SPEED OF LIGHT TOWING & RECOVERY INC
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 9 days Mar 22, 2017 → Mar 31, 2017
Plain-text risk summary (print / paste)
TruckCodex risk summary — SPEED OF LIGHT TOWING & RECOVERY INC (USDOT 534307) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $1,000,000 Officer(s): AMANDA SUZANNE VERDUGO (Company officer); FRANK WALKER VERDUGO (Company officer 2) Organization: CORPORATION Blockers: (none) Cautions: • Prior insurance gap · 9 days — Mar 22, 2017 → Mar 31, 2017 On file: • 1 active operating authority • Insurance on file · $1,000,000 — ZURICH AMERICAN INS. CO. OF ILLINOIS · 91X • BOC-3 process agent on file — PROCESS AGENT SERVICE COMPANY, INC. Source: https://truckcodex.com/usdot/534307/ As of: Jul 20, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade A
Composite of 4/5 scored components (mean 94/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals
Compliance grade A
Composite of 4/5 scored components (mean 94/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 0% vs peer median 0% (neutral). n=331374 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
1 active liability policy
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
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InsuranceZURICH AMERICAN INS. CO. OF ILLINOISPolicy effective Mar 31, 2024
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Process AgentPROCESS AGENT SERVICE COMPANY, INC.BOC-3 on file
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Operating AuthorityMC687012ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trucks | 3 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 9 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 3 | 3 | 0 |
| OOS inspections | 0 | 0 | 0 |
| OOS percentage | 0% | 0% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
SPEED OF LIGHT TOWING & RECOVERY INC is a corporation based in WATSONVILLE, CA, registered with the FMCSA under USDOT 534307. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 3 power units and 5 drivers, with 9 roadside inspections on file. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
SPEED OF LIGHT TOWING & RECOVERY INC is a small fleet, operating 3 power units and 5 drivers, organized as a corporation, based in Watsonville, CA. Across 6 roadside inspections in the last 24 months, the fleet recorded a 0.0% out-of-service rate, with no reportable crashes on file. Operating authority is active for common.
6 roadside inspections over the last 24 months, up 100% versus the prior 24 months, most heavily in CA (6 stops), with Level 1 inspections the most common.
0.0% out-of-service rate; led by Unsafe Driving (50.0% of violations); top code 392.2 (Operating a CMV while ill or fatigued) cited 1 times.
The fleet comprises 3 power units (small fleet) and 5 drivers; Ram and International are the most-inspected makes.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 331,374 ACTIVE carriers operating 1–5 power units (±50% of this carrier's 3 unit fleet).
Historical coverage gap detected (1)
- No active BIPD/Primary insurance from Mar 22, 2017 to Mar 31, 2017 (9 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (24 months)
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| California (CA) | 3 | 0 | 0.0% | Mar 24, 2025 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Ram | 4 | |
| International | 2 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Vehicle Maintenance | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (9 rows) View all 9 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 84219819 | Mar 24, 2025 | CA | 1 | ca-w/-of-beach-st |
RAM STRAIGHT TRUCK
|
0 | — | No |
| 84219818 | Mar 24, 2025 | CA | 1 | — |
RAM STRAIGHT TRUCK
|
0 | — | No |
| 84219817 | Mar 24, 2025 | CA | 1 | ca-w/-of-beach-st |
INTERNATIONAL STRAIGHT TRUCK
|
0 | — | No |
| 81848238 | Jun 11, 2024 | CA | 1 | — |
RAM STRAIGHT TRUCK
|
2 | 393.9(a), 392.2 | No |
| 81848237 | Jun 11, 2024 | CA | 1 | — |
INTERNATIONAL STRAIGHT TRUCK
|
0 | — | No |
| 81848236 | Jun 11, 2024 | CA | 1 | — |
RAM STRAIGHT TRUCK
|
0 | — | No |
| 78836697 | Jun 6, 2023 | CA | 1 | — |
RAM STRAIGHT TRUCK
