ANDREW WILLIAM CUMBIE
DBA: CUMBIE'S TRUCKING
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 42 days Feb 5, 1999 → Mar 19, 1999
- Prior insurance gap · 42 days Jun 4, 1999 → Jul 16, 1999
- Common (Property) gap · 416 days Inactive May 22, 2000 → reinstated Jul 12, 2001
- OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
Plain-text risk summary (print / paste)
TruckCodex risk summary — ANDREW WILLIAM CUMBIE (USDOT 537601) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Officer(s): ANDREW WILLIAM CUMBIE (Company officer) Organization: CORPORATION Blockers: (none) Cautions: • Prior insurance gap · 42 days — Feb 5, 1999 → Mar 19, 1999 • Prior insurance gap · 42 days — Jun 4, 1999 → Jul 16, 1999 • Common (Property) gap · 416 days — Inactive May 22, 2000 → reinstated Jul 12, 2001 • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median. On file: • 1 active operating authority • Insurance on file · $750,000 — NORTHLAND INSURANCE COMPANY · 91X • BOC-3 process agent on file — TRUCKERS FUEL TAX AND MORE LLC Source: https://truckcodex.com/usdot/537601/ As of: Jul 21, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade A
Composite of 4/5 scored components (mean 85/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals
Compliance grade A
Composite of 4/5 scored components (mean 85/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 100% vs peer median 0% (worse). n=281595 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
1 active liability policy
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
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InsuranceNORTHLAND INSURANCE COMPANYPolicy effective Aug 3, 2025
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Process AgentTRUCKERS FUEL TAX AND MORE LLCBOC-3 on file
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Operating AuthorityMC273715ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 2 | 0 | 0 |
| Trailers | 2 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 4 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 3 | 3 | 0 |
| OOS inspections | 0 | 1 | 0 |
| OOS percentage | 0% | 33.33% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
ANDREW WILLIAM CUMBIE is a corporation based in PANAMA CITY, FL, registered with the FMCSA under USDOT 537601. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 2 power units and 2 drivers, with 4 roadside inspections on file and a peak out-of-service rate of 100.0%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
ANDREW WILLIAM CUMBIE is a small fleet, operating 2 power units and 2 drivers, organized as a corporation, based in Panama City, FL. Across 2 roadside inspections in the last 24 months, the fleet recorded a 50.0% out-of-service rate, with no reportable crashes on file. Operating authority is active for common.
2 roadside inspections over the last 24 months, up 100% versus the prior 24 months, concentrated in TX (1) and FL (1), with Level 3 inspections the most common.
50.0% out-of-service rate; led by Vehicle Maintenance (100.0% of violations); top code 393.47A (Brake chamber - cracked/broken) cited 1 times, 1 of them OOS.
The fleet comprises 2 power units (small fleet) and 2 drivers; Utility, Freightliner, and Peterbilt are the most-inspected makes.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 281,595 ACTIVE carriers operating 1–3 power units (±50% of this carrier's 2 unit fleet).
Authority gap detected (1)
- Common (Property) authority was inactive from May 22, 2000 to Jul 12, 2001 (416 days)
Historical coverage gaps detected (9)
- No active BIPD/Primary insurance from Feb 5, 1999 to Mar 19, 1999 (42 days)
- No active BIPD/Primary insurance from Jun 4, 1999 to Jul 16, 1999 (42 days)
- No active BIPD/Primary insurance from Sep 17, 1999 to Nov 16, 1999 (60 days)
- No active BIPD/Primary insurance from Jun 12, 2000 to Jun 29, 2000 (17 days)
- No active BIPD/Primary insurance from Oct 2, 2000 to Jun 28, 2001 (269 days)
- No active BIPD/Primary insurance from Jun 28, 2002 to Aug 1, 2002 (34 days)
- No active BIPD/Primary insurance from Dec 18, 2002 to Jan 3, 2003 (16 days)
- No active BIPD/Primary insurance from Dec 14, 2003 to Jan 7, 2004 (24 days)
- No active BIPD/Primary insurance from Jul 25, 2015 to Aug 3, 2015 (9 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (24 months)
Violations by BASIC Category
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Peterbilt | 2 | |
| Utility | 2 | |
| Brewer Uti | 1 | |
| Freightliner | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Vehicle Maintenance | 1 | — | 12.00 | 12 | — | Jul 20, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (4 rows) View all 4 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 88263476 | Jun 26, 2026 | FL | 3 | — |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 85031928 | Jun 17, 2025 | TX | 1 | tx-5700--old-hwy-146 |
