- No active BIPD/Primary insurance on file — uninsured for 262 days (since Oct 29, 2025). A carrier without active primary liability coverage cannot legally operate.
PROSPECT CAPITAL GROUP LLC
Do not book — hard regulatory blocker
One or more hard blockers are on file. Do not tender until the issue is cured and confirmed on FMCSA.
- Census status: Inactive FMCSA census marks this USDOT as not actively authorized. Confirm on SAFER before tendering.
- No active BIPD/Primary insurance on file Uninsured 262 days (since Oct 29, 2025).
- Insurance-lapse watch: HIGH Recent BMC-91 cancellation or instability without a clear replacement. Details →
- Prior insurance gap · 56 days Jun 13, 2023 → Aug 8, 2023
- Prior insurance gap · 26 days Sep 21, 2023 → Oct 17, 2023
- Contract (Property) gap · 107 days Inactive Feb 5, 2024 → reinstated May 22, 2024
- Contract (Property) gap · 132 days Inactive Jun 20, 2023 → reinstated Oct 30, 2023
- OOS rate worse than size peers Driver and/or vehicle out-of-service rate is above the peer median.
- BOC-3 process agent on file #1 A $20 BOC-3 FILING LLC Details →
Plain-text risk summary (print / paste)
TruckCodex risk summary — PROSPECT CAPITAL GROUP LLC (USDOT 3575509) Verdict: DO NOT BOOK Do not book — hard regulatory blocker One or more hard blockers are on file. Do not tender until the issue is cured and confirmed on FMCSA. Authority / census status: Inactive Officer(s): LATOYA WOMACK (Company officer) Blockers: • Census status: Inactive — FMCSA census marks this USDOT as not actively authorized. Confirm on SAFER before tendering. • No active BIPD/Primary insurance on file — Uninsured 262 days (since Oct 29, 2025). Cautions: • Insurance-lapse watch: HIGH — Recent BMC-91 cancellation or instability without a clear replacement. • Prior insurance gap · 56 days — Jun 13, 2023 → Aug 8, 2023 • Prior insurance gap · 26 days — Sep 21, 2023 → Oct 17, 2023 • Contract (Property) gap · 107 days — Inactive Feb 5, 2024 → reinstated May 22, 2024 • Contract (Property) gap · 132 days — Inactive Jun 20, 2023 → reinstated Oct 30, 2023 • OOS rate worse than size peers — Driver and/or vehicle out-of-service rate is above the peer median. On file: • BOC-3 process agent on file — #1 A $20 BOC-3 FILING LLC Source: https://truckcodex.com/usdot/3575509/ As of: Jul 18, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
TruckCodex · compliance grade
Compliance grade F
Hard regulatory signal on file (OOS / revoked / Not Authorized / uninsured / Unsatisfactory). Composite mean of 4/5 scored components is 20/100 — letter capped at F. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
F
confidence 80% · 4/5 signals
Compliance grade F
Hard regulatory signal on file (OOS / revoked / Not Authorized / uninsured / Unsatisfactory). Composite mean of 4/5 scored components is 20/100 — letter capped at F. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Census status is Inactive — confirm on SAFER before tendering.
No active BIPD/Primary on file since Oct 29, 2025.
Driver OOS 20% vs peer median 0% (worse). Vehicle OOS 20% vs peer median 0% (worse). n=281702 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
Insurance-lapse watch: HIGH.
TruckCodex compliance grade from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not legal advice. See methodology. Booking triage on this page: Do not book.
Recent changes
- Status NOT_AUTH → INACTIVE · May 25, 2026 · FMCSA Company Census
Uninsured since Oct 29, 2025
Company profile
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Process Agent#1 A $20 BOC-3 FILING LLCBOC-3 on file
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Trucks | 2 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 10 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 10 | 10 | 0 |
| OOS inspections | 2 | 2 | 0 |
| OOS percentage | 20% | 20% | — |
| National average | 6.67% | 22.26% | 4.44% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Carrier analysis & narrative context SEO summary, status notes, AI overview, and safety profiles
PROSPECT CAPITAL GROUP LLC is a motor carrier based in LUTHERVILLE, MD, registered with the FMCSA under USDOT 3575509. The carrier carries the FMCSA status Inactive, and has not yet received a formal FMCSA safety rating. MCS-150 self-reporting puts the fleet at 2 power units and 2 drivers, with 10 roadside inspections on file and a peak out-of-service rate of 20.0%. Use this page to verify the carrier's authority and insurance, review its inspection and crash history, and cross-reference live data on FMCSA SAFER before booking a load or onboarding a partner.
