D & B EXPRESS INC
ROME, PA
Joins 18 roadside inspections (24 mo), 1 authority docket, BIPD on file (Selective Insurance Company of America) from FMCSA public filings. Data as of Oct 19, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- OOS rate worse than size peers Driver 4.30% vs peer 0.00% · Vehicle 15.8% vs peer 0.00% Details →
Plain-text risk summary (print / paste)
TruckCodex risk summary — D & B EXPRESS INC (USDOT 295146) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Blockers: (none) Cautions: • OOS rate worse than size peers — Driver 4.30% vs peer 0.00% · Vehicle 15.8% vs peer 0.00% On file: • 2 active operating authorities • Active insurance on file — Selective Insurance Company of America · BMC-91X • BOC-3 process agent on file — Multi-States Agent For Process Inc. Source: https://truckcodex.com/usdot/295146/ As of: Oct 19, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 19, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 79/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
B
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 79/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 4.3% vs peer median 0% (worse). Vehicle OOS 15.8% vs peer median 0% (worse). n=142010 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2004-07-07 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceSelective Insurance Company of AmericaPolicy effective May 17, 2023
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Process AgentMulti-States Agent For Process Inc.BOC-3 on file
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Operating AuthorityMC191610ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 7 | 0 | 0 |
| Trailers | 38 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 52 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 18 | 18 | 0 |
| OOS inspections | 1 | 2 | 0 |
| OOS percentage | 5.56% | 11.11% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 142,010 ACTIVE carriers operating 3–11 power units (±50% of this carrier's 7 unit fleet).
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (23 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| New York (NY) | 10 | 3 | 30.0% | Mar 4, 2026 |
| Pennsylvania (PA) | 5 | 0 | 0.0% | Sep 22, 2026 |
| Connecticut (CT) | 3 | 0 | 0.0% | Jun 17, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| International | 33 | |
| Hyundai Translead | 14 | |
| Unknown | 4 | |
| Dorsey Tra | 3 | |
| Custom Scott | 2 | |
| Mntr | 2 | |
| Utility | 2 | |
| Dors | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 1 | — | 0.28 | 0 | — | Oct 19, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 19, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Oct 19, 2026 |
| Unsafe Driving | 1 | — | 0.81 | 1 | — | Oct 19, 2026 |
| Vehicle Maintenance | 8 | — | 3.95 | 4 | — | Oct 19, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (52 rows) View all 52 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89065443 | Sep 22, 2026 | PA | 3 | TOWANDA TOWNSHIP PA |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 88166726 | Jun 17, 2026 | CT | 2 | DANBURY SCALE |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 87966377 | May 27, 2026 | PA | 3 | — |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 87340608 | Mar 20, 2026 | PA | 3 | RADNOR TOWNSHIP PA |
INTERNATIONAL TRUCK TRACTOR
|
1 | 392.2-SLLLR | No |
| 87257481 | Mar 4, 2026 | NY | 3 | BEMUS POINT NY |
INTERNATIONAL TRUCK TRACTOR
Ticket: Custom Scott
|
0 | — | No |
| 87157162 | Feb 27, 2026 | CT | 2 | DANBURY SCALE |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 86571890 | Dec 15, 2025 | PA | 3 | PA |
INTERNATIONAL TRUCK TRACTOR
|
1 | 392.2-SLLIFTA | No |
| 86116402 | Oct 21, 2025 | NY | 2 | OWEGO NY |
INTERNATIONAL TRUCK TRACTOR
|
1 | 393.45B2-B-AIR | No |
