BMM TRANSPORTATION LLC
Joins 2 roadside inspections (24 mo), 1 authority docket, BIPD on file (BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN) from FMCSA public filings. Data as of Oct 26, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 58 days Oct 25, 2005 → Dec 22, 2005
- Prior insurance gap · 176 days Mar 9, 2006 → Sep 1, 2006
- Common (Property) gap · 2750 days Inactive Oct 15, 2013 → reinstated Apr 26, 2021
- Common (Property) gap · 70 days Inactive May 7, 2013 → reinstated Jul 16, 2013
- OOS rate worse than size peers Driver 50.0% vs peer 0.00% Details →
Plain-text risk summary (print / paste)
TruckCodex risk summary — BMM TRANSPORTATION LLC (USDOT 1295965) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Blockers: (none) Cautions: • Prior insurance gap · 58 days — Oct 25, 2005 → Dec 22, 2005 • Prior insurance gap · 176 days — Mar 9, 2006 → Sep 1, 2006 • Common (Property) gap · 2750 days — Inactive Oct 15, 2013 → reinstated Apr 26, 2021 • Common (Property) gap · 70 days — Inactive May 7, 2013 → reinstated Jul 16, 2013 • OOS rate worse than size peers — Driver 50.0% vs peer 0.00% On file: • 1 active operating authority • Insurance on file · $750,000 — BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN · 91X • BOC-3 process agent on file — #1 A+ AGENTS OF PROCESS, INC. Source: https://truckcodex.com/usdot/1295965/ As of: Oct 26, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 26, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 85/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 85/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 50% vs peer median 0% (worse). Vehicle OOS 0% vs peer median 0% (neutral). n=269778 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Recent changes
- Power Units +1 (1 → 2) · May 25, 2026 · FMCSA Company Census
- Drivers +1 (1 → 2) · May 25, 2026 · FMCSA Company Census
- Physical street 1911 GRAYSON HWY STE 8-176 → 2064 WINDSOR MILL CT · Aug 28, 2026 · FMCSA Company Census
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN · BMC-91X · $750,000
2 active liability filings
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2022-05-20 (1,621 days). Published gates only — not a guarantee they will accept. Confirm with the broker.
-
InsuranceBERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANPolicy effective Jan 12, 2026
-
Process Agent#1 A+ AGENTS OF PROCESS, INC.BOC-3 on file
-
Operating AuthorityMC508990ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 0 | 2 | 0 |
| Trailers | 0 | 2 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 2 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 0 | 0 | 0 | 0 |
| Tow-away | 1 | 0 | 1 | 2 |
| Crash reports | 1 | 0 | 1 | 2 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 6 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 2 | 2 | 0 |
| OOS inspections | 1 | 0 | 0 |
| OOS percentage | 50% | 0% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 269,778 ACTIVE carriers operating 1–3 power units (±50% of this carrier's 2 unit fleet).
Authority gaps detected (4)
- Common (Property) authority was inactive from Oct 15, 2013 to Apr 26, 2021 (2750 days)
- Common (Property) authority was inactive from May 7, 2013 to Jul 16, 2013 (70 days)
- Common (Property) authority was inactive from Mar 21, 2011 to May 3, 2011 (43 days)
- Common (Property) authority was inactive from Oct 31, 2005 to Sep 6, 2006 (310 days)
Historical coverage gaps detected (5)
- No active BIPD/Primary insurance from Oct 25, 2005 to Dec 22, 2005 (58 days)
- No active BIPD/Primary insurance from Mar 9, 2006 to Sep 1, 2006 (176 days)
- No active BIPD/Primary insurance from Mar 11, 2011 to Mar 30, 2011 (19 days)
- No active BIPD/Primary insurance from May 1, 2013 to Jul 2, 2013 (62 days)
- No active BIPD/Primary insurance from Oct 9, 2013 to Apr 19, 2021 (2749 days)
Fleet History
Field change history →Sourced from FMCSA daily imports; field-level change log. 3 tracked changes on record. · 1 driver-count change · 1 address change
Record Changes
-
-
Physical street 1911 GRAYSON HWY STE 8-176 2064 WINDSOR MILL CTSeen 84 times · first May 25, 2026 · last Aug 28, 2026 FMCSA Company Census
-
-
-
Drivers 1 2Seen 2 times · first May 25, 2026 · last May 25, 2026 FMCSA Company Census
-
Power Units 1 2Seen 2 times · first May 25, 2026 · last May 25, 2026 FMCSA Company Census
-
Power Units Over Time
Bar height reflects reported power-unit count after each FMCSA filing update.
