MCEPHRAIM LLC
Joins 1 roadside inspection (24 mo), 1 authority docket, BIPD on file (AGENCY INSURANCE COMPANY OF MARYLAND, INC) from FMCSA public filings. Data as of Sep 28, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Insurance-lapse watch: HIGH Recent BMC-91 cancellation or instability without a clear replacement. Details →
- Prior insurance gap · 72 days May 29, 2023 → Aug 9, 2023
- Common (Property) gap · 71 days Inactive Jun 5, 2023 → reinstated Aug 15, 2023
Plain-text risk summary (print / paste)
TruckCodex risk summary — MCEPHRAIM LLC (USDOT 3787643) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $1,000,000 Blockers: (none) Cautions: • Insurance-lapse watch: HIGH — Recent BMC-91 cancellation or instability without a clear replacement. • Prior insurance gap · 72 days — May 29, 2023 → Aug 9, 2023 • Common (Property) gap · 71 days — Inactive Jun 5, 2023 → reinstated Aug 15, 2023 On file: • 1 active operating authority • Insurance on file · $1,000,000 — AGENCY INSURANCE COMPANY OF MARYLAND, INC · 91X • BOC-3 process agent on file — #1 A+ AGENTS OF PROCESS, INC. Source: https://truckcodex.com/usdot/3787643/ As of: Sep 28, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 78/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
B
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · B
Composite of 4/5 scored components (mean 78/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 0% vs peer median 0% (neutral). n=233596 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
Insurance-lapse watch: HIGH.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
1 active liability filing
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2023-08-15 (1,140 days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceAGENCY INSURANCE COMPANY OF MARYLAND, INCPolicy effective May 8, 2026
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Process Agent#1 A+ AGENTS OF PROCESS, INC.BOC-3 on file
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Operating AuthorityMC1460113ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trucks | 1 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 2 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 1 | 1 | 0 |
| OOS inspections | 0 | 1 | 0 |
| OOS percentage | 0% | 100% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 233,596 ACTIVE carriers operating 1–2 power units (±50% of this carrier's 1 unit fleet).
Authority gap detected (1)
- Common (Property) authority was inactive from Jun 5, 2023 to Aug 15, 2023 (71 days)
Historical coverage gap detected (1)
- No active BIPD/Primary insurance from May 29, 2023 to Aug 9, 2023 (72 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (1 months)
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Pennsylvania (PA) | 1 | 1 | 100.0% | Sep 15, 2026 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Hino | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Sep 28, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Sep 28, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Sep 28, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Sep 28, 2026 |
| Vehicle Maintenance | 0 | — | 0.00 | 0 | — | Sep 28, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (2 rows) View all 2 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 88998718 | Sep 15, 2026 | PA | 1 | UPPER TULPEHOCKEN TOWNSHIP PA |
HINO STRAIGHT TRUCK
|
2 | 393.209D-STPAL, 393.47E | Yes |
| 79585976 | Sep 3, 2023 | PA | 2 | pa-2.3-i78-e |
HINO STRAIGHT TRUCK
|
3 | 393.9(a), 393.95(a), 172.502(a)(1) | No |
Authority Records (1 docket)
MC Certificate Documents (2 letters, 2 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| Aug 15, 2023 | MC1460113-C | Reinstatement Letter | Reinstatement | Reinstatement Letter → |
| Sep 2, 2022 | MC1460113-C | Original MC Certificate | Revocation | Original MC Certificate → |
Insurance Coverage Timeline (38 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | 91X | $1,000,000 | May 8, 2026 | On file | ACTIVE |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | $1,000,000 | Mar 19, 2026 | May 18, 2026 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jan 14, 2026 | Mar 23, 2026 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jan 14, 2026 | Mar 19, 2026 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Nov 10, 2025 | Jan 15, 2026 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jul 14, 2025 | Nov 10, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jul 14, 2025 | Nov 18, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jun 13, 2025 | Aug 9, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jun 13, 2025 | Jul 14, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | May 16, 2025 | Jul 16, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | May 16, 2025 | Jun 13, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Apr 25, 2025 | Jun 16, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Apr 25, 2025 | May 16, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Mar 18, 2025 | May 16, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Mar 18, 2025 | Apr 25, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Feb 21, 2025 | Apr 15, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Feb 21, 2025 | Mar 18, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Sep 23, 2024 | Feb 21, 2025 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Sep 23, 2024 | Mar 18, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jul 15, 2024 | Oct 16, 2024 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jul 15, 2024 | Sep 23, 2024 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jun 12, 2024 | Jul 15, 2024 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Jun 12, 2024 | Aug 9, 2024 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Apr 16, 2024 | Jul 16, 2024 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0040948 | BIPD/Primary | — | Apr 16, 2024 | Jun 12, 2024 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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May 18, 2026insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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May 12, 2026
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May 8, 2026insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Mar 23, 2026
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Mar 23, 2026insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Mar 19, 2026insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jan 15, 2026
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Jan 15, 2026insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Nov 18, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Nov 12, 2025
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Nov 10, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Aug 9, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jul 16, 2025
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Jul 16, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jul 14, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jun 16, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jun 13, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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May 16, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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May 16, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Apr 29, 2025
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Apr 25, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Apr 15, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Mar 20, 2025
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Mar 18, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Mar 18, 2025insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Feb 25, 2025
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Feb 21, 2025insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Oct 16, 2024insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Sep 25, 2024
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Sep 23, 2024insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Aug 9, 2024insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jul 17, 2024
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Jul 16, 2024insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jul 15, 2024insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jun 12, 2024insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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May 16, 2024insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Apr 24, 2024
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Apr 16, 2024insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Feb 15, 2024insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Feb 6, 2024
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| UPPER TULPEHOCKEN TOWNSHIP PA | PA | 1 | 1 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 172.502(a)(1) | Prohibited placarding | Hazardous Materials | 1 | 0 |
| 393.95(a) | No/discharged/unsecured fire extinguisher | Vehicle Maintenance | 1 | 0 |
| 393.9(a) | Inoperable required lamps | Vehicle Maintenance | 1 | 0 |
Related Records
All cross-references Authority, BOC-3, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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Pennsylvania carriers
All carriers based in Pennsylvania
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Palmyra carriers
Carriers based in Palmyra, PA
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Stations in Pennsylvania
Where this carrier might be inspected
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Docket MC1460113
common · ACTIVE · MC
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AGENCY INSURANCE COMPANY OF MARYLAND, INC
91X policy on file
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EVERSPAN INDEMNITY INSURANCE COMPANY
BIPD/Primary policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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#1 A+ AGENTS OF PROCESS, INC.
BOC-3 process agent · 128,463 carriers served
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2 inspections
Full roadside inspection history
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch (HIGH)
BMC-91 filing instability timeline and classification rules
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop