A R SANDRI INC
Joins 15 roadside inspections (24 mo), 1 authority docket, BIPD on file (Imperium Insurance Company) from FMCSA public filings. Data as of Oct 8, 2026. Booking triage is above; confirm on SAFER before tendering.
Book with caution — review signals below
No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking.
- 4 fatalities on crash record 23 FMCSA-reportable crashes on file. Details →
- FMCSA cargo filing on file · BMC-34 PHILADELPHIA INDEMNITY INSURANCE COMPANY · Filing evidence (BMC-34/83) — not a shipper COI Details →
- 1 active operating authority
- Active insurance on file Imperium Insurance Company · BMC-91X Details →
- BOC-3 process agent on file Truck Process Agents of America, Inc. Details →
- Satisfactory FMCSA safety rating
- OOS rate better than size peers
Plain-text risk summary (print / paste)
TruckCodex risk summary — A R SANDRI INC (USDOT 20705) Verdict: CAUTION Book with caution — review signals below No hard OOS / revoked / uninsured blocker, but elevated risk signals need a human look before booking. Authority / census status: Active Blockers: (none) Cautions: • 4 fatalities on crash record — 23 FMCSA-reportable crashes on file. On file: • FMCSA cargo filing on file · BMC-34 — PHILADELPHIA INDEMNITY INSURANCE COMPANY · Filing evidence (BMC-34/83) — not a shipper COI • 1 active operating authority • Active insurance on file — Imperium Insurance Company · BMC-91X • BOC-3 process agent on file — Truck Process Agents of America, Inc. • Satisfactory FMCSA safety rating • OOS rate better than size peers Source: https://truckcodex.com/usdot/20705/ As of: Oct 8, 2026 Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.
FMCSA census as of Oct 8, 2026 · Sources · Freshness · Methodology · Disclaimer
TruckCodex · filing & peer scorecard
TruckCodex filing & peer scorecard · A
Composite of 5/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
A
confidence 100% · 5/5 signals · expand
TruckCodex filing & peer scorecard · A
Composite of 5/5 scored components (mean 100/100). Separate from booking triage on this page. Expand for per-signal evidence. Heuristic — not an FMCSA rating or legal advice.
Active census status with no OOS order or revoked authority on file.
Active BIPD/Primary-like policy on file in our insurance history.
Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 0% vs peer median 14.3% (better). n=44569 same-size ACTIVE peers.
Official FMCSA Satisfactory safety rating.
No BMC-91 insurance-lapse watch classification on file for this USDOT.
TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Caution.
Fleet size changes
- Power Units +18 (5 → 23) · Jun 22, 2026 · FMCSA Company Census
- Power Units −18 (23 → 5) · Jun 12, 2026 · FMCSA Company Census
Company profile
FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.
No active broker surety bond or trust fund on file.
BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.
Based on FMCSA authority grant of 1993-03-24 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.
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InsuranceImperium Insurance CompanyPolicy effective Jul 31, 2026
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Process AgentTruck Process Agents of America, Inc.BOC-3 on file
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Operating AuthorityMC260576ACTIVE
Fleet details (MCS-150)
| Vehicle type | Owned | Term leased | Trip leased |
|---|---|---|---|
| Truck tractors | 3 | 0 | 0 |
| Trailers | 2 | 0 | 0 |
| Trucks | 2 | 0 | 0 |
Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).
Inspections (24 months)
All 20 inspections →| Driver | Vehicle | Hazmat | |
|---|---|---|---|
| Inspections | 15 | 15 | 6 |
| OOS inspections | 0 | 1 | 1 |
| OOS percentage | 0% | 6.67% | 16.67% |
| National average | 6.7% | 23.4% | 4.4% |
Roadside inspections in the last 24 months. National averages are FMCSA MCSAP reference rates (driver ~6.7%, vehicle ~23.4%, hazmat ~4.4%).
Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service
Compared against 44,569 ACTIVE carriers operating 11–35 power units (±50% of this carrier's 23 unit fleet).
Fleet History
Field change history →Sourced from FMCSA daily imports; field-level change log. 2 tracked changes on record.
Record Changes
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Power Units 5 23FMCSA Company Census
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Power Units 23 5Not reflected on current profile FMCSA Company Census
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Power Units Over Time
Bar height reflects reported power-unit count after each FMCSA filing update.
