C D C DISTRIBUTORS INC
Joins 46 roadside inspections (24 mo), 1 authority docket, BIPD on file (ARCH INSURANCE COMPANY) from FMCSA public filings. Data as of Nov 2, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- SMS BASIC alert threshold exceeded Controlled Substances
- 2 fatalities on crash record 20 FMCSA-reportable crashes on file. Details →
Plain-text risk summary (print / paste)
TruckCodex risk summary — C D C DISTRIBUTORS INC (USDOT 90372) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Blockers: (none) Cautions: • SMS BASIC alert threshold exceeded — Controlled Substances • 2 fatalities on crash record — 20 FMCSA-reportable crashes on file. On file: • 2 active operating authorities • Active insurance on file — Arch Insurance Company · BMC-91X • BOC-3 process agent on file — PROCESS AGENT SERVICE COMPANY, INC. • Satisfactory FMCSA safety rating Source: https://truckcodex.com/usdot/90372/ As of: Nov 2, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Nov 2, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Peer OOS benchmark unavailable (missing power units, OOS rates, or fewer than 5 same-size peers).
NR reason: Peer OOS benchmark not available for this carrier.
Official FMCSA Satisfactory safety rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Recent changes
- Power Units +2 (22 → 24) · Jun 12, 2026 · FMCSA Company Census
- Drivers +1 (23 → 24) · May 25, 2026 · FMCSA Company Census
- Company officer 2 WALLY GERBUS → ANTHONY ROBERTO · Oct 19, 2026 · FMCSA Company Census
- Company officer ANTHONY ROBERTO → WALLY GERBUS · Oct 19, 2026 · FMCSA Company Census
- Legal Name CDC DISTRIBUTORS INC → C D C DISTRIBUTORS INC · Jun 12, 2026 · FMCSA Company Census
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2007-09-04 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceArch Insurance CompanyPolicy effective Jul 31, 2025
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Process AgentPROCESS AGENT SERVICE COMPANY, INC.BOC-3 on file
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Operating AuthorityMC611633ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 16 | 0 | 0 |
| Trailers | 25 | 0 | 0 |
| Trucks | 1 | 5 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 20 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 0 | 0 | 1 | 1 |
| Tow-away | 0 | 0 | 4 | 4 |
| Crash reports | 0 | 0 | 4 | 4 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 100 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 46 | 46 | 0 |
| OOS inspections | 1 | 5 | 0 |
| OOS percentage | 2.17% | 10.87% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Fleet History
Field change history →Sourced from FMCSA daily imports; field-level change log. 5 tracked changes on record. · 1 driver-count change · 2 officer changes
Record Changes
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Company officer 2 WALLY GERBUS ANTHONY ROBERTOFMCSA Company Census
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Company officer ANTHONY ROBERTO WALLY GERBUSFMCSA Company Census
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Legal Name CDC DISTRIBUTORS INC C D C DISTRIBUTORS INCFMCSA Company Census
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Power Units 22 24FMCSA Company Census
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Drivers 23 24FMCSA Company Census
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Power Units Over Time
Bar height reflects reported power-unit count after each FMCSA filing update.
