M L MATTHEWS DISTRIBUTION INC
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- No FMCSA cargo filing (BMC-34/83) on file Household-goods movers generally need BMC-34 cargo on file with FMCSA. Soft signal only — confirm on L&I before tendering HHG freight.
- Prior insurance gap · 553 days Sep 6, 1995 → Mar 12, 1997
- Prior insurance gap · 22 days Oct 2, 1997 → Oct 24, 1997
- Contract (Property) gap · 340 days Inactive Jun 30, 2003 → reinstated Jun 4, 2004
- Contract (Property) gap · 430 days Inactive Jan 31, 1997 → reinstated Apr 6, 1998
Plain-text risk summary (print / paste)
TruckCodex risk summary — M L MATTHEWS DISTRIBUTION INC (USDOT 523820) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Officer(s): MATTHEW DEREN (Company officer) Organization: CORPORATION Blockers: (none) Cautions: • No FMCSA cargo filing (BMC-34/83) on file — Household-goods movers generally need BMC-34 cargo on file with FMCSA. Soft signal only — confirm on L&I before tendering HHG freight. • Prior insurance gap · 553 days — Sep 6, 1995 → Mar 12, 1997 • Prior insurance gap · 22 days — Oct 2, 1997 → Oct 24, 1997 • Contract (Property) gap · 340 days — Inactive Jun 30, 2003 → reinstated Jun 4, 2004 • Contract (Property) gap · 430 days — Inactive Jan 31, 1997 → reinstated Apr 6, 1998 On file: • Insurance on file · $750,000 — ARTISAN & TRUCKERS CASUALTY COMPANY · 91X • BOC-3 process agent on file — INTERSTATE AUTHORITY LLC Source: https://truckcodex.com/usdot/523820/ As of: Jul 24, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade A
Composite of 4/5 scored components (mean 94/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals
Compliance grade A
Composite of 4/5 scored components (mean 94/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 0% vs peer median 0% (neutral). n=197604 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
2 active liability policies
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
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InsuranceARTISAN & TRUCKERS CASUALTY COMPANYPolicy effective Apr 13, 2026
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Process AgentINTERSTATE AUTHORITY LLCBOC-3 on file
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trucks | 2 | 3 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 4 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 0 | 0 | 0 | 0 |
| Tow-away | 0 | 1 | 0 | 1 |
| Crash reports | 0 | 1 | 0 | 1 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
M L MATTHEWS DISTRIBUTION INC is a corporation based in OSWEGO, IL, registered with the FMCSA under USDOT 523820. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 5 power units and 7 drivers, with 1 roadside inspection on file. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
M L MATTHEWS DISTRIBUTION INC is a small fleet, operating 5 power units and 7 drivers, organized as a corporation, with 29 years on FMCSA's records, based in Oswego, IL. FMCSA records show no roadside inspections in the last 24 months but 1 reportable crash during the same window. BIPD/Primary insurance is on file with ARTISAN & TRUCKERS CASUALTY COMPANY, and all filed authority types (contract) are currently revoked.
No roadside inspections were recorded in the last 24 months, down from 1 in the prior 24-month window.
The fleet comprises 5 power units (small fleet); 7 drivers.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 197,604 ACTIVE carriers operating 2–8 power units (±50% of this carrier's 5 unit fleet).