Inspection Analytics Monthly activity · BASIC mix · state map
Monthly Inspection Activity (15 months)
Violations by BASIC Category
Activity by State
| State | Inspections | OOS | OOS % | Last Inspection |
|---|---|---|---|---|
| Vermont (VT) | 8 | 1 | 12.5% | Sep 10, 2026 |
| Massachusetts (MA) | 6 | 0 | 0.0% | Sep 29, 2026 |
| New Hampshire (NH) | 1 | 0 | 0.0% | Dec 27, 2024 |
Vehicle Fleet Top makes and models observed in roadside inspections
| Make | Model | Inspections |
|---|---|---|
| Kenworth | 19 | |
| Freightliner | 3 | |
| Freu | 1 |
SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores
| BASIC | Inspections | Serious | Measure | Percentile | Alert | As Of |
|---|---|---|---|---|---|---|
| Driver Fitness | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Controlled Substances / Alcohol | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Hours of Service | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Unsafe Driving | 0 | — | 0.00 | 0 | — | Oct 5, 2026 |
| Vehicle Maintenance | 2 | — | 1.15 | 1 | — | Oct 5, 2026 |
Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.
Recent Inspections (20 rows) View all 20 →
| Inspection # | Date ▼ | State | Level | Station | Vehicle | Violations | Top Codes | OOS |
|---|---|---|---|---|---|---|---|---|
| 89128619 | Sep 29, 2026 | MA | 2 | H-DEERFIELD |
KENWORTH STRAIGHT TRUCK
|
1 | 393.11A1-LIL | No |
| 88955138 | Sep 10, 2026 | VT | 1 | GUILFORD TRUCK CHECK AREA |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 88625972 | Aug 6, 2026 | MA | 1 | H-DEERFIELD |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 88562347 | Jul 30, 2026 | VT | 1 | SPRINGFIELD SB RA |
KENWORTH STRAIGHT TRUCK
|
3 | 396.3A1-BOS, 396.5B-L, 396.3A1-BALAC | Yes |
| 88112287 | Jun 11, 2026 | VT | 1 | GUILFORD TRUCK CHECK AREA |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 88006370 | Jun 1, 2026 | MA | 2 | H-DEERFIELD |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 87584650 | Apr 14, 2026 | MA | 2 | H-DEERFIELD |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 87382808 | Mar 10, 2026 | VT | 1 | VT |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 86955774 | Feb 4, 2026 | MA | 1 | H-DEERFIELD |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 85966927 | Oct 1, 2025 | VT | 3 | vt-mt.-holly |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 84696154 | May 15, 2025 | MA | 1 | H-DEERFIELD |
KENWORTH TRUCK TRACTOR
|
0 | — | No |
| 84487864 | Apr 22, 2025 | VT | 1 | SPRINGFIELD NB RA |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 83837632 | Feb 4, 2025 | VT | 2 | GUILFORD TRUCK CHECK AREA |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 83497357 | Dec 27, 2024 | NH | 2 | KEENE |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 83342407 | Dec 3, 2024 | VT | 2 | WHITE RIVER SB RA |
KENWORTH STRAIGHT TRUCK
|
1 | 396.5B-L | No |
| 82814107 | Oct 1, 2024 | MA | 2 | H-HATFIELD |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 81247582 | Mar 27, 2024 | VT | 2 | PUTNEY SB RA |
KENWORTH STRAIGHT TRUCK
|
0 | — | No |
| 81161472 | Mar 19, 2024 | VT | 3 | PUTNEY SB RA |
KENWORTH STRAIGHT TRUCK