|
0 | — | No |
| 78855936 | Jun 5, 2023 | CA | 1 | — |
RAM STRAIGHT TRUCK
|
1 | 396.5(b) | Yes |
| 78855935 | Jun 5, 2023 | CA | 1 | ca-w/-of-beach-st |
RAM STRAIGHT TRUCK
|
0 | — | No |
Recent Crashes (5 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| CA0007140461 | Nov 20, 2015 | CA | 0 | 1 | Yes | No | Injury |
| CA0006024284 | Mar 29, 2013 | CA | 0 | 0 | Yes | No | Tow |
| CA0005851450 | Oct 31, 2012 | CA | 0 | 0 | Yes | No | Tow |
| CA0003448834 | Nov 20, 2007 | CA | 0 | 0 | Yes | No | Tow |
| CA0002576029 | Apr 11, 2006 | CA | 0 | 0 | Yes | No | Tow |
Authority Records (1 docket)
MC Certificate Documents (2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Apr 19, 2017 | MC687012-C | REI | REINSTATEMENT | REI → |
| Aug 14, 2009 | MC687012-C | CPL | REVOCATION | CPL → |
Insurance Coverage Timeline (19 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| ZURICH AMERICAN INS. CO. OF ILLINOIS | CPO1625430 | 91X | $1,000,000 | Mar 31, 2024 | On file | ACTIVE |
| AMGUARD INSURANCE COMPANY | K2GP424182 | BIPD/Primary | — | Mar 31, 2023 | Mar 31, 2024 | CANCELLED |
| ZURICH AMERICAN INSURANCE COMPANY | CPO1641363 | BIPD/Primary | — | Mar 31, 2019 | Mar 31, 2023 | REPLACED |
| ZURICH AMERICAN INSURANCE COMPANY | CPO1641363 | BIPD/Primary | — | Mar 31, 2019 | May 3, 2023 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA6035150 | BIPD/Primary | — | Feb 5, 2019 | May 15, 2019 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA6035150 | BIPD/Primary | — | Feb 5, 2019 | Mar 31, 2019 | REPLACED |
| UNITED FINANCIAL CASUALTY COMPANY | CA 6035150 | BIPD/Primary | — | Mar 31, 2017 | Feb 5, 2019 | CANCELLED |
| Coverage gap — 9 days without BIPD/Primary coverage from Mar 22, 2017 to Mar 31, 2017 | ||||||
| ZURICH AMERICAN INSURANCE COMPANY | CPO1638565-0 | BIPD/Primary | — | Mar 18, 2016 | Mar 22, 2017 | CANCELLED |
| NATIONWIDE MUTUAL INSURANCE COMP | ACP BA 3007051190 | BIPD/Primary | — | Feb 28, 2015 | Mar 18, 2016 | REPLACED |
| NATIONWIDE MUTUAL INSURANCE COMP | ACP BA 3007051190 | BIPD/Primary | — | Feb 28, 2015 | Apr 18, 2016 | CANCELLED |
| MARKEL INSURANCE COMPANY | 8502RB0110360 | BIPD/Primary | — | Feb 28, 2014 | Feb 28, 2015 | REPLACED |
| TRUCK INSURANCE EXCHANGE | 60483-13-14 | BIPD/Primary | — | Jun 14, 2013 | Feb 28, 2014 | REPLACED |
| MID-CENTURY INSURANCE CO. | 60483-13-14 | BIPD/Primary | — | Jun 29, 2010 | Jun 14, 2013 | CANCELLED |
| UNIVERSAL UNDERWRITERS INSURANCE CO. | 279833 | CARGO | — | Jul 1, 2009 | Aug 13, 2010 | CANCELLED |
| UNIVERSAL UNDERWRITERS INSURANCE CO. | 279833 | BIPD/Primary | — | Jul 1, 2009 | Sep 9, 2009 | CANCELLED |
| UNIVERSAL UNDERWRITERS INSURANCE CO. | 279833 | BIPD/Primary | — | Jul 1, 2009 | Aug 13, 2010 | CANCELLED |
| UNIVERSAL UNDERWRITERS INSURANCE CO. | 279833 | BIPD/Primary | — | Jul 1, 2009 | Jun 29, 2010 | REPLACED |
| UNIVERSAL UNDERWRITERS INSURANCE CO. | 279833 | BIPD/Primary | — | Jul 1, 2009 | Jul 1, 2009 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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Apr 2, 2024
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Mar 31, 2024insuranceCANCEL — AMGUARD INSURANCE COMPANY
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May 3, 2023insuranceTERM/CANCL — ZURICH AMERICAN INSURANCE COMPANY
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Apr 19, 2023
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Mar 31, 2023insuranceTERM/REPL — ZURICH AMERICAN INSURANCE COMPANY
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May 15, 2019insuranceTERM/CANCL — UNITED FINANCIAL CASUALTY COMPANY
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Apr 26, 2019
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Mar 31, 2019insuranceTERM/REPL — UNITED FINANCIAL CASUALTY COMPANY
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Feb 5, 2019insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Jan 14, 2019
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Apr 19, 2017
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Mar 28, 2017
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Mar 28, 2017authorityAuthority revoked — INVOLUNTARY REVOCATION
