NYGIA LOGISTICS INC
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Insurance-lapse watch: HIGH Recent BMC-91 cancellation or instability without a clear replacement. Details →
- OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
Plain-text risk summary (print / paste)
TruckCodex risk summary — NYGIA LOGISTICS INC (USDOT 3602962) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $1,000,000 Officer(s): GISELLE MOSCOSO (Company officer) Blockers: (none) Cautions: • Insurance-lapse watch: HIGH — Recent BMC-91 cancellation or instability without a clear replacement. • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median. On file: • 1 active operating authority • Insurance on file · $1,000,000 — AGENCY INSURANCE COMPANY OF MARYLAND, INC · BIPD/Primary • BOC-3 process agent on file — #1 A BOC-3 FILING INC Source: https://truckcodex.com/usdot/3602962/ As of: Jul 18, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade C
Composite of 4/5 scored components (mean 63/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
C
confidence 80% · 4/5 signals
Compliance grade C
Composite of 4/5 scored components (mean 63/100). Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 26.7% vs peer median 0% (worse). Vehicle OOS 14.3% vs peer median 0% (worse). n=240416 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
Insurance-lapse watch: HIGH.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Caution.
AGENCY INSURANCE COMPANY OF MARYLAND, INC · BIPD/Primary · $1,000,000
AGENCY INSURANCE COMPANY OF MARYLAND, INC · 91X · $1,000,000
AGENCY INSURANCE COMPANY OF MARYLAND, INC · BIPD/Primary · $1,000,000
3 active policies
Company profile
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InsuranceAGENCY INSURANCE COMPANY OF MARYLAND, INCPolicy effective Apr 30, 2026
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Process Agent#1 A BOC-3 FILING INCBOC-3 on file
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Operating AuthorityMC1224491ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trucks | 1 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 25 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 14 | 14 | 0 |
| OOS inspections | 4 | 0 | 0 |
| OOS percentage | 28.57% | 0% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
NYGIA LOGISTICS INC is a motor carrier based in ALLENTOWN, PA, registered with the FMCSA under USDOT 3602962. The carrier is currently active in FMCSA's records, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 1 power unit and 3 drivers, with 25 roadside inspections on file and a peak out-of-service rate of 26.7%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
NYGIA LOGISTICS INC is a small fleet, operating 1 power unit and 3 drivers, based in Allentown, PA. Across 13 roadside inspections in the last 24 months, the fleet recorded a 30.8% out-of-service rate, with no reportable crashes on file. Operating authority is active for common.
13 roadside inspections over the last 24 months, up 18% versus the prior 24 months, concentrated in NC (4) and PA (3), with Level 3 inspections the most common.
30.8% out-of-service rate; led by Unsafe Driving (38.1% of violations); top code 392.2 (Operating a CMV while ill or fatigued) cited 4 times.
The fleet comprises 1 power unit (small fleet) and 3 drivers; Hino and Hind are the most-inspected makes.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 240,416 ACTIVE carriers operating 1–2 power units (±50% of this carrier's 1 unit fleet).
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (24 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Pennsylvania (PA) | 4 | 1 | 25.0% | Jun 22, 2026 |
| North Carolina (NC) | 4 | 0 | 0.0% | Apr 4, 2025 |
| Maine (ME) | 1 | 1 | 100.0% | Feb 5, 2026 |
| Mississippi (MS) | 1 | 1 | 100.0% | May 17, 2025 |
| New Jersey (NJ) | 1 | 1 | 100.0% | Sep 5, 2024 |
| Georgia (GA) | 1 | 0 | 0.0% | Mar 27, 2025 |
| West Virginia (WV) | 1 | 0 | 0.0% | Jul 14, 2025 |
| Illinois (IL) | 1 | 0 | 0.0% | Oct 3, 2024 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Hino | 17 | |
| Hind | 4 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 4 | — | 0.42 | 0 | — | Jul 13, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Jul 13, 2026 |
| Hours of Service | 4 | — | 2.47 | 2 | — | Jul 13, 2026 |
| Unsafe Driving | 5 | — | 7.33 | 7 | — | Jul 13, 2026 |
| Vehicle Maintenance | 2 | — | 1.60 | 2 | — | Jul 13, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (25 rows) View all 25 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 88206891 | Jun 22, 2026 | PA | 3 | — |
