COMMERCIAL TRADE ENTERPRISE INC
Joins 3 roadside inspections (24 mo), 1 authority docket, BIPD on file (UNIVERSAL CASUALTY RISK RETENTION GROUP, INC) from FMCSA public filings. Data as of Oct 9, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- Prior insurance gap · 502 days Dec 6, 2019 → Apr 21, 2021
- Prior insurance gap · 431 days Sep 11, 2023 → Nov 15, 2024
- Common (Property) gap · 568 days Inactive Sep 18, 2023 → reinstated Apr 8, 2025
- Common (Property) gap · 498 days Inactive Dec 16, 2019 → reinstated Apr 27, 2021
- Violations per Inspection above national average 2.33 vs 1.80 national (+0.53).
Plain-text risk summary (print / paste)
TruckCodex risk summary — COMMERCIAL TRADE ENTERPRISE INC (USDOT 2985997) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Active BIPD limit: $750,000 Blockers: (none) Cautions: • Prior insurance gap · 502 days — Dec 6, 2019 → Apr 21, 2021 • Prior insurance gap · 431 days — Sep 11, 2023 → Nov 15, 2024 • Common (Property) gap · 568 days — Inactive Sep 18, 2023 → reinstated Apr 8, 2025 • Common (Property) gap · 498 days — Inactive Dec 16, 2019 → reinstated Apr 27, 2021 • Violations per Inspection above national average — 2.33 vs 1.80 national (+0.53). On file: • 1 active operating authority • Insurance on file · $750,000 — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC · 91X • BOC-3 process agent on file — 1+49 PROCESS AGENTS LLC Source: https://truckcodex.com/usdot/2985997/ As of: Oct 9, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 9, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 94/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 80% · 4/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 4/5 scored components (mean 94/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 0% vs peer median 0% (neutral). n=232082 same-size ACTIVE peers.
FMCSA has not assigned this carrier a formal safety rating. We do not invent one.
NR reason: No published FMCSA safety_rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC · BMC-91X · $750,000
1 active liability filing
Company profile
No active FMCSA cargo filing on file.
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 2025-10-24 (350 days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceUNIVERSAL CASUALTY RISK RETENTION GROUP, INCPolicy effective Apr 4, 2026
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Process Agent1+49 PROCESS AGENTS LLCBOC-3 on file
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Operating AuthorityMC016615ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 1 | 0 | 0 |
| Trailers | 1 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 3 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 3 | 3 | 0 |
| OOS inspections | 1 | 1 | 0 |
| OOS percentage | 33.33% | 33.33% | — |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Risk Signals
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 232,082 ACTIVE carriers operating 1–2 power units (±50% of this carrier's 1 unit fleet).
Authority gaps detected (2)
- Common (Property) authority was inactive from Sep 18, 2023 to Apr 8, 2025 (568 days)
- Common (Property) authority was inactive from Dec 16, 2019 to Apr 27, 2021 (498 days)
Historical coverage gaps detected (2)
- No active BIPD/Primary insurance from Dec 6, 2019 to Apr 21, 2021 (502 days)
- No active BIPD/Primary insurance from Sep 11, 2023 to Nov 15, 2024 (431 days)
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (3 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Kentucky (KY) | 1 | 0 | 0.0% | Oct 2, 2026 |
| South Carolina (SC) | 1 | 1 | 100.0% | Aug 18, 2026 |
| Texas (TX) | 1 | 0 | 0.0% | Sep 12, 2025 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Freightliner | 3 | |
| Great Dane | 1 | |
| Utbc | 1 | |
| Utility | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 1 | — | 3.75 | 4 | — | Oct 5, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Unsafe Driving | 1 | — | 15.00 | 15 | — | Oct 5, 2026 |
| Vehicle Maintenance | 2 | — | 14.80 | 15 | — | Oct 5, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (3 rows) View all 3 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89162772 | Oct 2, 2026 | KY | 3 | LAWRENCEBURG KY |
FREIGHTLINER TRUCK TRACTOR
|
1 | 392.2-SLLSOA | No |
| 88733280 | Aug 18, 2026 | SC | 2 | — |
FREIGHTLINER TRUCK TRACTOR
|
4 | 392.2-LCDLR, 393.118D-CDL, 393.78 | Yes |
| 85804252 | Sep 12, 2025 | TX | 2 | — |
FREIGHTLINER TRUCK TRACTOR
|
7 | 393.55D3, 393.11, 393.78 | No |
Recent Crashes (3 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| NC0107166280 | Nov 26, 2022 | NC | 0 | 4 | Yes | No | Injury |
| NC0107044250 | Jul 23, 2022 | NC | 0 | 5 | No | No | Injury |
| FL8807027409 | May 14, 2019 | FL | 0 | 1 | Yes | No | Injury |
Authority Records (1 docket)
MC Certificate Documents (1 letter, 1 PDF)
Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.
Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.
| Date | Docket | Action | Authority | |
|---|---|---|---|---|
| May 19, 2017 | MC16615-C | Original MC Certificate | Certificate | Original MC Certificate → |
Insurance Coverage Timeline (18 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | URG-03974 | 91X | $750,000 | Apr 4, 2026 | On file | ACTIVE |
| CONCERT SPECIALTY INSURANCE COMPANY | CS SPS 3877950-00 | BIPD/Primary | — | Apr 4, 2025 | Nov 15, 2024 | REPLACED |
| FEDERATED MUTUAL INSURANCE CO. | 1878242 | BIPD/Primary | — | Nov 15, 2024 | Oct 11, 2025 | CANCELLED |
| Coverage gap — 431 days without BIPD/Primary coverage from Sep 11, 2023 to Nov 15, 2024 | ||||||
| UNITED FINANCIAL CASUALTY COMPANY | CA948488411 | BIPD/Primary | — | Apr 21, 2021 | Sep 11, 2023 | CANCELLED |
| Coverage gap — 502 days without BIPD/Primary coverage from Dec 6, 2019 to Apr 21, 2021 | ||||||
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC19052525 | BIPD/Primary | — | Sep 19, 2019 | Dec 6, 2019 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC19052525 | BIPD/Primary | — | May 24, 2019 | Sep 19, 2019 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC18051984 | BIPD/Primary | — | Apr 23, 2019 | May 24, 2019 | REPLACED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC18051984 | BIPD/Primary | — | Mar 27, 2019 | Apr 23, 2019 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC18051984 | BIPD/Primary | — | Jan 22, 2019 | Mar 27, 2019 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC18051984 | BIPD/Primary | — | May 24, 2018 | Jan 22, 2019 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC1705676 | BIPD/Primary | — | Apr 17, 2018 | May 24, 2018 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC1705676 | BIPD/Primary | — | Dec 27, 2017 | Apr 17, 2018 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC1705676 | BIPD/Primary | — | Oct 12, 2017 | Dec 27, 2017 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC1705676 | BIPD/Primary | — | Oct 12, 2017 | Oct 25, 2017 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC1705676 | BIPD/Primary | — | Sep 7, 2017 | Oct 12, 2017 | CANCELLED |
| PRIME PROPERTY & CASUALTY INSURANCE INC | PC1705676 | BIPD/Primary | — | May 8, 2017 | Sep 7, 2017 | CANCELLED |
Compliance Timeline Merged authority / insurance / enforcement events
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Apr 7, 2026
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Oct 24, 2025
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Oct 20, 2025
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Oct 20, 2025authorityAuthority revoked — INVOLUNTARY REVOCATION
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Oct 11, 2025insuranceCANCEL — FEDERATED MUTUAL INSURANCE CO.
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Nov 15, 2024insuranceTERM/REPL — CONCERT SPECIALTY INSURANCE COMPANY
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Sep 18, 2023
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Sep 18, 2023authorityAuthority revoked — INVOLUNTARY REVOCATION
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Sep 18, 2023authority gapCommon (Property) authority inactive: 568 days (through Apr 8, 2025)
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Sep 11, 2023insuranceCANCEL — UNITED FINANCIAL CASUALTY COMPANY
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Sep 11, 2023insurance gapCoverage gap: 431 days without BIPD/Primary insurance (through Nov 15, 2024)
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Dec 16, 2019
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Dec 16, 2019authorityAuthority revoked — INVOLUNTARY REVOCATION
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Dec 16, 2019authority gapCommon (Property) authority inactive: 498 days (through Apr 27, 2021)
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Dec 6, 2019insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Dec 6, 2019insurance gapCoverage gap: 502 days without BIPD/Primary insurance (through Apr 21, 2021)
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Sep 25, 2019
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Sep 25, 2019authorityAuthority revoked — INVOLUNTARY REVOCATION
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Sep 19, 2019insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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May 24, 2019insuranceTERM/REPL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Apr 24, 2019
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Apr 23, 2019insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Mar 27, 2019insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Jan 24, 2019
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Jan 22, 2019insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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May 24, 2018
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May 24, 2018insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Apr 23, 2018
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Apr 23, 2018authorityAuthority revoked — INVOLUNTARY REVOCATION
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Apr 17, 2018insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Jan 2, 2018
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Jan 2, 2018authorityAuthority revoked — INVOLUNTARY REVOCATION
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Dec 27, 2017insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Nov 3, 2017
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Oct 25, 2017insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Oct 12, 2017insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Sep 7, 2017insuranceCANCEL — PRIME PROPERTY & CASUALTY INSURANCE INC
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Aug 15, 2017
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| LAWRENCEBURG KY | KY | 1 | 0 |
Top Violation Codes Cited
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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Florida carriers
All carriers based in Florida
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Sunrise carriers
Carriers based in Sunrise, FL
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Stations in Florida
Where this carrier might be inspected
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Docket MC016615
common · ACTIVE · MC
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UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
91X policy on file
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CONCERT SPECIALTY INSURANCE COMPANY
BIPD/Primary policy on file
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FEDERATED MUTUAL INSURANCE CO.
BIPD/Primary policy on file
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UNITED FINANCIAL CASUALTY COMPANY
BIPD/Primary policy on file
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PRIME PROPERTY & CASUALTY INSURANCE INC
BIPD/Primary policy on file
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1+49 PROCESS AGENTS LLC
BOC-3 process agent · 19,622 carriers served
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3 inspections
Full roadside inspection history
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3 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.