FREIGHTEX FREIGHT SERVICES LLC
Joins 150 roadside inspections (24 mo), 1 authority docket, BIPD on file (Arch Insurance Company) from FMCSA public filings. Data as of Oct 8, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
Plain-text risk summary (print / paste)
TruckCodex risk summary — FREIGHTEX FREIGHT SERVICES LLC (USDOT 2387910) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $1,000,000 Blockers: (none) Cautions: • Prior insurance gap · 306 days — Mar 1, 2025 → Jan 1, 2026 • Property Broker gap · 77 days — Inactive Dec 11, 2013 → reinstated Feb 26, 2014 • OOS rate worse than size peers — Vehicle 29.1% vs peer 14.9% • 1 fatality on crash record — 19 FMCSA-reportable crashes on file. On file: • 2 active operating authorities • Insurance on file · $1,000,000 — ARCH INSURANCE COMPANY · 91X • BOC-3 process agent on file — dotprocessagents.com llc Source: https://truckcodex.com/usdot/2387910/ As of: Oct 8, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 8, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 85/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 85/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 29.1% vs peer median 14.9% (worse). n=17496 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2013-05-10 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceARCH INSURANCE COMPANYPolicy effective Mar 1, 2025
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Process Agentdotprocessagents.com llcBOC-3 on file
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Operating AuthorityMC816635ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 54 | 4 | 0 |
| Trailers | 110 | 2 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 19 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 0 | 0 | 0 | 0 |
| Tow-away | 0 | 0 | 2 | 2 |
| Crash reports | 0 | 0 | 2 | 2 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 235 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 150 | 150 | 0 |
| OOS inspections | 0 | 15 | 0 |
| OOS percentage | 0% | 10% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 17,496 ACTIVE carriers operating 29–87 power units (±50% of this carrier's 58 unit fleet).
Authority gap detected (1)
- Property Broker authority was inactive from Dec 11, 2013 to Feb 26, 2014 (77 days)
Historical coverage gap detected (1)
- No active BIPD/Primary insurance from Mar 1, 2025 to Jan 1, 2026 (306 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (36 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| North Dakota (ND) | 40 | 2 | 5.0% | Sep 23, 2026 |
| South Dakota (SD) | 29 | 7 | 24.1% | Sep 16, 2026 |
| Minnesota (MN) | 16 | 1 | 6.3% | Apr 10, 2026 |
| California (CA) | 10 | 0 | 0.0% | Aug 31, 2026 |
| Iowa (IA) | 8 | 2 | 25.0% | Oct 3, 2026 |
| Kansas (KS) | 6 | 0 | 0.0% | Sep 27, 2026 |
| Nebraska (NE) | 5 | 0 | 0.0% | Sep 29, 2026 |
| Montana (MT) | 4 | 0 | 0.0% | Jan 18, 2026 |
| Washington (WA) | 4 | 1 | 25.0% | Dec 1, 2025 |
| Nevada (NV) | 3 | 0 | 0.0% | Dec 19, 2025 |
| Wyoming (WY) | 2 | 0 | 0.0% | Aug 25, 2026 |
| Illinois (IL) | 2 | 0 | 0.0% | Sep 10, 2025 |
| Indiana (IN) | 2 | 0 | 0.0% | Feb 12, 2026 |
| New Mexico (NM) | 2 | 0 | 0.0% | Aug 12, 2026 |
| Ohio (OH) | 2 | 0 | 0.0% | Aug 14, 2025 |
| Oklahoma (OK) | 2 | 0 | 0.0% | Mar 31, 2025 |
| Colorado (CO) | 2 | 0 | 0.0% | Sep 21, 2026 |
| Tennessee (TN) | 2 | 0 | 0.0% | Jul 31, 2026 |
| Wisconsin (WI) | 2 | 1 | 50.0% | Sep 11, 2026 |
| Maryland (MD) | 1 | 0 | 0.0% | Jun 2, 2025 |
| Florida (FL) | 1 | 0 | 0.0% | Mar 20, 2025 |
| Mississippi (MS) | 1 | 0 | 0.0% | Sep 21, 2026 |
| Kentucky (KY) | 1 | 1 | 100.0% | Nov 20, 2025 |
