LOWE'S GARAGE & TOWING INC
DBA: LOWE'S GARAGE & TOWING
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 75 days Jun 22, 2007 → Sep 5, 2007
- Contract (Property) gap · 37 days Inactive Sep 12, 2017 → reinstated Oct 19, 2017
- Contract (Property) gap · 99 days Inactive Jul 2, 2007 → reinstated Oct 9, 2007
- OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
Plain-text risk summary (print / paste)
TruckCodex risk summary — LOWE'S GARAGE & TOWING INC (USDOT 344128) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Officer(s): WILLIAM T. BENNETT (Owner); WILLIAM S. BENNETT (Additional owner) Organization: INDIVIDUAL Blockers: (none) Cautions: • Prior insurance gap · 75 days — Jun 22, 2007 → Sep 5, 2007 • Contract (Property) gap · 37 days — Inactive Sep 12, 2017 → reinstated Oct 19, 2017 • Contract (Property) gap · 99 days — Inactive Jul 2, 2007 → reinstated Oct 9, 2007 • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median. On file: • Insurance on file · $750,000 — ACUITY, A MUTUAL INSURANCE COMPANY · 91X • BOC-3 process agent on file — PROCESS AGENT SERVICE COMPANY, INC. Source: https://truckcodex.com/usdot/344128/ As of: Jul 17, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade A
Composite of 4/5 scored components (mean 85/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals
Compliance grade A
Composite of 4/5 scored components (mean 85/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 16.7% vs peer median 5.3% (worse). n=107360 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
Company profile
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InsuranceACUITY, A MUTUAL INSURANCE COMPANYPolicy effective Feb 12, 2024
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Process AgentPROCESS AGENT SERVICE COMPANY, INC.BOC-3 on file
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 5 | 0 | 0 |
| Trailers | 4 | 0 | 0 |
| Trucks | 3 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 11 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 9 | 9 | 0 |
| OOS inspections | 0 | 2 | 0 |
| OOS percentage | 0% | 22.22% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
LOWE'S GARAGE & TOWING INC is a individual based in KNOXVILLE, TN, registered with the FMCSA under USDOT 344128. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 8 power units and 5 drivers, with 11 roadside inspections on file and a peak out-of-service rate of 16.7%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
LOWE'S GARAGE & TOWING INC is a small fleet, operating 8 power units and 5 drivers, organized as an individual, based in Knoxville, TN. Across 8 roadside inspections in the last 24 months, the fleet recorded a 12.5% out-of-service rate, with no reportable crashes on file. Operating authority is active for contract.
8 roadside inspections over the last 24 months, up 300% versus the prior 24 months, concentrated in TN (5) and NC (2), with Level 2 inspections the most common.
12.5% out-of-service rate; led by Vehicle Maintenance (60.0% of violations); top code 390.21TB2-DOT (390.21TB2-DOT) cited 1 times.
The fleet comprises 8 power units (small fleet) and 5 drivers; Kenworth, Landoll co, and Freightliner are the most-inspected makes.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 107,360 ACTIVE carriers operating 4–12 power units (±50% of this carrier's 8 unit fleet).
