S&J PREMIUM INC
USDOT 3545296 • 132 LYNDHURST DR, LA VERGNE, TN, 37086
Overview
Company profile from FMCSA Census File
Risk Signals1 flagged
Signals are auto-detected from FMCSA public records. This is not a regulatory determination.
Authority & Insurance
Operating authority, insurance filings, and BOC-3 status
Operating Authority
| Authority Type | Docket # | Status | Original Date | Final Date |
|---|---|---|---|---|
| Common Carrier | MC-1185251 | ACTIVE | Unknown | Oct 16, 2025 |
Active Insurance (1)
| Insurer | Type | Policy # | Status | Effective | Cancel Date |
|---|---|---|---|---|---|
| CIRCLE STAR INSURANCE CO., A R R G | BIPD/Primary | AL306350-24776 | ON FILE | Dec 13, 2024 | Oct 31, 2025 |
Insurance History (16 canceled/expired)
| Insurer | Type | Policy # | Status | Effective | Cancel Date |
|---|---|---|---|---|---|
| CIRCLE STAR INSURANCE CO., A R R G | BIPD/Primary | AL306350-24776 | REPLACED | Oct 31, 2024 | Dec 13, 2024 |
| CIRCLE STAR INSURANCE CO., A R R G | BIPD/Primary | AL306350-24776 | CANCELLED | Oct 31, 2024 | Jan 9, 2025 |
| CANAL INSURANCE CO. | BIPD/Primary | CT1011783961 | CANCELLED | Oct 31, 2023 | Oct 31, 2024 |
| PROGRESSIVE HAWAII INSURANCE CORP | BIPD/Primary | CA968311392 | CANCELLED | Apr 4, 2023 | Nov 2, 2023 |
| PROGRESSIVE HAWAII INSURANCE CORP | BIPD/Primary | CA968311392 | REPLACED | Apr 4, 2023 | Oct 31, 2023 |
| KNIGHT SPECIALTY INSURANCE COMPANY | BIPD/Primary | AFXTN001451-00 | CANCELLED | Dec 30, 2022 | Apr 6, 2023 |
| KNIGHT SPECIALTY INSURANCE COMPANY | BIPD/Primary | AFXTN001451-00 | REPLACED | Jul 27, 2022 | Dec 30, 2022 |
| KNIGHT SPECIALTY INSURANCE COMPANY | BIPD/Primary | AFXTN001451-00 | CANCELLED | Jul 27, 2022 | Jan 31, 2023 |
| KNIGHT SPECIALTY INSURANCE COMPANY | BIPD/Primary | AFXTN001451-00 | REPLACED | Apr 6, 2022 | Jul 27, 2022 |
| KNIGHT SPECIALTY INSURANCE COMPANY | BIPD/Primary | AFXTN001451-00 | CANCELLED | Apr 6, 2022 | Aug 25, 2022 |
| AMTRUST INSURANCE COMPANY | BIPD/Primary | KMC1062318 | CANCELLED | Apr 1, 2021 | Nov 13, 2021 |
| AMTRUST INSURANCE COMPANY | BIPD/Primary | KMC1062318 | CANCELLED | Apr 1, 2021 | Nov 17, 2021 |
| AMTRUST INSURANCE COMPANY | BIPD/Primary | KMC1062318 | CANCELLED | Apr 1, 2021 | Apr 1, 2022 |
| AMTRUST INSURANCE COMPANY | BIPD/Primary | KMC1062318 | REPLACED | Apr 1, 2021 | Apr 1, 2021 |
| AMTRUST INSURANCE COMPANY | BIPD/Primary | KMC1062318 | CANCELLED | Apr 1, 2021 | Sep 15, 2021 |
| AMTRUST INSURANCE COMPANY | BIPD/Primary | KMC1062318 | REPLACED | Apr 1, 2021 | Apr 1, 2021 |
Insurance Events Timeline
| Event | Insurer | Policy # | Type | Event Date | Cancel Date |
|---|---|---|---|---|---|
| CANCEL | CIRCLE STAR INSURANCE CO., A R R G | AL306350-24776 | BIPD/Primary | Oct 31, 2025 | Oct 31, 2025 |
| TERM/CANCL | CIRCLE STAR INSURANCE CO., A R R G | AL306350-24776 | BIPD/Primary | Jan 9, 2025 | Jan 9, 2025 |
| TERM/REPL | CIRCLE STAR INSURANCE CO., A R R G | AL306350-24776 | BIPD/Primary | Dec 13, 2024 | Dec 13, 2024 |