| Georgia (GA) | 1 | 0 | 0.0% | Oct 7, 2025 |
| Texas (TX) | 1 | 0 | 0.0% | Dec 12, 2024 |
| Utah (UT) | 1 | 0 | 0.0% | Jul 18, 2025 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Great Dane | 146 | |
| Kenworth | 114 | |
| Volvo | 43 | |
| Freightliner | 23 | |
| Peterbilt | 17 | |
| Hyundai Translead | 10 | |
| Utility | 7 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Hours of Service | 8 | — | 0.11 | 0 | — | Oct 5, 2026 |
| Unsafe Driving | 5 | — | 0.92 | 1 | — | Oct 5, 2026 |
| Vehicle Maintenance | 26 | — | 3.33 | 3 | — | Oct 5, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (235 rows) View all 235 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89171732 | Oct 3, 2026 | IA | 1 | IA |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 89129470 | Sep 29, 2026 | NE | 3 | ALMA NE |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89110859 | Sep 27, 2026 | KS | 2 | CLOUD COUNTY - 029 |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 89088287 | Sep 23, 2026 | ND | 3 | GARDNER ND |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 89073323 | Sep 21, 2026 | CO | 3 | FORT COLLINS CO |
VOLVO TRUCK TRUCK TRACTOR
|
1 | 395.30B1-ELDDFR | No |
| 89070591 | Sep 21, 2026 | ND | 1 | JAMESTOWN ND |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89051017 | Sep 21, 2026 | MS | 3 | SB PAPER MILL EXIT RAMP MS |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 89024813 | Sep 16, 2026 | SD | 3 | VALLEY SPRINGS SD |
VOLVO TRUCK TRUCK TRACTOR
|
1 | 392.2-SLLIRP | No |
| 89016149 | Sep 16, 2026 | ND | 3 | JAMESTOWN ND |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 89023487 | Sep 15, 2026 | ND | 3 | FARGO ND |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 88980847 | Sep 11, 2026 | WI | 2 | STOUGHTON WI | — | 0 | — | No |
| 88864610 | Aug 31, 2026 | CA | 1 | MT. PASS IF |
VOLVO TRUCK TRUCK TRACTOR
|
1 | 393.45D-B | No |
| 88854472 | Aug 30, 2026 | CA | 3 | MT. PASS CVEF JPOE |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 88818316 | Aug 25, 2026 | ND | 3 | BUXTON ND |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 88791350 | Aug 25, 2026 | WY | 3 | US 85 POE |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 88791597 | Aug 24, 2026 | ND | 3 | BUXTON ND |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 88680114 | Aug 12, 2026 | NM | 2 | — |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 88665005 | Aug 10, 2026 | ND | 3 | — |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 88649519 | Aug 9, 2026 | IA | 2 | — | — | 1 | 393.75A3-TAOLTIS | Yes |
| 88584560 | Jul 31, 2026 | TN | 2 | — |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 88561293 | Jul 30, 2026 | SD | 1 | — |
KENWORTH TRUCK TRACTOR
|
1 | 393.9A-LSLIWR | Yes |
| 87950187 | May 25, 2026 | CA | 2 | DONNER PASS IF |
VOLVO TRUCK TRUCK TRACTOR
|
1 | 392.2-SLLED | No |
| 87949400 | May 25, 2026 | SD | 3 | — |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 87935105 | May 21, 2026 | ND | 2 | — |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 87933418 | May 20, 2026 | SD | 3 | — |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
Recent Crashes (19 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| TN0400241536 | Apr 5, 2025 | TN | 0 | 0 | Yes | No | Tow |
| IN0904633092 | Dec 13, 2024 | IN | 0 | 0 | Yes | No | Tow |
| ILX003518362 | Aug 15, 2024 | IL | 0 | 0 | Yes | No | Tow |
| AR2024547647 | Aug 6, 2024 | AR | 1 | 1 | Yes | No | Fatal |
| ND0001150233 | Feb 8, 2024 | ND | 0 | 2 | Yes | No | Injury |
| MT2350190100 | May 24, 2023 | MT | 0 | 0 | Yes | No | Tow |
| ND0001132545 | Dec 21, 2022 | ND | 0 | 0 | Yes | No | Tow |
| ILX002863941 | Dec 13, 2022 | IL | 0 | 0 | Yes | No | Tow |
| IN0904171478 | Nov 4, 2022 | IN | 0 | 0 | Yes | No | Tow |
| AR2021545337 | Jul 27, 2021 | AR | 0 | 0 | Yes | No | Tow |
| WI0000107582 | Feb 12, 2019 | WI | 0 | 1 | Yes | No | Injury |
| WI0000107474 | Feb 10, 2019 | WI | 0 | 1 | Yes | No | Injury |
| TX5E17HQE1H6 | Jan 12, 2019 | TX | 0 | 0 | Yes | No | Tow |
| UT1807048071 | Nov 30, 2018 | UT | 0 | 0 | Yes | No | Tow |
| WI0000106120 | Oct 10, 2018 | WI | 0 | 0 | Yes | No | Tow |
| WI0000105973 | Sep 21, 2018 | WI | 0 | 4 | Yes | No | Injury |
| SD0201803266 | Feb 24, 2018 | SD | 0 | 0 | Yes | No | Tow |
| IL00M2488610 | Feb 26, 2015 | IL | 0 | 0 | Yes | No | Tow |
| MN0150420289 | Feb 9, 2015 | MN | 0 | 0 | Yes | No | Tow |
Authority Records (3 dockets)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Jun 9, 2026 | MC816635 | Broker of Property (Except Household Goods) | INACTIVE | — |
MC Certificate Documents (5 letters, 2 PDFs available)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
Some letters share the same legacy archived file path — we show one PDF link for the primary document and list the other actions as metadata (type + date) until per-letter PDFs are re-extracted.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Apr 12, 2016 | MC816635-B | Voluntary Revocation | Revocation | Metadata only |
| Feb 26, 2014 | MC816635-B | Reinstatement Letter | Reinstatement | Metadata only |
| May 10, 2013 | MC816635-C | Original MC Certificate | Revocation | Original MC Certificate → |
| Apr 26, 2013 | MC816635 | Daily Register | Other | Daily Register → |
| Mar 21, 2013 | MC816635-B | Original MC Certificate | Revocation | Metadata only |
Insurance Coverage Timeline (16 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| ARCH INSURANCE COMPANY | ZACAT9327701 | BIPD/Primary | — | Jan 1, 2026 | Mar 1, 2025 | REPLACED |
| ARCH INSURANCE COMPANY | ZACAT9327700 | 91X | $1,000,000 | Mar 1, 2025 | On file | ACTIVE |
| ARCH INSURANCE COMPANY | ZACAT9327700 | BIPD/Primary | — | Mar 1, 2025 | Jan 1, 2025 | REPLACED |
| Arch Insurance Company | ZACAT9327700 | BMC-91X | — | Mar 1, 2025 | On file | ACTIVE |
| Coverage gap — 306 days without BIPD/Primary coverage from Mar 1, 2025 to Jan 1, 2026 | ||||||
| ARCH INSURANCE COMPANY | ZACAT9327701 | BIPD/Primary | — | Jan 1, 2025 | Mar 1, 2025 | REPLACED |
| CANAL INSURANCE CO. | CT631905001 | BIPD/Primary | — | Mar 1, 2024 | Mar 1, 2025 | REPLACED |
| CANAL INSURANCE CO. | 631905001 | BIPD/Primary | — | Mar 1, 2021 | Mar 1, 2024 | REPLACED |
| CANAL INSURANCE CO. | 556782001 | BIPD/Primary | — | Dec 1, 2019 | Mar 1, 2021 | REPLACED |
| CANAL INSURANCE CO. | 556782001 | BIPD/Primary | — | Dec 1, 2019 | Mar 29, 2021 | CANCELLED |
| GREAT WEST CASUALTY CO. | MCP35143A | BIPD/Primary | — | Nov 13, 2017 | Dec 1, 2019 | REPLACED |
| CANAL INSURANCE CO. | PIA08295702 | BIPD/Primary | — | Nov 13, 2016 | Nov 13, 2017 | REPLACED |
| CANAL INSURANCE CO. | PIA08295701 | BIPD/Primary | — | Nov 13, 2015 | Nov 13, 2016 | REPLACED |
| BREMER BANK, N.A. | NONE | TRUST FUND | — | Feb 13, 2014 | Sep 4, 2014 | REPLACED |
| UNITED FINANCIAL CASUALTY COMPANY | CA 2167324 | BIPD/Primary | — | Apr 18, 2013 | Nov 13, 2015 | REPLACED |
| BREMER BANK, N.A. | NONE | TRUST FUND | — | Mar 5, 2013 | Feb 13, 2014 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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Jun 9, 2026
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Mar 1, 2025insuranceTERM/REPL — CANAL INSURANCE CO.