Authority gaps detected (2)
- Contract (Property) authority was inactive from Jun 30, 2003 to Jun 4, 2004 (340 days)
- Contract (Property) authority was inactive from Jan 31, 1997 to Apr 6, 1998 (430 days)
Historical coverage gaps detected (5)
- No active BIPD/Primary insurance from Sep 6, 1995 to Mar 12, 1997 (553 days)
- No active BIPD/Primary insurance from Oct 2, 1997 to Oct 24, 1997 (22 days)
- No active BIPD/Primary insurance from Dec 21, 1997 to Jan 12, 1998 (22 days)
- No active BIPD/Primary insurance from Apr 15, 2003 to Apr 28, 2004 (379 days)
- No active BIPD/Primary insurance from Apr 13, 2019 to Apr 13, 2026 (2557 days)
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Hino | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
| Vehicle Maintenance | 0 | — | 0.00 | 0 | — | Jul 20, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (1 row) View all 1 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 79762629 | Aug 28, 2023 | WI | 1 | — |
HINO STRAIGHT TRUCK
|
17 | 393.75(a)(3), 393.207(a), 396.3(a)(1) | No |
Recent Crashes (4 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| ILX004082827 | Dec 29, 2025 | IL | 0 | 0 | Yes | No | Tow |
| WI0000120783 | Aug 28, 2023 | WI | 0 | 2 | Yes | No | Injury |
| IN0902320599 | Oct 24, 2014 | IN | 0 | 0 | Yes | No | Tow |
| WV000014620A | Oct 26, 2006 | WV | 0 | 0 | Yes | No | Tow |
Authority Records (1 docket)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Unknown | MC284207 | common | N | — |
MC Certificate Documents (2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Jun 11, 2021 | MC284207-P | REI | REINSTATEMENT | REI → |
| Jun 4, 2004 | MC284207-P | REI | REINSTATEMENT | REI → |
Insurance Coverage Timeline (21 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| ARTISAN & TRUCKERS CASUALTY COMPANY | CA872603412 | 91X | $750,000 | Apr 13, 2026 | On file | ACTIVE |
| ARTISAN & TRUCKERS CASUALTY COMPANY | CA872603412 | BIPD/Primary | $750,000 | Apr 13, 2026 | On file | ACTIVE |
| Coverage gap — 2557 days without BIPD/Primary coverage from Apr 13, 2019 to Apr 13, 2026 | ||||||
| FRANKENMUTH MUTUAL INSURANCE CO | BA 6097922 | BIPD/Primary | — | Oct 25, 2013 | Apr 13, 2019 | REPLACED |
| AUTO OWNERS INSURANCE COMPANY | 47-977736-00 | BIPD/Primary | — | Jun 11, 2009 | Oct 25, 2013 | REPLACED |
| ERIE INSURANCE EXCHANGE | Q031730506IL | BIPD/Primary | — | Apr 28, 2004 | Jun 11, 2009 | REPLACED |
| ERIE INSURANCE EXCHANGE | Q031730506IL | BIPD/Primary | — | Apr 28, 2004 | Jun 14, 2009 | CANCELLED |
| Coverage gap — 379 days without BIPD/Primary coverage from Apr 15, 2003 to Apr 28, 2004 | ||||||
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA 4323752-4 | BIPD/Primary | — | Oct 24, 2002 | Apr 15, 2003 | CANCELLED |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA 4323752-3 | BIPD/Primary | — | Oct 24, 2001 | Oct 24, 2002 | CANCELLED |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA 4323752-2 | BIPD/Primary | — | Oct 24, 2000 | Oct 24, 2001 | CANCELLED |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA 4323752-1 | BIPD/Primary | — | Oct 24, 1999 | Oct 24, 2000 | CANCELLED |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA 4323752-0 | BIPD/Primary | — | Mar 3, 1999 | Sep 1, 1998 | REPLACED |
| FIDELITY AND GUARANTY INS. UNDERWRITERS, INC. | IMP30053240806 | BIPD | — | Sep 1, 1998 | Oct 24, 1999 | REPLACED |
| UNITED NATIONAL SPECIALTY INSURANCE COMPANY | HM001548 | BIPD/Primary | — | Jan 12, 1998 | Feb 19, 1999 | CANCELLED |
| Coverage gap — 22 days without BIPD/Primary coverage from Dec 21, 1997 to Jan 12, 1998 | ||||||
| ACCEPTANCE INSURANCE COMPANY | CT 139109 | BIPD/Primary | — | Oct 24, 1997 | Dec 21, 1997 | CANCELLED |
| Coverage gap — 22 days without BIPD/Primary coverage from Oct 2, 1997 to Oct 24, 1997 | ||||||
| ACCEPTANCE INSURANCE COMPANY | CT 129655 | BIPD/Primary | — | Mar 12, 1997 | Oct 2, 1997 | CANCELLED |
| Coverage gap — 553 days without BIPD/Primary coverage from Sep 6, 1995 to Mar 12, 1997 | ||||||
| ACCEPTANCE INSURANCE COMPANY | CT 128147 | BIPD/Primary | — | Jan 4, 1995 | Sep 6, 1995 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Apr 14, 2026
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Apr 13, 2026insuranceCANCEL — FRANKENMUTH MUTUAL INSURANCE CO
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Jun 11, 2021
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Jun 8, 2021
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Jun 8, 2021authorityAuthority revoked — INVOLUNTARY REVOCATION
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Apr 13, 2019insuranceTERM/REPL — FRANKENMUTH MUTUAL INSURANCE CO
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Apr 13, 2019insurance gapCoverage gap: 2557 days without BIPD/Primary insurance (through Apr 13, 2026)
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Oct 25, 2013insuranceTERM/REPL — AUTO OWNERS INSURANCE COMPANY
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Jun 15, 2009
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Jun 14, 2009insuranceTERM/CANCL — ERIE INSURANCE EXCHANGE
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Jun 11, 2009insuranceTERM/REPL — ERIE INSURANCE EXCHANGE
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Jun 30, 2003
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Jun 30, 2003authority gapContract (Property) authority inactive: 340 days (through Jun 4, 2004)
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Apr 15, 2003insuranceCANCEL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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Apr 15, 2003authorityAuthority revoked — INVOLUNTARY REVOCATION
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Apr 15, 2003insurance gapCoverage gap: 379 days without BIPD/Primary insurance (through Apr 28, 2004)
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Oct 24, 2002insuranceCANCEL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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Oct 24, 2001insuranceCANCEL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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Oct 24, 2000insuranceCANCEL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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Oct 24, 1999insuranceTERM/REPL — FIDELITY AND GUARANTY INS. UNDERWRITERS, INC.
