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TIMEX INC

TIMEX INC is a mid-sized fleet, operating 20 power units and 35 drivers, based in Sacramento, CA. Across 108 roadside inspections in the last 24 months, the fleet's 11.1% out-of-service rate sits below the 19.4% national average, with 1 reportable crash. BMC-91 liability filing is on file with AMERICAN INTER-FIDELITY EXCHANGE, and operating authority is on file.

Brokers & shippers · booking check

Book with caution — review signals below

No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.

Caution
Coverage resumed · Apr 28, 2026
Policy effective · Apr 28, 2026
Review these
  • Prior insurance gap · 276 days Jul 26, 2025 → Apr 28, 2026
  • OOS mixed vs peers Driver 1.60% (worse, peer 0.00%) · Vehicle 12.6% (better, peer 14.3%) — one mixed line, not dual better/worse claims. Details →
On file
  • Insurance on file · $1,000,000 AMERICAN INTER-FIDELITY EXCHANGE · BIPD/Primary Details →
  • BOC-3 process agent on file TRUCK PROCESS AGENTS OF AMERICA, INC Details →
Built for brokers and shippers deciding whether to tender. Always confirm on FMCSA SAFER and L&I before booking — TruckCodex mirrors public filings and can lag by up to a day.
Plain-text risk summary (print / paste) 
TruckCodex risk summary — TIMEX INC (USDOT 2340857)
Verdict: CAUTION
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.

Authority / census status: Active
Active BIPD limit: $1,000,000

Blockers:
  (none)

Cautions:
  • Prior insurance gap · 276 days — Jul 26, 2025 → Apr 28, 2026
  • OOS mixed vs peers — Driver 1.60% (worse, peer 0.00%) · Vehicle 12.6% (better, peer 14.3%) — one mixed line, not dual better/worse claims.

On file:
  • Insurance on file · $1,000,000 — AMERICAN INTER-FIDELITY EXCHANGE · BIPD/Primary
  • BOC-3 process agent on file — TRUCK PROCESS AGENTS OF AMERICA, INC

Source: https://truckcodex.com/usdot/2340857/
As of: Sep 22, 2026
Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
USDOT 2340857 Active AUTHORIZED FOR HIRE Company officer: HARPREET ZAPRA Company officer 2: APINDER SINGH NIJJAR General Freight Based in SACRAMENTO, CA

FMCSA census as of Sep 22, 2026 · Sources · Freshness

TruckCodex · filing & peer scorecard

TruckCodex filing & peer scorecard · A

Composite of 4/5 scored components (mean 85/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.

A confidence 80% · 4/5 signals · expand
Authority / census
Active · 100/100

Active census status with no OOS order or revoked authority on file.

Insurance / BIPD
BIPD active · 100/100

Active BIPD/Primary-like policy on file in our insurance history.

OOS vs peers
Mixed vs peers · 40/100

Driver OOS 1.6% vs peer median 0% (worse). Vehicle OOS 12.6% vs peer median 14.3% (better). n=48573 same-size ACTIVE peers.

FMCSA safety rating
Unrated

FMCSA has not assigned this carrier a formal safety rating. We do not invent one.

NR reason: No published FMCSA safety_rating.

Insurance-watch tier
Not on watch · 100/100

No BMC-91 insurance-lapse watch classification on file for this USDOT.

TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.

Operating authority
Insurance

2 active liability filings

BOC-3 agent

TRUCK PROCESS AGENTS OF AMERICA, INC

Company profile

Company details
USDOT 2340857
In FMCSA records since Sep 7, 2012 (~14y)
Company officer HARPREET ZAPRA
Company officer 2 APINDER SINGH NIJJAR
Operation AUTHORIZED FOR HIRE
Cargo carried
General Freight
Fleet size 20 units
Drivers 35
Annual mileage 2,494,822 mi
Contact & address
Phone: (916) 320-3712
Email: [email protected]
Physical
8989 ELDER CREEK RD
SACRAMENTO, CA 95829
Mailing address matches physical.
Registration & safety rating
USDOT 2340857
In FMCSA records since Sep 7, 2012 (~14y)
Operation AUTHORIZED FOR HIRE
Annual mileage (MCS-150) 2,494,822 mi
vs. National Average
Vehicle OOS Rate 12.6% vs 23.4% -10.8 pts
Driver OOS Rate 1.6% vs 6.7% -5.1 pts
Violations per Inspection 0.47 vs 1.80 -1.33
Peer tier (mid-sized fleets (11-100 power units)) median OOS rate: 27.6%
Active liability insurance
FMCSA cargo filing (BMC-34/83)

No active FMCSA cargo filing on file.

FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.

Broker bond / trust (BMC-84/85)

No active broker surety bond or trust fund on file.

BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.

Broker setup by MC age
Check brokers for this MC age

Based on FMCSA authority grant of 2015-09-25 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.

Related filings

Fleet details (MCS-150)

Vehicle type Owned Term leased Trip leased
Truck tractors 20 0 0
Trailers 55 0 0

Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).

Accident reports (24 months)

All 9 crashes →
Last 6 months 6–12 months 12–24 months Total
Fatalities 0 0 0 0
Injuries 0 0 0 0
Tow-away 0 0 1 1
Crash reports 0 0 1 1

Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.

Inspections (24 months)

All 201 inspections →
Driver Vehicle Hazmat
Inspections 108 108 0
OOS inspections 2 10 0
OOS percentage 1.85% 9.26% —
National average 6.7% 23.4% 4.4%

Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).

Power Units
20
Drivers
35
Inspections
201
FMCSA roadside history on file
OOS Rate (peak)
12.6%
driver or vehicle, whichever higher
Crashes (24m)
1
9 all-time
Authorities
1
0 active
Carrier analysis & narrative context Status notes, risk intelligence, and safety profiles

Carrier is unrated

FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.

Risk intelligence

TIMEX INC had 108 roadside inspections over the past 24 months with an out-of-service rate of 11.1%, which is below the national average of 19.4%. Their highest FMCSA BASIC percentile is Unsafe Driving at 4.0. 1 reportable crash occurred in the same 24-month window.

Inspection profile

108 roadside inspections over the last 24 months, concentrated in NM (43) and CA (42).

Violation profile

11.1% out-of-service rate, below the 19.4% national average; led by Vehicle Maintenance (37.0% of violations); top code 392.2 (Violation of Local Laws) cited 16 times.

Fleet profile

The fleet comprises 20 power units (mid-sized fleet) and 35 drivers; Freightliner, Volvo, and Utility are the most-inspected makes.

Risk Signals

Elevated OOS rate
Peak OOS rate of 12.6% is above the driver national average (~6.7%); vehicle national average is ~23.4%.
Authority revoked
1 revocation on record.

Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service

Compared against 48,573 ACTIVE carriers operating 10–30 power units (±50% of this carrier's 20 unit fleet).

This carrier — Driver OOS
1.6%
Drivers placed out-of-service at roadside inspections
Peer median
0%
Median across 48,573 same-size peers
Verdict
Riskier than peers
Delta +1.6 pts vs peer median (lower is safer)
This carrier — Vehicle OOS
12.6%
Vehicles placed out-of-service at roadside inspections
Peer median
14.3%
Median across 48,573 same-size peers
Verdict
Safer than peers
Delta -1.7 pts vs peer median (lower is safer)

Historical coverage gap detected (1)

  • No active BIPD/Primary insurance from Jul 26, 2025 to Apr 28, 2026 (276 days)
Inspection Analytics Monthly activity · BASIC mix · state map

Monthly Inspection Activity (35 months)

2023-09 2026-09

Activity by State

States this carrier has been inspected in over the past 24 months.
State Inspections OOS OOS % Last Inspection
New Mexico (NM) 43 4 9.3% Sep 13, 2026
California (CA) 42 5 11.9% Sep 18, 2026
Arizona (AZ) 12 2 16.7% Jun 16, 2026
Texas (TX) 4 0 0.0% Sep 6, 2026
Arkansas (AR) 2 1 50.0% Mar 18, 2025
Nevada (NV) 2 0 0.0% Jul 5, 2026
Oklahoma (OK) 1 0 0.0% Jun 3, 2025
Kansas (KS) 1 0 0.0% Dec 2, 2024
Utah (UT) 1 0 0.0% Apr 13, 2025
Vehicle Fleet Top makes and models observed in roadside inspections
Make Model Inspections
Freightliner 97
Utility 73
Volvo 73
Wabash National 58
Hyundai Translead 11
Vanguard 9
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
BASIC Inspections Serious Measure Percentile Alert As Of
Driver Fitness 1 — 0.04 0 — Sep 21, 2026
Controlled Substances / Alcohol 1 — 0.04 0 — Sep 21, 2026
Hours of Service 7 — 0.16 0 — Sep 21, 2026
Unsafe Driving 9 — 3.74 4 — Sep 21, 2026
Vehicle Maintenance 27 — 2.06 2 — Sep 21, 2026

Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.

