TRIPLE C EXPRESS INC
Joins 29 inspections on file, 1 authority docket, BIPD on file (BLUE HILL SPECIALTY INSURANCE COMPANY INC) from FMCSA public filings. Data as of Oct 31, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 9 days Feb 23, 2011 → Mar 4, 2011
- Prior insurance gap · 84 days Sep 28, 2016 → Dec 21, 2016
- Common (Property) gap · 1989 days Inactive May 28, 2019 → reinstated Nov 6, 2024
- Common (Property) gap · 181 days Inactive Sep 20, 2017 → reinstated Mar 20, 2018
- Vehicle OOS Rate above national average 33.3% vs 23.4% national (+9.9 pts).
Plain-text risk summary (print / paste)
TruckCodex risk summary — TRIPLE C EXPRESS INC (USDOT 312403) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Blockers: (none) Cautions: • Prior insurance gap · 9 days — Feb 23, 2011 → Mar 4, 2011 • Prior insurance gap · 84 days — Sep 28, 2016 → Dec 21, 2016 • Common (Property) gap · 1989 days — Inactive May 28, 2019 → reinstated Nov 6, 2024 • Common (Property) gap · 181 days — Inactive Sep 20, 2017 → reinstated Mar 20, 2018 • Vehicle OOS Rate above national average — 33.3% vs 23.4% national (+9.9 pts). On file: • 2 active operating authorities • Insurance on file · $750,000 — BLUE HILL SPECIALTY INSURANCE COMPANY INC · 91X • BOC-3 process agent on file — SERVICE OF PROCESS AGENTS, INC. • Satisfactory FMCSA safety rating Source: https://truckcodex.com/usdot/312403/ As of: Oct 31, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 31, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Peer OOS benchmark unavailable (missing power units, OOS rates, or fewer than 5 same-size peers).
NR reason: Peer OOS benchmark not available for this carrier.
Official FMCSA Satisfactory safety rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2026-04-09 (205 days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceBLUE HILL SPECIALTY INSURANCE COMPANY INCPolicy effective Apr 26, 2026
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Process AgentSERVICE OF PROCESS AGENTS, INC.BOC-3 on file
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Operating AuthorityMC207275ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 2 | 0 | 0 |
| Trailers | 2 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Risk Signals
Authority gaps detected (10)
- Common (Property) authority was inactive from May 28, 2019 to Nov 6, 2024 (1989 days)
- Common (Property) authority was inactive from Sep 20, 2017 to Mar 20, 2018 (181 days)
- Contract (Property) authority was inactive from Jul 10, 2017 to Dec 23, 2021 (1627 days)
- Common (Property) authority was inactive from Oct 4, 2016 to Aug 9, 2017 (309 days)
- Contract (Property) authority was inactive from Mar 1, 2011 to Dec 29, 2016 (2130 days)
- Common (Property) authority was inactive from Jun 30, 2008 to Jun 23, 2009 (358 days)
- Common (Property) authority was inactive from Nov 21, 2000 to Oct 20, 2006 (2159 days)
- Contract (Property) authority was inactive from Aug 6, 1998 to Jul 1, 2008 (3617 days)
- Contract (Property) authority was inactive from Aug 2, 1996 to Mar 12, 1998 (587 days)
- Common (Property) authority was inactive from Apr 2, 1993 to Jul 11, 2000 (2657 days)
Historical coverage gaps detected (10)
- No active BIPD/Primary insurance from Sep 27, 2008 to Oct 1, 2008 (4 days)
- No active BIPD/Primary insurance from Feb 23, 2011 to Mar 4, 2011 (9 days)
- No active BIPD/Primary insurance from Sep 28, 2016 to Dec 21, 2016 (84 days)
- No active BIPD/Primary insurance from Jul 2, 2017 to Jul 13, 2017 (11 days)
- No active BIPD/Primary insurance from Sep 14, 2017 to Mar 19, 2018 (186 days)
- No active BIPD/Primary insurance from Feb 4, 2019 to Mar 1, 2019 (25 days)
- No active BIPD/Primary insurance from May 20, 2019 to Dec 21, 2021 (946 days)
- No active BIPD/Primary insurance from Apr 25, 2024 to Oct 31, 2024 (189 days)
- No active BIPD/Primary insurance from Oct 31, 2025 to Nov 19, 2025 (19 days)
- No active BIPD/Primary insurance from Mar 25, 2026 to Apr 26, 2026 (32 days)
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 26, 2026 |
| Hours of Service | 6 | — | 1.38 | 1 | — | Oct 26, 2026 |
| Unsafe Driving | 2 | — | 6.87 | 7 | — | Oct 26, 2026 |
| Vehicle Maintenance | 8 | — | 9.81 | 10 | — | Oct 26, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (29 rows) View all 29 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89370251 | Oct 27, 2026 | MS | 3 | COAHOMA COUNTY MS |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 89263725 | Oct 12, 2026 | IL | 2 | — |
