FRALEY & SCHILLING INC
Joins 1,227 roadside inspections (24 mo), 1 authority docket, BIPD on file (Travelers Indemnity Co of Connecticut) from FMCSA public filings. Data as of Oct 28, 2026. Booking triage is above; confirm on SAFER before tendering.
No hard blockers on file
Authority and insurance signals look clear in our data. Still verify live on FMCSA SAFER / L&I before tendering a load.
Plain-text risk summary (print / paste)
TruckCodex risk summary — FRALEY & SCHILLING INC (USDOT 125465) Verdict: CLEAR TO REVIEW No hard blockers on file Authority and insurance signals look clear in our data. Still verify live on FMCSA SAFER / L&I before tendering a load. Authority / census status: Active Blockers: (none) Cautions: (none) On file: • 2 active operating authorities • Active insurance on file — Travelers Indemnity Co of Connecticut · BMC-91X • BOC-3 process agent on file — TRUCK PROCESS AGENTS OF AMERICA, INC • Satisfactory FMCSA safety rating • OOS rate better than size peers Source: https://truckcodex.com/usdot/125465/ As of: Oct 28, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 28, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 5/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 100% · 5/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 5/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 1.3% vs peer median 1.3% (neutral). Vehicle OOS 11.3% vs peer median 15.8% (better). n=980 same-size ACTIVE peers.
Official FMCSA Satisfactory safety rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Clear to review.
Recent changes
- Power Units +9 (774 → 783) · Jun 22, 2026 · FMCSA Company Census
- Power Units −9 (783 → 774) · Jun 12, 2026 · FMCSA Company Census
- Drivers +32 (664 → 696) · May 25, 2026 · FMCSA Company Census
- Authority status Broker of Property (Except Household Goods):REVOKED → Broker of Property (Except Household Goods):INACTIVE · Oct 25, 2026 · fmcsa-motus-carrier
- Authority status Broker of Property (Except Household Goods):INACTIVE → Broker of Property (Except Household Goods):REVOKED · Oct 25, 2026 · fmcsa-motus-authhist
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 1984-05-09 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
-
InsuranceTravelers Indemnity Co of ConnecticutPolicy effective Oct 1, 2019
-
Process AgentTRUCK PROCESS AGENTS OF AMERICA, INCBOC-3 on file
-
Operating AuthorityMC126091ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 670 | 104 | 0 |
| Trailers | 1,034 | 3 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Accident reports (24 months)
All 536 crashes →| Last 6 months | 6–12 months | 12–24 months | Total | |
|---|---|---|---|---|
| Fatalities | 0 | 0 | 0 | 0 |
| Injuries | 1 | 3 | 10 | 14 |
| Tow-away | 2 | 12 | 22 | 36 |
| Crash reports | 2 | 12 | 22 | 36 |
Reportable crashes from FMCSA MCMIS for the trailing 24 months. Counts may differ slightly from SAFER due to reporting lag.
Inspections (24 months)
All 2,066 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 1,227 | 1,227 | 0 |
| OOS inspections | 14 | 94 | 0 |
| OOS percentage | 1.14% | 7.66% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 980 ACTIVE carriers operating 391–1,175 power units (±50% of this carrier's 783 unit fleet).
Fleet History
Field change history →Sourced from FMCSA daily imports; field-level change log. 6 tracked changes on record. · 1 driver-count change · 2 authority-status changes
Record Changes
-
-
Authority status Broker of Property (Except Household Goods):REVOKED Broker of Property (Except Household Goods):INACTIVESeen 9 times · first Aug 16, 2026 · last Oct 25, 2026 fmcsa-motus-carrier
-
Authority status Broker of Property (Except Household Goods):INACTIVE Broker of Property (Except Household Goods):REVOKEDSeen 9 times · first Aug 16, 2026 · last Oct 25, 2026 fmcsa-motus-authhist
-
-
-
Power Units 774 783FMCSA Company Census
-
-
-
Power Units 783 774Not reflected on current profile FMCSA Company Census
-
-
-
Drivers 664 696FMCSA Company Census
-
Power Units 741 783FMCSA Company Census
-
Power Units Over Time
Bar height reflects reported power-unit count after each FMCSA filing update.