Recent Inspections (201 rows) View all 201 →
Inspection # Date ▼ State Level Station Vehicle Violations Top Codes OOS
89032426 Sep 18, 2026 CA 3 DESERT HILLS IF
FREIGHTLINER TRUCK TRACTOR
CA ZP33898 · 3AKJHHDR6PSNG8369
0 — No
88983370 Sep 13, 2026 NM 3 NM — 0 — No
88942111 Sep 8, 2026 NM 2 NM
VOLVO TRUCK TRUCK TRACTOR
CA ZP01147 · 4V4NC9EH5RN640127
0 — No
88937125 Sep 6, 2026 TX 3 TX
VOLVO TRUCK TRUCK TRACTOR
CA ZP24572 · 4V4NC9EH9RN657691
0 — No
88764816 Aug 21, 2026 NM 2 —
VOLVO TRUCK TRUCK TRACTOR
CA ZP24566 · 4V4NC9EH4RN657680
0 — No
88543244 Jul 28, 2026 NM 1 —
VOLVO TRUCK TRUCK TRACTOR
CA ZP71373 · 4V4NC9EH4RN657694
2 393.47E, 393.53B-B No
88324170 Jul 5, 2026 NV 2 SLOAN I-15 NB
VOLVO TRUCK TRUCK TRACTOR
CA ZP24566 · 4V4NC9EH4RN657680
0 — No
88175959 Jun 16, 2026 AZ 2 —
VOLVO TRUCK TRUCK TRACTOR
CA ZP71314 · 4V4NC9EH3TN708674
4 392.2-SLLMF, 393.60C, 392.2-SLLLR No
88149272 Jun 14, 2026 NM 2 —
VOLVO TRUCK TRUCK TRACTOR
CA ZP71311 · 4V4NC9EH2TN708116
0 — No
88038743 Jun 3, 2026 NV 3 SLOAN CHECKSITE
VOLVO TRUCK TRUCK TRACTOR
CA ZP71311 · 4V4NC9EH2TN708116
0 — No
88018016 Jun 1, 2026 CA 1 CHOWCHILLA RIVER IF
FREIGHTLINER TRUCK TRACTOR
CA YP79430 · 3AKJHHDR2RSUR5671
1 392.2-SLLEWA1 No
87790796 May 6, 2026 AZ 2 —
VOLVO TRUCK TRUCK TRACTOR
CA ZP71440 · 4V4BC9EH1TN709499
1 393.75A3-TAOL Yes
87419931 Mar 24, 2026 NM 2 TEXICO PORT OF ENTRY
VOLVO TRUCK TRUCK TRACTOR
CA ZP24572 · 4V4NC9EH9RN657691
1 393.9 No
87407582 Mar 24, 2026 NM 3 SAN JON PORT OF ENTRY
VOLVO TRUCK TRUCK TRACTOR
CA ZP71440 · 4V4BC9EH1TN709499
0 — No
87333453 Mar 17, 2026 NM 2 SAN JON PORT OF ENTRY
VOLVO TRUCK TRUCK TRACTOR
CA ZP24573 · 4V4NC9EH8RN657682
1 396.3A1-LLEAK Yes
87322912 Mar 17, 2026 NM 3 SAN JON PORT OF ENTRY
VOLVO TRUCK TRUCK TRACTOR
CA ZP71440 · 4V4BC9EH1TN709499
0 — No
87288847 Mar 12, 2026 AZ 3 SAN SIMON AZ
FREIGHTLINER TRUCK TRACTOR
CA ZP06308 · 3AKJHHDR5RSVF5308
2 392.2-SLLTCD, 395.8A No
87287780 Mar 12, 2026 AZ 2 KINGMAN AZ
VOLVO TRUCK TRUCK TRACTOR
CA ZP71313 · 4V4NC9EH7TN708130
5 395.30B2-ELDDFC24, 393.9A-LLPL No
87100640 Feb 19, 2026 NM 3 SAN JON PORT OF ENTRY
VOLVO TRUCK TRUCK TRACTOR
CA ZP24573 · 4V4NC9EH8RN657682
0 — No
86906106 Jan 27, 2026 NM 3 LORDSBURG PORT OF ENTRY
VOLVO TRUCK TRUCK TRACTOR
CA ZP24572 · 4V4NC9EH9RN657691
0 — No
86908886 Jan 26, 2026 CA 1 DUNSMUIR GRADE IF
FREIGHTLINER TRUCK TRACTOR
CA ZP06339 · 3AKJHHDRXJSJL1180
0 — No
86894679 Jan 25, 2026 CA 2 DESERT HILLS IF
VOLVO TRUCK TRUCK TRACTOR
CA ZP01147 · 4V4NC9EH5RN640127
2 393.9A-LCL, 392.2-SLL No
86847262 Jan 16, 2026 CA 2 CHOWCHILLA RIVER IF
VOLVO TRUCK TRUCK TRACTOR
CA ZP24572 · 4V4NC9EH9RN657691
1 393.75C-TAOTD-LT2/32 No
86799589 Jan 13, 2026 AZ 2 WINSLOW AZ
FREIGHTLINER TRUCK TRACTOR
CA ZP38897 · 3AKJHHDRXPSNG8388
1 393.11A1-CSLRR No
86839237 Jan 10, 2026 NM 3 GALLUP PORT OF ENTRY
VOLVO TRUCK TRUCK TRACTOR
CA ZP24572 · 4V4NC9EH9RN657691
0 — No
Recent Crashes (9 rows)
Report # Date ▼ State Fatalities Injuries Tow Hazmat Severity
AR2025523485 Apr 24, 2025 AR 0 0 Yes No Tow
CA2502302423 May 25, 2023 CA 0 0 Yes No Tow
CA2802200871 Sep 29, 2022 CA 0 0 Yes No Tow
CA8352100541 May 2, 2021 CA 0 0 Yes No Tow
OK0021007337 Apr 2, 2021 OK 0 0 Yes No Tow
AZ0000042846 Sep 4, 2019 AZ 0 0 Yes No Tow
CA7251900246 Feb 13, 2019 CA 0 0 Yes No Tow
AZ0000064460 Dec 24, 2016 AZ 0 0 Yes No Tow
ID16C4305430 Jun 15, 2016 ID 0 0 Yes No Tow
Authority Records (1 docket)
common
MC836510
N
—
View full authority record →