PETERBILT STRAIGHT TRUCK
|
4 | 393.47A, 396.3A1, 393.83G | Yes |
| 82544052 | Aug 27, 2024 | FL | 3 | BRANFORD FL |
FREIGHTLINER TRUCK TRACTOR
|
1 | 396.17(c) | No |
| 78874909 | Jun 8, 2023 | FL | 2 | OCALA NATIONAL FOREST FL |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2 | No |
Recent Crashes (1 row)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| FL7392143004 | Apr 19, 2004 | FL | 0 | 2 | Yes | No | Injury |
Authority Records (1 docket)
MC Certificate Documents (2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Aug 10, 2015 | MC273715-C | REI | REINSTATEMENT | REI → |
| Mar 12, 2008 | MC273715-C | REI | REINSTATEMENT | REI → |
Insurance Coverage Timeline (109 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| NORTHLAND INSURANCE COMPANY | WN398350 | 91X | $750,000 | Aug 3, 2025 | On file | ACTIVE |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | GAT0001865 | BIPD/Primary | — | Aug 3, 2024 | Aug 3, 2025 | REPLACED |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | GAT0001865 | BIPD/Primary | — | Aug 3, 2024 | Aug 21, 2025 | CANCELLED |
| NORTHLAND INSURANCE COMPANY | WN307590 | BIPD/Primary | — | Aug 3, 2021 | Aug 3, 2024 | REPLACED |
| PROGRESSIVE EXPRESS INSURANCE COMPANY | CA3873571 | BIPD/Primary | — | Jun 5, 2017 | Aug 3, 2021 | REPLACED |
| PROGRESSIVE EXPRESS INSURANCE COMPANY | CA 3873571 | BIPD/Primary | — | Aug 3, 2016 | Jun 5, 2017 | CANCELLED |
| AUTO OWNERS INSURANCE COMPANY | 50-440566-00 | BIPD/Primary | — | Aug 3, 2015 | Aug 3, 2016 | REPLACED |
| Coverage gap — 9 days without BIPD/Primary coverage from Jul 25, 2015 to Aug 3, 2015 | ||||||
| CANAL INSURANCE CO. | PIA07718502 | BIPD/Primary | — | Jun 15, 2015 | Jul 25, 2015 | CANCELLED |
| CANAL INSURANCE CO. | PIA07718501 | BIPD/Primary | — | Apr 3, 2015 | Jun 15, 2015 | REPLACED |
| CANAL INSURANCE CO. | PIA07718501 | BIPD/Primary | — | Jan 20, 2015 | Apr 3, 2015 | CANCELLED |
| CANAL INSURANCE CO. | PIA07718501 | BIPD/Primary | — | Oct 21, 2014 | Jan 20, 2015 | CANCELLED |
| CANAL INSURANCE CO. | PIA07718501 | BIPD/Primary | — | Jun 15, 2014 | Oct 21, 2014 | CANCELLED |
| SPARTA INSURANCE COMPANY | 058CP00727 | BIPD/Primary | — | Feb 9, 2014 | Jun 15, 2014 | CANCELLED |
| SPARTA INSURANCE COMPANY | 058CP00727 | BIPD/Primary | — | Oct 15, 2013 | Feb 9, 2014 | CANCELLED |
| LANCER INSURANCE COMPANY | CM0056469 | BIPD/Primary | — | Sep 14, 2013 | Oct 15, 2013 | CANCELLED |
| LANCER INSURANCE COMPANY | CM0056469 | BIPD/Primary | — | Jul 10, 2013 | Sep 14, 2013 | CANCELLED |
| LANCER INSURANCE COMPANY | CM0056469 | BIPD/Primary | — | May 2, 2013 | Jul 10, 2013 | CANCELLED |
| NORTHLAND INSURANCE COMPANY | WN096343 | BIPD/Primary | — | Apr 16, 2013 | May 2, 2013 | REPLACED |
| NORTHLAND INSURANCE COMPANY | WN096343 | BIPD/Primary | — | Nov 1, 2012 | Apr 16, 2013 | CANCELLED |
| NORTHLAND INSURANCE COMPANY | WN059803 | BIPD/Primary | — | May 1, 2011 | Nov 1, 2012 | CANCELLED |
| GREAT AMERICAN ASSURANCE COMPANY | TRP1593827 00 | BIPD/Primary | — | May 21, 2010 | May 3, 2011 | CANCELLED |
| HARTFORD FIRE INSURANCE COMPANY | 61 MS JT3083 | CARGO | — | May 21, 2010 | May 21, 2011 | CANCELLED |
| GREAT AMERICAN ASSURANCE COMPANY | TRP1667881 00 | BIPD/Primary | — | Nov 17, 2009 | May 21, 2010 | REPLACED |
| GREAT AMERICAN ASSURANCE COMPANY | TRP1667881 00 | BIPD/Primary | — | Nov 17, 2009 | Jun 21, 2010 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Aug 21, 2025insuranceTERM/CANCL — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.
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Aug 3, 2025insuranceTERM/REPL — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.
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Aug 3, 2024insuranceTERM/REPL — NORTHLAND INSURANCE COMPANY
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Aug 3, 2021insuranceTERM/REPL — PROGRESSIVE EXPRESS INSURANCE COMPANY
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Jun 5, 2017insuranceCANCEL — PROGRESSIVE EXPRESS INSURANCE COMPANY
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May 19, 2017
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Aug 3, 2016insuranceTERM/REPL — AUTO OWNERS INSURANCE COMPANY
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Aug 10, 2015
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Aug 3, 2015
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Aug 3, 2015authorityAuthority revoked — INVOLUNTARY REVOCATION
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Jul 25, 2015insuranceCANCEL — CANAL INSURANCE CO.