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (37 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Tennessee (TN) | 337 | 29 | 8.6% | Oct 21, 2026 |
| South Carolina (SC) | 146 | 13 | 8.9% | Oct 14, 2026 |
| Ohio (OH) | 124 | 11 | 8.9% | Oct 21, 2026 |
| Indiana (IN) | 103 | 3 | 2.9% | Oct 8, 2026 |
| Kentucky (KY) | 103 | 10 | 9.7% | Oct 22, 2026 |
| North Carolina (NC) | 86 | 3 | 3.5% | Oct 22, 2026 |
| Georgia (GA) | 32 | 1 | 3.1% | Oct 8, 2026 |
| Alabama (AL) | 31 | 3 | 9.7% | Oct 5, 2026 |
| Illinois (IL) | 31 | 1 | 3.2% | Aug 24, 2026 |
| Arkansas (AR) | 29 | 5 | 17.2% | Oct 11, 2026 |
| Maryland (MD) | 27 | 1 | 3.7% | Oct 14, 2026 |
| Pennsylvania (PA) | 27 | 6 | 22.2% | Sep 15, 2026 |
| Texas (TX) | 25 | 0 | 0.0% | Sep 10, 2026 |
| Virginia (VA) | 18 | 1 | 5.6% | Sep 28, 2026 |
| Mississippi (MS) | 17 | 1 | 5.9% | Oct 19, 2026 |
| West Virginia (WV) | 16 | 2 | 12.5% | Aug 25, 2026 |
| Michigan (MI) | 14 | 5 | 35.7% | Jul 29, 2026 |
| Missouri (MO) | 12 | 2 | 16.7% | Oct 14, 2026 |
| Iowa (IA) | 7 | 0 | 0.0% | Sep 14, 2026 |
| Wisconsin (WI) | 6 | 0 | 0.0% | Oct 6, 2026 |
| New York (NY) | 5 | 0 | 0.0% | Mar 9, 2026 |
| Minnesota (MN) | 4 | 1 | 25.0% | Jan 13, 2026 |
| New Jersey (NJ) | 4 | 1 | 25.0% | Aug 6, 2026 |
| Louisiana (LA) | 4 | 2 | 50.0% | Sep 10, 2026 |
| Delaware (DE) | 3 | 2 | 66.7% | Apr 3, 2026 |
| Colorado (CO) | 3 | 0 | 0.0% | Feb 20, 2026 |
| New Mexico (NM) | 2 | 0 | 0.0% | Sep 1, 2026 |
| Connecticut (CT) | 2 | 1 | 50.0% | Jun 5, 2026 |
| Oklahoma (OK) | 2 | 0 | 0.0% | May 13, 2026 |
| Florida (FL) | 2 | 0 | 0.0% | Mar 20, 2025 |
| California (CA) | 1 | 0 | 0.0% | Dec 15, 2024 |
| Massachusetts (MA) | 1 | 1 | 100.0% | Nov 10, 2025 |
| Nebraska (NE) | 1 | 0 | 0.0% | Oct 30, 2025 |
| Kansas (KS) | 1 | 0 | 0.0% | Sep 16, 2025 |
| US (US) | 1 | 0 | 0.0% | Aug 27, 2025 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Kenworth | 952 | |
| Freightliner | 557 | |
| Unknown | 355 | |
| Trailer | 151 | |
| Great Dane | 130 | |
| Extr | 127 | |
| Mack | 98 | |
| Extreme Tr | 54 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 14 | — | 0.08 | 0 | — | Oct 26, 2026 |
| Controlled Substances / Alcohol | 1 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Hours of Service | 70 | — | 0.14 | 0 | — | Oct 26, 2026 |
| Unsafe Driving | 150 | — | 1.91 | 2 | — | Oct 26, 2026 |
| Vehicle Maintenance | 212 | — | 2.48 | 2 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (2,066 rows) View all 2,066 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89350251 | Oct 23, 2026 | TN | 3 | MANCHESTER TN |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 89332025 | Oct 22, 2026 | NC | 3 | ROCKY MOUNT NC |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89328383 | Oct 22, 2026 | KY | 2 | LONDON KY |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.75A3-TAOL | Yes |
