OLIVER & FINLEY LLC
DBA: TWO MEN AND A TRUCK OF DURHAM NC
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
Plain-text risk summary (print / paste)
TruckCodex risk summary — OLIVER & FINLEY LLC (USDOT 1274561) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Officer(s): LESLIE E WILSON JR (Company officer); JACQUELYN BROOKE WILSON (Company officer 2) Blockers: (none) Cautions: • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median. On file: • 1 active operating authority • Insurance on file · $750,000 — TRANSGUARD INSURANCE COMPANY OF AMERICA INC. · 91X • BOC-3 process agent on file — ALLAMERICAN AGENTS OF PROCESS • OOS rate better than size peers Source: https://truckcodex.com/usdot/1274561/ As of: Jul 18, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade A
Composite of 4/5 scored components (mean 85/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals
Compliance grade A
Composite of 4/5 scored components (mean 85/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 50% vs peer median 0% (worse). Vehicle OOS 0% vs peer median 14.3% (better). n=43089 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
TRANSGUARD INSURANCE COMPANY OF AMERICA INC. · 91X · $750,000
TRANSGUARD INSURANCE COMPANY OF AMERICA INC. · 34
TRANSGUARD INSURANCE COMPANY OF AMERICA INC. · 34
TRANSGUARD INSURANCE COMPANY OF AMERICA INC. · 91X · $1,000,000
4 active policies
Company profile
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InsuranceTRANSGUARD INSURANCE COMPANY OF AMERICA INC.Policy effective Apr 26, 2024
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Process AgentALLAMERICAN AGENTS OF PROCESSBOC-3 on file
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Operating AuthorityMC497103ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trucks | 22 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 12 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 5 | 5 | 0 |
| OOS inspections | 2 | 0 | 0 |
| OOS percentage | 40% | 0% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
OLIVER & FINLEY LLC is a motor carrier based in DURHAM, NC, registered with the FMCSA under USDOT 1274561. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 22 power units and 18 drivers, with 12 roadside inspections on file and a peak out-of-service rate of 50.0%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
OLIVER & FINLEY LLC is a mid-sized fleet, operating 22 power units and 18 drivers, with 5 years on FMCSA's records, based in Durham, NC. Across 5 roadside inspections in the last 24 months, the fleet recorded a 60.0% out-of-service rate, with no reportable crashes on file. Operating authority is active for contract and common (freight forwarder authority is revoked).
5 roadside inspections over the last 24 months, roughly flat versus the prior 24 months, concentrated in NC (3) and TN (1), with Level 3 inspections the most common.
60.0% out-of-service rate; led by Driver Fitness (50.0% of violations); top code 392.2 (Operating a CMV while ill or fatigued) cited 2 times.
The fleet comprises 22 power units (mid-sized fleet) and 18 drivers; Freightliner and Ford are the most-inspected makes.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 43,089 ACTIVE carriers operating 11–33 power units (±50% of this carrier's 22 unit fleet).
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (24 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Mississippi (MS) | 2 | 1 | 50.0% | Jul 6, 2026 |
| North Carolina (NC) | 1 | 0 | 0.0% | May 31, 2025 |
| Tennessee (TN) | 1 | 1 | 100.0% | Feb 26, 2026 |
| Virginia (VA) | 1 | 0 | 0.0% | Jul 14, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Freightliner | 7 | |
| Ford | 2 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 2 | — | 4.00 | 4 | — | Jul 13, 2026 |
| Controlled Substances / Alcohol | 1 | — | 2.00 | 2 | — | Jul 13, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Unsafe Driving | 1 | — | 0.34 | 0 | — | Jul 13, 2026 |
| Vehicle Maintenance | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (12 rows) View all 12 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 88412502 | Jul 14, 2026 | VA | 3 | — |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
| 88340972 | Jul 6, 2026 | MS | 3 | — |
FORD STRAIGHT TRUCK
|
1 | 396.17C-PI | No |
| 87169613 | Feb 26, 2026 | TN | 1 | STANTON TN |
FORD STRAIGHT TRUCK
|
2 | 383.23A2-LCDLN, 391.41APC | Yes |
| 85397556 | Aug 1, 2025 | MS | 2 | BAY ST LOUIS |
FREIGHTLINER STRAIGHT TRUCK
|
2 | 392.4A-DOSP, 392.2-SLLTCD | Yes |