Carrier is unrated
FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.
PROSPECT CAPITAL GROUP LLC is a small fleet, operating 2 power units and 2 drivers, with 2 years on FMCSA's records, based in Lutherville, MD. Across 10 roadside inspections in the last 24 months, the fleet recorded a 30.0% out-of-service rate, with no reportable crashes on file. The carrier currently has no active BIPD/Primary coverage on file, and all filed authority types (contract) are currently revoked.
10 roadside inspections over the last 24 months, concentrated in MD (9) and DE (1), with Level 2 inspections the most common.
30.0% out-of-service rate.
The fleet comprises 2 power units (small fleet) and 2 drivers; Freightliner, International, and Hino are the most-inspected makes.
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 281,702 ACTIVE carriers operating 1–3 power units (±50% of this carrier's 2 unit fleet).
Authority gaps detected (2)
- Contract (Property) authority was inactive from Feb 5, 2024 to May 22, 2024 (107 days)
- Contract (Property) authority was inactive from Jun 20, 2023 to Oct 30, 2023 (132 days)
Historical coverage gaps detected (3)
- No active BIPD/Primary insurance from Jun 13, 2023 to Aug 8, 2023 (56 days)
- No active BIPD/Primary insurance from Sep 21, 2023 to Oct 17, 2023 (26 days)
- No active BIPD/Primary insurance from Dec 4, 2023 to Mar 13, 2024 (100 days)
Fleet History
Sourced from FMCSA daily imports; field-level change log. 1 tracked change on record. · 1 status change
Record Changes
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Status NOT_AUTH INACTIVESeen 2 times · first May 25, 2026 · last May 25, 2026 FMCSA Company Census
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Inspection Analytics Monthly activity · BASIC mix · state map
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Freightliner | 4 | |
| International | 4 | |
| Hino | 2 |
Recent Inspections (10 rows) View all 10 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 2170C01011 | Feb 12, 2026 | MD | 2 | — |
FREIGHTLINER STRAIGHT TRUCK
|
2 | — | No |
| 2329C00421 | Feb 6, 2026 | MD | 2 | — |
HINO STRAIGHT TRUCK
|
2 | — | No |
| 0315C00225 | Oct 20, 2025 | MD | 2 | — |
FREIGHTLINER STRAIGHT TRUCK
|
1 | — | No |
| 0398001603 | Aug 15, 2025 | DE | 2 | — |
FREIGHTLINER STRAIGHT TRUCK
|
6 | — | Yes |
| 2257C00115 | May 14, 2025 | MD | 1 | — |
HINO STRAIGHT TRUCK
|
2 | — | No |
| 0315C00033 | May 7, 2025 | MD | 1 | — |
INTERNATIONAL STRAIGHT TRUCK
|
2 | — | No |
| 2410C00044 | Apr 29, 2025 | MD | 2 | — |
FREIGHTLINER STRAIGHT TRUCK
|
4 | — | No |
| 2345001403 | Jan 28, 2025 | MD | 2 | — |
INTERNATIONAL STRAIGHT TRUCK
|
3 | — | No |
| 2355004119 | Jan 15, 2025 | MD | 2 | — |
INTERNATIONAL STRAIGHT TRUCK
|
3 | — | Yes |
| 3259003458 | Nov 18, 2024 | MD | 2 | — |
INTERNATIONAL STRAIGHT TRUCK
|
2 | — | Yes |
Authority Records (1 docket)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Unknown | MC1205892 | common | N | — |
MC Certificate Documents (4 PDFs)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Click a row to open that specific letter. Multiple letters per docket are listed separately by action type and date.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| May 22, 2024 | MC1205892-P | REI | REINSTATEMENT | REI → |
| Oct 31, 2023 | MC1205892 | NC | REINSTATEMENT | NC → |
| Oct 30, 2023 | MC1205892-P | REI | REINSTATEMENT | REI → |
| Jan 9, 2023 | MC1205892-P | CPL | REVOCATION | CPL → |
Insurance Coverage Timeline (17 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Sep 22, 2025 | Oct 29, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Jul 24, 2025 | Sep 23, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | May 25, 2025 | Jul 25, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Oct 16, 2024 | May 26, 2025 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Sep 23, 2024 | Oct 16, 2024 | REPLACED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Sep 23, 2024 | Oct 27, 2024 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Jul 25, 2024 | Sep 23, 2024 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | May 24, 2024 | Jul 26, 2024 | CANCELLED |
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Mar 13, 2024 | May 24, 2024 | CANCELLED |
| Coverage gap — 100 days without BIPD/Primary coverage from Dec 4, 2023 to Mar 13, 2024 | ||||||
| AGENCY INSURANCE COMPANY OF MARYLAND, INC | CA 0042744 | BIPD/Primary | — | Oct 17, 2023 | Dec 4, 2023 | NAME CHANGED |