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Mar 22, 2017insuranceCANCEL — ZURICH AMERICAN INSURANCE COMPANY
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Mar 22, 2017insurance gapCoverage gap: 9 days without BIPD/Primary insurance (through Mar 31, 2017)
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Apr 18, 2016insuranceTERM/CANCL — NATIONWIDE MUTUAL INSURANCE COMP
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Apr 6, 2016
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Mar 18, 2016insuranceTERM/REPL — NATIONWIDE MUTUAL INSURANCE COMP
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Feb 28, 2015insuranceTERM/REPL — MARKEL INSURANCE COMPANY
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Feb 28, 2014insuranceTERM/REPL — TRUCK INSURANCE EXCHANGE
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Jun 14, 2013insuranceCANCEL — MID-CENTURY INSURANCE CO.
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Aug 13, 2010insuranceTERM/CANCL — UNIVERSAL UNDERWRITERS INSURANCE CO.
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Aug 13, 2010insuranceCANCEL — UNIVERSAL UNDERWRITERS INSURANCE CO.
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Jul 30, 2010
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Jun 29, 2010insuranceTERM/REPL — UNIVERSAL UNDERWRITERS INSURANCE CO.
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Sep 9, 2009insuranceTERM/CANCL — UNIVERSAL UNDERWRITERS INSURANCE CO.
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Jul 1, 2009insuranceTERM/REPL — UNIVERSAL UNDERWRITERS INSURANCE CO.
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Related Records Cross-references to every adjacent page
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California carriers
All carriers based in California
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Watsonville carriers
Carriers based in Watsonville, CA
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Stations in California
Where this carrier might be inspected
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Docket MC687012
common · ACTIVE · MC
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ZURICH AMERICAN INS. CO. OF ILLINOIS
91X policy on file
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AMGUARD INSURANCE COMPANY
BIPD/Primary policy on file
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ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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NATIONWIDE MUTUAL INSURANCE COMP
BIPD/Primary policy on file
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MARKEL INSURANCE COMPANY
BIPD/Primary policy on file
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TRUCK INSURANCE EXCHANGE
BIPD/Primary policy on file
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MID-CENTURY INSURANCE CO.
BIPD/Primary policy on file
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UNIVERSAL UNDERWRITERS INSURANCE CO.
CARGO policy on file
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PROCESS AGENT SERVICE COMPANY, INC.
BOC-3 process agent · 123,521 carriers served
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9 inspections
Full roadside inspection history
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5 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
Side-by-side vs. other carriers
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify SPEED OF LIGHT TOWING & RECOVERY INC
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about SPEED OF LIGHT TOWING & RECOVERY INC
Is SPEED OF LIGHT TOWING & RECOVERY INC an active motor carrier? ▾
What is SPEED OF LIGHT TOWING & RECOVERY INC's safety rating? ▾
How many inspections has SPEED OF LIGHT TOWING & RECOVERY INC had? ▾
What is SPEED OF LIGHT TOWING & RECOVERY INC's out-of-service rate? ▾
Where is SPEED OF LIGHT TOWING & RECOVERY INC based? ▾
Does SPEED OF LIGHT TOWING & RECOVERY INC have valid operating authority? ▾
How many trucks and drivers does SPEED OF LIGHT TOWING & RECOVERY INC operate? ▾
Has SPEED OF LIGHT TOWING & RECOVERY INC had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.