FACTORY MUTUAL INSURANCE COMPANY
126 carriers insured · 272 total policies on file with the FMCSA.
FACTORY MUTUAL INSURANCE COMPANY is an insurance provider that files BMC-91, BMC-91X, and BMC-34 forms directly with the Federal Motor Carrier Safety Administration on behalf of motor carriers operating in interstate commerce. We have 272 FMCSA policy filings on record for this insurer covering 126 distinct motor carriers, with active coverage in 31 U.S. states. A BMC-91 filing is the carrier's federally-required public-liability insurance certificate; the insurer (not the carrier) submits it to FMCSA, and the filing must remain continuously on record for the carrier to keep its operating authority active. Use this page to verify that the insurer behind a BMC-91 filing is still actively filing with FMCSA, look up which carriers it covers, and confirm coverage details before brokering a load.
Actively filing with FMCSA
FACTORY MUTUAL INSURANCE COMPANY currently has 94 active policies on file with FMCSA's Licensing & Insurance system. Active filings mean the insurer is registered with FMCSA and capable of filing the BMC-91 / BMC-91X public-liability certificate that carriers need to keep operating authority.
Company Information
Source: New Jersey Department of Banking and Insurance — Licensed Insurance Carriers. Conservative name match to the FMCSA filing name on this page (exact normalized name, or unique alias after stripping Inc/Co/Ltd and collapsing state abbreviations) — not scraped from FMCSA L&I (which does not publish insurer mailing addresses). Ambiguous names are skipped. Confirm before legal service.
Filing activity FMCSA insurance events
Book concentration From 69 active-policy carriers (12,323 power units)
Covered-carrier safety exposure All carriers with at least one policy from FACTORY MUTUAL INSURANCE COMPANY
By Policy Type
Top Carrier States
Top 25 Carriers Insured by FACTORY MUTUAL INSURANCE COMPANY Active policies, sorted by fleet size
Sorted by carrier power-unit count from FMCSA's MCS-150 self-reported data. Only carriers with FMCSA-recorded fleet size are listed; smaller carriers may carry coverage with this insurer but are omitted from this ranking.
States Where FACTORY MUTUAL INSURANCE COMPANY Insures Carriers 31 states with active fleets
Peer Insurers Similar size to FACTORY MUTUAL INSURANCE COMPANY
Policies (94 on file) Sortable raw policy filings · tabs at /insurers/factory-mutual-insurance-company/policies/active/
Showing 50 of 94 (page 1 of 2)
About FMCSA insurance filings
Every for-hire motor carrier operating in U.S. interstate commerce must keep continuous public-liability insurance on file with the Federal Motor Carrier Safety Administration. The insurer — not the carrier — files the proof of coverage using one of three forms: BMC-91 (single primary insurer covering the full required limit), BMC-91X (layered coverage from multiple insurers combining to reach the limit), or BMC-34 (cargo coverage required for household-goods movers). Federal limits range from $300,000 for non-bulk household-goods carriers to $5,000,000 for the most hazardous classes of hazmat.
The filings are publicly recorded in FMCSA's Licensing & Insurance (L&I) system and update within 24 hours of an insurer submitting paperwork. When an insurer cancels a BMC-91 filing, FMCSA gives the carrier a 30-day grace window to file replacement coverage; if no replacement is on file by the end of the window, FMCSA automatically revokes the carrier's operating authority. This is the most common reason MC dockets get revoked — insurance instability rather than safety violations.
TruckCodex mirrors the public L&I filings on a daily refresh cycle. We do not rate, endorse, or verify the financial strength of any insurer in this directory — every record reflects what FMCSA has on file. For ratings, consult A.M. Best or your state's department of insurance. For real-time confirmation immediately before relying on a filing, click through to FMCSA's SAFER portal directly.