COLT & JOE TRUCKING LLC
Joins 19 roadside inspections (24 mo), 1 authority docket, BIPD on file (Berkley Casualty Company) from FMCSA public filings. Data as of Oct 24, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 7 days Jun 5, 2020 → Jun 12, 2020
- Contract (Property) gap · 162 days Inactive Aug 7, 2012 → reinstated Jan 16, 2013
- OOS rate worse than size peers Vehicle 18.2% vs peer 4.25% Details →
- FMCSA cargo filing on file · BMC-35 National Indemnity Company · Filing evidence (BMC-34/83) — not a shipper COI Details →
- 1 active operating authority
- Active insurance on file Berkley Casualty Company · BMC-91X Details →
- BOC-3 process agent on file Interstate Commerce Authority Inc Details →
- Satisfactory FMCSA safety rating
Plain-text risk summary (print / paste)
TruckCodex risk summary — COLT & JOE TRUCKING LLC (USDOT 926258) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Blockers: (none) Cautions: • Prior insurance gap · 7 days — Jun 5, 2020 → Jun 12, 2020 • Contract (Property) gap · 162 days — Inactive Aug 7, 2012 → reinstated Jan 16, 2013 • OOS rate worse than size peers — Vehicle 18.2% vs peer 4.25% On file: • FMCSA cargo filing on file · BMC-35 — National Indemnity Company · Filing evidence (BMC-34/83) — not a shipper COI • 1 active operating authority • Active insurance on file — Berkley Casualty Company · BMC-91X • BOC-3 process agent on file — Interstate Commerce Authority Inc • Satisfactory FMCSA safety rating Source: https://truckcodex.com/usdot/926258/ As of: Oct 24, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 24, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 5/5 scored components (mean 88/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 100% · 5/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 5/5 scored components (mean 88/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 18.2% vs peer median 4.25% (worse). n=106431 same-size ACTIVE peers.
Official FMCSA Satisfactory safety rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Recent changes
- Drivers −2 (10 → 8) · May 25, 2026 · FMCSA Company Census
- Physical street 801 NIKANDA RD NE → 7825 EDITH NE · Aug 28, 2026 · FMCSA Company Census
- Physical street 801 NIKANDA RD NE → 801 NIKANDA RD · Aug 18, 2026 · FMCSA Company Census
Company profile
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2019-07-03 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceBerkley Casualty CompanyPolicy effective Jun 12, 2026
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Process AgentInterstate Commerce Authority IncBOC-3 on file
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Operating AuthorityMC559124ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 8 | 0 | 0 |
| Trailers | 9 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 8 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 0 | 0 | 0 | 0 |
| Tow-away | 0 | 0 | 1 | 1 |
| Crash reports | 0 | 0 | 1 | 1 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 36 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 19 | 19 | 0 |
| OOS inspections | 2 | 3 | 0 |
| OOS percentage | 10.53% | 15.79% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 106,431 ACTIVE carriers operating 4–12 power units (±50% of this carrier's 8 unit fleet).
Authority gap detected (1)
- Contract (Property) authority was inactive from Aug 7, 2012 to Jan 16, 2013 (162 days)
Historical coverage gap detected (1)
- No active BIPD/Primary insurance from Jun 5, 2020 to Jun 12, 2020 (7 days)
Fleet History
Field change history →Sourced from FMCSA daily imports; field-level change log. 3 tracked changes on record. · 1 driver-count change · 2 address changes
Record Changes
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Physical street 801 NIKANDA RD NE 7825 EDITH NESeen 8 times · first Aug 19, 2026 · last Aug 28, 2026 FMCSA Company Census
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Physical street 801 NIKANDA RD NE 801 NIKANDA RDSeen 80 times · first May 25, 2026 · last Aug 18, 2026 Not reflected on current profile FMCSA Company Census
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Drivers 10 8Seen 2 times · first May 25, 2026 · last May 25, 2026 FMCSA Company Census