| CANCEL | CANAL INSURANCE CO. | CT1011783961 | BIPD/Primary | Oct 31, 2024 | Oct 31, 2024 |
| TERM/CANCL | PROGRESSIVE HAWAII INSURANCE CORP | CA968311392 | BIPD/Primary | Nov 2, 2023 | Nov 2, 2023 |
| TERM/REPL | PROGRESSIVE HAWAII INSURANCE CORP | CA968311392 | BIPD/Primary | Oct 31, 2023 | Oct 31, 2023 |
| CANCEL | KNIGHT SPECIALTY INSURANCE COMPANY | AFXTN001451-00 | BIPD/Primary | Apr 6, 2023 | Apr 6, 2023 |
| TERM/CANCL | KNIGHT SPECIALTY INSURANCE COMPANY | AFXTN001451-00 | BIPD/Primary | Jan 31, 2023 | Jan 31, 2023 |
| TERM/REPL | KNIGHT SPECIALTY INSURANCE COMPANY | AFXTN001451-00 | BIPD/Primary | Dec 30, 2022 | Dec 30, 2022 |
| TERM/CANCL | KNIGHT SPECIALTY INSURANCE COMPANY | AFXTN001451-00 | BIPD/Primary | Aug 25, 2022 | Aug 25, 2022 |
| TERM/REPL | KNIGHT SPECIALTY INSURANCE COMPANY | AFXTN001451-00 | BIPD/Primary | Jul 27, 2022 | Jul 27, 2022 |
| CANCEL | AMTRUST INSURANCE COMPANY | KMC1062318 | BIPD/Primary | Apr 1, 2022 | Apr 1, 2022 |
| CANCEL | AMTRUST INSURANCE COMPANY | KMC1062318 | BIPD/Primary | Nov 17, 2021 | Nov 17, 2021 |
| TERM/CANCL | AMTRUST INSURANCE COMPANY | KMC1062318 | BIPD/Primary | Nov 13, 2021 | Nov 13, 2021 |
| TERM/CANCL | AMTRUST INSURANCE COMPANY | KMC1062318 | BIPD/Primary | Sep 15, 2021 | Sep 15, 2021 |
| TERM/REPL | AMTRUST INSURANCE COMPANY | KMC1062318 | BIPD/Primary | Apr 1, 2021 | Apr 1, 2021 |
| TERM/REPL | AMTRUST INSURANCE COMPANY | KMC1062318 | BIPD/Primary | Apr 1, 2021 | Apr 1, 2021 |
Authority Action History (9 events)
| Docket | Authority Type | Original Action | Served Date | Disposition | Decided Date |
|---|---|---|---|---|---|
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Oct 6, 2025 | DISCONTINUED REVOCATION | Oct 16, 2025 |
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Dec 13, 2024 | DISCONTINUED REVOCATION | Dec 16, 2024 |
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Oct 4, 2024 | DISCONTINUED REVOCATION | Oct 30, 2024 |
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Oct 6, 2023 | DISCONTINUED REVOCATION | Nov 1, 2023 |
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Mar 10, 2023 | DISCONTINUED REVOCATION | Apr 6, 2023 |
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Mar 7, 2022 | DISCONTINUED REVOCATION | Apr 8, 2022 |
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Oct 21, 2021 | DISCONTINUED REVOCATION | Nov 17, 2021 |
| MC1185251 | COMMON | INVOLUNTARY REVOCATION | Aug 19, 2021 | DISCONTINUED REVOCATION | Aug 20, 2021 |
| MC1185251 | MOTOR PROPERTY COMMON CARRIER | GRANTED | Apr 12, 2021 | — | Unknown |
Safety & Inspections
SMS BASIC scores, inspection history, and out-of-service rates
SMS BASIC Scores
Higher percentile = worse safety performance relative to peers. Scores at or above 75% trigger FMCSA alerts.
Inspection Activity (24 months)
Monthly inspection counts with OOS months highlighted. Hover bars for details.
