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Critical regulatory warnings
  • No active BIPD/Primary insurance on file — uninsured for 1,190 days (since Apr 14, 2023). A carrier without active primary liability coverage cannot legally operate.

LOYA EXPRESS INC

USDOT 2434161 Active AUTHORIZED FOR HIRE Conditional rated Company officer: ELSA LOYA General Freight Produce Cold Food Based in CHICAGO, IL Grade F · 61
Brokers & shippers · booking check

Do not book — hard regulatory blocker

One or more hard blockers are on file. Do not tender until the issue is cured and confirmed on FMCSA.

Do not book
Uninsured since · Apr 14, 2023
Blockers
  • No active BIPD/Primary insurance on file Uninsured 1190 days (since Apr 14, 2023).
Review these
  • Conditional safety rating Carrier did not meet the safety fitness standard at the last compliance review.
On file
  • BOC-3 process agent on file PROCESS AGENT SERVICE COMPANY, INC. Details →
Company officer: ELSA LOYA
Cargo: General Freight, Produce, Cold Food
Built for brokers and shippers deciding whether to tender. Always confirm on FMCSA SAFER and L&I before booking — TruckCodex mirrors public filings and can lag by up to a day.
Plain-text risk summary (print / paste) 
TruckCodex risk summary — LOYA EXPRESS INC (USDOT 2434161)
Verdict: DO NOT BOOK
Do not book — hard regulatory blocker
One or more hard blockers are on file. Do not tender until the issue is cured and confirmed on FMCSA.

Authority / census status: Active
Officer(s): ELSA LOYA (Company officer)

Blockers:
  • No active BIPD/Primary insurance on file — Uninsured 1190 days (since Apr 14, 2023).

Cautions:
  • Conditional safety rating — Carrier did not meet the safety fitness standard at the last compliance review.

On file:
  • BOC-3 process agent on file — PROCESS AGENT SERVICE COMPANY, INC.

Source: https://truckcodex.com/usdot/2434161/
As of: Jul 17, 2026
Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade

Compliance grade F

Hard regulatory signal on file (OOS / revoked / Not Authorized / uninsured / Unsatisfactory). Composite mean of 4/5 scored components is 61/100 — letter capped at F. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.

F confidence 80% · 4/5 signals
Authority / census
Active · 100/100

Active census status with no OOS order or revoked authority on file.

Insurance / BIPD
Uninsured · 0/100

No active BIPD/Primary on file since Apr 14, 2023.

OOS vs peers
NR

Peer OOS benchmark unavailable (missing power units, OOS rates, or fewer than 5 same-size peers).

NR reason: getCarrierPeerSafety returned null.

FMCSA safety rating
Conditional · 45/100

Official FMCSA Conditional safety rating.

Insurance-watch tier
Not on watch · 100/100

No BMC-91 insurance-lapse watch classification on file for this USDOT.

TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Do not book.

Operating authority
Insurance

Uninsured since Apr 14, 2023

BOC-3 agent

PROCESS AGENT SERVICE COMPANY, INC.

Company profile

Company details
USDOT 2434161
Company officer ELSA LOYA
Operation AUTHORIZED FOR HIRE
Cargo carried
General Freight, Produce, Cold Food
Fleet size 3 units
Drivers 1
Annual mileage 141,017 mi
Contact & address
Phone: (773) 724-7804
Email: [email protected]
Physical
5401 S KEELER AVE
CHICAGO, IL 60632
Mailing address matches physical.
Registration & safety rating
USDOT 2434161
Operation AUTHORIZED FOR HIRE
Annual mileage (MCS-150) 141,017 mi
Safety Rating Conditional
Related filings

Fleet details (MCS-150)

Vehicle type Owned Term leased Trip leased
Truck tractors 1 2 0
Trailers 1 0 0

Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).

Power Units
3
Drivers
1
Inspections
0
OOS Rate (peak)
—
Crashes (24m)
0
5 all-time
Authorities
1
0 active
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles

LOYA EXPRESS INC is a motor carrier based in CHICAGO, IL, registered with the FMCSA under USDOT 2434161. The carrier is currently active in FMCSA's records, with a safety rating of Conditional. MCS-150 self-reporting puts the fleet at 3 power units and 1 driver. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.

Conditional safety rating

FMCSA has assigned this carrier a Conditional safety rating.

Carrier overview

LOYA EXPRESS INC is a small fleet, operating 3 power units and 1 driver, with 8 years on FMCSA's records, based in Chicago, IL. FMCSA records show no inspection or crash activity in the last 24 months. The carrier currently has no active BIPD/Primary coverage on file, and all filed authority types (contract) are currently revoked.

