RUBEN A ENCINAS
DBA: EG LOGISTICS
Joins 92 roadside inspections (24 mo), 1 authority docket, BIPD on file (NATIONAL UNITY INSURANCE COMPANY) from FMCSA public filings. Data as of Oct 29, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Insurance-lapse watch: HIGH Recent BMC-91 cancellation or instability without a clear replacement. Details →
- No FMCSA cargo filing (BMC-34/83) on file Household-goods movers generally need BMC-34 cargo on file with FMCSA. Soft signal only — confirm on L&I before tendering HHG freight.
- Prior insurance gap · 132 days Dec 29, 2018 → May 10, 2019
- Enterprise gap · 44 days Inactive May 16, 2022 → reinstated Jun 29, 2022
- Conditional safety rating Carrier did not meet the safety fitness standard at the last compliance review.
- OOS rate worse than size peers Driver 1.00% vs peer 0.00% · Vehicle 46.0% vs peer 0.00% Details →
- SMS BASIC alert threshold exceeded HOS
Plain-text risk summary (print / paste)
TruckCodex risk summary — RUBEN A ENCINAS (USDOT 3144521) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Blockers: (none) Cautions: • Insurance-lapse watch: HIGH — Recent BMC-91 cancellation or instability without a clear replacement. • No FMCSA cargo filing (BMC-34/83) on file — Household-goods movers generally need BMC-34 cargo on file with FMCSA. Soft signal only — confirm on L&I before tendering HHG freight. • Prior insurance gap · 132 days — Dec 29, 2018 → May 10, 2019 • Enterprise gap · 44 days — Inactive May 16, 2022 → reinstated Jun 29, 2022 • Conditional safety rating — Carrier did not meet the safety fitness standard at the last compliance review. • OOS rate worse than size peers — Driver 1.00% vs peer 0.00% · Vehicle 46.0% vs peer 0.00% On file: • 1 active operating authority • Insurance on file · $750,000 — NATIONAL UNITY INSURANCE COMPANY · 91X • BOC-3 process agent on file — DOTPROCESSAGENTS.COM LLC Source: https://truckcodex.com/usdot/3144521/ As of: Oct 29, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 29, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · C
Composite of 5/5 scored components (mean 59/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
C
confidence 100% · 5/5 signals · expand
TruckCodex filing & peer scorecard · C
Composite of 5/5 scored components (mean 59/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 1% vs peer median 0% (worse). Vehicle OOS 46% vs peer median 0% (worse). n=193664 same-size ACTIVE peers.
Official FMCSA Conditional safety rating.
Insurance-lapse watch: HIGH.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2022-06-29 (1,583 days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceNATIONAL UNITY INSURANCE COMPANYPolicy effective May 10, 2026
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Process AgentDOTPROCESSAGENTS.COM LLCBOC-3 on file
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Operating AuthorityMC101349ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 5 | 0 | 0 |
| Trailers | 18 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 170 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 92 | 92 | 0 |
| OOS inspections | 1 | 33 | 0 |
| OOS percentage | 1.09% | 35.87% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 193,664 ACTIVE carriers operating 2–8 power units (±50% of this carrier's 5 unit fleet).