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Feb 19, 1999insuranceCANCEL — UNITED NATIONAL SPECIALTY INSURANCE COMPANY
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Sep 1, 1998insuranceTERM/REPL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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Dec 21, 1997insuranceCANCEL — ACCEPTANCE INSURANCE COMPANY
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Dec 21, 1997insurance gapCoverage gap: 22 days without BIPD/Primary insurance (through Jan 12, 1998)
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Oct 2, 1997insuranceCANCEL — ACCEPTANCE INSURANCE COMPANY
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Oct 2, 1997insurance gapCoverage gap: 22 days without BIPD/Primary insurance (through Oct 24, 1997)
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Jan 31, 1997
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Jan 31, 1997authorityAuthority revoked — INVOLUNTARY REVOCATION
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Jan 31, 1997authority gapContract (Property) authority inactive: 430 days (through Apr 6, 1998)
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Sep 15, 1995
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Sep 6, 1995insuranceCANCEL — ACCEPTANCE INSURANCE COMPANY
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Sep 6, 1995insurance gapCoverage gap: 553 days without BIPD/Primary insurance (through Mar 12, 1997)
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 3 | 3 |
| 393.207(a) | Axle positioning parts defective/missing | Vehicle Maintenance | 2 | 2 |
| 396.3(a)(1) | Inspection, repair and maintenance of parts and accessories | Vehicle Maintenance | 2 | 2 |
| 392.16(a) | Failing to use seat belt (49 CFR) | Unsafe Driving | 1 | 0 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 1 | 0 |
| 393.201(a) | Frame cracked / loose / sagging / broken | Vehicle Maintenance | 1 | 1 |
| 393.207(c) | Leaf spring assembly defective/missing | Vehicle Maintenance | 1 | 1 |
| 393.209(e) | Power steering violations | Vehicle Maintenance | 1 | 0 |
| 393.45(d) | Brake connections with leaks or constrictions | Vehicle Maintenance | 1 | 1 |
| 393.48(a) | Inoperative/defective brakes | Vehicle Maintenance | 1 | 1 |
Related Records Cross-references to every adjacent page
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Illinois carriers
All carriers based in Illinois
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Oswego carriers
Carriers based in Oswego, IL
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Stations in Illinois
Where this carrier might be inspected
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Docket MC284207
common · N · MC
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ARTISAN & TRUCKERS CASUALTY COMPANY
91X policy on file
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FRANKENMUTH MUTUAL INSURANCE CO
BIPD/Primary policy on file
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AUTO OWNERS INSURANCE COMPANY
BIPD/Primary policy on file
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ERIE INSURANCE EXCHANGE
BIPD/Primary policy on file
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PROGRESSIVE CASUALTY INSURANCE COMPANY
BIPD/Primary policy on file
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FIDELITY AND GUARANTY INS. UNDERWRITERS, INC.
BIPD policy on file
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UNITED NATIONAL SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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ACCEPTANCE INSURANCE COMPANY
BIPD/Primary policy on file
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INTERSTATE AUTHORITY LLC
BOC-3 process agent · 51,604 carriers served
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1 inspection
Full roadside inspection history
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4 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify M L MATTHEWS DISTRIBUTION INC
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about M L MATTHEWS DISTRIBUTION INC
Is M L MATTHEWS DISTRIBUTION INC an active motor carrier? ▾
What is M L MATTHEWS DISTRIBUTION INC's safety rating? ▾
How many inspections has M L MATTHEWS DISTRIBUTION INC had? ▾
What is M L MATTHEWS DISTRIBUTION INC's out-of-service rate? ▾
Where is M L MATTHEWS DISTRIBUTION INC based? ▾
Does M L MATTHEWS DISTRIBUTION INC have valid operating authority? ▾
How many trucks and drivers does M L MATTHEWS DISTRIBUTION INC operate? ▾
Has M L MATTHEWS DISTRIBUTION INC had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.