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Jul 25, 2015insurance gapCoverage gap: 9 days without BIPD/Primary insurance (through Aug 3, 2015)
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Jun 15, 2015insuranceTERM/REPL — CANAL INSURANCE CO.
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Apr 9, 2015
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Apr 3, 2015insuranceCANCEL — CANAL INSURANCE CO.
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Jan 20, 2015
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Jan 20, 2015insuranceCANCEL — CANAL INSURANCE CO.
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Oct 21, 2014
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Oct 21, 2014insuranceCANCEL — CANAL INSURANCE CO.
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Jun 16, 2014
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Jun 15, 2014insuranceCANCEL — SPARTA INSURANCE COMPANY
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Feb 11, 2014
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Feb 9, 2014insuranceCANCEL — SPARTA INSURANCE COMPANY
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Oct 16, 2013
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Oct 15, 2013insuranceCANCEL — LANCER INSURANCE COMPANY
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Sep 14, 2013insuranceCANCEL — LANCER INSURANCE COMPANY
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Aug 22, 2013
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Jul 11, 2013
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Jul 10, 2013insuranceCANCEL — LANCER INSURANCE COMPANY
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May 2, 2013insuranceTERM/REPL — NORTHLAND INSURANCE COMPANY
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Apr 16, 2013insuranceCANCEL — NORTHLAND INSURANCE COMPANY
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Apr 12, 2013
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Nov 5, 2012
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Nov 1, 2012insuranceCANCEL — NORTHLAND INSURANCE COMPANY
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May 21, 2011insuranceCANCEL — HARTFORD FIRE INSURANCE COMPANY
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May 3, 2011
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May 3, 2011insuranceCANCEL — GREAT AMERICAN ASSURANCE COMPANY
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Jun 21, 2010insuranceTERM/CANCL — GREAT AMERICAN ASSURANCE COMPANY
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May 21, 2010insuranceTERM/REPL — TRAVELERS PROPERTY CASUALTY CO. OF AMERICA
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May 21, 2010insuranceTERM/REPL — GREAT AMERICAN ASSURANCE COMPANY
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| BRANFORD FL | FL | 1 | 0 |
| OCALA NATIONAL FOREST FL | FL | 1 | 0 |
Related Records Cross-references to every adjacent page
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Florida carriers
All carriers based in Florida
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Panama City carriers
Carriers based in Panama City, FL
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Stations in Florida
Where this carrier might be inspected
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Docket MC273715
common · ACTIVE · MC
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NORTHLAND INSURANCE COMPANY
91X policy on file
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OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.
BIPD/Primary policy on file
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PROGRESSIVE EXPRESS INSURANCE COMPANY
BIPD/Primary policy on file
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AUTO OWNERS INSURANCE COMPANY
BIPD/Primary policy on file
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CANAL INSURANCE CO.
BIPD/Primary policy on file
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SPARTA INSURANCE COMPANY
BIPD/Primary policy on file
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LANCER INSURANCE COMPANY
BIPD/Primary policy on file
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GREAT AMERICAN ASSURANCE COMPANY
BIPD/Primary policy on file
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HARTFORD FIRE INSURANCE COMPANY
CARGO policy on file
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TRAVELERS PROPERTY CASUALTY CO. OF AMERICA
CARGO policy on file
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PROGRESSIVE CASUALTY INSURANCE COMPANY
BIPD/Primary policy on file
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GREAT AMERICAN INSURANCE COMPANY OF NEW YORK
CARGO policy on file
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LINCOLN GENERAL INSURANCE COMPANY
BIPD/Primary policy on file
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UNDERWRITERS AT LLOYDS LONDON
CARGO policy on file
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COMMERCE AND INDUSTRY INSURANCE
BIPD/Primary policy on file
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PENN STAR INSURANCE COMPANY
CARGO policy on file
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QBE INSURANCE CORPORATION
BIPD/Primary policy on file
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MGA INSURANCE COMPANY, INC.
BIPD/Primary policy on file
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PLATTE RIVER INSURANCE COMPANY
BIPD/Primary policy on file
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CAROLINA CASUALTY INSURANCE CO.
CARGO policy on file
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THE RELIANCE INSURANCE CO.
BIPD/Primary policy on file
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NORTH AMERICAN SPECIALTY INS CO
CARGO policy on file
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TRUCKERS FUEL TAX AND MORE LLC
BOC-3 process agent · 1,151 carriers served
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4 inspections
Full roadside inspection history
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1 reportable crash
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
Side-by-side vs. other carriers
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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Insurance-lapse watch
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify ANDREW WILLIAM CUMBIE
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about ANDREW WILLIAM CUMBIE
Is ANDREW WILLIAM CUMBIE an active motor carrier? ▾
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How many inspections has ANDREW WILLIAM CUMBIE had? ▾
What is ANDREW WILLIAM CUMBIE's out-of-service rate? ▾
Where is ANDREW WILLIAM CUMBIE based? ▾
Does ANDREW WILLIAM CUMBIE have valid operating authority? ▾
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About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.