WESTERN STAR TRUCK TRACTOR
|
0 | — | No |
| 88646311 | Aug 7, 2026 | TN | 2 | — | — | 0 | — | No |
| 88057097 | Jun 5, 2026 | AL | 3 | — |
KENWORTH TRUCK TRACTOR
|
2 | 392.2-SLLS1, 392.2-SLLFC | No |
| 87939220 | May 22, 2026 | AL | 1 | — |
PETERBILT TRUCK TRACTOR
|
21 | 393.45B2-BHTD, 393.201A-FRMC, 393.207A-STCB | Yes |
| 87704220 | Apr 26, 2026 | TX | 2 | — |
WESTERN STAR TRUCK TRACTOR
|
0 | — | No |
| 86945006 | Feb 3, 2026 | KY | 3 | EDDYVILLE |
FREIGHTLINER TRUCK TRACTOR
|
3 | 395.8K2-HOSP, 392.2-SLL | Yes |
| 86675946 | Dec 28, 2025 | MS | 2 | BOLIVAR COUNTY |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 85653471 | Aug 29, 2025 | MS | 3 | — |
VOLVO TRUCK TRUCK TRACTOR
|
1 | 395.8A-HOSPVI | Yes |
| 85620385 | Aug 27, 2025 | MS | 3 | — |
VOLVO TRUCK TRUCK TRACTOR
|
0 | — | No |
| 85219992 | Jul 12, 2025 | AR | 3 | LAKE VILLAGE AR |
KENWORTH TRUCK TRACTOR
|
2 | 392.2-SLLSR, 396.17C-PI | No |
| 85048447 | Jun 24, 2025 | IL | 2 | IL-3 |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 84580058 | May 5, 2025 | AL | 2 | IRONDALE AL |
VOLVO TRUCK TRUCK TRACTOR
|
4 | 393.55E-B, 392.2-SLLS1, 393.9A-LFTSI | No |
| 84207616 | Mar 18, 2025 | MS | 2 | BOLIVAR COUNTY |
PETERBILT TRUCK TRACTOR
|
0 | — | No |
| 84118086 | Mar 12, 2025 | MS | 2 | LOWNDES COUNTY |
KENWORTH TRUCK TRACTOR
|
1 | 396.3A1-LC | Yes |
| 83982643 | Feb 26, 2025 | KY | 1 | HENDERSON |
KENWORTH TRUCK TRACTOR
|
5 | 396.3A1BL, 393.45DLPC, 396.3A1-LC | Yes |
| 83533315 | Jan 1, 2025 | AR | 3 | WEST MEMPHIS AR |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLEWG1 | No |
| 83372986 | Dec 10, 2024 | TN | 2 | INTERSTATE 40 |
VOLVO TRUCK TRUCK TRACTOR
|
3 | 395.8A1-HOSP, 393.9A-LFTSI, 393.75A3-TAOL | Yes |
| 83285656 | Dec 2, 2024 | MO | 2 | CHARLESTON MO |
KENWORTH TRUCK TRACTOR
|
2 | 395.8A1-HOSP, 393.75A3-TAOL | Yes |
| 83203964 | Nov 20, 2024 | AL | 2 | ROADSIDE |
KENWORTH TRUCK TRACTOR
|
9 | 393.9, 396.17C, 393.55E | No |
| 81301250 | Apr 3, 2024 | TN | 3 | MEMPHIS TN |
VOLVO TRUCK TRUCK TRACTOR
|
2 | 391.11(b)(4), 383.71(h) | Yes |
| 80265347 | Nov 28, 2023 | MS | 2 | BOLIVAR COUNTY |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 80060518 | Oct 31, 2023 | MS | 2 | LEE COUNTY |
PETERBILT TRUCK TRACTOR
|
4 | 393.9(a), 390.21T(c), 393.60(c) | Yes |
| 79953784 | Oct 18, 2023 | MS | 2 | BOLIVAR COUNTY |
FREIGHTLINER TRUCK TRACTOR
|
0 | — | No |
| 79673676 | Sep 14, 2023 | MS | 2 | MATHISTON |
KENWORTH TRUCK TRACTOR
|
4 | 393.9(a) | No |
Recent Crashes View all 40 →
Authority Records (2 dockets)
MC Certificate Documents (13 letters, 4 PDFs available)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
Some letters share the same legacy archived file path — we show one PDF link for the primary document and list the other actions as metadata (type + date) until per-letter PDFs are re-extracted.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Apr 9, 2026 | MC207275-C | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Nov 6, 2024 | MC207275-P | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Dec 23, 2021 | MC207275-C | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Mar 7, 2019 | MC207275-C | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Jun 8, 2018 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
| Mar 20, 2018 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
| Aug 9, 2017 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
| Dec 29, 2016 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
| Mar 9, 2011 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
| Jun 23, 2009 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
| Jul 1, 2008 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
| Oct 20, 2006 | MC207275 | Name Change | Reinstatement | Metadata only |
| Oct 20, 2006 | MC207275-C | Reinstatement Letter | Reinstatement | Metadata only |
Insurance Coverage Timeline (110 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA869956735 | 91X | $750,000 | Apr 26, 2026 | On file | ACTIVE |
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA869956735 | BIPD/Primary | $750,000 | Apr 26, 2026 | On file | ACTIVE |
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA869956735 | BMC-91X | — | Apr 26, 2026 | On file | ACTIVE |
| Coverage gap — 32 days without BIPD/Primary coverage from Mar 25, 2026 to Apr 26, 2026 | ||||||
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA865169773 | BIPD/Primary | — | Feb 3, 2026 | Mar 25, 2026 | CANCELLED |