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Mar 1, 2025insuranceTERM/REPL — ARCH INSURANCE COMPANY
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Mar 1, 2025insurance gapCoverage gap: 306 days without BIPD/Primary insurance (through Jan 1, 2026)
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Jan 1, 2025insuranceTERM/REPL — ARCH INSURANCE COMPANY
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Mar 1, 2024insuranceTERM/REPL — CANAL INSURANCE CO.
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Oct 6, 2021enforcementEnforcement case ND-2021-0016-US1534 — $8,550
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Mar 29, 2021insuranceTERM/CANCL — CANAL INSURANCE CO.
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Mar 1, 2021insuranceTERM/REPL — CANAL INSURANCE CO.
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Dec 1, 2019insuranceTERM/REPL — GREAT WEST CASUALTY CO.
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Nov 13, 2017insuranceTERM/REPL — CANAL INSURANCE CO.
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Nov 13, 2016insuranceTERM/REPL — CANAL INSURANCE CO.
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Apr 12, 2016
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Nov 13, 2015insuranceTERM/REPL — UNITED FINANCIAL CASUALTY COMPANY
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Sep 16, 2014
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Sep 15, 2014
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Sep 4, 2014insuranceTERM/REPL — BREMER BANK, N.A.
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Feb 13, 2014insuranceTERM/REPL — BREMER BANK, N.A.
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Dec 11, 2013
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Dec 11, 2013authorityAuthority revoked — INVOLUNTARY REVOCATION
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Dec 11, 2013authority gapProperty Broker authority inactive: 77 days (through Feb 26, 2014)
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May 10, 2013
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| BUXTON ND | ND | 15 | 0 |
| SISSETON SD | SD | 15 | 5 |
| JEFFERSON SD | SD | 12 | 1 |
| JAMESTOWN ND | ND | 9 | 0 |
| ERSKINE MN | MN | 8 | 1 |
| MOORHEAD MN | MN | 6 | 0 |
| RED RIVER WEIGH STATION | MN | 5 | 1 |
| BISMARCK ND | ND | 5 | 0 |
| JEFFERSON PORT OF ENTRY | SD | 5 | 0 |
| FARGO ND | ND | 4 | 2 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 20 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 6 | 1 |
| 393.45(b)(2) | Brake hose or tubing chafing and/or kinking | Vehicle Maintenance | 3 | 2 |
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 3 | 3 |
| 395.8(e)(1) | Making, or permitting a driver to make, a false report regarding duty status | Hours of Service | 3 | 0 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 1 | 0 |
| 393.11(b) | Lighting devices/reflectors | Vehicle Maintenance | 1 | 0 |
| 393.47(e) | Brake Out of Adjustment - Roto, Clamp (Short & Long), DD-3, or Bolt | Vehicle Maintenance | 1 | 0 |
| 393.53(b) | CMV manufactured after 10/19/94 has an automatic airbrake adjustment system that fails to compensate for wear | Vehicle Maintenance | 1 | 0 |
| 393.55(c)(1) | Truck Tractor manufactured on or after March 1, 1997 not equipped with an antilock brake system. | Vehicle Maintenance | 1 | 0 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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North Dakota carriers
All carriers based in North Dakota
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Grand Forks carriers
Carriers based in Grand Forks, ND
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Stations in North Dakota
Where this carrier might be inspected
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Docket MC816635
Broker of Property (Except Household Goods) · INACTIVE · MC
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ARCH INSURANCE COMPANY
BIPD/Primary policy on file
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CANAL INSURANCE CO.
BIPD/Primary policy on file
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GREAT WEST CASUALTY CO.
BIPD/Primary policy on file
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BREMER BANK, N.A.
TRUST FUND policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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dotprocessagents.com llc
BOC-3 process agent · 87,843 carriers served
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235 inspections
Full roadside inspection history
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19 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.