JERRY MOORE
JACKSON, MS
DBA: P & J TRUCKING
Joins 7 roadside inspections (24 mo), 1 authority docket, BIPD on file (BLUE HILL SPECIALTY INSURANCE COMPANY INC) from FMCSA public filings. Data as of Oct 27, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 29 days Jul 23, 2000 → Aug 21, 2000
- Prior insurance gap · 16 days Oct 8, 2002 → Oct 24, 2002
- Contract (Property) gap · 35 days Inactive Jun 5, 2001 → reinstated Jul 10, 2001
- Contract (Property) gap · 111 days Inactive Oct 27, 2000 → reinstated Feb 15, 2001
- Vehicle OOS Rate above national average 80.0% vs 23.4% national (+56.6 pts).
Plain-text risk summary (print / paste)
TruckCodex risk summary — JERRY MOORE (USDOT 780274) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Blockers: (none) Cautions: • Prior insurance gap · 29 days — Jul 23, 2000 → Aug 21, 2000 • Prior insurance gap · 16 days — Oct 8, 2002 → Oct 24, 2002 • Contract (Property) gap · 35 days — Inactive Jun 5, 2001 → reinstated Jul 10, 2001 • Contract (Property) gap · 111 days — Inactive Oct 27, 2000 → reinstated Feb 15, 2001 • Vehicle OOS Rate above national average — 80.0% vs 23.4% national (+56.6 pts). On file: • Insurance on file · $750,000 — BLUE HILL SPECIALTY INSURANCE COMPANY INC · BIPD/Primary • BOC-3 process agent on file — PROCESS AGENT SERVICE COMPANY, INC. • Satisfactory FMCSA safety rating Source: https://truckcodex.com/usdot/780274/ As of: Oct 27, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 27, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Peer OOS benchmark unavailable (missing power units, OOS rates, or fewer than 5 same-size peers).
NR reason: Peer OOS benchmark not available for this carrier.
Official FMCSA Satisfactory safety rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
BLUE HILL SPECIALTY INSURANCE COMPANY INC · BIPD/Primary · $750,000
2 active liability filings
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2026-04-23 (187 days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceBLUE HILL SPECIALTY INSURANCE COMPANY INCPolicy effective Apr 21, 2026
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Process AgentPROCESS AGENT SERVICE COMPANY, INC.BOC-3 on file
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 4 | 0 | 0 |
| Trailers | 4 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 20 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 7 | 7 | 0 |
| OOS inspections | 1 | 6 | 0 |
| OOS percentage | 14.29% | 85.71% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Authority gaps detected (2)
- Contract (Property) authority was inactive from Jun 5, 2001 to Jul 10, 2001 (35 days)
- Contract (Property) authority was inactive from Oct 27, 2000 to Feb 15, 2001 (111 days)
Historical coverage gaps detected (3)
- No active BIPD/Primary insurance from Jul 23, 2000 to Aug 21, 2000 (29 days)
- No active BIPD/Primary insurance from Oct 8, 2002 to Oct 24, 2002 (16 days)
- No active BIPD/Primary insurance from Mar 27, 2026 to Apr 21, 2026 (25 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (14 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Louisiana (LA) | 5 | 5 | 100.0% | May 28, 2026 |
| Mississippi (MS) | 1 | 1 | 100.0% | Aug 26, 2026 |
| Tennessee (TN) | 1 | 0 | 0.0% | Oct 5, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Great Dane | 7 | |
| Peterbilt | 6 | |
| Volvo | 6 | |
| Reitnouer | 4 | |
| Freightliner | 3 | |
| Utility | 3 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 2 | — | 0.58 | 1 | — | Oct 26, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Hours of Service | 1 | — | 0.29 | 0 | — | Oct 26, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Vehicle Maintenance | 6 | — | 18.41 | 18 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (20 rows) View all 20 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89268791 | Oct 5, 2026 | TN | 2 | MASON TN |