Authority gap detected (1)
- Enterprise authority was inactive from May 16, 2022 to Jun 29, 2022 (44 days)
Historical coverage gap detected (1)
- No active BIPD/Primary insurance from Dec 29, 2018 to May 10, 2019 (132 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (34 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| California (CA) | 56 | 13 | 23.2% | Aug 21, 2026 |
| US (US) | 36 | 21 | 58.3% | Oct 1, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Freightliner | 110 | |
| International | 26 | |
| Heil | 14 | |
| Fruehauf | 13 | |
| Butl | 10 | |
| Peterbilt | 9 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 2 | — | 0.08 | 0 | — | Oct 26, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Hours of Service | 15 | — | 0.66 | 1 | ALERT | Oct 26, 2026 |
| Unsafe Driving | 3 | — | 3.56 | 4 | — | Oct 26, 2026 |
| Vehicle Maintenance | 75 | — | 11.70 | 12 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (170 rows) View all 170 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89167096 | Oct 1, 2026 | US | 1 | CALEXICO CA |
FREIGHTLINER TRUCK TRACTOR
|
2 | 395.32B-ELDDFR, 393.55E-B | No |
| 88765835 | Aug 21, 2026 | CA | 1 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
7 | 396.5B-HWSL, 393.95F, 396.5B-L | No |
| 88393192 | Jul 13, 2026 | CA | 2 | CONVOY ST NO SR-52 |
INTERNATIONAL TRUCK TRACTOR
|
4 | 393.201A-FRMC, 392.2-SLLS2, 393.13C3-CSURR | Yes |
| 87922789 | May 21, 2026 | US | 1 | — |
INTERNATIONAL TRUCK TRACTOR
|
1 | 396.3A1-OAL | No |
| 87375080 | Mar 16, 2026 | CA | 1 | CALEXICO EF |
FREIGHTLINER TRUCK TRACTOR
|
3 | 392.2-SLLSR, 393.45D-B | No |
| 87260143 | Mar 10, 2026 | US | 3 | CALEXICO CA |
FREIGHTLINER TRUCK TRACTOR
|
1 | 395.8A | No |
| 87132179 | Feb 20, 2026 | CA | 2 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
3 | 392.2-SLLSR, 393.11A1-CSLRR | No |
| 87140632 | Feb 19, 2026 | CA | 3 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
3 | 393.9A-LSLIWR, 393.9A-LTSI, 392.2-SLLSR | Yes |
| 87121639 | Feb 18, 2026 | CA | 1 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
3 | 393.11A1-CSLRR, 396.5B-L, 393.45B2-B-AIR | No |
| 87121305 | Feb 18, 2026 | CA | 2 | CALEXICO EF |
FREIGHTLINER TRUCK TRACTOR
|
4 | 392.2-SLLSR, 393.13D2-CSLRR | No |
| 87080950 | Feb 13, 2026 | CA | 1 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
7 | 392.2-SLLSR, 393.47E, 393.48A-BLMACBD | No |
| 87081381 | Feb 10, 2026 | CA | 1 | CALEXICO IF |
INTERNATIONAL TRUCK TRACTOR
|
7 | 396.5A-HNL, 396.5B-HWSL, 392.2-SLLSR | Yes |
| 87081071 | Feb 10, 2026 | CA | 1 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
4 | 392.2-SLLSR, 393.40A-B, 393.209D-STBSM | No |
| 86991279 | Feb 9, 2026 | US | 1 | CALEXICO CA |
FREIGHTLINER TRUCK TRACTOR
|
1 | 396.5B-L | No |
| 87009854 | Feb 5, 2026 | CA | 1 | CALEXICO IF |
INTERNATIONAL TRUCK TRACTOR
|
2 | 392.2-SLLSR, 393.11A1-LBL | No |
| 86940729 | Jan 30, 2026 | CA | 1 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
6 | 392.2-SLLSR, 396.5B-L, 393.45D-BAAL | No |
| 86942207 | Jan 28, 2026 | US | 1 | CALEXICO CA |
FREIGHTLINER TRUCK TRACTOR
|
2 | 393.75A3-TAOL, 395.32B-ELDDFR | Yes |
| 86941496 | Jan 27, 2026 | CA | 3 | CALEXICO IF |
FREIGHTLINER TRUCK TRACTOR
|
4 | 392.2-SLLSR | No |
| 86900342 | Jan 22, 2026 | CA | 1 | CALEXICO IF |
INTERNATIONAL TRUCK TRACTOR
|
5 | 393.75A3-TAOL, 392.2-SLLSR, 393.47E | Yes |
| 86848031 | Jan 16, 2026 | CA | 2 | — |
FREIGHTLINER TRUCK TRACTOR
|
9 | 393.75C-TAOTD-LT1/32, 392.2-SLLSR, 393.95A4-EEUS | Yes |
| 86692406 | Jan 2, 2026 | US | 1 | CALEXICO CA |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.95A4-EEUS | No |
| 86686385 | Dec 29, 2025 | CA | 3 | CALEXICO EF |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 86675120 | Dec 16, 2025 | US | 1 | CALEXICO CA |
INTERNATIONAL TRUCK TRACTOR
|
2 | 393.11A1-CSLRR, 396.3A1-BALAC | No |
| 86584525 | Dec 12, 2025 | CA | 1 | CALEXICO EF |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 86584508 | Dec 12, 2025 | CA | 2 | CALEXICO EF |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
Authority Records (1 docket)
MC Certificate Documents (2 letters, 2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Jun 29, 2022 | MC101349-C | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Jun 3, 2019 | MC101349-C | Original MC Certificate | Revocation | Original MC Certificate → |
Insurance Coverage Timeline (39 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| NATIONAL UNITY INSURANCE COMPANY | CMC 3259394 | 91X | $750,000 | May 10, 2026 | On file | ACTIVE |
