S&J PREMIUM INC

USDOT 3545296 • 132 LYNDHURST DR, LA VERGNE, TN, 37086

ACTIVEMotor Carrier
Authority:1 active
Insurance:1 current
BOC-3:On file
Safety Rating:Not rated
MCS-150:Never updated
OOS Orders:None

Overview

Company profile from FMCSA Census File

USDOT
3,545,296
Status
ACTIVE
Operation
Interstate
Business Type
Motor Carrier
Phone
6159194711
Power Units (MCS-150)
5
Drivers (MCS-150)
5
MCS-150 Mileage
644,874
Physical Address
132 LYNDHURST DR, LA VERGNE, TN, 37086
Contact

Risk Signals1 flagged

MEDIUM
Elevated driver OOS rate: 19.0%
National average is 6.7%. This carrier's driver OOS rate is 12.3 percentage points above average.

Signals are auto-detected from FMCSA public records. This is not a regulatory determination.

Authority & Insurance

Operating authority, insurance filings, and BOC-3 status

Common Carrier — Active
Active Authority
1
Revoked / Inactive
0
Authority Types
1
Insurance Policies
1 active
Latest: Dec 13, 2024
BOC-3 Filing
On file

Operating Authority

fmcsa-authhistApr 5, 2026
Operating Authority
Authority TypeDocket #StatusOriginal DateFinal Date
Common CarrierMC-1185251ACTIVEUnknownOct 16, 2025

Active Insurance (1)

fmcsa-insurApr 5, 2026
Active Insurance (1)
InsurerTypePolicy #StatusEffectiveCancel Date
CIRCLE STAR INSURANCE CO., A R R GBIPD/PrimaryAL306350-24776ON FILEDec 13, 2024Oct 31, 2025

Insurance History (16 canceled/expired)

fmcsa-inshist-allwithhistory
Insurance History (16 canceled/expired)
InsurerTypePolicy #StatusEffectiveCancel Date
CIRCLE STAR INSURANCE CO., A R R GBIPD/PrimaryAL306350-24776REPLACEDOct 31, 2024Dec 13, 2024
CIRCLE STAR INSURANCE CO., A R R GBIPD/PrimaryAL306350-24776CANCELLEDOct 31, 2024Jan 9, 2025
CANAL INSURANCE CO.BIPD/PrimaryCT1011783961CANCELLEDOct 31, 2023Oct 31, 2024
PROGRESSIVE HAWAII INSURANCE CORPBIPD/PrimaryCA968311392CANCELLEDApr 4, 2023Nov 2, 2023
PROGRESSIVE HAWAII INSURANCE CORPBIPD/PrimaryCA968311392REPLACEDApr 4, 2023Oct 31, 2023
KNIGHT SPECIALTY INSURANCE COMPANYBIPD/PrimaryAFXTN001451-00CANCELLEDDec 30, 2022Apr 6, 2023
KNIGHT SPECIALTY INSURANCE COMPANYBIPD/PrimaryAFXTN001451-00REPLACEDJul 27, 2022Dec 30, 2022
KNIGHT SPECIALTY INSURANCE COMPANYBIPD/PrimaryAFXTN001451-00CANCELLEDJul 27, 2022Jan 31, 2023
KNIGHT SPECIALTY INSURANCE COMPANYBIPD/PrimaryAFXTN001451-00REPLACEDApr 6, 2022Jul 27, 2022
KNIGHT SPECIALTY INSURANCE COMPANYBIPD/PrimaryAFXTN001451-00CANCELLEDApr 6, 2022Aug 25, 2022
AMTRUST INSURANCE COMPANYBIPD/PrimaryKMC1062318CANCELLEDApr 1, 2021Nov 13, 2021
AMTRUST INSURANCE COMPANYBIPD/PrimaryKMC1062318CANCELLEDApr 1, 2021Nov 17, 2021
AMTRUST INSURANCE COMPANYBIPD/PrimaryKMC1062318CANCELLEDApr 1, 2021Apr 1, 2022
AMTRUST INSURANCE COMPANYBIPD/PrimaryKMC1062318REPLACEDApr 1, 2021Apr 1, 2021
AMTRUST INSURANCE COMPANYBIPD/PrimaryKMC1062318CANCELLEDApr 1, 2021Sep 15, 2021
AMTRUST INSURANCE COMPANYBIPD/PrimaryKMC1062318REPLACEDApr 1, 2021Apr 1, 2021