Authority gaps detected (2)
- Contract (Property) authority was inactive from Sep 12, 2017 to Oct 19, 2017 (37 days)
- Contract (Property) authority was inactive from Jul 2, 2007 to Oct 9, 2007 (99 days)
Historical coverage gap detected (1)
- No active BIPD/Primary insurance from Jun 22, 2007 to Sep 5, 2007 (75 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (24 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Tennessee (TN) | 6 | 2 | 33.3% | May 4, 2026 |
| North Carolina (NC) | 2 | 0 | 0.0% | Nov 22, 2025 |
| Kentucky (KY) | 1 | 0 | 0.0% | Oct 30, 2025 |
Vehicle Fleet Top makes and models observed in roadside inspections
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 1 | — | 0.11 | 0 | — | Jul 13, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Vehicle Maintenance | 3 | — | 3.69 | 4 | — | Jul 13, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (11 rows) View all 11 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 87771160 | May 4, 2026 | TN | 1 | — |
KENWORTH TRUCK TRACTOR
|
1 | 393.75A3-TAOL | Yes |
| 86403256 | Nov 22, 2025 | NC | 2 | nc-asheville-weigh-station,-i-40, |
KW STRAIGHT TRUCK
|
0 | — | No |
| 86249693 | Nov 4, 2025 | TN | 1 | MOHAWK TN |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 86194945 | Oct 30, 2025 | KY | 2 | MELDRUM |
KW TRUCK TRACTOR
|
0 | — | No |
| 85678135 | Sep 2, 2025 | TN | 3 | CROSSVILLE TN |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 85654418 | Aug 29, 2025 | NC | 3 | US 19 NEAR OLD MURPHY RD |
FRHT STRAIGHT TRUCK
|
2 | 391.41A, 396.17C | No |
| 85326726 | Jul 25, 2025 | TN | 1 | CELINA TN |
FORD STRAIGHT TRUCK
|
2 | 390.21TB2-DOT, 396.17C-PI | No |
| 84990322 | Jun 17, 2025 | TN | 2 | KNOXVILLE TN |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 83937050 | Feb 20, 2025 | TN | 2 | KNOXVILLE TN |
FREIGHTLIN TRUCK TRACTOR
|
1 | 393.75A3-TAOL | Yes |
| 80205145 | Nov 17, 2023 | TN | 3 | I-40 KNOXVILLE WEIGH STATION |
KW TRUCK TRACTOR
|
0 | — | No |
| 79862198 | Oct 6, 2023 | TN | 3 | US HWY 411 MONROE CO |
PTRB STRAIGHT TRUCK
|
0 | — | No |
Recent Crashes (5 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| TN0300771435 | Jan 10, 2022 | TN | 0 | 0 | Yes | No | Tow |
| TN0300465928 | Aug 7, 2018 | TN | 0 | 1 | Yes | No | Injury |
| GA4235020301 | Jul 7, 2004 | GA | 0 | 1 | No | No | Injury |
| SC002120048A | Sep 19, 2002 | SC | 0 | 0 | Yes | No | Tow |
| TN003872056A | May 28, 1997 | TN | 0 | 1 | Yes | No | Injury |
Authority Records (1 docket)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Unknown | MC236239 | common | N | — |
MC Certificate Documents (4 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Oct 19, 2017 | MC236239-P | REI | REINSTATEMENT | REI → |
| Aug 31, 2010 | MC236239 | NC | REVOCATION | NC → |
| Aug 14, 2009 | MC236239-P | REI | REINSTATEMENT | REI → |
| Oct 9, 2007 | MC236239-P | REI | REINSTATEMENT | REI → |
Insurance Coverage Timeline (92 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| ACUITY, A MUTUAL INSURANCE COMPANY | CA-ZU2139 | 91X | $750,000 | Feb 12, 2024 | On file | ACTIVE |
| PROGRESSIVE HAWAII INSURANCE CORP | CA972922848 | BIPD/Primary | — | Sep 8, 2023 | Feb 12, 2024 | REPLACED |
| AMGUARD INSURANCE COMPANY | K2GP321337 | CARGO | — | Sep 6, 2022 | Oct 26, 2023 | CANCELLED |
| AMGUARD INSURANCE COMPANY | K2GP321337 | BIPD/Primary | — | Sep 6, 2022 | Sep 8, 2023 | REPLACED |
| AMGUARD INSURANCE COMPANY | K2GP215556 | CARGO | — | Sep 6, 2021 | Sep 6, 2022 | REPLACED |
| AMGUARD INSURANCE COMPANY | K2GP215556 | BIPD/Primary | — | Sep 6, 2021 | Sep 6, 2022 | REPLACED |
| AMGUARD INSURANCE COMPANY | K2GP111317 | CARGO | — | Mar 16, 2021 | Sep 6, 2021 | CANCELLED |
| AMGUARD INSURANCE COMPANY | K2GP111317 | BIPD/Primary | — | Mar 16, 2021 | Sep 6, 2021 | CANCELLED |
| AMGUARD INSURANCE COMPANY | K2GP111317 | BIPD/Primary | — | Sep 6, 2020 | Mar 16, 2021 | REPLACED |
| AMGUARD INSURANCE COMPANY | K2GP111317 | BIPD/Primary | — | Sep 6, 2020 | Apr 12, 2021 | CANCELLED |
| AMGUARD INSURANCE COMPANY | K2GP111317 | CARGO | — | Sep 6, 2020 | Apr 12, 2021 | CANCELLED |
