D&E TRUCKING SERVICES LLC — Insurance Watch

Derived insurance-instability classification for USDOT 3134470, computed from public FMCSA Licensing & Insurance filings.

Elevated risk USDOT 3134470

High because: 4 insurance events (cancellations, replacements, reinstatements) recorded in the last 12 months — pattern suggests an unstable insurer relationship.

This carrier has had three or more insurance events (cancellations, replacements, reinstatements) in the last 12 months — a pattern that historically correlates with carriers about to enter an authority-revocation cycle. Treat as a flag for closer due-diligence rather than an automatic disqualification.

How we classify these carriers Auditable predicates · live data source

Every tier on this page is derived from a deterministic predicate against the public FMCSA Licensing & Insurance dataset. The exact rule is listed below so brokers, shippers, and underwriters can verify any classification directly against the source records.

Critical risk

A BMC-91 / BMC-91X cancellation has been observed in the last 30 days AND no replacement filing has been received.

Audit predicate
recent_cancel_date >= today − 30 days AND (replacement_date IS NULL OR replacement_date < recent_cancel_date)

FMCSA's revocation clock starts at the cancellation date. A carrier in this state typically has days, not weeks, before operating authority is administratively revoked unless a new BMC-91 is on file.

Elevated risk

Either three or more insurance events (cancellations, replacements, reinstatements) in the last 12 months, OR a 30–90 day BMC-91 cancellation that has been replaced.

Audit predicate
event_count_12mo >= 3 OR (recent_cancel_date >= today − 90 days AND replacement_date >= recent_cancel_date)

A high event count signals an unstable insurer relationship that historically precedes authority-revocation cycles. A 30–90 day replacement is itself benign, but combined with no public A.M. Best rating on the replacement underwriter, the coverage quality is unverified.

Moderate risk

Currently rolled up into the Elevated tier. The spec's original Medium tier required A.M. Best ratings on replacement underwriters; we have not yet integrated that source, so Medium-pattern carriers surface as Elevated until the rating data lands.

Audit predicate
(reserved — collapsed into HIGH; no separate predicate is evaluated today)

Listed here for transparency so users know we are NOT silently downgrading any Medium-pattern carriers. They appear in the Elevated tier and will be split out once A.M. Best ratings are integrated.

Source & freshness: Computed from public FMCSA Licensing & Insurance (L&I) records — InsurancePolicy and InsuranceEvent tables, refreshed via the daily 04:00 UTC import cron. The materialized view `mv_insurance_watch_classified` re-runs the classification nightly; per-carrier pages re-run it on request.

Carrier

USDOT 3134470 · LEAD, SD
Active

Insurance event timeline (4 events in last 24 months)

Date Event Insurer
May 14, 2026 CANCEL UNITED FINANCIAL CASUALTY COMPANY
Mar 25, 2026 CANCEL UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
Jan 5, 2026 TERM/CANCL GREAT WEST CASUALTY CO.
Dec 6, 2025 TERM/REPL GREAT WEST CASUALTY CO.

Policies on file (14)

Form Insurer Status Cancelled
91X ACCREDITED SPECIALTY INSURANCE COMPANY Active
BIPD/Primary ACCREDITED SPECIALTY INSURANCE COMPANY Active
BIPD/Primary UNITED FINANCIAL CASUALTY COMPANY Cancelled May 14, 2026
BIPD/Primary UNIVERSAL CASUALTY RISK RETENTION GROUP, INC Cancelled Mar 25, 2026
BIPD/Primary GREAT WEST CASUALTY CO. REPLACED Dec 6, 2025
BIPD/Primary GREAT WEST CASUALTY CO. Cancelled Jan 5, 2026
BIPD/Primary ACUITY, A MUTUAL INSURANCE COMPANY REPLACED Dec 1, 2023
BIPD/Primary NATIONAL INDEMNITY COMPANY REPLACED Oct 15, 2020
BIPD/Primary NATIONAL INDEMNITY COMPANY REPLACED Oct 13, 2020
BIPD/Primary NATIONAL INDEMNITY COMPANY Cancelled Nov 13, 2020
BIPD/Primary NATIONAL INDEMNITY COMPANY Cancelled Oct 9, 2020
BIPD/Primary NATIONAL INDEMNITY COMPANY REPLACED Sep 4, 2020
BIPD/Primary UNITED FINANCIAL CASUALTY COMPANY REPLACED May 6, 2020
BIPD/Primary UNITED FINANCIAL CASUALTY COMPANY Cancelled May 10, 2020