Insurance Events Timeline

fmcsa-insur-hist
Insurance Events Timeline
EventInsurerPolicy #TypeEvent DateCancel Date
CANCELCIRCLE STAR INSURANCE CO., A R R GAL306350-24776BIPD/PrimaryOct 31, 2025Oct 31, 2025
TERM/CANCLCIRCLE STAR INSURANCE CO., A R R GAL306350-24776BIPD/PrimaryJan 9, 2025Jan 9, 2025
TERM/REPLCIRCLE STAR INSURANCE CO., A R R GAL306350-24776BIPD/PrimaryDec 13, 2024Dec 13, 2024
CANCELCANAL INSURANCE CO.CT1011783961BIPD/PrimaryOct 31, 2024Oct 31, 2024
TERM/CANCLPROGRESSIVE HAWAII INSURANCE CORPCA968311392BIPD/PrimaryNov 2, 2023Nov 2, 2023
TERM/REPLPROGRESSIVE HAWAII INSURANCE CORPCA968311392BIPD/PrimaryOct 31, 2023Oct 31, 2023
CANCELKNIGHT SPECIALTY INSURANCE COMPANYAFXTN001451-00BIPD/PrimaryApr 6, 2023Apr 6, 2023
TERM/CANCLKNIGHT SPECIALTY INSURANCE COMPANYAFXTN001451-00BIPD/PrimaryJan 31, 2023Jan 31, 2023
TERM/REPLKNIGHT SPECIALTY INSURANCE COMPANYAFXTN001451-00BIPD/PrimaryDec 30, 2022Dec 30, 2022
TERM/CANCLKNIGHT SPECIALTY INSURANCE COMPANYAFXTN001451-00BIPD/PrimaryAug 25, 2022Aug 25, 2022
TERM/REPLKNIGHT SPECIALTY INSURANCE COMPANYAFXTN001451-00BIPD/PrimaryJul 27, 2022Jul 27, 2022
CANCELAMTRUST INSURANCE COMPANYKMC1062318BIPD/PrimaryApr 1, 2022Apr 1, 2022
CANCELAMTRUST INSURANCE COMPANYKMC1062318BIPD/PrimaryNov 17, 2021Nov 17, 2021
TERM/CANCLAMTRUST INSURANCE COMPANYKMC1062318BIPD/PrimaryNov 13, 2021Nov 13, 2021
TERM/CANCLAMTRUST INSURANCE COMPANYKMC1062318BIPD/PrimarySep 15, 2021Sep 15, 2021
TERM/REPLAMTRUST INSURANCE COMPANYKMC1062318BIPD/PrimaryApr 1, 2021Apr 1, 2021
TERM/REPLAMTRUST INSURANCE COMPANYKMC1062318BIPD/PrimaryApr 1, 2021Apr 1, 2021

Authority Action History (9 events)

fmcsa-authhist-blob
Authority Action History (9 events)
DocketAuthority TypeOriginal ActionServed DateDispositionDecided Date
MC1185251COMMONINVOLUNTARY REVOCATIONOct 6, 2025DISCONTINUED REVOCATIONOct 16, 2025
MC1185251COMMONINVOLUNTARY REVOCATIONDec 13, 2024DISCONTINUED REVOCATIONDec 16, 2024
MC1185251COMMONINVOLUNTARY REVOCATIONOct 4, 2024DISCONTINUED REVOCATIONOct 30, 2024
MC1185251COMMONINVOLUNTARY REVOCATIONOct 6, 2023DISCONTINUED REVOCATIONNov 1, 2023
MC1185251COMMONINVOLUNTARY REVOCATIONMar 10, 2023DISCONTINUED REVOCATIONApr 6, 2023
MC1185251COMMONINVOLUNTARY REVOCATIONMar 7, 2022DISCONTINUED REVOCATIONApr 8, 2022
MC1185251COMMONINVOLUNTARY REVOCATIONOct 21, 2021DISCONTINUED REVOCATIONNov 17, 2021
MC1185251COMMONINVOLUNTARY REVOCATIONAug 19, 2021DISCONTINUED REVOCATIONAug 20, 2021
MC1185251MOTOR PROPERTY COMMON CARRIERGRANTEDApr 12, 2021Unknown