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (3 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Pennsylvania (PA) | 1 | 1 | 100.0% | Aug 6, 2025 |
| Tennessee (TN) | 1 | 0 | 0.0% | Oct 15, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Hours of Service | 1 | — | 7.00 | 7 | — | Oct 26, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Vehicle Maintenance | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (6 rows) View all 6 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89287679 | Oct 15, 2026 | TN | 3 | DAYTON TN |
PETERBILT TRUCK TRACTOR
|
1 | 392.2-SLLSR | No |
| 85432199 | Aug 6, 2025 | PA | 3 | — |
KENWORTH TRUCK TRACTOR
|
10 | 395.8A1-HOSP, 392.2-SLLSR, 396.17C-PI | Yes |
| 82186741 | Jul 22, 2024 | GA | 3 | PERRY GA |
KENWORTH TRUCK TRACTOR
|
1 | 392.2 | No |
| 79642214 | Sep 12, 2023 | SC | 3 | I-77 SB ROADSIDE |
KENWORTH TRUCK TRACTOR
|
1 | 392.2 | No |
| 79593730 | Sep 2, 2023 | FL | 2 | SR 91 N |
PETERBILT TRUCK TRACTOR
|
5 | 396.17(c), 393.78, 393.9(a) | No |
| 79232868 | Jul 25, 2023 | NC | 3 | I95 SB EXIT 116 |
PETERBILT TRUCK TRACTOR
|
1 | 395.8(k)(2) | Yes |
Recent Crashes (2 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| TN0400711142 | Oct 15, 2026 | TN | Yes | No | Tow | ||
| GA0009784963 | Feb 14, 2025 | GA | 0 | 0 | Yes | No | Tow |
Authority Records (1 docket)
MC Certificate Documents (10 letters, 3 PDFs available)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
Some letters share the same legacy archived file path — we show one PDF link for the primary document and list the other actions as metadata (type + date) until per-letter PDFs are re-extracted.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| May 20, 2022 | MC508990-C | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Apr 29, 2021 | MC508990 | Name Change | Revocation | Metadata only |
| Apr 26, 2021 | MC508990-C | Reinstatement Letter | Reinstatement | Metadata only |
| Jul 16, 2013 | MC508990-C | Reinstatement Letter | Reinstatement | Metadata only |
| May 3, 2011 | MC508990-C | Reinstatement Letter | Reinstatement | Metadata only |
| Sep 10, 2010 | MC508990-C | Daily Register | Reinstatement | Daily Register → |
| Sep 10, 2010 | MC508990-C | Reinstatement Letter | Reinstatement | Metadata only |
| Sep 25, 2009 | MC508990-C | Reinstatement Letter | Reinstatement | Metadata only |
| Sep 6, 2006 | MC508990-C | Reinstatement Letter | Reinstatement | Metadata only |
| Jan 21, 2005 | MC508990-C | Original MC Certificate | Revocation | Original MC Certificate → |
Insurance Coverage Timeline (51 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN | 02TRM067546-01 | 91X | $750,000 | Jan 12, 2026 | On file | ACTIVE |
| BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN | 02TRM067546-01 | BIPD/Primary | $750,000 | Jan 12, 2026 | On file | ACTIVE |
| BERKLEY CASUALTY COMPANY | 7853172 | BIPD/Primary | — | Oct 20, 2025 | Jan 14, 2026 | CANCELLED |
| BERKLEY CASUALTY COMPANY | 7853172 | BIPD/Primary | — | Apr 14, 2025 | Oct 20, 2025 | CANCELLED |
| TRISURA SPECIALTY INSURANCE COMPANY | TRI21L9967 | BIPD/Primary | — | Apr 14, 2024 | Apr 14, 2025 | CANCELLED |
| CANAL INSURANCE CO. | 544886001 | BIPD/Primary | — | Apr 14, 2022 | Apr 14, 2024 | REPLACED |
| PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI | CA948268840 | BIPD/Primary | — | Apr 26, 2021 | Apr 14, 2022 | REPLACED |
| PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI | CA 948268840 | BIPD/Primary | — | Apr 19, 2021 | Jun 1, 2021 | NAME CHANGED |
| PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI | CA 948268840 | BIPD/Primary | — | Apr 19, 2021 | Apr 26, 2021 | REPLACED |
| Coverage gap — 2749 days without BIPD/Primary coverage from Oct 9, 2013 to Apr 19, 2021 | ||||||
| BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN | 02TRM003540-01 | BIPD/Primary | — | Jul 15, 2013 | Oct 9, 2013 | CANCELLED |
| BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN | 02TRM003540-01 | BIPD/Primary | — | Jul 2, 2013 | Jul 15, 2013 | REPLACED |
| BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN | 02TRM003540-01 | BIPD/Primary | — | Jul 2, 2013 | Aug 18, 2013 | CANCELLED |
| Coverage gap — 62 days without BIPD/Primary coverage from May 1, 2013 to Jul 2, 2013 | ||||||
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Oct 24, 2012 | REPLACED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Feb 7, 2013 | CANCELLED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Dec 18, 2012 | CANCELLED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Oct 24, 2012 | REPLACED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Oct 24, 2012 | REPLACED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Mar 29, 2013 | CANCELLED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | May 1, 2013 | CANCELLED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Feb 4, 2013 | CANCELLED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Oct 24, 2012 | REPLACED |
| TOWER INSURANCE COMPANY OF NEW YORK | BAPBZ0520012 | BIPD/Primary | — | Oct 24, 2012 | Jan 30, 2013 | CANCELLED |
| PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI | CA 8401943 | BIPD/Primary | — | Jan 20, 2012 | Oct 24, 2012 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
-
Jan 14, 2026
-
Jan 14, 2026insuranceCANCEL — BERKLEY CASUALTY COMPANY
-
Oct 20, 2025insuranceCANCEL — BERKLEY CASUALTY COMPANY
-
Apr 14, 2025
-
Apr 14, 2025insuranceCANCEL — TRISURA SPECIALTY INSURANCE COMPANY
-
Apr 14, 2024insuranceTERM/REPL — CANAL INSURANCE CO.