| 84841892 | May 31, 2025 | NC | 2 | I 95 22MM |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
| 82034129 | Jul 2, 2024 | NC | 3 | nc-gaston-county-weigh-station-i- |
FREIGHTLINER STRAIGHT TRUCK
|
1 | 391.41(a)(1) | No |
| 81794119 | Jun 5, 2024 | NC | 3 | nc-hillsborough-weigh-station,-i- |
FREIGHTLINER STRAIGHT TRUCK
|
3 | 383.23(a)(2), 392.2 | Yes |
| 79592756 | Sep 5, 2023 | WV | 3 | MOUNT HOPE |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
| 79205310 | Jul 21, 2023 | VA | 3 | RT 501 AT RT 96 |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
| 78921404 | Jun 18, 2023 | MS | 3 | — |
INTERNATIONAL STRAIGHT TRUCK
|
0 | — | No |
| 78807088 | Jun 4, 2023 | AR | 2 | ar-crittenden-co-(bridgeport-stn) |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
| 78796745 | Jun 1, 2023 | MS | 1 | ms-kewanee-scale-i-59-&-i-20-west |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
Recent Crashes (5 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| NC0106892314 | Mar 16, 2022 | NC | 0 | 0 | Yes | No | Tow |
| OH0223010467 | Jan 23, 2022 | OH | 0 | 0 | Yes | No | Tow |
| NC0103517143 | Aug 4, 2012 | NC | 0 | 0 | Yes | No | Tow |
| NC0102621749 | May 30, 2009 | NC | 0 | 0 | Yes | No | Tow |
| SC009060631B | May 20, 2009 | SC | 0 | 1 | Yes | No | Injury |
Authority Records (2 dockets)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Unknown | FF022734 | common | N | — |
MC Certificate Documents (4 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Nov 21, 2017 | FF22734-P | CPL | PERMIT | CPL → |
| Nov 17, 2017 | MC497103-C | CPL | CERTIFICATE | CPL → |
| Apr 22, 2009 | MC497103-C | CPL | REVOCATION | CPL → |
| Sep 1, 2004 | MC497103-C | CPL | REVOCATION | CPL → |
Insurance Coverage Timeline (27 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP0001479 | 91X | $750,000 | Apr 26, 2024 | On file | ACTIVE |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP0001479 | BIPD/Primary | — | Apr 13, 2023 | Apr 26, 2024 | REPLACED |
| UNITED STATES FIRE INSURANCE CO. | 615996340 | SURETY | — | Nov 14, 2018 | Nov 15, 2020 | CANCELLED |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP0001479 | BIPD/Primary | — | Sep 1, 2018 | Apr 13, 2023 | REPLACED |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP0001479 | 34 | — | Sep 1, 2018 | On file | ACTIVE |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP0001479 | 34 | — | Sep 1, 2018 | On file | ACTIVE |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP0001479 | 91X | $1,000,000 | Sep 1, 2018 | On file | ACTIVE |
| UNITED STATES FIRE INSURANCE CO. | 615996340 | SURETY | — | Nov 14, 2017 | Nov 14, 2018 | REPLACED |
| UNITED STATES FIRE INSURANCE CO. | 615996340 | SURETY | — | Nov 14, 2017 | Nov 25, 2018 | CANCELLED |
| HUDSON INSURANCE COMPANY | HM201700200-AU | BIPD/Primary | — | Nov 1, 2017 | Sep 1, 2018 | REPLACED |
| HUDSON INSURANCE COMPANY | HMS201700104-IM | CARGO | — | Nov 1, 2017 | Sep 1, 2018 | REPLACED |
| HUDSON INSURANCE COMPANY | HMS201700200-AU | BIPD/Primary | — | Sep 1, 2017 | Sep 27, 2018 | CANCELLED |
| HUDSON INSURANCE COMPANY | HMS201700104-IM | CARGO | — | Sep 1, 2017 | Sep 27, 2018 | CANCELLED |
| HUDSON INSURANCE COMPANY | HMS201700200-AU | BIPD/Primary | — | Sep 1, 2017 | Sep 1, 2018 | REPLACED |
| HUDSON INSURANCE COMPANY | HMS201700104-IM | CARGO | — | Sep 1, 2017 | Sep 1, 2018 | REPLACED |
| NEW YORK MARINE & GENERAL INS. CO. | PK201600008295 | CARGO | — | Sep 1, 2016 | Sep 1, 2017 | CANCELLED |
| NEW YORK MARINE & GENERAL INS. CO. | AU201600010593 | BIPD/Primary | — | Sep 1, 2016 | Sep 1, 2017 | CANCELLED |
| VANLINER INSURANCE COMPANY | CGV4449801 | CARGO | — | Sep 1, 2009 | Sep 1, 2016 | CANCELLED |
| VANLINER INSURANCE COMPANY | TRV4449801 | BIPD/Primary | — | Sep 1, 2009 | Sep 1, 2016 | CANCELLED |
| VANLINER INSURANCE COMPANY | CGV4449800 | CARGO | — | Sep 1, 2006 | Sep 1, 2009 | REPLACED |
| VANLINER INSURANCE COMPANY | TRV4449800 | BIPD/Primary | — | Sep 1, 2006 | Sep 1, 2009 | REPLACED |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP110943 | CARGO | — | Sep 1, 2005 | Sep 1, 2006 | REPLACED |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | TCP110943 | BIPD/Primary | — | Sep 1, 2005 | Sep 1, 2006 | REPLACED |
| VANLINER INSURANCE COMPANY | CGV4449800 | CARGO | — | Sep 1, 2004 | Sep 1, 2005 | REPLACED |
| VANLINER INSURANCE COMPANY | TRV4449800 | BIPD/Primary | — | Sep 1, 2004 | Sep 1, 2005 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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Apr 26, 2024insuranceTERM/REPL — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.