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (30 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Ohio (OH) | 10 | 2 | 20.0% | Sep 30, 2026 |
| Kentucky (KY) | 10 | 1 | 10.0% | Aug 27, 2026 |
| Michigan (MI) | 10 | 2 | 20.0% | Jul 24, 2026 |
| Indiana (IN) | 7 | 0 | 0.0% | Feb 13, 2026 |
| Illinois (IL) | 5 | 0 | 0.0% | Feb 12, 2026 |
| Missouri (MO) | 2 | 1 | 50.0% | Jun 17, 2025 |
| US (US) | 1 | 0 | 0.0% | Dec 10, 2024 |
| West Virginia (WV) | 1 | 0 | 0.0% | Oct 28, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Freightliner | 65 | |
| Great Dane | 23 | |
| Utility | 9 | |
| Hyundai Translead | 5 | |
| Frt | 3 | |
| Ford | 2 | |
| International | 2 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 1 | — | 0.14 | 0 | — | Oct 26, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | ALERT | Oct 26, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Unsafe Driving | 7 | — | 2.87 | 3 | — | Oct 26, 2026 |
| Vehicle Maintenance | 15 | — | 5.02 | 5 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (100 rows) View all 100 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89395905 | Oct 28, 2026 | WV | 2 | HURRICANE WV | — | 0 | — | No |
| 89159467 | Sep 30, 2026 | OH | 3 | SARDINIA OH |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89005933 | Sep 14, 2026 | OH | 3 | RIPLEY OH |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 88842805 | Aug 27, 2026 | OH | 1 | AKRON OH |
FREIGHTLINER STRAIGHT TRUCK
|
1 | 391.11B4-CLHA | Yes |
| 88823815 | Aug 27, 2026 | KY | 3 | WALTON KY |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 88545435 | Jul 27, 2026 | OH | 2 | — |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 88509581 | Jul 24, 2026 | MI | 3 | — |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLS2 | No |
| 88445112 | Jul 17, 2026 | KY | 1 | — |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 87711995 | Apr 29, 2026 | KY | 2 | VERONA |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 87673721 | Apr 24, 2026 | MI | 1 | WB FOWLERVILLE SCALE |
FREIGHTLINER TRUCK TRACTOR
|
6 | 3A1-BOS, 75A3-TAOL, 47E | Yes |
| 87608188 | Apr 15, 2026 | KY | 3 | VERONA |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 87233323 | Mar 5, 2026 | OH | 3 | FINDLAY OH |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 87226335 | Mar 4, 2026 | MI | 3 | mi-us-223-@-myers-hwy |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLSR | No |
| 87060064 | Feb 13, 2026 | IN | 2 | SEYMOUR IN |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
| 87043078 | Feb 12, 2026 | IL | 1 | il-026---carlock---i-74-w/b |
FREIGHTLINER TRUCK TRACTOR
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3 | 393.209E, 393.47E, 393.53B | No |
| 86765445 | Jan 12, 2026 | KY | 3 | LONDON |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLS3 | No |
| 86739142 | Jan 6, 2026 | MI | 3 | mi-nb-i-275-@-canton-rest-area |
Freightliner TRUCK TRACTOR
OH U349892
·
3AKJHLDV0KSKE826
|
1 | 392.2-SLLLR | No |
| 86479583 | Dec 2, 2025 | MI | 2 | mi-monroe-scale-n/b |
FREIGHTLINER TRUCK TRACTOR
|
2 | 393.9A-LHLI, 392.2-SLLHFD | No |
| 86423236 | Nov 25, 2025 | MI | 3 | — |
FREIGHTLINER TRUCK TRACTOR
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2 | 390.21TB1-MC, 392.2-SLLS2 | No |
| 86402472 | Nov 24, 2025 | KY | 2 | LONDON |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.75A3-TAOL | Yes |
| 86339776 | Nov 14, 2025 | MI | 1 | WB SCALES |
FREIGHTLINER TRUCK TRACTOR
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6 | 396.3A1-BALR, 393.45B2-BHTD, 393.47E | Yes |
| 86243324 | Nov 5, 2025 | KY | 1 | ELIZABETHTOWN |
FREIGHTLINER TRUCK TRACTOR
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1 | 393.45D-B | No |
| 86030577 | Oct 13, 2025 | KY | 3 | CAMPBELLSVILLE |
FREIGHTLINER TRUCK TRACTOR
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1 | 392.2-SLLS3 | No |
| 85630024 | Aug 27, 2025 | IN | 1 | KOKOMO IN |
FREIGHTLINER STRAIGHT TRUCK
|
0 | — | No |
| 85601025 | Aug 25, 2025 | OH | 1 | HARRISON OH |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
Recent Crashes (20 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| ILX003909457 | Jul 31, 2025 | IL | 0 | 1 | Yes | No | Injury |
| OH0253115285 | Jun 24, 2025 | OH | 0 | 0 | Yes | No | Tow |