Safety & Inspections

SMS BASIC scores, inspection history, and out-of-service rates

SMS BASIC Scores

Unsafe Driving
64%

Higher percentile = worse safety performance relative to peers. Scores at or above 75% trigger FMCSA alerts.

Inspections
21
Violations
44
8 OOS
Vehicle OOS %
9.5%
Driver OOS %
19.0%
Above nat'l avg (6.7%)
Power Units (MCS-150)
5
Drivers (MCS-150)
5
Crash Records
2

Inspection Activity (24 months)

Monthly inspection counts with OOS months highlighted. Hover bars for details.

1
May
Jun
1
Jul
Aug
1
Sep
2
Oct
Nov
Dec
1
Jan
1
Feb
1
Mar
2
Apr
May
Jun
Jul
1
Aug
Sep
Oct
Nov
Dec
2
Jan
2
Feb
Mar
Apr
Clean monthMonth with OOSBased on latest 21 of 21 inspection records

Inspection Activity Map

4 states21 inspections

🚛
None Low Medium High🚛 Home base

Violation Summary (44 violations from 21 inspections)

fmcsa-inspection-file
Violation Summary (44 violations from 21 inspections)
CodeDescription# Violations# OOSSeverity WtBASIC
FMCSR:392.2Operating a CMV while ill or fatigued1108Unsafe Driving
FMCSR:392.2-SLLTCDOperating a CMV while ill or fatigued308Unsafe Driving
FMCSR:390.21TC-MC390.21TC-MC20General/Admin
FMCSR:390.21TB2-DOT390.21TB2-DOT20General/Admin
FMCSR:396.17C-PINo proof of periodic inspection203Vehicle Maintenance
FMCSR:383.23(a)(2)CDL - wrong class228Driver Fitness
FMCSR:396.3(a)(1)Inspection/repair/maintenance - general215Vehicle Maintenance
FMCSR:393.75A3-TAOLTires - All others leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS11Vehicle Maintenance
FMCSR:396.5B-LFuel system leak107Vehicle Maintenance
FMCSR:393.11A1-LFTSMLighting devices/reflectors103Vehicle Maintenance
FMCSR:396.3A1-OALOther - Any air leak not attributed to the brake or suspension system.10Vehicle Maintenance
FMCSR:392.2-SLLSOAOperating a CMV while ill or fatigued108Unsafe Driving
FMCSR:392.2-SLLSROperating a CMV while ill or fatigued108Unsafe Driving
FMCSR:391.11B2-QDriver cannot satisfy the English language proficiency requirements of 391.11(b)(2) as per FMCSA Enforcement Guidance Memo MC-SEE-2025-0001. Driver failed the I10Driver Fitness
FMCSR:393.95A4-EEUSEmergency Equipment - Fire Extinguishers - unsecured10Vehicle Maintenance
FMCSR:395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.10Hours Of Service
FMCSR:395.8(a)(1)Not using the appropriate method to record hours of service11Hours Of Service
FMCSR:391.11(b)(2)CDL suspended/revoked1010Driver Fitness
FMCSR:395.8A1-HOSPHOS (Property) - Failing to have a record of duty status using the method prescribed11Hours Of Service
FMCSR:392.2-SLLFCOperating a CMV while ill or fatigued108Unsafe Driving
FMCSR:396.17(c)No proof of periodic inspection103Vehicle Maintenance
FMCSR:392.16(a)Failing to use seat belt (49 CFR)103Unsafe Driving
FMCSR:395.8(e)(1)395.8(e)(1)11Hours Of Service
FMCSR:390.21T(a)390.21T(a)10General/Admin
FMCSR:393.42Brakes - parking brake defective116Vehicle Maintenance
FMCSR:393.60(c)Glazing/window obstructions104Vehicle Maintenance
FMCSR:396.7Unsafe operations forbidden10Vehicle Maintenance

Peer Context

This carrier vs national averages. Lower is better for all metrics.

