TAYLOR TRANSPORTS LLC
DAYTON, OH
Joins 467 roadside inspections (24 mo), 1 authority docket, BIPD on file (Universal Casualty Risk Retention Group, Inc) from FMCSA public filings. Data as of Oct 31, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Insurance-lapse watch: HIGH Recent BMC-91 cancellation or instability without a clear replacement. Details →
- OOS rate worse than size peers Driver 5.00% vs peer 1.00% · Vehicle 21.5% vs peer 16.0% Details →
- SMS BASIC alert threshold exceeded HOS
- 1 fatality on crash record 14 FMCSA-reportable crashes on file. Details →
Plain-text risk summary (print / paste)
TruckCodex risk summary — TAYLOR TRANSPORTS LLC (USDOT 3443496) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Blockers: (none) Cautions: • Insurance-lapse watch: HIGH — Recent BMC-91 cancellation or instability without a clear replacement. • OOS rate worse than size peers — Driver 5.00% vs peer 1.00% · Vehicle 21.5% vs peer 16.0% • SMS BASIC alert threshold exceeded — HOS • 1 fatality on crash record — 14 FMCSA-reportable crashes on file. On file: • 2 active operating authorities • Active insurance on file — Universal Casualty Risk Retention Group, Inc · BMC-91X • BOC-3 process agent on file — PROCESS AGENT SERVICE COMPANY, INC. Source: https://truckcodex.com/usdot/3443496/ As of: Oct 31, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 31, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · C
Composite of 4/5 scored components (mean 63/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
C
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · C
Composite of 4/5 scored components (mean 63/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 5% vs peer median 1% (worse). Vehicle OOS 21.5% vs peer median 16% (worse). n=3037 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
Insurance-lapse watch: HIGH.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2020-07-13 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceUniversal Casualty Risk Retention Group, IncPolicy effective Jan 29, 2026
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Process AgentPROCESS AGENT SERVICE COMPANY, INC.BOC-3 on file
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Operating AuthorityMC1119020ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 0 | 290 | 0 |
| Trailers | 0 | 40 | 160 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 14 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 1 | 1 |
| Injuries | 0 | 5 | 2 | 7 |
| Tow-away | 0 | 6 | 7 | 13 |
| Crash reports | 0 | 6 | 7 | 13 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 472 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 467 | 467 | 0 |
| OOS inspections | 33 | 70 | 0 |
| OOS percentage | 7.07% | 14.99% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 3,037 ACTIVE carriers operating 145–435 power units (±50% of this carrier's 290 unit fleet).
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (25 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| California (CA) | 88 | 12 | 13.6% | Oct 8, 2026 |
| New Mexico (NM) | 72 | 12 | 16.7% | Oct 19, 2026 |
| Arizona (AZ) | 35 | 17 | 48.6% | Sep 4, 2026 |
| Arkansas (AR) | 21 | 4 | 19.0% | Aug 25, 2026 |
| Tennessee (TN) | 19 | 5 | 26.3% | Oct 12, 2026 |
| Ohio (OH) | 16 | 3 | 18.8% | Aug 10, 2026 |
| Utah (UT) | 16 | 4 | 25.0% | Aug 27, 2026 |
| Montana (MT) | 16 | 2 | 12.5% | Sep 18, 2026 |
| Missouri (MO) | 14 | 5 | 35.7% | Sep 27, 2026 |
| Illinois (IL) | 13 | 1 | 7.7% | Sep 1, 2026 |
| Kentucky (KY) | 12 | 3 | 25.0% | Oct 20, 2026 |
| Indiana (IN) | 11 | 2 | 18.2% | Oct 7, 2026 |
| Oklahoma (OK) | 11 | 4 | 36.4% | Sep 6, 2026 |
| Colorado (CO) | 11 | 2 | 18.2% | Oct 15, 2026 |
| Pennsylvania (PA) | 10 | 1 | 10.0% | Oct 13, 2026 |