| 89337554 | Oct 21, 2026 | TN | 1 | KNOXVILLE TN |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89337492 | Oct 21, 2026 | OH | 2 | — |
KENWORTH TRUCK TRACTOR
|
8 | 396.3A1-F, 392.9A2-C, 393.116B-CL | No |
| 89337320 | Oct 21, 2026 | TN | 1 | KNOXVILLE TN |
FREIGHTLINER TRUCK TRACTOR
|
2 | 392.9A2-C, 393.95A4-EENA | Yes |
| 89335787 | Oct 21, 2026 | OH | 1 | SAINT MARYS OH |
KENWORTH TRUCK TRACTOR
|
1 | 392.2-SLLMF | No |
| 89328211 | Oct 20, 2026 | OH | 1 | WAPAKONETA OH |
KENWORTH TRUCK TRACTOR
|
3 | 393.45D-B, 393.95A4-EENA | No |
| 89326337 | Oct 20, 2026 | TN | 3 | ATHENS TN |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89323913 | Oct 20, 2026 | TN | 3 | KINGSPORT TN |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 89314872 | Oct 19, 2026 | TN | 1 | MOHAWK TN |
KENWORTH TRUCK TRACTOR
|
1 | 392.2-SLLEWA2 | No |
| 89299307 | Oct 19, 2026 | MS | 1 | N/B RAMP TO I-55 MS |
FREIGHTLINER TRUCK TRACTOR
|
2 | 393.9A-LTSI, 393.78 | Yes |
| 89292571 | Oct 16, 2026 | TN | 3 | MURFREESBORO TN |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLML | No |
| 89292366 | Oct 16, 2026 | TN | 1 | STANTON TN |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 89288983 | Oct 16, 2026 | OH | 1 | WAPAKONETA OH |
KENWORTH TRUCK TRACTOR
|
5 | 393.45D-BAAL, 393.9A-LRLIWR, 393.9A-LHLI | Yes |
| 89286941 | Oct 15, 2026 | TN | 3 | MASON TN |
INTERNATIONAL TRUCK TRACTOR
|
1 | 392.2-SLL | No |
| 89272514 | Oct 15, 2026 | KY | 1 | FRANKLIN KY |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89280549 | Oct 14, 2026 | MD | 2 | PERRYVILLE MD |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLEWA1 | No |
| 89267344 | Oct 14, 2026 | MO | 3 | ST. LOUIS MO |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 89262691 | Oct 14, 2026 | NC | 1 | STATESVILLE NC |
KENWORTH TRUCK TRACTOR
|
2 | 393.78A-WS, 392.2-SLLEQP | No |
| 89257837 | Oct 14, 2026 | SC | 3 | CHESTER SC |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLS2 | No |
| 89264459 | Oct 13, 2026 | OH | 1 | NEW SPRINGFIELD OH |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.45D-B | No |
| 89264346 | Oct 13, 2026 | OH | 2 | JACKSON TOWNSHIP OH |
KENWORTH TRUCK TRACTOR
|
2 | 392.2-SLLS3, 392.2-SLLEWA1 | No |
| 89260469 | Oct 13, 2026 | OH | 1 | AKRON OH |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 89260302 | Oct 13, 2026 | OH | 1 | BRECKSVILLE OH |
FREIGHTLINER TRUCK TRACTOR
|
1 | 393.55E-B | No |
Recent Crashes (536 rows) View all 536 →