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Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (20 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Colorado (CO) | 7 | 2 | 28.6% | Oct 19, 2026 |
| Texas (TX) | 6 | 2 | 33.3% | Oct 23, 2025 |
| New Mexico (NM) | 5 | 1 | 20.0% | Aug 5, 2026 |
| Kentucky (KY) | 1 | 0 | 0.0% | Jan 20, 2025 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Peterbilt | 23 | |
| Fontaine | 4 | |
| Other | 3 | |
| Utility | 3 | |
| Al-Mac Pro | 2 | |
| Tbti | 2 | |
| Freightliner | 1 | |
| Hobbs Trai | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Oct 19, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 19, 2026 |
| Hours of Service | 3 | — | 1.21 | 1 | — | Oct 19, 2026 |
| Unsafe Driving | 1 | — | 1.20 | 1 | — | Oct 19, 2026 |
| Vehicle Maintenance | 7 | — | 3.95 | 4 | — | Oct 19, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (36 rows) View all 36 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89314430 | Oct 19, 2026 | CO | 2 | ANTONITO CO | — | 1 | 393.9A-LTSI | Yes |
| 88616572 | Aug 5, 2026 | NM | 2 | — |
PETERBILT TRUCK TRACTOR
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1 | 392.2-SLLS1 | No |
| 88543233 | Jul 28, 2026 | NM | 2 | — |
PETERBILT TRUCK TRACTOR
|
3 | 392.2-SLLSR, 393.55E-B | No |
| 88107254 | Jun 9, 2026 | CO | 2 | — |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 88064143 | Jun 5, 2026 | CO | 3 | — |
PETERBILT TRUCK TRACTOR
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3 | 395.8A1-HOSP, 392.2-SLLSR, 392.2-SLLIRP | Yes |
| 87408212 | Mar 23, 2026 | NM | 2 | US HWY 60 MM 395 |
PETERBILT TRUCK TRACTOR
|
1 | 392.2C | No |
| 87343537 | Mar 18, 2026 | NM | 2 | I40 WB |
KENWORTH TRUCK TRACTOR
|
4 | 395.8A-NON-ELD, 392.2IN, 392.2-SLLS1 | Yes |
| 87222227 | Mar 4, 2026 | CO | 2 | ANTONITO CO |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 86928448 | Jan 29, 2026 | CO | 3 | FORT GARLAND CO |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 86259609 | Nov 5, 2025 | CO | 3 | TRINIDAD CO |
PETERBILT TRUCK TRACTOR
|
2 | 392.2-SLLEWA2, 392.2-SLLEWA1 | No |
| 86159769 | Oct 23, 2025 | TX | 2 | US 82 EB |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 86020852 | Oct 9, 2025 | CO | 3 | ANTONITO CO |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 85803813 | Sep 16, 2025 | TX | 2 | IH20 LORAINE SCALE |
PETERBILT TRUCK TRACTOR
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4 | 393.11TU, 393.60D, 393.95A | No |
| 84951480 | Jun 10, 2025 | TX | 1 | IH40 EB SHAMROCK SCALE |
PETERBILT TRUCK TRACTOR
|
11 | 393.9TS, 396.3A1BOS, 396.3A1 | Yes |
| 84701414 | May 15, 2025 | TX | 1 | US287 SB HENRIETTA SCALE |
PETERBILT TRUCK TRACTOR
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4 | 392.2W, 393.45DLPC, 393.75B | No |
| 84351893 | Apr 8, 2025 | NM | 3 | TEXICO PORT OF ENTRY |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 84306862 | Apr 1, 2025 | TX | 1 | US287 SB HENRIETTA SCALE |
PETERBILT TRUCK TRACTOR
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3 | 393.75C, 393.60D, 393.11TL | No |
| 84284517 | Mar 20, 2025 | TX | 1 | IH40 EB POTTER SCALE |
PETERBILT TRUCK TRACTOR
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4 | 393.209D, 393.60D, 393.45B2UV | Yes |
| 83657839 | Jan 20, 2025 | KY | 1 | KUTTAWA |
PETERBILT TRUCK TRACTOR
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2 | 393.45B2UV, 392.2 | No |
| 82449092 | Aug 19, 2024 | TX | 2 | US287 NB CHILDRESS SCALE |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 82226622 | Jul 25, 2024 | NM | 2 | — |
PETERBILT TRUCK TRACTOR
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1 | 392.2 | No |
| 82197546 | Jul 23, 2024 | AR | 2 | VAN BUREN AR |
VOLVO TRUCK TRUCK TRACTOR
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1 | 392.71(a) | No |
| 81344055 | Apr 8, 2024 | CO | 2 | ANTONITO CO |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 81224881 | Mar 23, 2024 | CO | 3 | CREEDE CO |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 80694141 | Jan 25, 2024 | NM | 1 | SAN JON PORT OF ENTRY |
PETERBILT TRUCK TRACTOR
|
11 | 393.9(a), 396.3(a)(1), 393.47(b) | Yes |
Recent Crashes (8 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| OK2505004211 | May 6, 2025 | OK | 0 | 0 | Yes | No | Tow |
| TX68DFHQE15N | Jan 27, 2022 | TX | 0 | 1 | Yes | No | Injury |
| NM0710615623 | Nov 11, 2019 | NM | 0 | 0 | Yes | No | Tow |