| AMGUARD INSURANCE COMPANY | K2GP111317 | BIPD/Primary | — | Sep 6, 2020 | Sep 6, 2020 | REPLACED |
| AMGUARD INSURANCE COMPANY | K2GP111317 | CARGO | — | Sep 6, 2020 | Mar 16, 2021 | REPLACED |
| ARGONAUT-MIDWEST INSURANCE COMPANY | MC8315178 | BIPD/Primary | — | Sep 6, 2019 | Sep 6, 2020 | CANCELLED |
| ARGONAUT-MIDWEST INSURANCE COMPANY | MC8267854 | BIPD/Primary | — | Sep 6, 2018 | Sep 6, 2019 | CANCELLED |
| ARGONAUT-MIDWEST INSURANCE COMPANY | MC8247521 | BIPD/Primary | — | Sep 6, 2017 | Sep 6, 2018 | CANCELLED |
| MARKEL INSURANCE COMPANY | 8502RB010910 | CARGO | — | Sep 6, 2012 | Sep 6, 2017 | CANCELLED |
| MARKEL INSURANCE COMPANY | 8502RB010910 | BIPD/Primary | — | Sep 6, 2012 | Sep 6, 2017 | CANCELLED |
| NATIONAL INTERSTATE INSURANCE COMPANY | TOW 4410029-00 | BIPD/Primary | — | Sep 6, 2010 | Sep 6, 2012 | REPLACED |
| NATIONAL INTERSTATE INSURANCE COMPANY | TOW 4410029-00 | BIPD/Primary | — | Sep 6, 2010 | Oct 25, 2012 | CANCELLED |
| NATIONAL INTERSTATE INSURANCE COMPANY | TOW 4410029-00 | CARGO | — | Sep 6, 2010 | Sep 6, 2012 | REPLACED |
| NATIONAL INTERSTATE INSURANCE COMPANY | TOW 4410029-00 | CARGO | — | Sep 6, 2010 | Oct 25, 2012 | CANCELLED |
| REDLAND INSURANCE CO. | R0010 210 000 | CARGO | — | Jul 25, 2009 | Sep 6, 2010 | CANCELLED |
| REDLAND INSURANCE CO. | R0010 210 000 | BIPD/Primary | — | Jul 25, 2009 | Sep 6, 2010 | CANCELLED |
| CONSUMERS INSURANCE USA, INC. | 28886583 | BIPD/Primary | — | Jun 11, 2009 | Jul 26, 2009 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Feb 12, 2024insuranceTERM/REPL — PROGRESSIVE HAWAII INSURANCE CORP
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Oct 26, 2023insuranceCANCEL — AMGUARD INSURANCE COMPANY
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Sep 8, 2023insuranceTERM/REPL — AMGUARD INSURANCE COMPANY
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Sep 30, 2022
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Sep 6, 2022insuranceTERM/REPL — AMGUARD INSURANCE COMPANY
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Aug 22, 2022
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Sep 7, 2021
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Sep 6, 2021insuranceCANCEL — AMGUARD INSURANCE COMPANY
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Apr 12, 2021insuranceTERM/CANCL — AMGUARD INSURANCE COMPANY
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Mar 17, 2021
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Mar 16, 2021insuranceTERM/REPL — AMGUARD INSURANCE COMPANY
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Sep 8, 2020
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Sep 6, 2020insuranceCANCEL — ARGONAUT-MIDWEST INSURANCE COMPANY
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Sep 6, 2020insuranceTERM/REPL — AMGUARD INSURANCE COMPANY
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Sep 9, 2019
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Sep 6, 2019insuranceCANCEL — ARGONAUT-MIDWEST INSURANCE COMPANY
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Sep 11, 2018
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Sep 6, 2018insuranceCANCEL — ARGONAUT-MIDWEST INSURANCE COMPANY
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Oct 19, 2017
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Sep 12, 2017
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Sep 12, 2017authorityAuthority revoked — INVOLUNTARY REVOCATION
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Sep 12, 2017authority gapContract (Property) authority inactive: 37 days (through Oct 19, 2017)
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Sep 6, 2017insuranceCANCEL — MARKEL INSURANCE COMPANY
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Oct 25, 2012insuranceTERM/CANCL — NATIONAL INTERSTATE INSURANCE COMPANY
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Oct 9, 2012
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Sep 6, 2012insuranceTERM/REPL — NATIONAL INTERSTATE INSURANCE COMPANY
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Sep 7, 2010
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Sep 6, 2010insuranceCANCEL — REDLAND INSURANCE CO.