Vehicle OOS Rate
9.5%vs nat'l 23.4%
-13.9 pts below avg
Driver OOS Rate
19.0%vs nat'l 6.7%
+12.3 pts above avg
Violations / Inspection
2.10vs nat'l 1.80
+0.30 above avg

National averages: vehicle OOS 23.4%, driver OOS 6.7%, violations per inspection ~1.8. Based on FMCSA MCSAP program data.

Inspection History (21 inspections)

fmcsa-inspectionsApr 5, 2026
Inspection History (21 inspections)
DateReport #StationStateLevelVehicleViolationsTop CodesOOS
Feb 10, 202687023679MOHAWK TNTNLevel 1UTILITY SEMI-TRAILER4393.75A3-TAOL, 396.5B-L, 393.11A1-LFTSMYes
Feb 9, 202686992774UNIONKYLevel 3FRHT TRUCK TRACTOR1392.2-SLLSOANo
Jan 21, 202686881570PERRY GAGALevel 3UTILITY SEMI-TRAILER1390.21TC-MCNo
Jan 5, 202686732166JACKSON GAGALevel 3FREIGHTLIN TRUCK TRACTOR2392.2-SLLTCD, 390.21TB2-DOTNo
Aug 22, 202585575376ARDMORE TNTNLevel 2FREIGHTLIN TRUCK TRACTOR1392.2-SLLTCDNo
Apr 8, 202584347200WARTRACE TNTNLevel 3PETERBILT TRUCK TRACTOR0No
Apr 1, 202584299808GILES COUNTY SCALESTNLevel 1INTL TRUCK TRACTOR6396.17C-PI, 390.21TB2-DOT, 392.2-SLLSRNo
Mar 11, 202584113982MANCHESTER TNTNLevel 3VOLVO TRUCK TRACTOR0No
Feb 18, 202583951637VALDOSTA GAGALevel 3OTHER SEMI-TRAILER2392.2-SLLTCD, 395.30B1-ELDDFRNo
Jan 26, 202583712963MANCHESTER TNTNLevel 3VOLVO TRUCK TRACTOR0No
Oct 21, 202482972608MANCHESTER TNTNLevel 1FREIGHTLIN TRUCK TRACTOR1390.21TC-MCNo
Oct 11, 202482895047MANCHESTER TNTNLevel 1PETERBILT TRUCK TRACTOR0No
Sep 20, 202482715602RoadsideNCLevel 3UTIL SEMI-TRAILER2392.2No
Jul 21, 202482230975GOODLETTSVILLE TNTNLevel 3FREIGHTLIN TRUCK TRACTOR1392.2No
May 15, 202481666462GILES COUNTY SCALESTNLevel 3UNKNOWN SEMI-TRAILER2395.8(a)(1), 383.23(a)(2)Yes
Mar 25, 202481184997FRANKLINKYLevel 2TRLR SEMI-TRAILER3392.2, 391.11(b)(2)No
Jan 19, 202480699500FORSYTH GAGALevel 3FREIGHTLIN TRUCK TRACTOR2395.8A1-HOSP, 392.2-SLLFCYes
Nov 17, 202380298138MULTI-LANE RURAL HIGHWAYGALevel 3OTHER INTERMODAL CHASSIS2392.2, 396.17(c)No
Oct 5, 202379853668I24TNLevel 1PTRB TRUCK TRACTOR0No
Sep 5, 202379640905HIGH CRASH CORRIDORGALevel 3TREM CAR SEMI-TRAILER2392.16(a), 395.8(e)(1)Yes
Jun 28, 202379036014ROADSIDETNLevel 1WANC SEMI-TRAILER12392.2, 396.3(a)(1), 383.23(a)(2)Yes