| Washington (WA) | 10 | 2 | 20.0% | Aug 7, 2026 |
| Nebraska (NE) | 9 | 1 | 11.1% | Oct 26, 2026 |
| Oregon (OR) | 8 | 3 | 37.5% | Oct 14, 2026 |
| South Dakota (SD) | 7 | 0 | 0.0% | Jun 23, 2026 |
| Iowa (IA) | 7 | 2 | 28.6% | Sep 20, 2026 |
| Wyoming (WY) | 6 | 2 | 33.3% | Sep 30, 2026 |
| Nevada (NV) | 6 | 1 | 16.7% | Aug 26, 2026 |
| Texas (TX) | 4 | 0 | 0.0% | Feb 24, 2026 |
| Maryland (MD) | 4 | 1 | 25.0% | Sep 10, 2026 |
| Mississippi (MS) | 4 | 0 | 0.0% | Aug 14, 2026 |
| North Carolina (NC) | 3 | 0 | 0.0% | Apr 9, 2026 |
| Florida (FL) | 3 | 2 | 66.7% | Oct 3, 2026 |
| Georgia (GA) | 3 | 0 | 0.0% | Sep 22, 2026 |
| Kansas (KS) | 3 | 0 | 0.0% | Mar 2, 2026 |
| Louisiana (LA) | 3 | 0 | 0.0% | Mar 23, 2026 |
| Michigan (MI) | 3 | 0 | 0.0% | Jun 18, 2026 |
| South Carolina (SC) | 3 | 1 | 33.3% | Sep 8, 2026 |
| Wisconsin (WI) | 3 | 2 | 66.7% | Oct 18, 2026 |
| New Jersey (NJ) | 2 | 1 | 50.0% | Aug 5, 2026 |
| Alabama (AL) | 2 | 0 | 0.0% | Oct 21, 2026 |
| New York (NY) | 2 | 0 | 0.0% | Feb 3, 2026 |
| Connecticut (CT) | 2 | 1 | 50.0% | Sep 30, 2026 |
| Minnesota (MN) | 1 | 0 | 0.0% | Mar 14, 2026 |
| Vermont (VT) | 1 | 1 | 100.0% | Apr 29, 2026 |
| North Dakota (ND) | 1 | 0 | 0.0% | Apr 4, 2026 |
| Idaho (ID) | 1 | 0 | 0.0% | May 14, 2025 |
| US (US) | 1 | 0 | 0.0% | Oct 23, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Freightliner | 397 | |
| Hyundai Translead | 176 | |
| Wabash National | 63 | |
| International | 55 | |
| Fruehauf | 53 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 8 | — | 0.16 | 0 | — | Oct 26, 2026 |
| Controlled Substances / Alcohol | 1 | — | 0.02 | 0 | — | Oct 26, 2026 |
| Hours of Service | 36 | — | 0.56 | 1 | ALERT | Oct 26, 2026 |
| Unsafe Driving | 86 | — | 4.72 | 5 | — | Oct 26, 2026 |
| Vehicle Maintenance | 126 | — | 4.38 | 4 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (472 rows) View all 472 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89359968 | Oct 26, 2026 | NE | 3 | WAVERLY NE |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 89352577 | Oct 23, 2026 | US | 3 | JONESTOWN PA |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89321366 | Oct 21, 2026 | AL | 3 | TUSCUMBIA AL |
INTERNATIONAL TRUCK TRACTOR
|
1 | 392.2-SLL | No |
| 89307476 | Oct 20, 2026 | KY | 2 | MOUNT VERNON KY |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLIFTA | No |
| 89301873 | Oct 19, 2026 | NM | 2 | NM |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 89304655 | Oct 18, 2026 | WI | 3 | PLEASANT PRAIRIE WI |
VOLVO TRUCK STRAIGHT TRUCK
|
1 | 395.8E-HOSPDELDT | Yes |
| 89288129 | Oct 15, 2026 | CO | 3 | DUMONT CO |
FREIGHTLINER TRUCK TRACTOR
|
1 | 396.17C-PI | No |
| 89261323 | Oct 14, 2026 | OR | 2 | KLAMATH FALLS OR |
FREIGHTLINER TRUCK TRACTOR
|
6 | 393.75A3-TAOL, 393.95A4-EEUS, 393.55E-B | Yes |
| 89250915 | Oct 13, 2026 | AL | 3 | HEADLAND AL |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89248559 | Oct 13, 2026 | PA | 2 | MAHONING TOWNSHIP PA |
FREIGHTLINER TRUCK TRACTOR
|
2 | 392.2-SLLTCD, 392.2-SLLEWG3 | No |
| 89254171 | Oct 12, 2026 | TN | 2 | ARDMORE TN |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLTCD | No |
| 89234093 | Oct 10, 2026 | TN | 1 | STANTON TN | — | 1 | 393.75A3-TAOL | Yes |
| 89232378 | Oct 10, 2026 | TN | 1 | STANTON TN | — | 1 | 393.75A3-TAOL | Yes |
| 89228429 | Oct 8, 2026 | CA | 2 | CAJON SCALES | — | 2 | 392.9A2-C, 393.9A-LHLI | Yes |
| 89219614 | Oct 8, 2026 | OR | 3 | EMIGRANT HILL OR | — | 1 | 395.8E-HOSPDELDT | Yes |
| 89204102 | Oct 7, 2026 | NM | 2 | NM | — | 0 | — | No |
| 89201983 | Oct 7, 2026 | IN | 2 | TERRE HAUTE IN | — | 2 | 393.75A3-TAOL | Yes |
| 89183957 | Oct 5, 2026 | PA | 3 | GUILFORD TWP PA |
FREIGHTLINER TRUCK TRACTOR
|