HINO STRAIGHT TRUCK
|
2 | 392.2-SLLOWZ, 392.16-D | No |
| 86976073 | Feb 5, 2026 | ME | 3 | TOPSHAM |
HINO STRAIGHT TRUCK
|
3 | 395.3A3-HOSPRNC, 392.2SLLHOS, 395.22H1-ELDNUM | Yes |
| 85217934 | Jul 14, 2025 | WV | 3 | WHEELING WV |
HINO STRAIGHT TRUCK
|
1 | 392.2-SLLS2 | No |
| 84741406 | May 17, 2025 | MS | 3 | NEWTON COUNTY |
HINO STRAIGHT TRUCK
|
1 | 395.8A-ELD | Yes |
| 84615910 | May 7, 2025 | PA | 2 | — |
HINO STRAIGHT TRUCK
|
3 | 392.2-SLLTCD, 396.9D2-FTF, 393.95F | No |
| 84330767 | Apr 4, 2025 | NC | 3 | nc-halifax-weigh-station,-i-95,-n |
HINO STRAIGHT TRUCK
|
0 | — | No |
| 84294218 | Apr 1, 2025 | NC | 2 | nc-iredell-county,-i-40 |
HINO STRAIGHT TRUCK
Ticket: Hind
|
0 | — | No |
| 84301333 | Mar 27, 2025 | GA | 1 | DARIEN GA |
HINO STRAIGHT TRUCK
|
1 | 392.2-SLLSR | No |
| 83883358 | Feb 15, 2025 | NC | 3 | I-95 SB |
HINO STRAIGHT TRUCK
Ticket: Hind
|
1 | 395.34A1 | No |
| 82848225 | Oct 3, 2024 | IL | 3 | I80 |
HINO STRAIGHT TRUCK
|
0 | — | No |
| 82779724 | Sep 24, 2024 | PA | 2 | pa-i476-@-wyoming-valley-toll-pla |
HINO STRAIGHT TRUCK
|
3 | 391.41(a)(1), 393.95(f), 392.2 | Yes |
| 82607866 | Sep 5, 2024 | NJ | 2 | HOLLAND TUNNEL TOLL PLAZA JC |
HINO STRAIGHT TRUCK
|
1 | 391.41(a)(1) | Yes |
| 82286468 | Aug 1, 2024 | NC | 3 | CHATTAM ST |
HINO STRAIGHT TRUCK
Ticket: Hind
|
2 | 392.2, 391.41(a) | No |
| 82280711 | Jul 31, 2024 | PA | 3 | — |
HINO STRAIGHT TRUCK
|
5 | 392.2, 395.24(c)(2)(iii), 395.30(b)(1) | No |
| 81408892 | Apr 18, 2024 | NC | 2 | NC 115 |
HINO STRAIGHT TRUCK
|
3 | 396.3(a)(1), 393.9(a), 391.45(b) | Yes |
| 81103030 | Mar 8, 2024 | TN | 1 | HAYWOOD COUNTY |
HINO STRAIGHT TRUCK
|
1 | 395.8E-HOSPD | Yes |
| 80273709 | Nov 30, 2023 | ME | 3 | me-pittsfield---scales-nb |
HINO STRAIGHT TRUCK
|
2 | 395.8(f)(1), 392.2 | No |
| 80048683 | Oct 30, 2023 | NJ | 3 | — |
HINO STRAIGHT TRUCK
|
0 | — | No |
| 79887527 | Oct 10, 2023 | PA | 2 | — |
HINO STRAIGHT TRUCK
|
2 | 395.22(h)(4), 395.3(a)(3)(ii) | No |
| 80146249 | Oct 4, 2023 | MO | 1 | — |
HINO STRAIGHT TRUCK
|
1 | 395.8 | No |
| 79482108 | Aug 23, 2023 | NC | 1 | LUMBERTON WEIGH STATION I-95 S |
HINO STRAIGHT TRUCK
Ticket: Hind
|
0 | — | No |
| 79106164 | Jul 10, 2023 | MD | 2 | BALTIMORE CITY |
HINO STRAIGHT TRUCK
|
0 | — | No |
| 78741092 | May 25, 2023 | TN | 1 | INTERSTATE 24 WB |
HINO STRAIGHT TRUCK
|
1 | 396.7 | No |
| 78406950 | Apr 19, 2023 | PA | 1 | — |
HINO STRAIGHT TRUCK
|
4 | 395.8(e)(1), 393.201(b), 393.11 | Yes |
| 78283264 | Apr 5, 2023 | WV | 3 | I-64 WEST BOUND WINFIELD WS | — | 0 | — | No |
Authority Records (1 docket)
MC Certificate Documents (1 PDF)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Jul 2, 2021 | MC1224491-C | CPL | REVOCATION | CPL → |
Insurance Coverage Timeline (19 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | $1,000,000 | Apr 30, 2026 | On file | ACTIVE |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | 91X | $1,000,000 | Apr 30, 2026 | On file | ACTIVE |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | $1,000,000 | Feb 27, 2026 | On file | ACTIVE |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Jan 30, 2026 | Feb 27, 2026 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Nov 1, 2025 | Jan 30, 2026 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Nov 1, 2025 | Mar 3, 2026 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Oct 18, 2025 | Nov 25, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Oct 18, 2025 | Oct 18, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Oct 18, 2025 | Nov 1, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Aug 9, 2025 | Nov 2, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Aug 9, 2025 | Oct 18, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Jun 5, 2025 | Aug 9, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Jun 5, 2025 | Jun 5, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Jun 5, 2025 | Oct 22, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Nov 25, 2024 | Jun 5, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0053811 | BIPD/Primary | — | Nov 25, 2024 | Jul 4, 2025 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA03822845 | BIPD/Primary | — | Oct 25, 2024 | Dec 19, 2024 | CANCELLED |
| UNITED FINANCIAL CASUALTY COMPANY | CA03822845 | BIPD/Primary | — | Oct 25, 2024 | Nov 25, 2024 | REPLACED |