Inspection analytics

Monthly cadence, frequent stations, and violation mix

Inspections per month (24 mo)

15 total · 13.3% OOS
2024-052026-02
InspectionsOOS

Violations by BASIC category

Recent Crashes

2 crash records from FMCSA Crash File

Total Crashes
2
Fatalities
0
Injuries
4
Across 2 crashes
Tow-Aways
2

Crash History (2 records)

fmcsa-crash-fileApr 5, 2026
Crash History (2 records)
DateStateSeverityFatalitiesInjuriesCityLocationVINCarrier Name at Crash
Apr 8, 2025TNINJURY01NOT IN CITY LIMITI-24...293641S&J PREMIUM INC
Jul 3, 2024GAINJURY03ATLANTAI-20 W NEAR I-285 N...958280S&J PREMIUM INC

Compliance Timeline

20 events merged from authority, insurance, enforcement, OOS, crash, MCS-150, and safety rating records

Oct 31, 2025
Insurance
Insurance cancel
CIRCLE STAR INSURANCE CO., A R R G • BIPD/Primary
Oct 16, 2025
Authority
Apr 8, 2025
Crash
Injury crash in TN
0 fatalities, 1 injury
Jan 9, 2025
Insurance
Insurance term/cancl
CIRCLE STAR INSURANCE CO., A R R G • BIPD/Primary
Dec 13, 2024
Insurance
Insurance term/repl
CIRCLE STAR INSURANCE CO., A R R G • BIPD/Primary
Oct 31, 2024
Insurance
Insurance cancel
CANAL INSURANCE CO. • BIPD/Primary
Jul 3, 2024
Crash
Injury crash in GA
0 fatalities, 3 injuries
Nov 2, 2023
Insurance
Insurance term/cancl
PROGRESSIVE HAWAII INSURANCE CORP • BIPD/Primary
Oct 31, 2023
Insurance
Insurance term/repl
PROGRESSIVE HAWAII INSURANCE CORP • BIPD/Primary
Apr 6, 2023
Insurance
Insurance cancel
KNIGHT SPECIALTY INSURANCE COMPANY • BIPD/Primary
Jan 31, 2023
Insurance
Insurance term/cancl
KNIGHT SPECIALTY INSURANCE COMPANY • BIPD/Primary
Dec 30, 2022
Insurance
Insurance term/repl
KNIGHT SPECIALTY INSURANCE COMPANY • BIPD/Primary
Aug 25, 2022
Insurance
Insurance term/cancl
KNIGHT SPECIALTY INSURANCE COMPANY • BIPD/Primary
Jul 27, 2022
Insurance
Insurance term/repl
KNIGHT SPECIALTY INSURANCE COMPANY • BIPD/Primary
Apr 1, 2022
Insurance
Insurance cancel
AMTRUST INSURANCE COMPANY • BIPD/Primary
Nov 17, 2021
Insurance
Insurance cancel
AMTRUST INSURANCE COMPANY • BIPD/Primary
Nov 13, 2021
Insurance
Insurance term/cancl
AMTRUST INSURANCE COMPANY • BIPD/Primary
Sep 15, 2021
Insurance
Insurance term/cancl
AMTRUST INSURANCE COMPANY • BIPD/Primary
Apr 1, 2021
Insurance
Insurance term/repl
AMTRUST INSURANCE COMPANY • BIPD/Primary
Apr 1, 2021
Insurance
Insurance term/repl
AMTRUST INSURANCE COMPANY • BIPD/Primary

Related Records

Data sources & freshness

FMCSA Company Census File
Generated from 24-hour old database. Contact info and fleet counts may lag.
Updated 1 weeks ago
FMCSA Authority History
Updated 1 weeks ago
FMCSA Insurance Filings
Updated 1 weeks ago
FMCSA Vehicle Inspection File
Updated 1 weeks ago
Refresh dataLast updated: Apr 5, 2026