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| MN0262680078 | Sep 24, 2026 | MN | 1 | Yes | No | Injury | |
| KY0073339062 | Jun 10, 2026 | KY | Yes | Yes | Tow | ||
| TN0400501626 | Apr 15, 2026 | TN | Yes | No | Tow | ||
| WV0202605502 | Mar 10, 2026 | WV | 0 | 0 | Yes | No | Tow |
| OH0265044900 | Mar 5, 2026 | OH | 0 | 0 | Yes | No | Tow |
| PA511210000X | Dec 9, 2025 | PA | 0 | 1 | Yes | No | Injury |
| OH0255236948 | Dec 6, 2025 | OH | 0 | 0 | Yes | No | Tow |
| SC0025295903 | Dec 5, 2025 | SC | 0 | 0 | Yes | No | Tow |
| TN0400395567 | Nov 13, 2025 | TN | 0 | 0 | Yes | No | Tow |
| VA0253130101 | Nov 4, 2025 | VA | 0 | 0 | Yes | No | Tow |
| TN0400389191 | Nov 3, 2025 | TN | 0 | 0 | Yes | No | Tow |
| IN0904832315 | Oct 31, 2025 | IN | 0 | 1 | Yes | No | Injury |
| SC0025292563 | Oct 30, 2025 | SC | 0 | 1 | Yes | No | Injury |
| SC0025292562 | Oct 30, 2025 | SC | 0 | 0 | Yes | No | Tow |
| IN0904823430 | Oct 21, 2025 | IN | 0 | 0 | Yes | No | Tow |
| TN0400377048 | Oct 14, 2025 | TN | 0 | 0 | Yes | No | Tow |
| IN0904825108 | Oct 13, 2025 | IN | 0 | 0 | Yes | No | Tow |
| VA0252950107 | Oct 6, 2025 | VA | 0 | 0 | Yes | No | Tow |
| AR2025559137 | Oct 1, 2025 | AR | 0 | 1 | Yes | No | Injury |
| TN0400369859 | Oct 1, 2025 | TN | 0 | 0 | Yes | No | Tow |
| GA0010008837 | Aug 16, 2025 | GA | 0 | 0 | Yes | No | Tow |
| KY0073215449 | Jul 29, 2025 | KY | 0 | 1 | Yes | No | Injury |
| ILX003890791 | Jul 9, 2025 | IL | 0 | 1 | Yes | No | Injury |
| IN0904756682 | Jul 7, 2025 | IN | 0 | 2 | Yes | No | Injury |
| IN0904708338 | Apr 25, 2025 | IN | 0 | 1 | Yes | No | Injury |
Authority Records (3 dockets)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Nov 4, 2003 | MC126091 | Broker of Property (Except Household Goods) | INACTIVE | — |
Insurance Coverage Timeline (6 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| Travelers Indemnity Co of Connecticut | 9C588168 | BMC-91X | — | Oct 1, 2019 | On file | ACTIVE |
| THE TRAVELERS INDEMNITY CO. OF CONNECTICUT | 9C588168 | 91X | $1,000,000 | Oct 1, 2019 | On file | ACTIVE |
| GREAT WEST CASUALTY CO. | CLP29463A | BIPD/Primary | — | Oct 1, 1993 | Oct 29, 2019 | CANCELLED |
| GREAT WEST CASUALTY CO. | CLP29463A | BIPD/Primary | — | Oct 1, 1993 | Oct 1, 2019 | REPLACED |
| GREAT WEST CASUALTY CO. | CLP 29463A | CARGO | — | Oct 1, 1993 | Oct 29, 2019 | CANCELLED |
| AMERICAN BANKERS INSURANCE COMPANY | 301507 | SURETY | — | Aug 21, 1991 | Aug 15, 2003 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
-
Oct 29, 2019insuranceCANCEL — GREAT WEST CASUALTY CO.
-
Oct 29, 2019insuranceTERM/CANCL — GREAT WEST CASUALTY CO.
-
Oct 1, 2019insuranceTERM/REPL — GREAT WEST CASUALTY CO.