Fleet profile

The fleet comprises 3 power units (small fleet); 1 driver.

Risk Signals

Authority revoked
3 revocations on record.
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
BASIC Inspections Serious Measure Percentile Alert As Of
Driver Fitness 0 — 0.00 0 — Jul 13, 2026
Controlled Substances / Alcohol 0 — 0.00 0 — Jul 13, 2026
Hours of Service 0 — 0.00 0 — Jul 13, 2026
Unsafe Driving 0 — 0.00 0 — Jul 13, 2026
Vehicle Maintenance 0 — 0.00 0 — Jul 13, 2026

Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.

Recent Inspections
No inspections on file for this carrier.
Recent Crashes (5 rows)
Report # Date ▼ State Fatalities Injuries Tow Hazmat Severity
WI0000116337 Feb 18, 2022 WI 0 0 Yes No Tow
ILX002531172 Jan 28, 2022 IL 0 2 Yes No Injury
ILX001900062 Apr 30, 2020 IL 0 0 Yes No Tow
MS1701165742 Sep 21, 2016 MS 0 1 Yes No Injury
TX4G3CHQE1GF Sep 25, 2015 TX 0 1 Yes No Injury
Authority Records (1 docket)
common
MC839331
N
—
View full authority record →

Revocations & Inactive Status

Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.

Date Docket Authority Status Applied
Unknown MC839331 common N —
MC Certificate Documents (4 PDFs)

Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.

Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.

Date Docket Action Authority PDF
Mar 7, 2023 MC839331-P VOL REVOCATION VOL →
Mar 28, 2018 MC839331-P REI REINSTATEMENT REI →
Nov 7, 2017 MC839331-P REI REINSTATEMENT REI →
Nov 14, 2013 MC839331-P CPL PERMIT CPL →
Insurance Coverage Timeline (12 rows)

Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.

Insurer Policy # Type Limit Effective Cancel Status
ARTISAN & TRUCKERS CASUALTY COMPANY CA 8299599 BIPD/Primary — May 13, 2020 Apr 14, 2023 CANCELLED
ARTISAN & TRUCKERS CASUALTY COMPANY CA 8299599 BIPD/Primary — Oct 24, 2018 May 13, 2020 CANCELLED
NATIONAL CONTINENTAL INSURANCE CO. CIL0004853478-7 BIPD/Primary — Mar 10, 2018 Oct 24, 2018 CANCELLED
NATIONAL CONTINENTAL INSURANCE CO. CIL0004853478-7 BIPD/Primary — Jan 24, 2018 Mar 10, 2018 CANCELLED
NATIONAL CONTINENTAL INSURANCE CO. CIL0004853478-7 BIPD/Primary — Oct 24, 2017 Jan 24, 2018 CANCELLED
SPIRIT COMMERCIAL AUTO RR GROUP, INC CAC 00001-06069-16 BIPD/Primary — May 3, 2017 Oct 24, 2017 CANCELLED
SPIRIT COMMERCIAL AUTO RR GROUP, INC CAC 00001-06069-16 BIPD/Primary — Oct 24, 2016 May 3, 2017 CANCELLED
NATIONAL LIABILITY & FIRE INS CO. 73TRS056840 BIPD/Primary — Oct 24, 2015 Oct 24, 2016 CANCELLED
NATIONAL LIABILITY & FIRE INS CO. 73TRS039084 BIPD/Primary — Oct 24, 2014 Oct 24, 2015 CANCELLED
NATIONAL LIABILITY & FIRE INS CO. 74TRS026357 BIPD/Primary — Jul 25, 2014 Jul 23, 2014 REPLACED
NATIONAL LIABILITY & FIRE INS CO. 73TRS026221 BIPD/Primary — Jul 23, 2014 Oct 24, 2014 CANCELLED
NATIONAL LIABILITY & FIRE INS CO. 73TRS026221 BIPD/Primary — Oct 25, 2013 Jul 23, 2014 CANCELLED
Compliance Timeline Merged authority / insurance / enforcement events
  1. Apr 14, 2023
    insurance
    CANCEL — ARTISAN & TRUCKERS CASUALTY COMPANY
  2. Mar 7, 2023
    authority
    REVOKED — MOTOR PROPERTY CONTRACT CARRIER
    Details →
  3. May 13, 2020
    insurance
    CANCEL — ARTISAN & TRUCKERS CASUALTY COMPANY
  4. Oct 25, 2018
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  5. Oct 24, 2018
    insurance
    CANCEL — NATIONAL CONTINENTAL INSURANCE CO.
  6. Mar 19, 2018
    authority
    REVOKED — MOTOR PROPERTY CONTRACT CARRIER
    Details →
  7. Mar 19, 2018
    authority
    Authority revoked — INVOLUNTARY REVOCATION
  8. Mar 10, 2018
    insurance
    CANCEL — NATIONAL CONTINENTAL INSURANCE CO.
  9. Jan 24, 2018
    insurance
    CANCEL — NATIONAL CONTINENTAL INSURANCE CO.
  10. Dec 29, 2017
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  11. Oct 30, 2017
    authority
    REVOKED — MOTOR PROPERTY CONTRACT CARRIER
    Details →
  12. Oct 30, 2017
    authority
    Authority revoked — INVOLUNTARY REVOCATION
  13. Oct 24, 2017
    insurance
    CANCEL — SPIRIT COMMERCIAL AUTO RR GROUP, INC
  14. May 3, 2017
    insurance
    CANCEL — SPIRIT COMMERCIAL AUTO RR GROUP, INC
  15. Apr 17, 2017
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  16. Oct 25, 2016
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  17. Oct 24, 2016
    insurance
    CANCEL — NATIONAL LIABILITY & FIRE INS CO.
  18. Oct 24, 2015
    insurance
    CANCEL — NATIONAL LIABILITY & FIRE INS CO.
  19. Oct 22, 2015
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  20. Oct 24, 2014
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  21. Oct 24, 2014
    insurance
    CANCEL — NATIONAL LIABILITY & FIRE INS CO.
  22. Jul 28, 2014
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  23. Jul 23, 2014
    insurance
    CANCEL — NATIONAL LIABILITY & FIRE INS CO.
  24. Jul 23, 2014
    insurance
    TERM/REPL — NATIONAL LIABILITY & FIRE INS CO.
Related Records Cross-references to every adjacent page
Directory
Authority Records
Insurance Carriers
Process Agent (BOC-3)
Carrier Records
Discover
Explainers