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA00207275 | BIPD/Primary | — | Feb 3, 2026 | Feb 3, 2026 | REPLACED |
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA865169773 | BIPD/Primary | — | Feb 3, 2026 | Feb 20, 2026 | REPLACED |
| BLUE HILL SPECIALTY INSURANCE COMPANY INC | CA865169773 | BIPD/Primary | — | Nov 19, 2025 | Feb 3, 2026 | CANCELLED |
| Coverage gap — 19 days without BIPD/Primary coverage from Oct 31, 2025 to Nov 19, 2025 | ||||||
| CONCERT SPECIALTY INSURANCE COMPANY | CS SPS 2685012-00 | BIPD/Primary | — | Oct 31, 2024 | Oct 31, 2025 | CANCELLED |
| Coverage gap — 189 days without BIPD/Primary coverage from Apr 25, 2024 to Oct 31, 2024 | ||||||
| EVERSPAN INDEMNITY INSURANCE COMPANY | CW1EII-818390-01 | BIPD/Primary | — | Dec 21, 2022 | Nov 30, 2023 | CANCELLED |
| EVERSPAN INDEMNITY INSURANCE COMPANY | CW1EII-818390-01 | BIPD/Primary | — | Dec 21, 2022 | Apr 25, 2024 | CANCELLED |
| EVERSPAN INDEMNITY INSURANCE COMPANY | CW1EII-818390-01 | BIPD/Primary | — | Dec 21, 2022 | Dec 21, 2022 | REPLACED |
| TRISURA SPECIALTY INSURANCE COMPANY | BE20171654-00 | BIPD/Primary | — | Oct 14, 2022 | Dec 21, 2022 | CANCELLED |
| TRISURA SPECIALTY INSURANCE COMPANY | BE20171654-00 | BIPD/Primary | — | Mar 22, 2022 | Nov 17, 2022 | CANCELLED |
| TRISURA SPECIALTY INSURANCE COMPANY | BE20171654-00 | BIPD/Primary | — | Mar 22, 2022 | Oct 14, 2022 | REPLACED |
| TRISURA SPECIALTY INSURANCE COMPANY | BE20171654-00 | BIPD/Primary | — | Dec 21, 2021 | Mar 22, 2022 | REPLACED |
| TRISURA SPECIALTY INSURANCE COMPANY | BE20171654-00 | BIPD/Primary | — | Dec 21, 2021 | Apr 6, 2022 | CANCELLED |
| Coverage gap — 946 days without BIPD/Primary coverage from May 20, 2019 to Dec 21, 2021 | ||||||
| NATIONAL FIRE & MARINE INSURANCE CO. | 72TRS098828 | BIPD/Primary | — | Mar 1, 2019 | May 20, 2019 | CANCELLED |
| Coverage gap — 25 days without BIPD/Primary coverage from Feb 4, 2019 to Mar 1, 2019 | ||||||
| PROGRESSIVE GULF INSURANCE COMPANY | CA 6607648 | BIPD/Primary | — | May 8, 2018 | Feb 4, 2019 | CANCELLED |
| PROGRESSIVE GULF INSURANCE COMPANY | 6607648 | BIPD/Primary | — | Mar 19, 2018 | May 8, 2018 | CANCELLED |
| Coverage gap — 186 days without BIPD/Primary coverage from Sep 14, 2017 to Mar 19, 2018 | ||||||
Compliance Timeline Merged authority / insurance / enforcement events
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Apr 26, 2026insuranceCANCEL — BLUE HILL SPECIALTY INSURANCE COMPANY INC
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Apr 9, 2026
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Mar 25, 2026insuranceTERM/CANCL — BLUE HILL SPECIALTY INSURANCE COMPANY INC
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Mar 25, 2026insurance gapCoverage gap: 32 days without BIPD/Primary insurance (through Apr 26, 2026)
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Feb 20, 2026insuranceTERM/REPL — BLUE HILL SPECIALTY INSURANCE COMPANY INC
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Feb 3, 2026insuranceCANCEL — BLUE HILL SPECIALTY INSURANCE COMPANY INC
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Feb 3, 2026insuranceTERM/REPL — BLUE HILL SPECIALTY INSURANCE COMPANY INC
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Nov 10, 2025
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Nov 10, 2025authorityAuthority revoked — INVOLUNTARY REVOCATION [dup-bee8dbd9]
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Nov 10, 2025authorityAuthority revoked — INVOLUNTARY REVOCATION
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Oct 31, 2025insuranceCANCEL — CONCERT SPECIALTY INSURANCE COMPANY
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Oct 31, 2025insurance gapCoverage gap: 19 days without BIPD/Primary insurance (through Nov 19, 2025)
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May 1, 2024
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May 1, 2024authorityAuthority revoked — INVOLUNTARY REVOCATION
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May 1, 2024authorityAuthority revoked — INVOLUNTARY REVOCATION [dup-41b65159]
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Apr 25, 2024insuranceCANCEL — EVERSPAN INDEMNITY INSURANCE COMPANY
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Apr 25, 2024insurance gapCoverage gap: 189 days without BIPD/Primary insurance (through Oct 31, 2024)
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Nov 30, 2023insuranceTERM/CANCL — EVERSPAN INDEMNITY INSURANCE COMPANY
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Nov 29, 2023