| 85526688 | Aug 12, 2025 | NY | 2 | OWEGO NY |
INTERNATIONAL TRUCK TRACTOR
Ticket: Custom Scott
|
1 | 393.75A3-TAOL | Yes |
| 84853708 | Jun 2, 2025 | PA | 3 | pa-i380-sb-mm-16.5-covington-twp |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 84589721 | May 1, 2025 | NY | 2 | OWEGO NY |
INTERNATIONAL TRUCK TRACTOR
|
2 | 393.48A-BMBCBD, 393.60C | No |
| 84539796 | Apr 29, 2025 | NY | 2 | NICHOLS NY |
INTERNATIONAL TRUCK TRACTOR
|
3 | 383.95A-LCDL, 393.9A-LHLI | Yes |
| 84084978 | Mar 4, 2025 | NY | 2 | OWEGO NY |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 83846560 | Feb 5, 2025 | NY | 2 | OWEGO NY |
INTERNATIONAL TRUCK TRACTOR
|
2 | 393.75A3-TAOL, 393.9A-LBL | Yes |
| 83410530 | Dec 10, 2024 | NY | 2 | NICHOLS NY |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 83410491 | Dec 10, 2024 | NY | 2 | NICHOLS NY |
INTERNATIONAL TRUCK TRACTOR
|
1 | 390.21TC-MC | No |
| 83160309 | Nov 14, 2024 | CT | 1 | — |
INTERNATIONAL TRUCK TRACTOR
|
1 | 393.55C2 | No |
| 83020727 | Oct 22, 2024 | NY | 2 | NICHOLS NY |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 82862675 | Oct 7, 2024 | NY | 3 | BEMUS POINT NY |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 82843053 | Oct 4, 2024 | NY | 2 | BATH NY |
INTERNATIONAL TRUCK TRACTOR
|
1 | 393.55(e) | No |
| 82853100 | Oct 1, 2024 | NY | 2 | NICHOLS NY |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 82691318 | Sep 12, 2024 | NY | 2 | ny-nichols-(eb) |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 82688302 | Sep 12, 2024 | NY | 2 | NICHOLS NY |
INTERNATIONAL TRUCK TRACTOR
|
1 | 393.75(a)(3) | Yes |
| 82174296 | Jul 17, 2024 | NY | 2 | ELLERY |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
| 81720094 | May 22, 2024 | NY | 2 | ny-nichols-(wb) |
INTERNATIONAL TRUCK TRACTOR
|
0 | — | No |
Recent Crashes (13 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| NY4042240600 | Aug 2, 2024 | NY | 0 | 0 | Yes | No | Tow |
| PA402946700X | Apr 4, 2024 | PA | 0 | 0 | Yes | No | Tow |
| PA206965300X | Jul 17, 2022 | PA | 0 | 0 | Yes | No | Tow |
| PA701242400X | Jan 25, 2017 | PA | 0 | 0 | Yes | No | Tow |
| NYSP15119240 | Apr 29, 2013 | NY | 0 | 0 | Yes | No | Tow |
| PA005092200X | May 19, 2010 | PA | 0 | 1 | Yes | No | Injury |
| NJ0003119715 | May 16, 2003 | NJ | 0 | 1 | Yes | No | Injury |
| KY0001130572 | Jan 21, 2003 | KY | 0 | 2 | Yes | No | Injury |
| NJ0002323347 | Dec 17, 2002 | NJ | 0 | 1 | Yes | No | Injury |
| PA0003609400 | Mar 6, 2000 | PA | 0 | 0 | Yes | No | Tow |
| NY971823610A | Feb 17, 1997 | NY | 0 | 0 | Yes | No | Tow |
| PA606536200A | Jul 2, 1996 | PA | 0 | 0 | Yes | No | Tow |
| PA511713900A | Oct 27, 1995 | PA | 0 | 1 | Yes | No | Injury |
Authority Records (2 dockets)
MC Certificate Documents (2 letters, 2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Jul 7, 2004 | MC191610-C | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Jul 7, 2004 | MC191610-C | Daily Register | Reinstatement | Daily Register → |
Insurance Coverage Timeline (35 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| Selective Insurance Company of America | S2628885 | BMC-91X | — | May 17, 2023 | On file | ACTIVE |
| SELECTIVE INSURANCE COMPANY OF AMERICA | S2628885 | 91X | $750,000 | May 17, 2023 | On file | ACTIVE |
| SENTRY SELECT INSURANCE COMPANY | A0129149001 | BIPD/Primary | — | Jun 2, 2019 | May 17, 2023 | REPLACED |
| SENTRY SELECT INSURANCE COMPANY | A0129149001 | BIPD/Primary | — | Jun 2, 2019 | Jun 17, 2023 | CANCELLED |
| ZURICH AMERICAN INSURANCE COMPANY | TRK9655527 | BIPD/Primary | — | Jun 2, 2014 | Jun 2, 2019 | REPLACED |
| AMERICAN GUARANTEE & LIABILITY INS. CO. | TRK9655527 | BIPD/Primary | — | Jun 2, 2013 | Jun 2, 2014 | REPLACED |
| AMERICAN GUARANTEE & LIABILITY INS. CO. | TRK965552702 | BIPD/Primary | — | Jun 2, 2012 | Jun 2, 2013 | REPLACED |