Revocations & Inactive Status

Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.

Date Docket Authority Status Applied
Unknown MC836510 common N —
MC Certificate Documents (4 letters, 1 PDF available)

Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.

Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.

Some letters share the same legacy archived file path — we show one PDF link for the primary document and list the other actions as metadata (type + date) until per-letter PDFs are re-extracted.

Date Docket Action Authority PDF
Jan 16, 2019 MC836510 Name Change Revocation Metadata only
Sep 25, 2015 MC836510-P Reinstatement Letter Reinstatement Metadata only
Aug 20, 2015 MC836510 Name Change Revocation Metadata only
Aug 23, 2013 MC836510-P Original MC Certificate Permit Original MC Certificate →
Insurance Coverage Timeline (17 rows)

Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.

Insurer Policy # Type Limit Effective Cancel Status
AMERICAN INTER-FIDELITY EXCHANGE L26A7813 BIPD/Primary $1,000,000 Apr 28, 2026 On file ACTIVE
AMERICAN INTER-FIDELITY EXCHANGE L26A7813 91X $1,000,000 Apr 28, 2026 On file ACTIVE
Coverage gap — 276 days without BIPD/Primary coverage from Jul 26, 2025 to Apr 28, 2026
NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA 014-25-2087 BIPD/Primary — Jul 26, 2024 Jul 26, 2025 CANCELLED
WESCO INSURANCE COMPANY WMC1976833 BIPD/Primary — Jul 26, 2022 Jul 26, 2024 REPLACED
UNITED SPECIALTY INSURANCE COMPANY GWP72198 00 BIPD/Primary — Jul 26, 2021 Jul 26, 2022 REPLACED
UNITED SPECIALTY INSURANCE COMPANY GWP60903 00 BIPD/Primary — Jul 26, 2020 Jul 26, 2021 REPLACED
UNITED SPECIALTY INSURANCE COMPANY GWP50847 00 BIPD/Primary — Mar 5, 2020 Jul 26, 2020 REPLACED
UNITED SPECIALTY INSURANCE COMPANY GWP50847 00 BIPD/Primary — Jul 26, 2019 Mar 5, 2020 CANCELLED
SCOTTSDALE INDEMNITY COMPANY LFI0000943 BIPD/Primary — Jan 22, 2019 Jul 26, 2019 REPLACED
SCOTTSDALE INDEMNITY COMPANY LFI0000943 BIPD/Primary — Jul 26, 2018 Jan 22, 2019 REPLACED
SCOTTSDALE INDEMNITY COMPANY LFI0000943 BIPD/Primary — Jul 26, 2018 Feb 19, 2019 NAME CHANGED
WILSHIRE INSURANCE COMPANY BA2600721 BIPD/Primary — Sep 22, 2015 Jul 26, 2018 REPLACED
WILSHIRE INSURANCE COMPANY BA2600721 BIPD/Primary — Jul 26, 2014 Sep 22, 2015 NAME CHANGED
CASTLEPOINT NATIONAL INSURANCE CO BAPBZ0753913 BIPD/Primary — Aug 7, 2013 Jul 26, 2014 CANCELLED
CASTLEPOINT NATIONAL INSURANCE CO BAPBZ0753913 BIPD/Primary — Aug 7, 2013 Sep 19, 2013 CANCELLED
CASTLEPOINT NATIONAL INSURANCE CO BAPBZ0753913 BIPD/Primary — Aug 7, 2013 Aug 7, 2013 REPLACED
Compliance Timeline Merged authority / insurance / enforcement events
  1. Apr 28, 2026
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  2. Apr 28, 2026
    insurance
    CANCEL — HARCO NATIONAL INSURANCE CO.
  3. Jul 28, 2025
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  4. Jul 26, 2025
    insurance
    CANCEL — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA
  5. Jul 26, 2025
    insurance gap
    Coverage gap: 276 days without BIPD/Primary insurance (through Apr 28, 2026)
  6. Jul 26, 2024
    insurance
    TERM/REPL — WESCO INSURANCE COMPANY
  7. Jul 26, 2022
    insurance
    TERM/REPL — UNITED SPECIALTY INSURANCE COMPANY
  8. Jul 26, 2021
    insurance
    TERM/REPL — UNITED SPECIALTY INSURANCE COMPANY
  9. Jul 26, 2020
    insurance
    TERM/REPL — UNITED SPECIALTY INSURANCE COMPANY
  10. Mar 5, 2020
    insurance
    CANCEL — UNITED SPECIALTY INSURANCE COMPANY
  11. Mar 2, 2020
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  12. Jul 26, 2019
    insurance
    TERM/REPL — SCOTTSDALE INDEMNITY COMPANY
  13. Feb 19, 2019
    insurance
    TERM/CANCL — SCOTTSDALE INDEMNITY COMPANY
  14. Jan 23, 2019
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  15. Jan 22, 2019
    insurance
    TERM/REPL — SCOTTSDALE INDEMNITY COMPANY
  16. Jul 26, 2018
    insurance
    TERM/REPL — WILSHIRE INSURANCE COMPANY
  17. Sep 25, 2015
    authority
    REINSTATED — MOTOR PROPERTY CONTRACT CARRIER
    Details →
  18. Sep 22, 2015
    authority
    REVOKED — MOTOR PROPERTY CONTRACT CARRIER
    Details →
  19. Sep 22, 2015
    insurance
    NAMECHG — WILSHIRE INSURANCE COMPANY
  20. Sep 22, 2015
    authority
    Authority revoked — INVOLUNTARY REVOCATION
  21. Jul 26, 2014
    insurance
    CANCEL — CASTLEPOINT NATIONAL INSURANCE CO
  22. Jul 24, 2014
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  23. Sep 19, 2013
    insurance
    TERM/CANCL — CASTLEPOINT NATIONAL INSURANCE CO
  24. Sep 5, 2013
    authority
    DISCONTINUED REVOCATION — CONTRACT
    Details →
  25. Aug 7, 2013
    insurance
    TERM/REPL — CASTLEPOINT NATIONAL INSURANCE CO
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for

Top Violation Codes Cited

Code Description Category Cited OOS
392.2 Violation of Local Laws Unsafe Driving 16 0
393.47(e) Brake Out of Adjustment - Roto, Clamp (Short & Long), DD-3, or Bolt Vehicle Maintenance 4 0
393.53(b) CMV manufactured after 10/19/94 has an automatic airbrake adjustment system that fails to compensate for wear Vehicle Maintenance 4 0
393.75(c) Tire-other tread depth less than 2/32 of inch measured in a major tread groove Vehicle Maintenance 3 0
393.9 Inoperable Required Lamp Vehicle Maintenance 3 0
396.3(a)(1) Inspection, repair and maintenance of parts and accessories Vehicle Maintenance 3 0
393.75(a)(3) Tire-flat and/or audible air leak Vehicle Maintenance 2 2
393.9(a) Inoperable required lamps Vehicle Maintenance 2 1
395.24(c)(2)(iii) Driver failed to manually add shipping document number Hours of Service 2 0
383.51(a) Driving a CMV while disqualified from holding a CDL Driver Fitness 1 1

Related Records

California carriers Sacramento carriers AMERICAN INTER-FIDELITY EXCHANGE NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA 201 inspections 9 reportable crashes
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