| Coverage gap — 26 days without BIPD/Primary coverage from Sep 21, 2023 to Oct 17, 2023 | ||||||
| CANAL INSURANCE CO. | CT4110910891 | BIPD/Primary | — | Aug 8, 2023 | Sep 21, 2023 | CANCELLED |
| Coverage gap — 56 days without BIPD/Primary coverage from Jun 13, 2023 to Aug 8, 2023 | ||||||
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA964359623 | BIPD/Primary | — | May 3, 2023 | Jun 13, 2023 | CANCELLED |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA964359623 | BIPD/Primary | — | May 3, 2023 | May 3, 2023 | REPLACED |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | CA964359623 | BIPD/Primary | — | Dec 19, 2022 | May 3, 2023 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Oct 29, 2025insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Sep 29, 2025
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Sep 29, 2025authorityAuthority revoked — INVOLUNTARY REVOCATION
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Sep 23, 2025insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jul 28, 2025
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Jul 25, 2025insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
-
May 28, 2025
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May 26, 2025insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Oct 27, 2024insuranceTERM/CANCL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Oct 17, 2024
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Oct 16, 2024insuranceTERM/REPL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Oct 6, 2024oosOut-of-service order — New Entrant Revoked - Refusal of Audit/No Contact
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Sep 30, 2024
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Sep 23, 2024insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Jul 29, 2024
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Jul 26, 2024insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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May 30, 2024
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May 24, 2024insuranceCANCEL — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Feb 5, 2024
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Feb 5, 2024authorityAuthority revoked — INVOLUNTARY REVOCATION
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Feb 5, 2024authority gapContract (Property) authority inactive: 107 days (through May 22, 2024)
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Dec 4, 2023insuranceNAMECHG — AGENCY INSURANCE COMPANY OF MARYLAND, INC
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Dec 4, 2023insurance gapCoverage gap: 100 days without BIPD/Primary insurance (through Mar 13, 2024)
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Sep 21, 2023insuranceCANCEL — CANAL INSURANCE CO.
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Sep 21, 2023insurance gapCoverage gap: 26 days without BIPD/Primary insurance (through Oct 17, 2023)
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Jun 20, 2023
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Jun 20, 2023authority gapContract (Property) authority inactive: 132 days (through Oct 30, 2023)
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Jun 19, 2023authorityAuthority revoked — INVOLUNTARY REVOCATION
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Jun 13, 2023insuranceCANCEL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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Jun 13, 2023insurance gapCoverage gap: 56 days without BIPD/Primary insurance (through Aug 8, 2023)
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May 3, 2023insuranceTERM/REPL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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May 3, 2023insuranceCANCEL — PROGRESSIVE CASUALTY INSURANCE COMPANY
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Apr 5, 2021
Related Records Cross-references to every adjacent page
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Maryland carriers
All carriers based in Maryland
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Lutherville carriers
Carriers based in Lutherville, MD
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Stations in Maryland
Where this carrier might be inspected
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Docket MC1205892
common · N · MC
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AGENCY INSURANCE COMPANY OF MARYLAND, INC
BIPD/Primary policy on file
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CANAL INSURANCE CO.
