LUPUS 7 INC
LEMONT, IL
Joins 302 roadside inspections (24 mo), 1 authority docket, BIPD on file (MS Transverse Insurance Company) from FMCSA public filings. Data as of Oct 24, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
Plain-text risk summary (print / paste)
TruckCodex risk summary — LUPUS 7 INC (USDOT 2588269) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Blockers: (none) Cautions: • OOS rate worse than size peers — Driver 3.30% vs peer 1.00% · Vehicle 23.5% vs peer 16.2% • 1 fatality on crash record — 17 FMCSA-reportable crashes on file. On file: • 2 active operating authorities • Active insurance on file — MS Transverse Insurance Company · BMC-91X • BOC-3 process agent on file — Process Agent Service Company, Inc. Source: https://truckcodex.com/usdot/2588269/ As of: Oct 24, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 24, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 79/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
B
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 79/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 3.3% vs peer median 1% (worse). Vehicle OOS 23.5% vs peer median 16.2% (worse). n=2747 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Fleet size changes
- Power Units +100 (215 → 315) · Oct 19, 2026 · FMCSA Company Census
- Power Units −185 (400 → 215) · Aug 16, 2026 · FMCSA Company Census
- Drivers +100 (215 → 315) · Oct 19, 2026 · FMCSA Company Census
- Drivers +15 (200 → 215) · Aug 16, 2026 · FMCSA Company Census
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2015-05-22 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceMS Transverse Insurance CompanyPolicy effective Feb 14, 2026
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Process AgentProcess Agent Service Company, Inc.BOC-3 on file
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Operating AuthorityMC907498ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trailers | 0 | 215 | 0 |
| Trucks | 0 | 215 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 17 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 0 | 0 | 3 | 3 |
| Tow-away | 0 | 4 | 9 | 13 |
| Crash reports | 0 | 4 | 9 | 13 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 363 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 302 | 302 | 0 |
| OOS inspections | 16 | 25 | 0 |
| OOS percentage | 5.3% | 8.28% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 2,747 ACTIVE carriers operating 157–473 power units (±50% of this carrier's 315 unit fleet).
Fleet History
Field change history →Sourced from FMCSA daily imports; field-level change log. 6 tracked changes on record. · 3 driver-count changes
Record Changes
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Drivers 215 315FMCSA Company Census
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Power Units 215 315FMCSA Company Census
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Drivers 200 215Not reflected on current profile FMCSA Company Census
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Power Units 400 215Not reflected on current profile FMCSA Company Census
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Drivers 169 200Not reflected on current profile FMCSA Company Census
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Power Units 169 400Not reflected on current profile FMCSA Company Census
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Power Units Over Time
Bar height reflects reported power-unit count after each FMCSA filing update.
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (36 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Tennessee (TN) | 28 | 2 | 7.1% | Sep 20, 2026 |
| Indiana (IN) | 19 | 2 | 10.5% | Oct 14, 2026 |
| Missouri (MO) | 18 | 5 | 27.8% | Sep 18, 2026 |
| Arkansas (AR) | 15 | 2 | 13.3% | Oct 7, 2026 |
| North Carolina (NC) | 15 | 1 | 6.7% | Oct 4, 2026 |
| Illinois (IL) | 13 | 1 | 7.7% | Sep 4, 2026 |
| Louisiana (LA) | 12 | 1 | 8.3% | Oct 12, 2026 |