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Dec 21, 2022insuranceTERM/REPL — EVERSPAN INDEMNITY INSURANCE COMPANY
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Dec 21, 2022insuranceCANCEL — TRISURA SPECIALTY INSURANCE COMPANY
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Dec 20, 2022
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Nov 17, 2022insuranceTERM/CANCL — TRISURA SPECIALTY INSURANCE COMPANY
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Oct 14, 2022insuranceTERM/REPL — TRISURA SPECIALTY INSURANCE COMPANY
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Apr 6, 2022insuranceTERM/CANCL — TRISURA SPECIALTY INSURANCE COMPANY
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Mar 24, 2022
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Mar 22, 2022insuranceTERM/REPL — TRISURA SPECIALTY INSURANCE COMPANY
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May 28, 2019
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May 28, 2019authorityAuthority revoked — INVOLUNTARY REVOCATION
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May 28, 2019authorityAuthority revoked — INVOLUNTARY REVOCATION [dup-273b45a4]
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May 28, 2019authority gapCommon (Property) authority inactive: 1989 days (through Nov 6, 2024)
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May 20, 2019insuranceCANCEL — NATIONAL FIRE & MARINE INSURANCE CO.
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May 20, 2019insurance gapCoverage gap: 946 days without BIPD/Primary insurance (through Dec 21, 2021)
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Feb 11, 2019
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Feb 11, 2019authorityAuthority revoked — INVOLUNTARY REVOCATION [dup-e53b6d15]
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Feb 11, 2019authorityAuthority revoked — INVOLUNTARY REVOCATION
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Feb 4, 2019insuranceCANCEL — PROGRESSIVE GULF INSURANCE COMPANY
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Feb 4, 2019insurance gapCoverage gap: 25 days without BIPD/Primary insurance (through Mar 1, 2019)
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May 14, 2018
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May 14, 2018authorityAuthority revoked — INVOLUNTARY REVOCATION
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Merigold carriers
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Stations in Mississippi
Where this carrier might be inspected
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Docket MC207275
Motor Carrier of Property (Except Household Goods) · ACTIVE · MC
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BLUE HILL SPECIALTY INSURANCE COMPANY INC
91X policy on file
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CONCERT SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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EVERSPAN INDEMNITY INSURANCE COMPANY
BIPD/Primary policy on file
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TRISURA SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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NATIONAL FIRE & MARINE INSURANCE CO.
BIPD/Primary policy on file
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PROGRESSIVE GULF INSURANCE COMPANY
BIPD/Primary policy on file
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COUNTY HALL INSURANCE COMPANY, INC A RR GROUP
BIPD/Primary policy on file
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CANAL INSURANCE CO.
BIPD/Primary policy on file
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STAR INSURANCE COMPANY
BIPD/Primary policy on file
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PENNSYLVANIA MANUF. ASSOC. INS.
CARGO policy on file
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FEDERAL MOTOR CARRIERS RISK RETENTION GROUP
BIPD/Primary policy on file
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UNDERWRITERS AT LLOYDS LONDON
CARGO policy on file
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IMPERIUM INSURANCE COMPANY
BIPD/Primary policy on file
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SERVICE OF PROCESS AGENTS, INC.
BOC-3 process agent · 16,943 carriers served
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29 inspections
Full roadside inspection history
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40 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.