2 | 395.24D-ELDPT, 392.16-D | No |
| 89176742 | Oct 3, 2026 | TN | 3 | LEXINGTON TN |
FREIGHTLINER TRUCK TRACTOR
|
2 | 392.2-SLL, 395.24 | No |
| 89174919 | Oct 3, 2026 | FL | 3 | SEFFNER FL |
INTERNATIONAL TRUCK TRACTOR
|
2 | 391.41APC, 391.11B5-LNCDLNVL | Yes |
| 89171410 | Oct 2, 2026 | CA | 3 | MT. PASS IF |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLTCD | No |
| 89168672 | Oct 1, 2026 | TN | 3 | COLLEGEDALE TN |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89161323 | Oct 1, 2026 | CO | 3 | FORT MORGAN CO |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89139957 | Sep 30, 2026 | WY | 3 | CHEYENNE I-25 POE |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 89135070 | Sep 30, 2026 | CT | 2 | WATERFORD |
FREIGHTLINER TRUCK TRACTOR
|
5 | 393.11A1-LCHL, 393.60D, 393.9A-LIL | No |
Recent Crashes (14 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| OK2602004183 | Feb 9, 2026 | OK | 0 | 3 | Yes | No | Injury |
| KY0073287438 | Jan 26, 2026 | KY | 0 | 0 | Yes | No | Tow |
| OK2601004167 | Jan 25, 2026 | OK | 0 | 0 | Yes | No | Tow |
| PA601128800X | Jan 19, 2026 | PA | 0 | 2 | Yes | No | Injury |
| AZ0I25079639 | Dec 31, 2025 | AZ | 0 | 0 | Yes | No | Tow |
| MS2025066862 | Nov 20, 2025 | MS | 0 | 0 | Yes | No | Tow |
| CA1352500689 | Sep 30, 2025 | CA | 0 | 1 | Yes | No | Injury |
| SC0025280829 | Sep 22, 2025 | SC | 0 | 0 | Yes | No | Tow |
| SC0025266261 | Aug 4, 2025 | SC | 0 | 1 | Yes | No | Injury |
| PA505870600X | Jun 24, 2025 | PA | 0 | 0 | Yes | No | Tow |
| MO0000112891 | Apr 5, 2025 | MO | 0 | 0 | Yes | No | Tow |
| MS9075250005 | Apr 4, 2025 | MS | 0 | 0 | Yes | No | Tow |
| WY0202502059 | Feb 14, 2025 | WY | 1 | 0 | Yes | No | Fatal |
| CA2652400100 | Jan 11, 2024 | CA | 0 | 0 | Yes | No | Tow |
Authority Records (2 dockets)
MC Certificate Documents (1 letter, 1 PDF)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Jul 13, 2020 | MC1119020-C | Original MC Certificate | Revocation | Original MC Certificate → |
Insurance Coverage Timeline (13 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| Universal Casualty Risk Retention Group, Inc | URG-03304 | BMC-91X | — | Jan 29, 2026 | On file | ACTIVE |
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | URG-03304 | BIPD/Primary | — | Jan 29, 2026 | Mar 1, 2026 | CANCELLED |
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | URG-03304 | BIPD/Primary | — | Jan 29, 2026 | Jan 29, 2026 | REPLACED |
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | URG-03304 | 91X | $1,000,000 | Jan 29, 2026 | On file | ACTIVE |
| STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA | CAR3400000475 | BIPD/Primary | — | Feb 20, 2025 | Jan 29, 2026 | CANCELLED |
| PROGRESSIVE PREFERRED INSURANCE CO. | CA985863247 | BIPD/Primary | — | Feb 5, 2025 | Feb 20, 2025 | REPLACED |
| STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA | CAR3400000475 | BIPD/Primary | — | Jan 29, 2025 | Feb 5, 2025 | REPLACED |
| PROGRESSIVE PREFERRED INSURANCE CO. | CA985863247 | BIPD/Primary | — | Dec 17, 2024 | Jan 29, 2025 | REPLACED |
| PROGRESSIVE PREFERRED INSURANCE CO. | CA985863247 | BIPD/Primary | — | Aug 26, 2024 | Aug 26, 2024 | REPLACED |
| PROGRESSIVE PREFERRED INSURANCE CO. | CA985863247 | BIPD/Primary | — | Aug 26, 2024 | Dec 17, 2024 | CANCELLED |
| BRICKTOWN SPECIALTY INSURANCE COMPANY | ACX-B1820WLS22C559-0137 | BIPD/Primary | — | Jul 24, 2024 | Aug 26, 2024 | REPLACED |
| BRICKTOWN SPECIALTY INSURANCE COMPANY | ACX-B1820WLS22C559-0137 | BIPD/Primary | — | Jul 24, 2024 | Jul 24, 2024 | REPLACED |
| UNITED FINANCIAL CASUALTY COMPANY | CA 2202573 | BIPD/Primary | — | Jul 7, 2020 | Jul 24, 2024 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Mar 1, 2026insuranceTERM/CANCL — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