| ZURICH AMERICAN INSURANCE COMPANY | TRK965552701 | BIPD/Primary | — | Jun 2, 2011 | Jun 2, 2012 | REPLACED |
| AMERICAN GUARANTEE & LIABILITY INS. CO. | TRK965552700 | BIPD/Primary | — | Jun 2, 2010 | Jun 2, 2011 | REPLACED |
| EMPIRE FIRE & MARINE INSURANCE CO. | CL661963 | BIPD/Primary | — | Jun 2, 2009 | Jun 2, 2010 | CANCELLED |
| HARLEYSVILLE MUTUAL INSURANCE CO. | CIM0000009917B | CARGO | — | Mar 9, 2009 | Mar 9, 2013 | CANCELLED |
| EMPIRE FIRE & MARINE INSURANCE CO. | CL661675 | BIPD/Primary | — | Jun 2, 2008 | Jun 5, 2009 | CANCELLED |
| EMPIRE FIRE & MARINE INSURANCE CO. | CL661675 | BIPD/Primary | — | Jun 2, 2008 | Jun 2, 2009 | REPLACED |
| PEERLESS INSURANCE CO. | IM 8386333 | CARGO | — | Mar 9, 2008 | Mar 9, 2009 | REPLACED |
| PEERLESS INSURANCE CO. | IM 8386333 | CARGO | — | Mar 9, 2008 | Mar 28, 2009 | CANCELLED |
| UNIVERSAL CASUALTY COMPANY | TKPA000005-00 | BIPD/Primary | — | Jun 2, 2007 | Jun 2, 2008 | REPLACED |
| UNIVERSAL CASUALTY COMPANY | TKPA000005-00 | BIPD/Primary | — | Jun 2, 2007 | Jun 2, 2007 | REPLACED |
| NORTHLAND INSURANCE COMPANY | TN451708 | BIPD/Primary | — | Jun 2, 2005 | Jun 2, 2007 | REPLACED |
| NORTHLAND INSURANCE COMPANY | TN451708 | BIPD/Primary | — | Jun 2, 2005 | Jul 4, 2007 | CANCELLED |
| ZURICH AMERICAN INSURANCE COMPANY | TRK3786759 | BIPD/Primary | — | Jun 2, 2004 | Jun 2, 2005 | CANCELLED |
| ZURICH AMERICAN INSURANCE COMPANY | TRK3786759 | BIPD/Primary | — | Jun 2, 2003 | Jun 2, 2003 | REPLACED |
| ZURICH AMERICAN INSURANCE COMPANY | TRK3786759 | BIPD/Primary | — | Jun 2, 2003 | Jun 2, 2004 | CANCELLED |
| ZURICH AMERICAN INSURANCE COMPANY | TRK3786759 | BIPD/Primary | — | Jun 2, 2003 | Jun 2, 2003 | REPLACED |
| NORTHLAND INSURANCE COMPANY | TN357241 | BIPD/Primary | — | Jun 2, 2002 | Jun 2, 2003 | REPLACED |
| HARTFORD FIRE INSURANCE COMPANY | 30MSUP273942 | CARGO | — | Mar 9, 2002 | Mar 9, 2008 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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Jun 17, 2023insuranceTERM/CANCL — SENTRY SELECT INSURANCE COMPANY
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May 24, 2023
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May 17, 2023insuranceTERM/REPL — SENTRY SELECT INSURANCE COMPANY
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Jun 2, 2019insuranceTERM/REPL — ZURICH AMERICAN INSURANCE COMPANY
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Jun 2, 2014insuranceTERM/REPL — AMERICAN GUARANTEE & LIABILITY INS. CO.
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Jun 2, 2013insuranceTERM/REPL — AMERICAN GUARANTEE & LIABILITY INS. CO.
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Mar 9, 2013insuranceCANCEL — HARLEYSVILLE MUTUAL INSURANCE CO.
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Jun 2, 2012insuranceTERM/REPL — ZURICH AMERICAN INSURANCE COMPANY
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Jun 2, 2011insuranceTERM/REPL — AMERICAN GUARANTEE & LIABILITY INS. CO.
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Jun 2, 2010insuranceCANCEL — EMPIRE FIRE & MARINE INSURANCE CO.
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May 24, 2010
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Jun 5, 2009insuranceTERM/CANCL — EMPIRE FIRE & MARINE INSURANCE CO.
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Jun 2, 2009insuranceTERM/REPL — EMPIRE FIRE & MARINE INSURANCE CO.
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May 28, 2009
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Mar 28, 2009insuranceTERM/CANCL — PEERLESS INSURANCE CO.
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Mar 12, 2009
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Mar 9, 2009insuranceTERM/REPL — PEERLESS INSURANCE CO.