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Aug 3, 2009
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Aug 3, 2009authorityAuthority revoked — INVOLUNTARY REVOCATION
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Jul 26, 2009insuranceCANCEL — CONSUMERS INSURANCE USA, INC.
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Jun 12, 2009
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Jun 11, 2009insuranceCANCEL — CONSUMERS INSURANCE USA, INC.
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Apr 23, 2009insuranceTERM/CANCL — CONSUMERS INSURANCE USA, INC.
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Mar 27, 2009insuranceTERM/CANCL — CONSUMERS INSURANCE USA, INC.
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Mar 17, 2009insuranceTERM/REPL — CONSUMERS INSURANCE USA, INC.
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Mar 3, 2009
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Mar 2, 2009insuranceTERM/REPL — CONSUMERS INSURANCE USA, INC.
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Feb 20, 2009insuranceTERM/CANCL — CONSUMERS INSURANCE USA, INC.
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Jan 23, 2009insuranceTERM/REPL — CONSUMERS INSURANCE USA, INC.
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| KNOXVILLE TN | TN | 2 | 1 |
| MELDRUM | KY | 1 | 0 |
| US 19 NEAR OLD MURPHY RD | NC | 1 | 0 |
| CELINA TN | TN | 1 | 0 |
| CROSSVILLE TN | TN | 1 | 0 |
| I-40 KNOXVILLE WEIGH STATION | TN | 1 | 0 |
| MOHAWK TN | TN | 1 | 0 |
| US HWY 411 MONROE CO | TN | 1 | 0 |
Related Records Cross-references to every adjacent page
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Tennessee carriers
All carriers based in Tennessee
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Knoxville carriers
Carriers based in Knoxville, TN
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Stations in Tennessee
Where this carrier might be inspected
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Docket MC236239
common · N · MC
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ACUITY, A MUTUAL INSURANCE COMPANY
91X policy on file
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PROGRESSIVE HAWAII INSURANCE CORP
BIPD/Primary policy on file
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AMGUARD INSURANCE COMPANY
CARGO policy on file
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ARGONAUT-MIDWEST INSURANCE COMPANY
BIPD/Primary policy on file
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MARKEL INSURANCE COMPANY
CARGO policy on file
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NATIONAL INTERSTATE INSURANCE COMPANY
BIPD/Primary policy on file
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REDLAND INSURANCE CO.
CARGO policy on file
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CONSUMERS INSURANCE USA, INC.
BIPD/Primary policy on file
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EMPIRE FIRE & MARINE INSURANCE CO.
BIPD/Primary policy on file
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CLARENDON AMERICA INSURANCE COMPANY
CARGO policy on file
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CLARENDON NATIONAL INS. CO.
BIPD/Primary policy on file
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THE RELIANCE INSURANCE CO.
BIPD/Primary policy on file
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PROCESS AGENT SERVICE COMPANY, INC.
BOC-3 process agent · 123,521 carriers served
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11 inspections
Full roadside inspection history
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5 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
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Certificate lookup
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify LOWE'S GARAGE & TOWING INC
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about LOWE'S GARAGE & TOWING INC
Is LOWE'S GARAGE & TOWING INC an active motor carrier? ▾
What is LOWE'S GARAGE & TOWING INC's safety rating? ▾
How many inspections has LOWE'S GARAGE & TOWING INC had? ▾
What is LOWE'S GARAGE & TOWING INC's out-of-service rate? ▾
Where is LOWE'S GARAGE & TOWING INC based? ▾
Does LOWE'S GARAGE & TOWING INC have valid operating authority? ▾
How many trucks and drivers does LOWE'S GARAGE & TOWING INC operate? ▾
Has LOWE'S GARAGE & TOWING INC had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.