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Feb 2, 2026
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Jan 29, 2026insuranceTERM/REPL — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
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Jan 29, 2026insuranceCANCEL — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA
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Feb 20, 2025insuranceTERM/REPL — PROGRESSIVE PREFERRED INSURANCE CO.
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Feb 5, 2025insuranceTERM/REPL — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA
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Jan 29, 2025insuranceTERM/REPL — PROGRESSIVE PREFERRED INSURANCE CO.
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Dec 17, 2024insuranceCANCEL — PROGRESSIVE PREFERRED INSURANCE CO.
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Aug 26, 2024insuranceTERM/REPL — PROGRESSIVE PREFERRED INSURANCE CO.
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Aug 26, 2024insuranceTERM/REPL — BRICKTOWN SPECIALTY INSURANCE COMPANY
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Jul 25, 2024
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Jul 24, 2024insuranceTERM/REPL — BRICKTOWN SPECIALTY INSURANCE COMPANY
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Jul 24, 2024insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Jul 13, 2020
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| NM | NM | 14 | 4 |
| GALLUP PORT OF ENTRY | NM | 13 | 1 |
| SAN JON PORT OF ENTRY | NM | 13 | 1 |
| VAN BUREN AR | AR | 10 | 2 |
| DESERT HILLS IF | CA | 9 | 2 |
| DONNER PASS IF | CA | 8 | 1 |
| GRAPEVINE IF | CA | 8 | 0 |
| LORDSBURG PORT OF ENTRY | NM | 7 | 2 |
| SANDERS AZ | AZ | 6 | 5 |
| CAJON SCALES | CA | 5 | 1 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 3 | 0 |
| 393.9 | Inoperable Required Lamp | Vehicle Maintenance | 3 | 0 |
| 395.24 | HOS (ELD) - ELD form and manner | Hours of Service | 2 | 0 |
| 392.3 | Operating a CMV while ill or fatigued | Hours of Service | 1 | 1 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 1 | 0 |
| 396.3(a)(1) | Inspection, repair and maintenance of parts and accessories | Vehicle Maintenance | 1 | 1 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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Ohio carriers
All carriers based in Ohio
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Dayton carriers
Carriers based in Dayton, OH
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Stations in Ohio
Where this carrier might be inspected
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Docket MC1119020
Motor Carrier of Property (Except Household Goods) · ACTIVE · MC
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Universal Casualty Risk Retention Group, Inc
BMC-91X policy on file
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STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA
BIPD/Primary policy on file
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PROGRESSIVE PREFERRED INSURANCE CO.
BIPD/Primary policy on file
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BRICKTOWN SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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PROCESS AGENT SERVICE COMPANY, INC.
BOC-3 process agent · 123,913 carriers served
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472 inspections
Full roadside inspection history
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14 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch (HIGH)
BMC-91 filing instability timeline and classification rules
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.