-
Nov 4, 2003
-
Nov 4, 2003
-
Aug 15, 2003insuranceCANCEL — AMERICAN BANKERS INSURANCE COMPANY
-
Aug 15, 2003authorityAuthority revoked — INVOLUNTARY REVOCATION
-
Jun 12, 1985
-
May 9, 1984
-
Jun 13, 1983
-
Dec 27, 1982
-
Oct 27, 1982
-
Oct 4, 1982
-
Sep 27, 1982
-
Sep 15, 1982
-
Aug 17, 1982
-
Aug 9, 1982
-
Apr 19, 1982
-
Mar 25, 1982
-
Feb 4, 1982
-
Jan 20, 1982
-
Dec 8, 1981
-
Oct 8, 1981
-
Oct 5, 1981
-
Oct 2, 1981
-
Sep 11, 1981
-
Aug 7, 1981
-
Aug 7, 1981
-
Aug 7, 1981
-
Aug 7, 1981
-
Dec 18, 1980
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| KNOXVILLE TN | TN | 158 | 12 |
| LONDON | KY | 63 | 7 |
| MOHAWK TN | TN | 53 | 8 |
| FRANKLIN | KY | 40 | 3 |
| STANTON TN | TN | 35 | 3 |
| ROADSIDE | OH | 33 | 0 |
| ROADSIDE | AL | 22 | 1 |
| SEYMOUR IN | IN | 20 | 0 |
| HOPE AR | AR | 18 | 4 |
| GREENWOOD SC | SC | 17 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 392.2 | Violation of Local Laws | Unsafe Driving | 207 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 66 | 12 |
| 395.24 | HOS (ELD) - ELD form and manner | Hours of Service | 48 | 0 |
| 395.30(b)(1) | Driver failed to certify the accuracy of the information gathered by the ELD | Hours of Service | 16 | 0 |
| 393.45(b)(2) | Brake hose or tubing chafing and/or kinking | Vehicle Maintenance | 13 | 4 |
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 11 | 11 |
| 395.24(c)(2)(iii) | Driver failed to manually add shipping document number | Hours of Service | 11 | 0 |
| 393.55(e) | No or Defective ABS Malfunction Indicator Lamp for trailer manufactured after 03/01/1998 | Vehicle Maintenance | 10 | 0 |
| 396.3(a)(1) | Inspection, repair and maintenance of parts and accessories | Vehicle Maintenance | 10 | 4 |
| 393.45 | Brake tubing and hose adequacy | Vehicle Maintenance | 9 | 4 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
-
Field change history
History-watch change dates and as-of snapshots
-
Indiana carriers
All carriers based in Indiana
-
Rushville carriers
Carriers based in Rushville, IN
-
Stations in Indiana
Where this carrier might be inspected
-
Docket MC126091
Broker of Property (Except Household Goods) · INACTIVE · MC
-
Travelers Indemnity Co of Connecticut
BMC-91X policy on file
-
THE TRAVELERS INDEMNITY CO. OF CONNECTICUT
91X policy on file
-
GREAT WEST CASUALTY CO.
BIPD/Primary policy on file
-
AMERICAN BANKERS INSURANCE COMPANY
SURETY policy on file
-
TRUCK PROCESS AGENTS OF AMERICA, INC
BOC-3 process agent · 128,288 carriers served
-
2,066 inspections
Full roadside inspection history
-
536 reportable crashes
FMCSA MCMIS crash log
-
Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
-
File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
-
Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
-
All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
-
Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
-
How FMCSA safety ratings work
BASIC percentiles and compliance review context
-
BOC-3 process agents explained
Why every interstate carrier must file a process agent
-
FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
-
Roadside inspection rights
What drivers and carriers can expect during a stop
-
Book / don't book
PASS / CAUTION / REJECT triage from public filings.
-
Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
-
Cancel desk
Pending L&I cancellations and coverage gaps.
-
Chameleon check
Heuristic cluster peers from public census fields.
-
Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.