| Georgia (GA) | 12 | 1 | 8.3% | Oct 9, 2026 |
| Iowa (IA) | 12 | 4 | 33.3% | Jul 15, 2026 |
| Alabama (AL) | 11 | 4 | 36.4% | Oct 7, 2026 |
| Ohio (OH) | 11 | 1 | 9.1% | Oct 17, 2026 |
| Mississippi (MS) | 11 | 2 | 18.2% | Aug 12, 2026 |
| Kentucky (KY) | 10 | 2 | 20.0% | Oct 5, 2026 |
| Texas (TX) | 10 | 0 | 0.0% | Sep 13, 2026 |
| Pennsylvania (PA) | 8 | 1 | 12.5% | Jun 10, 2026 |
| South Carolina (SC) | 8 | 0 | 0.0% | Sep 2, 2026 |
| South Dakota (SD) | 7 | 0 | 0.0% | Mar 16, 2026 |
| Nebraska (NE) | 7 | 0 | 0.0% | Nov 19, 2025 |
| Colorado (CO) | 7 | 0 | 0.0% | Sep 16, 2026 |
| Florida (FL) | 6 | 1 | 16.7% | Oct 19, 2026 |
| Michigan (MI) | 6 | 1 | 16.7% | Aug 25, 2026 |
| New Mexico (NM) | 6 | 0 | 0.0% | Jun 22, 2026 |
| Wisconsin (WI) | 6 | 1 | 16.7% | Mar 3, 2026 |
| Minnesota (MN) | 5 | 0 | 0.0% | Feb 26, 2026 |
| Utah (UT) | 5 | 1 | 20.0% | Aug 29, 2026 |
| New York (NY) | 3 | 0 | 0.0% | Oct 22, 2025 |
| Maine (ME) | 3 | 0 | 0.0% | Mar 5, 2026 |
| Oklahoma (OK) | 3 | 0 | 0.0% | Aug 26, 2026 |
| Massachusetts (MA) | 3 | 0 | 0.0% | Aug 3, 2026 |
| Washington (WA) | 3 | 1 | 33.3% | Feb 3, 2026 |
| Wyoming (WY) | 3 | 1 | 33.3% | May 15, 2025 |
| Kansas (KS) | 2 | 0 | 0.0% | Aug 17, 2025 |
| Nevada (NV) | 2 | 2 | 100.0% | Mar 31, 2025 |
| New Jersey (NJ) | 2 | 0 | 0.0% | Aug 22, 2026 |
| Delaware (DE) | 2 | 1 | 50.0% | Dec 10, 2025 |
| Virginia (VA) | 2 | 0 | 0.0% | Sep 1, 2026 |
| Connecticut (CT) | 1 | 0 | 0.0% | Mar 28, 2026 |
| Maryland (MD) | 1 | 0 | 0.0% | Sep 28, 2026 |
| Vermont (VT) | 1 | 0 | 0.0% | Jan 30, 2025 |
| Rhode Island (RI) | 1 | 0 | 0.0% | Apr 22, 2025 |
| Montana (MT) | 1 | 0 | 0.0% | Jul 30, 2025 |
| US (US) | 1 | 0 | 0.0% | Mar 23, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 7 | — | 0.27 | 0 | — | Oct 19, 2026 |
| Controlled Substances / Alcohol | 3 | — | 0.06 | 0 | — | Oct 19, 2026 |
| Hours of Service | 24 | — | 0.33 | 0 | — | Oct 19, 2026 |
| Unsafe Driving | 76 | — | 1.58 | 2 | — | Oct 19, 2026 |
| Vehicle Maintenance | 65 | — | 4.66 | 5 | — | Oct 19, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (363 rows) View all 363 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89315946 | Oct 19, 2026 | FL | 1 | JASPER FL |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.95F | No |
| 89296151 | Oct 17, 2026 | OH | 1 | FREMONT OH |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89269202 | Oct 14, 2026 | IN | 3 | ANGOLA IN |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLS4 | No |
| 89248732 | Oct 12, 2026 | LA | 2 | DRY PRONG LA |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89233615 | Oct 9, 2026 | GA | 2 | JEFFERSON GA | — | 3 | 392.2-SLLIT, 393.203C-CBP, 393.203E-CBP | No |
| 89211670 | Oct 7, 2026 | AL | 3 | FORT PAYNE AL | — | 7 | 395.8E-HOSPDELDT, 392.2-SLLML, 392.2-SLLSWZ | Yes |
| 89201881 | Oct 7, 2026 | AR | 1 | VAN BUREN AR | — | 4 | 393.47E, 393.45C-BSG, 393.11A1-LCHL | No |
| 89186508 | Oct 5, 2026 | IN | 2 | TERRE HAUTE IN |
KENWORTH TRUCK TRACTOR
|
2 | 393.75A3-TAOL, 392.2-SLLSR | Yes |
| 89185943 | Oct 5, 2026 | KY | 3 | LONDON KY |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLTCD | No |
| 89178107 | Oct 4, 2026 | NC | 1 | KANNAPOLIS NC |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89171046 | Oct 3, 2026 | LA | 2 | NEW ORLEANS LA |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89139864 | Sep 30, 2026 | AL | 3 | HEFLIN AL |
FREIGHTLINER TRUCK TRACTOR
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1 | 395.8E-HOSPDELDT | Yes |
| 89145566 | Sep 29, 2026 | OH | 3 | VAN WERT OH |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 89124645 | Sep 28, 2026 | MD | 2 | FROSTBURG MD |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLS4 | No |
| 89111359 | Sep 27, 2026 | NC | 1 | WYTHEVILLE NC |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89076391 | Sep 21, 2026 | AR | 2 | CONWAY AR |
FREIGHTLINER TRUCK TRACTOR
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4 | 393.100B-C, 392.5A3-POSS, 396.3A1-TAOCV | Yes |