| IN0904723972 | May 19, 2025 | IN | 0 | 0 | Yes | No | Tow |
| MI0003470849 | Apr 7, 2025 | MI | 0 | 0 | Yes | No | Tow |
| KY0072623782 | May 11, 2021 | KY | 0 | 0 | Yes | No | Tow |
| KY0072554902 | Oct 19, 2020 | KY | 0 | 0 | Yes | No | Tow |
| MI0002081808 | Sep 1, 2020 | MI | 0 | 0 | Yes | No | Tow |
| MI0001989631 | Apr 6, 2020 | MI | 0 | 0 | Yes | No | Tow |
| OH0196283886 | Dec 30, 2019 | OH | 0 | 0 | Yes | No | Tow |
| OH0166045070 | Apr 8, 2016 | OH | 0 | 1 | Yes | No | Injury |
| ILU130553742 | Oct 3, 2014 | IL | 0 | 0 | Yes | No | Tow |
| KY0070977003 | Feb 9, 2011 | KY | 1 | 2 | Yes | No | Fatal |
| MI0006856670 | Dec 4, 2007 | MI | 1 | 0 | Yes | No | Fatal |
| IN0900768318 | Oct 30, 2007 | IN | 0 | 2 | Yes | No | Injury |
| OH0078080679 | Apr 5, 2007 | OH | 0 | 1 | Yes | No | Injury |
| MI0005666177 | Jun 20, 2004 | MI | 0 | 0 | Yes | No | Tow |
| KY000026312A | Mar 24, 1994 | KY | 0 | 0 | Yes | No | Tow |
| KY000016071A | Feb 10, 1994 | KY | 0 | 0 | Yes | No | Tow |
| KY000018717A | Feb 3, 1994 | KY | 0 | 0 | Yes | No | Tow |
| KY000293201A | Sep 15, 1993 | KY | 0 | 2 | Yes | No | Injury |
Authority Records (2 dockets)
MC Certificate Documents (2 letters, 2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Sep 4, 2007 | MC611633-C | Original MC Certificate | Revocation | Original MC Certificate → |
| Jul 11, 2007 | MC611633 | Daily Register | Permit | Daily Register → |
Insurance Coverage Timeline (16 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| Arch Insurance Company | 41CAB5340900 | BMC-91X | — | Jul 31, 2025 | On file | ACTIVE |
| ARCH INSURANCE COMPANY | 41CAB5340900 | 91X | $1,000,000 | Jul 31, 2025 | On file | ACTIVE |
| AMERICAN AUTOMOBILE INSURANCE COMPANY | SCV0137442301 | BIPD/Primary | — | Jul 31, 2023 | Jul 31, 2025 | REPLACED |
| AMERICAN AUTOMOBILE INSURANCE COMPANY | SCV0137442301 | BIPD/Primary | — | Jul 31, 2023 | Aug 8, 2025 | CANCELLED |
| SELECTIVE INSURANCE COMPANY OF AMERICA | S2557395 | BIPD/Primary | — | Jul 31, 2022 | Jan 3, 2024 | CANCELLED |
| SELECTIVE INSURANCE COMPANY OF AMERICA | S2557395 | BIPD/Primary | — | Jul 31, 2022 | Jul 31, 2023 | REPLACED |
| SELECTIVE INSURANCE COMPANY OF AMERICA | S2519035 | BIPD/Primary | — | Aug 9, 2021 | Jul 31, 2021 | REPLACED |
| SELECTIVE INSURANCE COMPANY OF AMERICA | S2519035 | BIPD/Primary | — | Jul 31, 2021 | Jul 31, 2022 | REPLACED |
| PROPERTY AND CASUALTY INS. CO. OF HARTFORD | 33 UUN ZL5846 | BIPD/Primary | — | Jul 31, 2019 | Aug 9, 2021 | REPLACED |
| PROPERTY AND CASUALTY INS. CO. OF HARTFORD | 33 UUN ZL5846 | BIPD/Primary | — | Jul 31, 2019 | Aug 29, 2021 | CANCELLED |
| PROPERTY AND CASUALTY INS. CO. OF HARTFORD | 33 UUN ZL5846 | BIPD/Primary | — | Jul 31, 2018 | Jul 31, 2019 | REPLACED |
| ZURICH AMERICAN INSURANCE COMPANY | CPO 9312346-01 | BIPD/Primary | — | Jul 31, 2012 | Jul 31, 2018 | REPLACED |
| AMERICAN ZURICH INSURANCE COMPANY | CPO931234600 | BIPD/Primary | — | Jul 31, 2011 | Jul 31, 2012 | REPLACED |
| ALLIED PROPERTY & CASUALTY INSURANCE COMPANY | ACP BAPC 71-2700124 | BIPD/Primary | — | Jul 31, 2007 | Aug 24, 2011 | CANCELLED |
| ALLIED PROPERTY & CASUALTY INSURANCE COMPANY | ACP BAPC 71-2700124 | BIPD/Primary | — | Jul 31, 2007 | Jul 31, 2011 | REPLACED |
| ALLIED PROPERTY & CASUALTY INSURANCE COMPANY | ACP CIMP 71-2700124 | CARGO | — | Jul 31, 2007 | Aug 24, 2011 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Aug 8, 2025insuranceTERM/CANCL — AMERICAN AUTOMOBILE INSURANCE COMPANY
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Aug 4, 2025
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Jul 31, 2025insuranceTERM/REPL — AMERICAN AUTOMOBILE INSURANCE COMPANY
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Jan 3, 2024insuranceTERM/CANCL — SELECTIVE INSURANCE COMPANY OF AMERICA
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Dec 18, 2023
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Jul 31, 2023insuranceTERM/REPL — SELECTIVE INSURANCE COMPANY OF AMERICA
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Sep 29, 2022
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Aug 22, 2022
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Jul 31, 2022insuranceTERM/REPL — SELECTIVE INSURANCE COMPANY OF AMERICA