| NATIONAL UNITY INSURANCE COMPANY | CMC 3259394 | BIPD/Primary | $750,000 | May 10, 2026 | On file | ACTIVE |
| NEW HORIZON INSURANCE COMPANY | NHS1672005 | BIPD/Primary | $750,000 | Jan 22, 2026 | On file | ACTIVE |
| NEW HORIZON INSURANCE COMPANY | NHS1672005 | BIPD/Primary | — | Dec 29, 2025 | Jan 22, 2026 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1672005 | BIPD/Primary | — | Dec 29, 2025 | Feb 20, 2026 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1672005 | BIPD/Primary | — | May 10, 2025 | Jan 21, 2026 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1672005 | BIPD/Primary | — | May 10, 2025 | Dec 29, 2025 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1389770 | BIPD/Primary | — | Jan 9, 2025 | May 10, 2025 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1389770 | BIPD/Primary | — | Dec 2, 2024 | Jan 9, 2025 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1389770 | BIPD/Primary | — | Jul 23, 2024 | Dec 2, 2024 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1389770 | BIPD/Primary | — | May 10, 2024 | Aug 21, 2024 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1389770 | BIPD/Primary | — | May 10, 2024 | Jul 23, 2024 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Mar 21, 2024 | May 10, 2024 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Feb 22, 2024 | Mar 21, 2024 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Feb 22, 2024 | Apr 6, 2024 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Jan 3, 2024 | Feb 22, 2024 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Jan 3, 2024 | Mar 22, 2024 | CANCELLED |
| PALOMAR SPECIALTY INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Dec 18, 2023 | Jan 3, 2024 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Dec 18, 2023 | Dec 18, 2023 | REPLACED |
| PALOMAR SPECIALTY INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Dec 18, 2023 | Jan 17, 2024 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Oct 24, 2023 | Dec 18, 2023 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Oct 24, 2023 | Oct 24, 2023 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Oct 20, 2023 | Nov 22, 2023 | CANCELLED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | Oct 20, 2023 | Oct 24, 2023 | REPLACED |
| NEW HORIZON INSURANCE COMPANY | NHS1121636 | BIPD/Primary | — | May 25, 2023 | Oct 20, 2023 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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May 11, 2026
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May 10, 2026insuranceCANCEL — NEW HORIZON INSURANCE COMPANY
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Feb 20, 2026insuranceTERM/CANCL — NEW HORIZON INSURANCE COMPANY
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Jan 22, 2026insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Jan 21, 2026insuranceTERM/CANCL — NEW HORIZON INSURANCE COMPANY
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Dec 30, 2025
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Dec 29, 2025insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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May 12, 2025
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May 10, 2025insuranceCANCEL — NEW HORIZON INSURANCE COMPANY
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Jan 9, 2025insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Dec 2, 2024insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Aug 21, 2024insuranceTERM/CANCL — NEW HORIZON INSURANCE COMPANY
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Jul 23, 2024insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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May 10, 2024
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May 10, 2024insuranceCANCEL — NEW HORIZON INSURANCE COMPANY
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Apr 6, 2024insuranceTERM/CANCL — NEW HORIZON INSURANCE COMPANY
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Apr 2, 2024
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Mar 22, 2024insuranceTERM/CANCL — NEW HORIZON INSURANCE COMPANY
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Mar 21, 2024insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Feb 22, 2024insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Jan 17, 2024insuranceTERM/CANCL — PALOMAR SPECIALTY INSURANCE COMPANY
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Jan 4, 2024