FREIGHTLINER TRUCK TRACTOR
|
9 | 393.110B2I-C, 393.207F-SDAS, 396.3A1-TAOCV | No |
| 88798787 | Aug 26, 2026 | MS | 1 | JACKSON COUNTY MS |
FREIGHTLINER TRUCK TRACTOR
|
6 | 393.9A-LRLI, 393.9A-LSLI, 396.5B-L | Yes |
| 87991885 | May 28, 2026 | LA | 2 | — |
FREIGHTLINER TRUCK TRACTOR
|
2 | 393.75A3-TAOL, 393.55E-B | Yes |
| 86954153 | Feb 4, 2026 | LA | 2 | SORRENTO LA |
PETERBILT TRUCK TRACTOR
|
5 | 392.9A2-C, 391.41APC, 396.17C-PI | Yes |
| 86874074 | Jan 23, 2026 | LA | 2 | METAIRIE LA |
VOLVO TRUCK TRUCK TRACTOR
|
3 | 393.9A-LTSI, 383.51A-NSOUT, 393.9A-LFTSI | Yes |
| 84414365 | Apr 10, 2025 | LA | 1 | BREAUX BRIDGE LA |
PETERBILT TRUCK TRACTOR
|
6 | 392.9A2-C, 393.207A-SUBL, 392.2-SLLUCR | Yes |
| 84337688 | Apr 7, 2025 | LA | 1 | KENTWOOD LA |
VOLVO TRUCK TRUCK TRACTOR
|
10 | 393.207A-STBW, 393.78-WOOS, 396.3A1-BOS | Yes |
| 82878706 | Oct 8, 2024 | LA | 3 | LA |
PETERBILT TRUCK TRACTOR
|
3 | 395.8F01, 392.2UCR, 396.17C | No |
| 82825143 | Oct 2, 2024 | LA | 3 | LA |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 82585222 | Sep 4, 2024 | MS | 2 | G93 SCALES |
PETERBILT TRUCK TRACTOR
|
2 | 396.17(c), 396.9(d)(2) | No |
| 82358218 | Aug 6, 2024 | LA | 3 | ROADSIDE |
VOLVO TRUCK TRUCK TRACTOR
|
1 | 392.2 | No |
| 82071497 | Jul 8, 2024 | MS | 2 | PEARLINGTON |
PETERBILT TRUCK TRACTOR
|
6 | 383.51(a), 396.3(a)(1), 396.17(c) | Yes |
| 81854078 | Jun 11, 2024 | MS | 2 | ms-rural-rankin-county,-ms. |
VOLVO TRUCK TRUCK TRACTOR
|
1 | 393.9(a) | No |
| 81454627 | Apr 25, 2024 | LA | 1 | ROADSIDE |
VOLVO TRUCK TRUCK TRACTOR
|
12 | 393.9(a), 396.3(a)(1), 393.47(e) | Yes |
| 81385769 | Apr 16, 2024 | LA | 1 | ROADSIDE |
PETERBILT TRUCK TRACTOR
|
11 | 395.8(a)(1), 393.9(a), 393.45(b)(2) | Yes |
| 81116185 | Mar 14, 2024 | MS | 1 | BOVINA SCALE I-20 EAST |
VOLVO TRUCK TRUCK TRACTOR
|
7 | 396.3(a)(1), 393.47(e), 393.53(b) | Yes |
| 80388831 | Dec 13, 2023 | LA | 3 | ROADSIDE |
PETERBILT TRUCK TRACTOR
|
2 | 383.51(a), 391.41(a)(1) | Yes |
| 79661727 | Sep 12, 2023 | LA | 1 | SCALES |
VOLVO TRUCK TRUCK TRACTOR
|
11 | 396.3(a)(1), 393.45, 393.47(e) | Yes |
| 79617547 | Sep 6, 2023 | LA | 2 | ROADSIDE |
PETERBILT TRUCK TRACTOR
|
7 | 393.9(a), 393.75(a)(3), 396.17(c) | Yes |
| 78701632 | May 18, 2023 | LA | 2 | SCALES |
FREIGHTLINER TRUCK TRACTOR
|
5 | 396.17(c), 393.95(f), 393.9(a) | No |
Recent Crashes (4 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| LA0220017131 | May 25, 2022 | LA | 0 | 1 | Yes | No | Injury |
| LA0150021651 | May 8, 2015 | LA | 0 | 1 | No | No | Injury |
| TX3NYCHQE1F0 | Apr 3, 2012 | TX | 0 | 0 | Yes | No | Tow |
| TX245362100Q | Jul 11, 2005 | TX | 0 | 0 | Yes | No | Tow |
Authority Records (1 docket)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Unknown | MC348989 | common | N | — |
MC Certificate Documents (1 letter, 0 PDFs available)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Apr 23, 2026 | MC348989-P | Reinstatement Letter | Reinstatement | Metadata only |
Insurance Coverage Timeline (34 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA873024359 | BIPD/Primary | $750,000 | Apr 21, 2026 | On file | ACTIVE |
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA873024359 | 91X | $750,000 | Apr 21, 2026 | On file | ACTIVE |
| Coverage gap — 25 days without BIPD/Primary coverage from Mar 27, 2026 to Apr 21, 2026 | ||||||
| CONCERT SPECIALTY INSURANCE COMPANY | CS SPS 4770351-00 | BIPD/Primary | — | Mar 27, 2025 | Mar 27, 2026 | CANCELLED |
| ACCREDITED SPECIALTY INSURANCE COMPANY | 2-XPT-MS-19-S0115756-00 | BIPD/Primary | — | Feb 23, 2024 | Mar 27, 2025 | CANCELLED |