How to verify LOYA EXPRESS INC

  1. Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
  2. Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
  3. Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
  4. Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
  5. Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.

Frequently asked questions about LOYA EXPRESS INC

Is LOYA EXPRESS INC an active motor carrier? ▾
Yes. LOYA EXPRESS INC is registered with the FMCSA under USDOT 2434161 and is currently shown as Active in the agency's Motor Carrier Management Information System (MCMIS). Active status means the carrier may legally operate, contingent on continuous insurance and authority filings.
What is LOYA EXPRESS INC's safety rating? ▾
LOYA EXPRESS INC's FMCSA safety rating is Conditional. A Conditional rating indicates the carrier did not meet the safety fitness standard during its most recent compliance review and is on notice to remediate. Safety ratings are assigned only after a formal compliance review; most carriers in the FMCSA database are unrated.
How many inspections has LOYA EXPRESS INC had? ▾
No roadside inspections are on file for LOYA EXPRESS INC in FMCSA's MCMIS database. New carriers and very small fleets often go years without being pulled in for inspection — the absence of inspection records is not in itself a red flag.
What is LOYA EXPRESS INC's out-of-service rate? ▾
FMCSA hasn't published an out-of-service rate for LOYA EXPRESS INC.
Where is LOYA EXPRESS INC based? ▾
LOYA EXPRESS INC reports its physical address to the FMCSA as 5401 S KEELER AVE, CHICAGO, Illinois 60632. Carriers must file a Form MCS-150 every two years to keep their address current; an outdated address is a common compliance flag.
Does LOYA EXPRESS INC have valid operating authority? ▾
LOYA EXPRESS INC has 1 authority record on file, but none are currently active. See the Authority Records section below for the status of each docket — common reasons for inactive authority include lapsed insurance, cancelled BOC-3 filings, or revocation following safety-related actions.
How many trucks and drivers does LOYA EXPRESS INC operate? ▾
LOYA EXPRESS INC self-reports 3 power units and 1 driver on its most recent FMCSA Form MCS-150 filing. Power-unit and driver counts come from the carrier directly and are required to be updated every two years; very large fluctuations between filings can indicate fleet changes worth investigating.
Has LOYA EXPRESS INC had any crashes? ▾
5 FMCSA-reportable crashes are on file for LOYA EXPRESS INC in MCMIS. A reportable crash is one resulting in a fatality, an injury requiring transport for medical attention, or a vehicle disabled and towed from the scene. The full crash log is on the Crashes subpage with date, state, and outcome details.

About FMCSA carrier records

Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.

Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.

TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.

Data sources & freshness

TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.

FMCSA

Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.

Refreshed daily.
NHTSA

Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).

Refreshed daily.
EIA

Retail diesel and gasoline price history and state fuel-tax tables.

Refreshed weekly.
Transport Canada

Cross-border carrier registry and Canadian recall campaigns where applicable.

Refreshed weekly.

TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.