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Jan 3, 2024insuranceTERM/REPL — PALOMAR SPECIALTY INSURANCE COMPANY
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Dec 18, 2023insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Nov 22, 2023insuranceTERM/CANCL — NEW HORIZON INSURANCE COMPANY
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Oct 24, 2023insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Oct 20, 2023insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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Jun 21, 2023insuranceTERM/CANCL — NEW HORIZON INSURANCE COMPANY
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May 26, 2023
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May 25, 2023insuranceTERM/REPL — NEW HORIZON INSURANCE COMPANY
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May 11, 2023
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May 10, 2023insuranceCANCEL — NATIONAL UNITY INSURANCE COMPANY
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Jun 29, 2022
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May 16, 2022
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May 16, 2022authorityAuthority revoked — INVOLUNTARY REVOCATION
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May 16, 2022authority gapEnterprise authority inactive: 44 days (through Jun 29, 2022)
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May 10, 2022insuranceCANCEL — COMMERCIAL ALLIANCE INSURANCE COMPANY
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Mar 23, 2022insuranceTERM/CANCL — COMMERCIAL ALLIANCE INSURANCE COMPANY
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Feb 23, 2022insuranceTERM/REPL — COMMERCIAL ALLIANCE INSURANCE COMPANY
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May 10, 2021insuranceCANCEL — COMMERCIAL ALLIANCE INSURANCE COMPANY
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| CALEXICO IF | CA | 78 | 13 |
| CALEXICO CA | US | 45 | 27 |
| CALEXICO EF | CA | 19 | 3 |
| CALEXICOCA | US | 7 | 2 |
| DESERT HILLS IF | CA | 4 | 1 |
| EHRENBERG AZ | AZ | 2 | 1 |
| CALEXICO | CA | 2 | 1 |
| YUMA AZ | AZ | 1 | 0 |
| CALEXICO EAST PORT OF ENTRY | CA | 1 | 1 |
| CALEXICO ENFORCEMENT FACILITY | CA | 1 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 396.3(a)(1) | Inspection, repair and maintenance of parts and accessories | Vehicle Maintenance | 22 | 7 |
| 393.47(e) | Brake Out of Adjustment - Roto, Clamp (Short & Long), DD-3, or Bolt | Vehicle Maintenance | 18 | 0 |
| 392.2 | Violation of Local Laws | Unsafe Driving | 15 | 2 |
| 393.75(c) | Tire-other tread depth less than 2/32 of inch measured in a major tread groove | Vehicle Maintenance | 13 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 13 | 4 |
| 396.5(b) | Oil and/or grease leak | Vehicle Maintenance | 7 | 0 |
| 395.24 | HOS (ELD) - ELD form and manner | Hours of Service | 6 | 0 |
| 393.95(a) | No/discharged/unsecured fire extinguisher | Vehicle Maintenance | 4 | 0 |
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 3 | 3 |
| 393.95(f) | Emergency Equipment - Stopped vehicle warning devices missing or improper. | Vehicle Maintenance | 3 | 0 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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California carriers
All carriers based in California
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Calexico carriers
Carriers based in Calexico, CA
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Stations in California
Where this carrier might be inspected
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Docket MC101349
common · ACTIVE · MC
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NATIONAL UNITY INSURANCE COMPANY
91X policy on file
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NEW HORIZON INSURANCE COMPANY
BIPD/Primary policy on file
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PALOMAR SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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COMMERCIAL ALLIANCE INSURANCE COMPANY
BIPD/Primary policy on file
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DOTPROCESSAGENTS.COM LLC
BOC-3 process agent · 87,199 carriers served
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170 inspections
Full roadside inspection history
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch (HIGH)
BMC-91 filing instability timeline and classification rules
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.