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Jun 2, 2008insuranceTERM/REPL — UNIVERSAL CASUALTY COMPANY
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Mar 9, 2008insuranceTERM/REPL — HARTFORD FIRE INSURANCE COMPANY
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Jul 4, 2007insuranceTERM/CANCL — NORTHLAND INSURANCE COMPANY
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Jun 26, 2007
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Jun 2, 2007insuranceTERM/REPL — NORTHLAND INSURANCE COMPANY
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Jun 2, 2007insuranceTERM/REPL — UNIVERSAL CASUALTY COMPANY
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Jun 3, 2005
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Jun 2, 2005insuranceCANCEL — ZURICH AMERICAN INSURANCE COMPANY
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Jul 7, 2004
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Jun 8, 2004
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Jun 8, 2004
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Jun 8, 2004authorityAuthority revoked — INVOLUNTARY REVOCATION
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Jun 8, 2004authorityAuthority revoked — INVOLUNTARY REVOCATION [dup-67e7200e]
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Jun 2, 2004insuranceCANCEL — ZURICH AMERICAN INSURANCE COMPANY
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Jun 2, 2003insuranceTERM/REPL — ZURICH AMERICAN INSURANCE COMPANY
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Jun 2, 2003insuranceTERM/REPL — NORTHLAND INSURANCE COMPANY
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Jun 2, 2002insuranceCANCEL — NATIONAL CASUALTY COMPANY
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Mar 9, 2002insuranceTERM/REPL — ACE PROPERTY AND CASUALTY INSURANCE COMPANY
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Mar 9, 2002insuranceTERM/REPL — HARTFORD FIRE INSURANCE COMPANY
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Jun 29, 2001insuranceTERM/CANCL — NATIONAL CASUALTY COMPANY
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Jun 2, 2001insuranceTERM/REPL — NATIONAL CASUALTY COMPANY
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Jun 9, 2000insuranceTERM/CANCL — NORTHLAND INSURANCE COMPANY
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Jun 2, 2000insuranceTERM/REPL — NORTHLAND INSURANCE COMPANY
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| NICHOLS NY | NY | 8 | 2 |
| OWEGO NY | NY | 6 | 2 |
| BEMUS POINT NY | NY | 3 | 0 |
| DANBURY SCALE | CT | 2 | 0 |
| ELLERY | NY | 2 | 0 |
| BATH NY | NY | 1 | 0 |
| ELLERY OVERLOOK | NY | 1 | 0 |
| TULLY NY | NY | 1 | 0 |
| PA | PA | 1 | 0 |
| RADNOR TOWNSHIP PA | PA | 1 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 396.5(b) | Oil and/or grease leak | Vehicle Maintenance | 3 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 2 | 0 |
| 393.11 | No or defective lighting devices or reflective material as required | Vehicle Maintenance | 1 | 0 |
| 393.48(a) | Inoperative/defective brakes | Vehicle Maintenance | 1 | 0 |
| 393.55(e) | No or Defective ABS Malfunction Indicator Lamp for trailer manufactured after 03/01/1998 | Vehicle Maintenance | 1 | 0 |
| 393.75(a)(3) | Tire-flat and/or audible air leak | Vehicle Maintenance | 1 | 1 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Pennsylvania carriers
All carriers based in Pennsylvania
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Rome carriers
Carriers based in Rome, PA
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Stations in Pennsylvania
Where this carrier might be inspected
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Docket MC191610
Motor Carrier of Property (Except Household Goods) · ACTIVE · MC
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Selective Insurance Company of America
BMC-91X policy on file
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SENTRY SELECT INSURANCE COMPANY
BIPD/Primary policy on file
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ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary policy on file
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AMERICAN GUARANTEE & LIABILITY INS. CO.
BIPD/Primary policy on file
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EMPIRE FIRE & MARINE INSURANCE CO.
BIPD/Primary policy on file
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HARLEYSVILLE MUTUAL INSURANCE CO.
CARGO policy on file
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PEERLESS INSURANCE CO.
CARGO policy on file
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UNIVERSAL CASUALTY COMPANY
BIPD/Primary policy on file
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NORTHLAND INSURANCE COMPANY
BIPD/Primary policy on file
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HARTFORD FIRE INSURANCE COMPANY
CARGO policy on file
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NATIONAL CASUALTY COMPANY
BIPD/Primary policy on file
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ACE PROPERTY AND CASUALTY INSURANCE COMPANY
CARGO policy on file
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THE INSURANCE COMPANY OF NORTH AMERICA
CARGO policy on file
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ST. PAUL PROTECTIVE INSURANCE COMPANY
CARGO policy on file
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Multi-States Agent For Process Inc.
BOC-3 process agent · 6,128 carriers served
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52 inspections
Full roadside inspection history
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13 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.