
Insurance
Insurance term/repl
SPIRIT COMMERCIAL AUTO RR GROUP, INC • BIPD/Primary
May 19, 2017
OOS
OOS order rescinded
90 day failure to pay fine
May 16, 2017
OOS
OOS order issued
90 day failure to pay fine
Apr 13, 2017
Insurance
Insurance term/repl
SPIRIT COMMERCIAL AUTO RR GROUP, INC • BIPD/Primary
Apr 6, 2016
Insurance
Insurance cancel
NATIONAL INDEMNITY COMPANY OF THE SOUTH • BIPD/Primary
Mar 18, 2016
Insurance
Insurance term/cancl
NATIONAL INDEMNITY COMPANY OF THE SOUTH • BIPD/Primary
Mar 10, 2016
Insurance
Insurance term/cancl
NATIONAL INDEMNITY COMPANY OF THE SOUTH • BIPD/Primary
Feb 17, 2016
Insurance
Insurance term/repl
NATIONAL INDEMNITY COMPANY OF THE SOUTH • BIPD/Primary
Feb 5, 2016
Insurance
Insurance term/repl
NATIONAL INDEMNITY COMPANY OF THE SOUTH • BIPD/Primary
Apr 17, 2015
Insurance
Insurance term/repl
CANAL INSURANCE CO. • BIPD/Primary
Apr 16, 2014
Insurance
Insurance cancel
CASTLEPOINT NATIONAL INSURANCE CO • BIPD/Primary
Nov 20, 2013
Insurance
Insurance term/cancl
CASTLEPOINT NATIONAL INSURANCE CO • BIPD/Primary

Showing most recent 25 of 42 events

Related Records

Data sources & freshness

FMCSA Company Census File
Generated from 24-hour old database. Contact info and fleet counts may lag.
Updated 1 weeks ago
FMCSA Authority History
Updated 1 weeks ago
FMCSA Insurance Filings
Updated 1 weeks ago
FMCSA Vehicle Inspection File
Updated 1 weeks ago
Refresh dataLast updated: Apr 5, 2026