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Aug 29, 2021insuranceTERM/CANCL — PROPERTY AND CASUALTY INS. CO. OF HARTFORD
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Aug 10, 2021
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Aug 9, 2021insuranceTERM/REPL — PROPERTY AND CASUALTY INS. CO. OF HARTFORD
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Jul 31, 2021insuranceTERM/REPL — SELECTIVE INSURANCE COMPANY OF AMERICA
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Jul 31, 2019insuranceTERM/REPL — PROPERTY AND CASUALTY INS. CO. OF HARTFORD
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Jul 31, 2018insuranceTERM/REPL — ZURICH AMERICAN INSURANCE COMPANY
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Jul 31, 2012insuranceTERM/REPL — AMERICAN ZURICH INSURANCE COMPANY
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Aug 24, 2011insuranceTERM/CANCL — ALLIED PROPERTY & CASUALTY INSURANCE COMPANY
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Aug 24, 2011insuranceCANCEL — ALLIED PROPERTY & CASUALTY INSURANCE COMPANY
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Aug 9, 2011
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Jul 31, 2011insuranceTERM/REPL — ALLIED PROPERTY & CASUALTY INSURANCE COMPANY
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Sep 4, 2007
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| I-64 | IL | 4 | 0 |
| SEYMOUR IN | IN | 4 | 0 |
| LONDON | KY | 4 | 1 |
| ROADSIDE | OH | 4 | 0 |
| LIBERTY IN | IN | 3 | 0 |
| FINDLAY OH | OH | 3 | 1 |
| FRANKFORT | KY | 2 | 0 |
| KUTTAWA | KY | 2 | 0 |
| VERONA | KY | 2 | 0 |
| FINDLAY SCALES | OH | 2 | 1 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 14 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 6 | 0 |
| 393.75(a) | Flat tire or fabric exposed | Vehicle Maintenance | 2 | 1 |
| 393.102(a)(1)(ii) | Insufficient means to prevent rearward movement | Vehicle Maintenance | 1 | 0 |
| 393.25(e) | Lamp not steady burning | Vehicle Maintenance | 1 | 0 |
| 393.45(d) | Brake connections with leaks or constrictions | Vehicle Maintenance | 1 | 0 |
| 393.47(a) | Inadequate brakes for safe stopping - Brake Lining condition | Vehicle Maintenance | 1 | 0 |
| 393.47(e) | Brake Out of Adjustment - Roto, Clamp (Short & Long), DD-3, or Bolt | Vehicle Maintenance | 1 | 0 |
| 393.53(b) | CMV manufactured after 10/19/94 has an automatic airbrake adjustment system that fails to compensate for wear | Vehicle Maintenance | 1 | 0 |
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 1 | 1 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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Ohio carriers
All carriers based in Ohio
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Cincinnati carriers
Carriers based in Cincinnati, OH
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Stations in Ohio
Where this carrier might be inspected
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Docket MC611633
Motor Carrier of Property (Except Household Goods) · ACTIVE · MC
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Arch Insurance Company
BMC-91X policy on file
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AMERICAN AUTOMOBILE INSURANCE COMPANY
BIPD/Primary policy on file
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SELECTIVE INSURANCE COMPANY OF AMERICA
BIPD/Primary policy on file
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PROPERTY AND CASUALTY INS. CO. OF HARTFORD
BIPD/Primary policy on file
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ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary policy on file
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AMERICAN ZURICH INSURANCE COMPANY
BIPD/Primary policy on file
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ALLIED PROPERTY & CASUALTY INSURANCE COMPANY
BIPD/Primary policy on file
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PROCESS AGENT SERVICE COMPANY, INC.
BOC-3 process agent · 123,913 carriers served
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100 inspections
Full roadside inspection history
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20 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.