| 89063655 | Sep 21, 2026 | AL | 2 | OPP AL |
FREIGHTLINER TRUCK TRACTOR
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3 | 393.55C2-B, 393.95F, 395.24 | No |
| 89056947 | Sep 20, 2026 | TN | 3 | KNOXVILLE TN |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLTL | No |
| 89040221 | Sep 18, 2026 | MO | 2 | WILLOW SPRINGS MO |
FREIGHTLINER TRUCK TRACTOR
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1 | 393.207F-SDAS | Yes |
| 89028481 | Sep 16, 2026 | CO | 3 | STERLING CO |
FREIGHTLINER TRUCK TRACTOR
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0 | — | No |
| 89023843 | Sep 15, 2026 | OH | 3 | MILAN OH |
FREIGHTLINER TRUCK TRACTOR
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2 | 392.2-SLLLR, 395.8A | No |
| 88990849 | Sep 13, 2026 | TX | 2 | TX | — | 0 | — | No |
| 88987463 | Sep 10, 2026 | AL | 2 | SPANISH FORT AL |
FREIGHTLINER TRUCK TRACTOR
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2 | 392.2-LCDLR, 393.78A-WS | Yes |
| 88915207 | Sep 4, 2026 | IL | 3 | I57 |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 88882920 | Sep 2, 2026 | SC | 3 | TOWNVILLE SC |
FREIGHTLINER TRUCK TRACTOR
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1 | 390.21TB2-DOT | No |
Recent Crashes (17 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| NE0226005836 | Feb 10, 2026 | NE | 0 | 0 | Yes | No | Tow |
| MS2026000568 | Jan 30, 2026 | MS | 0 | 0 | Yes | No | Tow |
| TN0400415891 | Dec 18, 2025 | TN | 0 | 0 | Yes | No | Tow |
| TN0400394923 | Nov 12, 2025 | TN | 0 | 0 | Yes | No | Tow |
| MD25A1297848 | Oct 6, 2025 | MD | 0 | 1 | Yes | No | Injury |
| ILX003931453 | Aug 21, 2025 | IL | 0 | 0 | Yes | No | Tow |
| MO0000114503 | Jul 17, 2025 | MO | 0 | 0 | Yes | No | Tow |
| PA505756800X | Jun 12, 2025 | PA | 0 | 0 | Yes | No | Tow |
| SC0025240807 | Apr 26, 2025 | SC | 0 | 0 | Yes | No | Tow |
| GA0009871746 | Apr 12, 2025 | GA | 0 | 1 | Yes | No | Injury |
| AR2025518877 | Apr 4, 2025 | AR | 0 | 0 | Yes | No | Tow |
| GA0009775512 | Feb 3, 2025 | GA | 0 | 1 | Yes | No | Injury |
| OH0245207939 | Nov 12, 2024 | OH | 0 | 0 | Yes | No | Tow |
| ILX003355473 | Mar 19, 2024 | IL | 0 | 0 | Yes | No | Tow |
| ILX003308588 | Jan 24, 2024 | IL | 1 | 0 | Yes | No | Fatal |
| TX5KM8HQE1KB | Sep 26, 2019 | TX | 0 | 1 | Yes | No | Injury |
| WI0000108338 | May 15, 2019 | WI | 0 | 1 | Yes | No | Injury |
Authority Records (2 dockets)
MC Certificate Documents (2 letters, 2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Jan 21, 2020 | MC907498-C | Daily Register | Reinstatement | Daily Register → |
| May 22, 2015 | MC907498-C | Original MC Certificate | Certificate | Original MC Certificate → |
Insurance Coverage Timeline (11 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| MS Transverse Insurance Company | TI TS CA0001569 00 | BMC-91X | — | Feb 14, 2026 | On file | ACTIVE |
| MS TRANSVERSE INSURANCE COMPANY | TI TS CA0001569 00 | 91X | $750,000 | Feb 14, 2026 | On file | ACTIVE |
| AMTRUST INSURANCE COMPANY | KMC1066637 | BIPD/Primary | — | Feb 14, 2024 | Feb 14, 2026 | REPLACED |
| SENTRY SELECT INSURANCE COMPANY | A0168823002 | BIPD/Primary | — | Feb 14, 2023 | Feb 14, 2024 | REPLACED |
| SENTRY SELECT INSURANCE COMPANY | A0168823001 | BIPD/Primary | — | Feb 14, 2021 | Feb 14, 2023 | REPLACED |
| KNIGHTBROOK INSURANCE COMPANY | KBI000137-00 | BIPD/Primary | — | Feb 14, 2020 | Feb 14, 2021 | CANCELLED |
| CANAL INSURANCE CO. | 901812001 | BIPD/Primary | — | May 12, 2019 | Feb 14, 2020 | CANCELLED |
| NORTHLAND INSURANCE COMPANY | WN216576 | BIPD/Primary | — | May 12, 2017 | Jun 14, 2019 | CANCELLED |
| NORTHLAND INSURANCE COMPANY | WN216576 | BIPD/Primary | — | May 12, 2017 | May 12, 2019 | REPLACED |
| ARTISAN & TRUCKERS CASUALTY COMPANY | CA 3725403 | BIPD/Primary | — | May 12, 2016 | May 12, 2017 | REPLACED |
| ARTISAN & TRUCKERS CASUALTY COMPANY | CA 3725403 | BIPD/Primary | — | May 18, 2015 | May 12, 2016 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Feb 14, 2026insuranceTERM/REPL — AMTRUST INSURANCE COMPANY