-
May 20, 2022
-
May 16, 2022
-
May 11, 2022authorityAuthority revoked — INVOLUNTARY REVOCATION
-
Apr 14, 2022insuranceTERM/REPL — PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI
-
Jun 1, 2021insuranceTERM/CANCL — PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI
-
Apr 27, 2021
-
Apr 26, 2021insuranceTERM/REPL — PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI
-
Oct 15, 2013
-
Oct 15, 2013authorityAuthority revoked — INVOLUNTARY REVOCATION
-
Oct 15, 2013authority gapCommon (Property) authority inactive: 2750 days (through Apr 26, 2021)
-
Oct 9, 2013insuranceCANCEL — BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN
-
Oct 9, 2013insurance gapCoverage gap: 2749 days without BIPD/Primary insurance (through Apr 19, 2021)
-
Aug 18, 2013insuranceTERM/CANCL — BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN
-
Jul 15, 2013insuranceTERM/REPL — BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN
-
May 7, 2013
-
May 7, 2013authorityAuthority revoked — INVOLUNTARY REVOCATION
-
May 7, 2013authority gapCommon (Property) authority inactive: 70 days (through Jul 16, 2013)
-
May 1, 2013insuranceCANCEL — TOWER INSURANCE COMPANY OF NEW YORK
-
May 1, 2013insurance gapCoverage gap: 62 days without BIPD/Primary insurance (through Jul 2, 2013)
-
Mar 29, 2013insuranceTERM/CANCL — TOWER INSURANCE COMPANY OF NEW YORK
-
Mar 6, 2013
-
Feb 7, 2013insuranceTERM/CANCL — TOWER INSURANCE COMPANY OF NEW YORK
-
Feb 4, 2013insuranceTERM/CANCL — TOWER INSURANCE COMPANY OF NEW YORK
-
Jan 30, 2013insuranceTERM/CANCL — TOWER INSURANCE COMPANY OF NEW YORK
-
Dec 21, 2012
-
Dec 18, 2012insuranceCANCEL — TOWER INSURANCE COMPANY OF NEW YORK
-
Nov 20, 2012insuranceTERM/CANCL — PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI
-
Nov 8, 2012
-
Oct 24, 2012insuranceTERM/REPL — TOWER INSURANCE COMPANY OF NEW YORK
-
Oct 24, 2012insuranceTERM/REPL — PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI
-
Jan 23, 2012
-
Jan 20, 2012insuranceCANCEL — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.
-
Mar 21, 2011
-
Mar 21, 2011authorityAuthority revoked — INVOLUNTARY REVOCATION
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| SR 91 N | FL | 1 | 0 |
| PERRY GA | GA | 1 | 0 |
| I95 SB EXIT 116 | NC | 1 | 1 |
| I-77 SB ROADSIDE | SC | 1 | 0 |
| DAYTON TN | TN | 1 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 3 | 0 |
| 396.17(c) | Operating a CMV without proof of a periodic inspection | Vehicle Maintenance | 2 | 0 |
| 393.78 | Wipers - Inoperative / missing / damaged wipers. | Vehicle Maintenance | 1 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 1 | 0 |
| 395.8(k)(2) | Driver failing to retain previous 7 days records of duty status | Hours of Service | 1 | 1 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
-
Field change history
History-watch change dates and as-of snapshots
-
Georgia carriers
All carriers based in Georgia
-
Grayson carriers
Carriers based in Grayson, GA
-
Stations in Georgia
Where this carrier might be inspected
-
Docket MC508990
common · ACTIVE · MC
-
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN
91X policy on file
-
BERKLEY CASUALTY COMPANY
BIPD/Primary policy on file
-
TRISURA SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
-
CANAL INSURANCE CO.
BIPD/Primary policy on file
-
PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI
BIPD/Primary policy on file
-
TOWER INSURANCE COMPANY OF NEW YORK
BIPD/Primary policy on file
-
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.
BIPD/Primary policy on file
-
STAR INSURANCE COMPANY
BIPD/Primary policy on file
-
NORTHLAND INSURANCE COMPANY
BIPD/Primary policy on file
-
HARTFORD FIRE INSURANCE COMPANY
CARGO policy on file
-
THE INSURANCE CO OF THE STATE OF PENNSYLVANIA
BIPD/Primary policy on file
-
CAROLINA CASUALTY INSURANCE CO.
BIPD/Primary policy on file
-
#1 A+ AGENTS OF PROCESS, INC.
BOC-3 process agent · 128,463 carriers served
-
6 inspections
Full roadside inspection history
-
2 reportable crashes
FMCSA MCMIS crash log
-
Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
-
File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
-
Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
-
All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
-
Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
-
How FMCSA safety ratings work
BASIC percentiles and compliance review context
-
BOC-3 process agents explained
Why every interstate carrier must file a process agent
-
FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
-
Roadside inspection rights
What drivers and carriers can expect during a stop
-
Book / don't book
PASS / CAUTION / REJECT triage from public filings.
-
Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
-
Cancel desk
Pending L&I cancellations and coverage gaps.
-
Chameleon check
Heuristic cluster peers from public census fields.
-
Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.