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Apr 13, 2023insuranceTERM/REPL — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.
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Nov 23, 2020
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Nov 23, 2020authorityAuthority revoked — INVOLUNTARY REVOCATION
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Nov 15, 2020insuranceCANCEL — UNITED STATES FIRE INSURANCE CO.
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Nov 25, 2018insuranceTERM/CANCL — UNITED STATES FIRE INSURANCE CO.
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Nov 14, 2018
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Nov 14, 2018insuranceTERM/REPL — UNITED STATES FIRE INSURANCE CO.
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Sep 27, 2018insuranceTERM/CANCL — HUDSON INSURANCE COMPANY
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Sep 27, 2018insuranceTERM/CANCL — HUDSON INSURANCE COMPANY
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Sep 6, 2018
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Sep 1, 2018insuranceTERM/REPL — HUDSON INSURANCE COMPANY
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Sep 1, 2018insuranceTERM/REPL — HUDSON INSURANCE COMPANY
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Sep 1, 2018insuranceTERM/REPL — HUDSON INSURANCE COMPANY
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Sep 1, 2018insuranceTERM/REPL — HUDSON INSURANCE COMPANY
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Nov 17, 2017
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Sep 1, 2017insuranceCANCEL — NEW YORK MARINE & GENERAL INS. CO.
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Sep 1, 2017insuranceCANCEL — NEW YORK MARINE & GENERAL INS. CO.
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Aug 25, 2017
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Sep 1, 2016insuranceCANCEL — VANLINER INSURANCE COMPANY
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Sep 1, 2016insuranceCANCEL — VANLINER INSURANCE COMPANY
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Aug 26, 2016
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Sep 1, 2009insuranceTERM/REPL — VANLINER INSURANCE COMPANY
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Sep 1, 2009insuranceTERM/REPL — VANLINER INSURANCE COMPANY
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Apr 22, 2009
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Sep 1, 2006insuranceTERM/REPL — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.
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Oct 6, 2005insuranceTERM/CANCL — VANLINER INSURANCE COMPANY
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Oct 6, 2005insuranceTERM/CANCL — VANLINER INSURANCE COMPANY
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Sep 20, 2005
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Sep 1, 2005insuranceTERM/REPL — VANLINER INSURANCE COMPANY
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Sep 1, 2005insuranceTERM/REPL — VANLINER INSURANCE COMPANY
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Sep 1, 2004
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| BAY ST LOUIS | MS | 1 | 1 |
| I 95 22MM | NC | 1 | 0 |
| STANTON TN | TN | 1 | 1 |
| RT 501 AT RT 96 | VA | 1 | 0 |
| MOUNT HOPE | WV | 1 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws - Explain: | Unsafe Driving | 2 | 0 |
| 383.23(a)(2) | Operating a CMV without a CDL | Driver Fitness | 1 | 1 |
| 391.41(a)(1) | 391.41(a)(1) | Driver Fitness | 1 | 0 |
Related Records Cross-references to every adjacent page
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North Carolina carriers
All carriers based in North Carolina
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Durham carriers
Carriers based in Durham, NC
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Stations in North Carolina
Where this carrier might be inspected
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Docket MC497103
common · ACTIVE · MC
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Docket FF022734
common · N · FF
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TRANSGUARD INSURANCE COMPANY OF AMERICA INC.
91X policy on file
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UNITED STATES FIRE INSURANCE CO.
SURETY policy on file
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HUDSON INSURANCE COMPANY
BIPD/Primary policy on file
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NEW YORK MARINE & GENERAL INS. CO.
CARGO policy on file
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VANLINER INSURANCE COMPANY
CARGO policy on file
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ALLAMERICAN AGENTS OF PROCESS
BOC-3 process agent · 107,529 carriers served
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12 inspections
Full roadside inspection history
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5 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
Side-by-side vs. other carriers
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify OLIVER & FINLEY LLC
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about OLIVER & FINLEY LLC
Is OLIVER & FINLEY LLC an active motor carrier? ▾
What is OLIVER & FINLEY LLC's safety rating? ▾
How many inspections has OLIVER & FINLEY LLC had? ▾
What is OLIVER & FINLEY LLC's out-of-service rate? ▾
Where is OLIVER & FINLEY LLC based? ▾
Does OLIVER & FINLEY LLC have valid operating authority? ▾
How many trucks and drivers does OLIVER & FINLEY LLC operate? ▾
Has OLIVER & FINLEY LLC had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.