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Feb 14, 2024insuranceTERM/REPL — SENTRY SELECT INSURANCE COMPANY
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Feb 14, 2023insuranceTERM/REPL — SENTRY SELECT INSURANCE COMPANY
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Feb 14, 2021insuranceCANCEL — KNIGHTBROOK INSURANCE COMPANY
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Feb 9, 2021
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Feb 14, 2020insuranceCANCEL — CANAL INSURANCE CO.
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Feb 13, 2020
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Jun 14, 2019insuranceTERM/CANCL — NORTHLAND INSURANCE COMPANY
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May 12, 2019insuranceTERM/REPL — NORTHLAND INSURANCE COMPANY
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May 12, 2017insuranceTERM/REPL — ARTISAN & TRUCKERS CASUALTY COMPANY
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May 12, 2016insuranceCANCEL — ARTISAN & TRUCKERS CASUALTY COMPANY
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May 6, 2016
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May 22, 2015
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| VAN BUREN AR | AR | 6 | 0 |
| WEST MEMPHIS AR | AR | 4 | 1 |
| I-55 | IL | 4 | 0 |
| KNOXVILLE TN | TN | 4 | 1 |
| JANESVILLE WI | WI | 4 | 1 |
| ANGOLA IN | IN | 3 | 0 |
| LAFAYETTE IN | IN | 3 | 0 |
| WILLOW SPRINGS MO | MO | 3 | 2 |
| JEFFERSON SD | SD | 3 | 0 |
| HEFLIN AL | AL | 2 | 1 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 18 | 0 |
| 393.75(a) | Flat tire or fabric exposed | Vehicle Maintenance | 2 | 2 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 2 | 0 |
| 395.24 | HOS (ELD) - ELD form and manner | Hours of Service | 2 | 0 |
| 392.16(a) | Failing to use seat belt (49 CFR) | Unsafe Driving | 1 | 0 |
| 392.22(a) | Failing to use hazard warning flashers | Unsafe Driving | 1 | 0 |
| 392.22(b) | Failure to place or improper placement of warning devices on the road surface | Vehicle Maintenance | 1 | 0 |
| 393.100(b) | Leaking/spilling/blowing/falling cargo | Vehicle Maintenance | 1 | 1 |
| 393.100(c) | Failure to prevent cargo shifting | Vehicle Maintenance | 1 | 1 |
| 393.203(c) | Hood not securely fastened | Vehicle Maintenance | 1 | 0 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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Illinois carriers
All carriers based in Illinois
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Lemont carriers
Carriers based in Lemont, IL
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Stations in Illinois
Where this carrier might be inspected
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Docket MC907498
Motor Carrier of Property (Except Household Goods) · ACTIVE · MC
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MS Transverse Insurance Company
BMC-91X policy on file
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AMTRUST INSURANCE COMPANY
BIPD/Primary policy on file
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SENTRY SELECT INSURANCE COMPANY
BIPD/Primary policy on file
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KNIGHTBROOK INSURANCE COMPANY
BIPD/Primary policy on file
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CANAL INSURANCE CO.
BIPD/Primary policy on file
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NORTHLAND INSURANCE COMPANY
BIPD/Primary policy on file
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ARTISAN & TRUCKERS CASUALTY COMPANY
BIPD/Primary policy on file
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Process Agent Service Company, Inc.
BOC-3 process agent · 125,183 carriers served
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363 inspections
Full roadside inspection history
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17 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.