| PRIME INSURANCE COMPANY | SC23021658 | BIPD/Primary | — | Feb 23, 2023 | Feb 23, 2024 | CANCELLED |
| LANCER INSURANCE COMPANY | CM0074698 | BIPD/Primary | — | Feb 22, 2022 | Feb 22, 2023 | CANCELLED |
| NORTHLAND INSURANCE COMPANY | WN266305 | BIPD/Primary | — | Feb 22, 2020 | Feb 22, 2022 | REPLACED |
| NORTHLAND INSURANCE COMPANY | WN266305 | BIPD/Primary | — | Feb 22, 2020 | Mar 9, 2022 | CANCELLED |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | BA0715876 | BIPD/Primary | — | Feb 22, 2017 | Feb 22, 2020 | REPLACED |
| NORTHLAND INSURANCE COMPANY | WN042609 | BIPD/Primary | — | Feb 21, 2017 | Feb 22, 2017 | CANCELLED |
| NORTHLAND INSURANCE COMPANY | WN042442 | BIPD/Primary | — | Oct 24, 2014 | Feb 21, 2017 | CANCELLED |
| CANAL INSURANCE CO. | PIA06917303 | BIPD/Primary | — | Oct 24, 2013 | Oct 24, 2014 | REPLACED |
| CANAL INSURANCE CO. | PIA06917302 | BIPD/Primary | — | Oct 24, 2012 | Oct 24, 2013 | REPLACED |
| CANAL INSURANCE CO. | PIA06917301 | BIPD/Primary | — | Oct 24, 2011 | Oct 24, 2012 | REPLACED |
| LANCER INSURANCE COMPANY | CM0051968 | BIPD/Primary | — | Oct 24, 2010 | Nov 28, 2011 | CANCELLED |
| LANCER INSURANCE COMPANY | CM0051968 | BIPD/Primary | — | Oct 24, 2010 | Oct 24, 2011 | REPLACED |
| NATIONAL FIRE INSURANCE CO. OF HARTFORD | 2084082513 | BIPD/Primary | — | Oct 24, 2009 | Oct 24, 2010 | CANCELLED |
| LINCOLN GENERAL INSURANCE COMPANY | GTL1000041008 | BIPD/Primary | — | Oct 24, 2008 | Oct 24, 2009 | CANCELLED |
| LINCOLN GENERAL INSURANCE COMPANY | GTL1000041007 | BIPD/Primary | — | Jul 25, 2008 | Oct 24, 2008 | CANCELLED |
| LINCOLN GENERAL INSURANCE COMPANY | GTL1000041007 | BIPD/Primary | — | Oct 24, 2007 | Jul 25, 2008 | CANCELLED |
| LINCOLN GENERAL INSURANCE COMPANY | GTL1000041006 | BIPD/Primary | — | Oct 24, 2006 | Oct 24, 2007 | CANCELLED |
| LINCOLN GENERAL INSURANCE COMPANY | GTL1000041005 | BIPD/Primary | — | Feb 15, 2006 | Oct 24, 2006 | CANCELLED |
| LINCOLN GENERAL INSURANCE COMPANY | GTL1000041005 | BIPD/Primary | — | Oct 24, 2005 | Feb 15, 2006 | CANCELLED |
| LANCER INSURANCE COMPANY | CM0040500 | BIPD/Primary | — | Dec 1, 2004 | Oct 24, 2005 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Apr 23, 2026
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Apr 6, 2026
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Apr 6, 2026authorityAuthority revoked — INVOLUNTARY REVOCATION
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Mar 27, 2026insuranceCANCEL — CONCERT SPECIALTY INSURANCE COMPANY
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Mar 27, 2026insurance gapCoverage gap: 25 days without BIPD/Primary insurance (through Apr 21, 2026)
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Mar 28, 2025
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Mar 27, 2025insuranceCANCEL — ACCREDITED SPECIALTY INSURANCE COMPANY
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Feb 23, 2024
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Feb 23, 2024insuranceCANCEL — PRIME INSURANCE COMPANY
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Feb 24, 2023
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Feb 22, 2023insuranceCANCEL — LANCER INSURANCE COMPANY
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Mar 9, 2022insuranceTERM/CANCL — NORTHLAND INSURANCE COMPANY
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Feb 23, 2022
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Feb 22, 2022insuranceTERM/REPL — NORTHLAND INSURANCE COMPANY
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Feb 22, 2020insuranceTERM/REPL — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.