Inspection Activity Map
4 states • 21 inspections
Violation Summary (44 violations from 21 inspections)
| Code | Description | # Violations | # OOS | Severity Wt | BASIC |
|---|---|---|---|---|---|
| FMCSR:392.2 | Operating a CMV while ill or fatigued | 11 | 0 | 8 | Unsafe Driving |
| FMCSR:392.2-SLLTCD | Operating a CMV while ill or fatigued | 3 | 0 | 8 | Unsafe Driving |
| FMCSR:390.21TC-MC | 390.21TC-MC | 2 | 0 | — | General/Admin |
| FMCSR:390.21TB2-DOT | 390.21TB2-DOT | 2 | 0 | — | General/Admin |
| FMCSR:396.17C-PI | No proof of periodic inspection | 2 | 0 | 3 | Vehicle Maintenance |
| FMCSR:383.23(a)(2) | CDL - wrong class | 2 | 2 | 8 | Driver Fitness |
| FMCSR:396.3(a)(1) | Inspection/repair/maintenance - general | 2 | 1 | 5 | Vehicle Maintenance |
| FMCSR:393.75A3-TAOL | Tires - All others leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS | 1 | 1 | — | Vehicle Maintenance |
| FMCSR:396.5B-L | Fuel system leak | 1 | 0 | 7 | Vehicle Maintenance |
| FMCSR:393.11A1-LFTSM | Lighting devices/reflectors | 1 | 0 | 3 | Vehicle Maintenance |
| FMCSR:396.3A1-OAL | Other - Any air leak not attributed to the brake or suspension system. | 1 | 0 | — | Vehicle Maintenance |
| FMCSR:392.2-SLLSOA | Operating a CMV while ill or fatigued | 1 | 0 | 8 | Unsafe Driving |
| FMCSR:392.2-SLLSR | Operating a CMV while ill or fatigued | 1 | 0 | 8 | Unsafe Driving |
| FMCSR:391.11B2-Q | Driver cannot satisfy the English language proficiency requirements of 391.11(b)(2) as per FMCSA Enforcement Guidance Memo MC-SEE-2025-0001. Driver failed the I | 1 | 0 | — | Driver Fitness |
| FMCSR:393.95A4-EEUS | Emergency Equipment - Fire Extinguishers - unsecured | 1 | 0 | — | Vehicle Maintenance |
| FMCSR:395.30B1-ELDDFR | HOS (ELD) - Driver failing to review records and certify the accuracy of the information. | 1 | 0 | — | Hours Of Service |
| FMCSR:395.8(a)(1) | Not using the appropriate method to record hours of service | 1 | 1 | — | Hours Of Service |
| FMCSR:391.11(b)(2) | CDL suspended/revoked | 1 | 0 | 10 | Driver Fitness |
| FMCSR:395.8A1-HOSP | HOS (Property) - Failing to have a record of duty status using the method prescribed | 1 | 1 | — | Hours Of Service |
| FMCSR:392.2-SLLFC | Operating a CMV while ill or fatigued | 1 | 0 | 8 | Unsafe Driving |
| FMCSR:396.17(c) | No proof of periodic inspection | 1 | 0 | 3 | Vehicle Maintenance |
| FMCSR:392.16(a) | Failing to use seat belt (49 CFR) | 1 | 0 | 3 | Unsafe Driving |
| FMCSR:395.8(e)(1) | 395.8(e)(1) | 1 | 1 | — | Hours Of Service |
| FMCSR:390.21T(a) | 390.21T(a) | 1 | 0 | — | General/Admin |
| FMCSR:393.42 | Brakes - parking brake defective | 1 | 1 | 6 | Vehicle Maintenance |
| FMCSR:393.60(c) | Glazing/window obstructions | 1 | 0 | 4 | Vehicle Maintenance |
| FMCSR:396.7 | Unsafe operations forbidden | 1 | 0 | — | Vehicle Maintenance |
Peer Context
This carrier vs national averages. Lower is better for all metrics.
National averages: vehicle OOS 23.4%, driver OOS 6.7%, violations per inspection ~1.8. Based on FMCSA MCSAP program data.
Inspection History (21 inspections)
Inspection analytics
Monthly cadence, frequent stations, and violation mix
Inspections per month (24 mo)
Most frequent inspection stations
Violations by BASIC category
Recent Crashes
2 crash records from FMCSA Crash File
Crash History (2 records)
| Date | State | Severity | Fatalities | Injuries | City | Location | VIN | Carrier Name at Crash |
|---|---|---|---|---|---|---|---|---|
| Apr 8, 2025 | TN | INJURY | 0 | 1 | NOT IN CITY LIMIT | I-24 | ...293641 | S&J PREMIUM INC |
| Jul 3, 2024 | GA | INJURY | 0 | 3 | ATLANTA | I-20 W NEAR I-285 N | ...958280 | S&J PREMIUM INC |
Compliance Timeline
20 events merged from authority, insurance, enforcement, OOS, crash, MCS-150, and safety rating records