Insurers that have written or cancelled this carrier

How to verify the latest insurance status before booking a load

  1. Open FMCSA L&I. Go to https://li-public.fmcsa.dot.gov/ and select the carrier search form. This is the same upstream source TruckCodex imports from, so the result you see there is the authoritative answer.
  2. Search by USDOT. Enter USDOT 3134470 in the carrier-search field and submit. The carrier's record will load with current authority and insurance flags.
  3. Inspect the active insurance section. On the FMCSA carrier record, scroll to the insurance section and look for an active BMC-91 (or BMC-91X) filing. The presence of an active filing with a future effective_to and no pending cancellation is what 'currently insured' means in regulatory terms.
  4. Request a certificate from the producer. If you are about to tender a load, ask the broker or carrier for a certificate of insurance issued directly by the producing agency. A certificate dated within the last 30 days, naming you as a certificate holder, is the practical confirmation insurance is still in force on a specific date.
  5. Re-check this page in a week. Insurance status is fluid. If the flag was Critical because no replacement was observed, that may resolve within days as the new BMC-91 lands at FMCSA. Bookmark this page and revisit before re-engaging the carrier.

Frequently asked questions about USDOT 3134470

Why is D&E TRUCKING SERVICES LLC flagged on TruckCodex's insurance watch?
Elevated risk flag — This carrier has had three or more insurance events (cancellations, replacements, reinstatements) in the last 12 months — a pattern that historically correlates with carriers about to enter an authority-revocation cycle. Treat as a flag for closer due-diligence rather than an automatic disqualification.
Has D&E TRUCKING SERVICES LLC's BMC-91 actually been cancelled?
We have not observed a recent BMC-91 cancellation for USDOT 3134470 in our data. The flag (if any) on this page is driven by the broader 12-month event pattern shown in the timeline.
How many insurance events has USDOT 3134470 had in the last 12 months?
4 insurance events (cancellations, replacements, reinstatements, or method-changes) appear in our InsuranceEvent table for the trailing 12 months. The full timeline is shown in the events section of this page.
Does this mean I should refuse a load to D&E TRUCKING SERVICES LLC?
No — a flag on this page is a derived signal, not a legal conclusion. Many cancellation-and-replacement sequences are routine carrier behavior (changing insurers, mid-term renewals, broker-driven program changes). Use the flag to escalate due diligence: verify a current certificate of insurance directly from the producer, confirm authority status on FMCSA L&I, and weigh the carrier's broader safety record. This page is one input, not the final answer.
What is D&E TRUCKING SERVICES LLC's current operating authority status?
Operating authority status is tracked separately from insurance filings. The Authority page for USDOT 3134470 (linked in the related-pages section) shows the live FMCSA status. If authority has already been revoked, that page will say so explicitly.
Where does TruckCodex get this insurance data?
Every BMC-91, BMC-91X, BMC-34 filing and every cancellation / replacement event displayed on this page is sourced directly from FMCSA's public Licensing & Insurance system. We do not add, alter, or interpret the source records — we add only the derived 'instability tier' classification, which is computed against the rules described in the FAQ on the hub.

Disclaimer: This is a derived signal, not legal advice. Cancellations followed by replacements within 30 days are normal carrier behavior. A flag on this page is one input alongside the carrier's safety rating, inspection history, and authority status — not an automatic disqualification. Always verify the carrier's current insurance status directly on FMCSA Licensing & Insurance before acting on this information. Data is refreshed whenever the FMCSA L&I import pipeline runs; the freshness banner above shows the most recent as-of date observed in our data.

Data sources & freshness

TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.

Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.

Refreshed daily.

Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).

Refreshed daily.
EIA

Retail diesel and gasoline price history and state fuel-tax tables.

Refreshed weekly.

Cross-border carrier registry and Canadian recall campaigns where applicable.

Refreshed weekly.

TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.