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Feb 22, 2017
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Feb 22, 2017insuranceCANCEL — NORTHLAND INSURANCE COMPANY
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Feb 21, 2017insuranceCANCEL — NORTHLAND INSURANCE COMPANY
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Oct 24, 2014insuranceTERM/REPL — CANAL INSURANCE CO.
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Oct 24, 2013insuranceTERM/REPL — CANAL INSURANCE CO.
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Jan 16, 2013oosOut-of-service order — 90 day failure to pay fine
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Oct 24, 2012insuranceTERM/REPL — CANAL INSURANCE CO.
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Dec 15, 2011oosOut-of-service order — 90 day failure to pay fine
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Nov 28, 2011insuranceTERM/CANCL — LANCER INSURANCE COMPANY
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Oct 24, 2011insuranceTERM/REPL — LANCER INSURANCE COMPANY
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Oct 26, 2010
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Oct 24, 2010insuranceCANCEL — NATIONAL FIRE INSURANCE CO. OF HARTFORD
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Oct 26, 2009
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Oct 24, 2009insuranceCANCEL — LINCOLN GENERAL INSURANCE COMPANY
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Oct 27, 2008
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Oct 24, 2008insuranceCANCEL — LINCOLN GENERAL INSURANCE COMPANY
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Jul 25, 2008insuranceCANCEL — LINCOLN GENERAL INSURANCE COMPANY
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Jul 7, 2008
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Oct 25, 2007
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Oct 24, 2007insuranceCANCEL — LINCOLN GENERAL INSURANCE COMPANY
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Oct 26, 2006
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Oct 24, 2006insuranceCANCEL — LINCOLN GENERAL INSURANCE COMPANY
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Feb 15, 2006insuranceCANCEL — LINCOLN GENERAL INSURANCE COMPANY
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Feb 9, 2006
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Oct 26, 2005
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| ROADSIDE | LA | 5 | 4 |
| LA | LA | 2 | 0 |
| SCALES | LA | 2 | 1 |
| BREAUX BRIDGE LA | LA | 1 | 1 |
| KENTWOOD LA | LA | 1 | 1 |
| METAIRIE LA | LA | 1 | 1 |
| SORRENTO LA | LA | 1 | 1 |
| BOVINA SCALE I-20 EAST | MS | 1 | 1 |
| G93 SCALES | MS | 1 | 0 |
| JACKSON COUNTY MS | MS | 1 | 1 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 393.47(e) | Brake Out of Adjustment - Roto, Clamp (Short & Long), DD-3, or Bolt | Vehicle Maintenance | 12 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 9 | 4 |
| 396.17(c) | Operating a CMV without proof of a periodic inspection | Vehicle Maintenance | 8 | 0 |
| 396.3(a)(1) | Inspection, repair and maintenance of parts and accessories | Vehicle Maintenance | 8 | 7 |
| 392.2 | Violation of Local Laws | Unsafe Driving | 5 | 0 |
| 393.53(b) | CMV manufactured after 10/19/94 has an automatic airbrake adjustment system that fails to compensate for wear | Vehicle Maintenance | 5 | 0 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 3 | 0 |
| 383.51(a) | Driving a CMV while disqualified from holding a CDL | Driver Fitness | 2 | 2 |
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 2 | 2 |
| 396.9(d)(2) | Failure to correct defects noted on previous inspection report | Vehicle Maintenance | 2 | 0 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Mississippi carriers
All carriers based in Mississippi
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Jackson carriers
Carriers based in Jackson, MS
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Stations in Mississippi
Where this carrier might be inspected
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Docket MC348989
common · N · MC
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BLUE HILL SPECIALTY INSURANCE COMPANY INC
BIPD/Primary policy on file
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CONCERT SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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ACCREDITED SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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PRIME INSURANCE COMPANY
BIPD/Primary policy on file
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LANCER INSURANCE COMPANY
BIPD/Primary policy on file
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NORTHLAND INSURANCE COMPANY
BIPD/Primary policy on file
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OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.
BIPD/Primary policy on file
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CANAL INSURANCE CO.
BIPD/Primary policy on file
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NATIONAL FIRE INSURANCE CO. OF HARTFORD
BIPD/Primary policy on file
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LINCOLN GENERAL INSURANCE COMPANY
BIPD/Primary policy on file
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MAX SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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PROGRESSIVE GULF INSURANCE COMPANY
BIPD/Primary policy on file
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PROCESS AGENT SERVICE COMPANY, INC.
BOC-3 process agent · 123,913 carriers served
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20 inspections
Full roadside inspection history
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4 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.