BIPD/Primary policy on file
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PROGRESSIVE CASUALTY INSURANCE COMPANY
BIPD/Primary policy on file
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#1 A $20 BOC-3 FILING LLC
BOC-3 process agent · 45,815 carriers served
-
10 inspections
Full roadside inspection history
-
Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Carrier comparison tool
Side-by-side vs. other carriers
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch (HIGH)
BMC-91 filing instability timeline and classification rules
-
How FMCSA safety ratings work
BASIC percentiles and compliance review context
-
BOC-3 process agents explained
Why every interstate carrier must file a process agent
-
FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
How to verify PROSPECT CAPITAL GROUP LLC
- Verify USDOT and MC numbers match the carrier's documents. Compare the USDOT number and MC docket on this page to the numbers on the carrier's invoice, rate confirmation, or load-board listing. A mismatch between the carrier's claimed numbers and the registered legal name is the single most common red flag.
- Check active operating authority and insurance status. Confirm the Authority Records show at least one ACTIVE docket for the type of operation you're booking, and that the Active Insurance card lists a current BIPD/Primary policy. A revoked authority or uninsured carrier cannot legally operate.
- Review safety rating and SMS BASIC scores. Check the carrier's FMCSA safety rating (if any) and the SMS BASIC table. A high percentile in any BASIC category — especially Unsafe Driving, HOS, or Vehicle Maintenance — is worth investigating before tendering a load.
- Examine inspection and crash history. Open the Inspection History and Crash History subpages for the full record. Look for patterns: repeat OOS findings on the same unit, multiple crashes in a short window, or violations clustered in one BASIC category.
- Cross-reference real-time data with FMCSA SAFER. For the most current snapshot — within 24 hours of any insurer filing or authority change — click through to the FMCSA SAFER lookup. TruckCodex mirrors SAFER and L&I daily; SAFER itself reflects filings within 24 hours.
Frequently asked questions about PROSPECT CAPITAL GROUP LLC
Is PROSPECT CAPITAL GROUP LLC an active motor carrier? ▾
What is PROSPECT CAPITAL GROUP LLC's safety rating? ▾
How many inspections has PROSPECT CAPITAL GROUP LLC had? ▾
What is PROSPECT CAPITAL GROUP LLC's out-of-service rate? ▾
Where is PROSPECT CAPITAL GROUP LLC based? ▾
Does PROSPECT CAPITAL GROUP LLC have valid operating authority? ▾
How many trucks and drivers does PROSPECT CAPITAL GROUP LLC operate? ▾
Has PROSPECT CAPITAL GROUP LLC had any crashes? ▾
About FMCSA carrier records
Every commercial motor carrier operating in the United States is required to register with the Federal Motor Carrier Safety Administration (FMCSA) and obtain a USDOT number. The USDOT number is a permanent, unique identifier — once assigned, it stays with the carrier for life and is never reissued to another company. Carriers must update their registration every two years on Form MCS-150 to keep their address, fleet size, and operating data current.
Carrier safety data lives in FMCSA's Motor Carrier Management Information System (MCMIS): roadside inspections, crashes, out-of-service findings, and the seven Behavior Analysis and Safety Improvement Categories (BASICs) that make up the SMS scoring methodology. For-hire carriers must also hold operating authority — an MC, FF, or MX docket number — which is separate from the USDOT number and requires continuous insurance and BOC-3 process-agent filings to remain active.
TruckCodex mirrors FMCSA's public SAFER and L&I systems on a daily refresh cycle. Every record on this page reflects what FMCSA has on file. We do not edit or modify carrier data — for real-time confirmation immediately before a transaction, click through to the FMCSA SAFER lookup linked in the related records section above. Safety ratings, when present, come from formal compliance reviews; most active carriers have not been reviewed and are correctly listed as unrated.
Data sources & freshness
TruckCodex aggregates official public-sector datasets. See the Source registry for dataset-level coverage and the Freshness log for last-import timestamps.
Census, SAFER, SMS, Licensing & Insurance (L&I), roadside inspections, crashes, and authority history.
Vehicle recall campaigns, defect investigations, and consumer safety complaints (SCRS).
Cross-border carrier registry and Canadian recall campaigns where applicable.
TruckCodex is an independent aggregator; it is not affiliated with FMCSA, NHTSA, EIA, or Transport Canada. Always verify compliance-critical information directly with the originating agency.