| OK0AM0416918 | Dec 4, 2018 | OK | 0 | 1 | Yes | No | Injury |
| NM0710589503 | Sep 17, 2018 | NM | 0 | 1 | Yes | No | Injury |
| NM0023376644 | Jun 4, 2018 | NM | 0 | 0 | Yes | No | Tow |
| NM0023395302 | Aug 4, 2014 | NM | 0 | 0 | Yes | No | Tow |
| NM0023185415 | Dec 2, 2011 | NM | 0 | 2 | Yes | No | Injury |
Authority Records (2 dockets)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Unknown | MC559124 | common | N | — |
MC Certificate Documents (4 letters, 1 PDF available)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
Some letters share the same legacy archived file path — we show one PDF link for the primary document and list the other actions as metadata (type + date) until per-letter PDFs are re-extracted.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Jul 3, 2019 | MC559124-P | Reinstatement Letter | Reinstatement | Metadata only |
| Feb 13, 2018 | MC559124 | Name Change | Revocation | Metadata only |
| Jan 16, 2013 | MC559124-P | Reinstatement Letter | Reinstatement | Metadata only |
| May 4, 2006 | MC559124-P | Original MC Certificate | Revocation | Original MC Certificate → |
Insurance Coverage Timeline (18 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| Berkley Casualty Company | 7938633 | BMC-91X | — | Jun 12, 2026 | On file | ACTIVE |
| National Indemnity Company | 70TRS134123 | BMC-35 | — | Jun 12, 2026 | On file | ACTIVE |
| NATIONAL INDEMNITY COMPANY | 70TRS134123 | BIPD/Primary | $750,000 | Jun 12, 2025 | On file | ACTIVE |
| NATIONAL INDEMNITY COMPANY | 70TRS134123 | 91X | $750,000 | Jun 12, 2025 | On file | ACTIVE |
| UNITED FINANCIAL CASUALTY COMPANY | CA958724743 | BIPD/Primary | — | Jun 12, 2022 | Jun 12, 2025 | REPLACED |
| FREEDOM SPECIALTY INSURANCE COMPANY | CTF0000234 | BIPD/Primary | — | Jun 12, 2021 | Jun 12, 2022 | CANCELLED |
| FREEDOM SPECIALTY INSURANCE COMPANY | CTF0000152 | BIPD/Primary | — | Jun 12, 2020 | Jun 12, 2021 | CANCELLED |
| Coverage gap — 7 days without BIPD/Primary coverage from Jun 5, 2020 to Jun 12, 2020 | ||||||
| UNITED FINANCIAL CASUALTY COMPANY | CA 8388061 | BIPD/Primary | — | Mar 18, 2020 | Jun 5, 2020 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA 8388061 | BIPD/Primary | — | Nov 26, 2018 | Mar 18, 2020 | CANCELLED |
| WILSHIRE INSURANCE COMPANY | BA2502452 | BIPD/Primary | — | Feb 8, 2018 | Nov 26, 2018 | CANCELLED |
| WILSHIRE INSURANCE COMPANY | BA2502452 | CARGO | — | Nov 26, 2006 | Nov 24, 2008 | CANCELLED |
| WILSHIRE INSURANCE COMPANY | BA2502452 | BIPD/Primary | — | Nov 26, 2006 | Mar 19, 2018 | NAME CHANGED |
| WILSHIRE INSURANCE COMPANY | BA2502452 | BIPD/Primary | — | Nov 26, 2006 | Feb 8, 2018 | REPLACED |
| WILSHIRE INSURANCE COMPANY | BA2501571 | BIPD/Primary | — | Apr 26, 2006 | Jan 17, 2007 | CANCELLED |
| WILSHIRE INSURANCE COMPANY | BA2501571 | CARGO | — | Apr 26, 2006 | Nov 26, 2006 | REPLACED |
| WILSHIRE INSURANCE COMPANY | BA2501571 | BIPD/Primary | — | Apr 26, 2006 | Nov 26, 2006 | REPLACED |
| WILSHIRE INSURANCE COMPANY | BA2501571 | CARGO | — | Apr 26, 2006 | Jan 17, 2007 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Aug 5, 2026insuranceCANCEL — National Indemnity Company
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Jun 12, 2026insuranceCANCEL — National Indemnity Company
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Jun 12, 2025insuranceTERM/REPL — UNITED FINANCIAL CASUALTY COMPANY
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Apr 10, 2023enforcementEnforcement case NM-2023-0014-US1760 — $2,940
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Jun 12, 2022insuranceCANCEL — FREEDOM SPECIALTY INSURANCE COMPANY
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Jun 7, 2022
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Apr 20, 2022enforcementEnforcement case AZ-2020-0135-US1623 — $5,732
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Jun 14, 2021
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Jun 12, 2021insuranceCANCEL — FREEDOM SPECIALTY INSURANCE COMPANY
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Jun 10, 2020
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Jun 5, 2020insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Jun 5, 2020insurance gapCoverage gap: 7 days without BIPD/Primary insurance (through Jun 12, 2020)
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Mar 18, 2020insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Jul 3, 2019
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Jun 27, 2019
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Feb 4, 2019oosOut-of-service order — Unsatisfactory = Unfit
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Nov 28, 2018
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Nov 26, 2018insuranceCANCEL — WILSHIRE INSURANCE COMPANY
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Mar 19, 2018insuranceTERM/CANCL — WILSHIRE INSURANCE COMPANY
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Feb 12, 2018
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Feb 8, 2018insuranceTERM/REPL — WILSHIRE INSURANCE COMPANY
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May 2, 2017oosOut-of-service order — 90 day failure to pay fine
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Jan 21, 2014oosOut-of-service order — 90 day failure to pay fine
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Aug 7, 2012
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Aug 7, 2012oosOut-of-service order — Unsatisfactory = Unfit
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Aug 7, 2012authority gapContract (Property) authority inactive: 162 days (through Jan 16, 2013)
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Nov 24, 2008insuranceCANCEL — WILSHIRE INSURANCE COMPANY
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Jan 17, 2007insuranceTERM/CANCL — WILSHIRE INSURANCE COMPANY
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Nov 26, 2006insuranceTERM/REPL — WILSHIRE INSURANCE COMPANY
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| ANTONITO CO | CO | 4 | 1 |
| I40 WB | NM | 2 | 1 |
| US287 SB HENRIETTA SCALE | TX | 2 | 0 |
| VAN BUREN AR | AR | 1 | 0 |
| CORTEZ POE | CO | 1 | 0 |
| CREEDE CO | CO | 1 | 0 |
| FORT GARLAND CO | CO | 1 | 0 |
| TRINIDAD CO | CO | 1 | 0 |
| TRINIDAD POE NB | CO | 1 | 0 |
| KUTTAWA | KY | 1 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 7 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 6 | 1 |
| 396.3(a)(1) | Inspection, repair and maintenance of parts and accessories | Vehicle Maintenance | 4 | 2 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 3 | 0 |
| 393.78 | Wipers - Inoperative / missing / damaged wipers. | Vehicle Maintenance | 3 | 0 |
| 396.5(b) | Oil and/or grease leak | Vehicle Maintenance | 2 | 0 |
| 383.23(a)(2) | Operating a CMV without a CDL | Driver Fitness | 1 | 1 |
| 390.21(a) | Not marked in accordance with regulations | General/Admin | 1 | 0 |
| 391.41(a) | Operating a property-carrying vehicle without a valid medical certificate in possession or on file with the state drivers licensing agency. History of either failing to produce a medical certificate or having an expired medical certificate. | Driver Fitness | 1 | 1 |
| 392.16(a) | Failing to use seat belt (49 CFR) | Unsafe Driving | 1 | 0 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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New Mexico carriers
All carriers based in New Mexico
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Albuquerque carriers
Carriers based in Albuquerque, NM
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Stations in New Mexico
Where this carrier might be inspected
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Docket MC559124
Motor Carrier of Property (Except Household Goods) · ACTIVE · MC
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Berkley Casualty Company
BMC-91X policy on file
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National Indemnity Company
BMC-35 policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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FREEDOM SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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WILSHIRE INSURANCE COMPANY
BIPD/Primary policy on file
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Interstate Commerce Authority Inc
BOC-3 process agent · 4,380 carriers served
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36 inspections
Full roadside inspection history
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8 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.