| UNITED FINANCIAL CASUALTY COMPANY | CA03822845 | BIPD/Primary | — | Jun 23, 2021 | Oct 25, 2024 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Jun 1, 2026insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Apr 30, 2026insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Mar 3, 2026insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Feb 27, 2026insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jan 30, 2026insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Nov 25, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Nov 4, 2025
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Nov 2, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Nov 1, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Oct 22, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Oct 21, 2025
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Oct 18, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Aug 9, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jul 4, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jun 5, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Dec 19, 2024insuranceTERM/CANCL — UNITED FINANCIAL CASUALTY COMPANY
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Nov 27, 2024
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Nov 25, 2024insuranceTERM/REPL — UNITED FINANCIAL CASUALTY COMPANY
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Oct 25, 2024insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Jul 2, 2021
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| DARIEN GA | GA | 1 | 0 |
| I80 | IL | 1 | 0 |
| BALTIMORE CITY | MD | 1 | 0 |
| TOPSHAM | ME | 1 | 1 |
| NEWTON COUNTY | MS | 1 | 1 |
| CHATTAM ST | NC | 1 | 0 |
| I-95 SB | NC | 1 | 0 |
| LUMBERTON WEIGH STATION I-95 S | NC | 1 | 0 |
| NC 115 | NC | 1 | 1 |
| HOLLAND TUNNEL TOLL PLAZA JC | NJ | 1 | 1 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws - Explain: | Unsafe Driving | 5 | 0 |
| 391.41(a)(1) | 391.41(a)(1) | Driver Fitness | 3 | 2 |
| 393.201(b) | Bolts securing cab broken/loose/missing | Vehicle Maintenance | 2 | 0 |
| 391.41(a) | Operating a property-carrying vehicle without a valid medical certificate in possession or on file with the state drivers licensing agency. History of either failing to produce a medical certificate or having an expired medical certificate. | Driver Fitness | 1 | 0 |
| 391.45(b) | Expired medical examiner's certificate | Driver Fitness | 1 | 0 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 1 | 0 |
| 393.95(f) | Emergency Equipment - Stopped vehicle warning devices missing or improper. | Vehicle Maintenance | 1 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 1 | 0 |
| 395.22(h)(4) | Driver failed to maintain supply of blank drivers records of duty status graph-grids | Hours of Service | 1 | 0 |
| 395.24(c)(2)(iii) | Driver failed to manually add shipping document number | Hours of Service | 1 | 0 |
Related Records Cross-references to every adjacent page
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Pennsylvania carriers
All carriers based in Pennsylvania
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Allentown carriers
Carriers based in Allentown, PA
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Stations in Pennsylvania
Where this carrier might be inspected
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Docket MC1224491
common · ACTIVE · MC
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AGENCY INSURANCE COMPANY OF MARYLAND, INC
BIPD/Primary policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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#1 A BOC-3 FILING INC
BOC-3 process agent · 108,819 carriers served
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25 inspections
Full roadside inspection history
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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Insurance-lapse watch (HIGH)
BMC-91 filing instability timeline and classification rules
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify NYGIA LOGISTICS INC
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about NYGIA LOGISTICS INC
Is NYGIA LOGISTICS INC an active motor carrier? ▾
What is NYGIA LOGISTICS INC's safety rating? ▾
How many inspections has NYGIA LOGISTICS INC had? ▾
What is NYGIA LOGISTICS INC's out-of-service rate? ▾
Where is NYGIA LOGISTICS INC based? ▾
Does NYGIA LOGISTICS INC have valid operating authority? ▾
How many trucks and drivers does NYGIA LOGISTICS INC operate? ▾
Has NYGIA LOGISTICS INC had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.