|
1 | 391.41(a) | No |
| 80885327 | Feb 19, 2024 | MA | 2 | H-NORTHAMPTON |
KENWORTH TRUCK TRACTOR
|
1 | 392.2 | No |
| 79514128 | Aug 4, 2023 | US | 1 | — |
HINO STRAIGHT TRUCK
|
0 | — | No |
Recent Crashes (23 rows)
| Report # | Date ▼ | State | Fatalities | Injuries | Tow | Hazmat | Severity |
|---|---|---|---|---|---|---|---|
| NYSP30317340 | Jan 15, 2018 | NY | 0 | 0 | Yes | No | Tow |
| VT0000199776 | Oct 1, 2017 | VT | 0 | 0 | Yes | No | Tow |
| VT0000145189 | Mar 13, 2014 | VT | 0 | 1 | No | No | Injury |
| MA1002956515 | Dec 20, 2013 | MA | 1 | 0 | Yes | No | Fatal |
| MA1002547734 | Jul 3, 2013 | MA | 0 | 1 | Yes | No | Injury |
| VT0000126704 | Jul 29, 2012 | VT | 0 | 1 | Yes | No | Injury |
| MA1001829480 | Feb 25, 2012 | MA | 0 | 0 | Yes | No | Tow |
| VT0000117606 | Dec 2, 2011 | VT | 0 | 0 | Yes | No | Tow |
| NYSP09716810 | Mar 23, 2011 | NY | 0 | 0 | Yes | No | Tow |
| NYSP06923360 | Jan 8, 2010 | NY | 0 | 0 | Yes | No | Tow |
| VT0000097055 | Dec 11, 2009 | VT | 0 | 1 | Yes | No | Injury |
| MA1001270674 | Dec 8, 2008 | MA | 0 | 0 | Yes | No | Tow |
| NYSP02547960 | Jul 11, 2007 | NY | 2 | 0 | Yes | No | Fatal |
| NH-001113206 | May 9, 2006 | NH | 0 | 0 | Yes | No | Tow |
| MA1000201928 | Jan 28, 2003 | MA | 0 | 0 | Yes | No | Tow |
| NY0021085930 | Nov 29, 2002 | NY | 0 | 1 | Yes | No | Injury |
| NY0021018390 | Apr 20, 2002 | NY | 0 | 6 | Yes | No | Injury |
| NY0021000140 | Jan 21, 2002 | NY | 0 | 0 | Yes | No | Tow |
| VT0000001736 | Jan 25, 1999 | VT | 0 | 1 | Yes | No | Injury |
| VT0000011198 | Dec 26, 1998 | VT | 0 | 1 | Yes | No | Injury |
| NY974458310A | Nov 29, 1997 | NY | 1 | 0 | Yes | No | Fatal |
| VT0000002994 | Mar 20, 1997 | VT | 0 | 0 | Yes | No | Tow |
| VT0000005066 | Jan 17, 1994 | VT | 0 | 0 | Yes | No | Tow |
Authority Records (2 dockets)
Revocations & Inactive Status
Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.
| Date | Docket | Authority | Status | Applied |
|---|---|---|---|---|
| Unknown | MC260576 | common | N | — |
Insurance Coverage Timeline (39 rows)
Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.
| Insurer | Policy # | Type | Limit | Effective | Cancel | Status |
|---|---|---|---|---|---|---|
| Imperium Insurance Company | ECAP1IICCA00018905 | BMC-91X | — | Jul 31, 2026 | On file | ACTIVE |
| IMPERIUM INSURANCE COMPANY | ECAP1IICMACA00019004 | BIPD/Primary | — | Jul 31, 2025 | Jul 31, 2025 | REPLACED |
| IMPERIUM INSURANCE COMPANY | ECAP1IICCA00018904 | 91X | $1,000,000 | Jul 31, 2025 | On file | ACTIVE |
| IMPERIUM INSURANCE COMPANY | ECAP1IICMACA00019003 | BIPD/Primary | — | Jul 31, 2024 | Jul 31, 2024 | REPLACED |
| IMPERIUM INSURANCE COMPANY | ECAP1IICCA00018903 | BIPD/Primary | — | Jul 31, 2024 | Jul 31, 2025 | REPLACED |
| IMPERIUM INSURANCE COMPANY | ECAP1IICMACA00019002 | BIPD/Primary | — | Jul 31, 2023 | Jul 31, 2024 | REPLACED |
| IMPERIUM INSURANCE COMPANY | ECAP1IICCA00018902 | BIPD/Primary | — | Jul 31, 2023 | Jul 31, 2023 | REPLACED |
| IMPERIUM INSURANCE COMPANY | ECAP1IICCA00018901 | BIPD/Primary | — | Jul 31, 2022 | Jul 31, 2022 | REPLACED |
| IMPERIUM INSURANCE COMPANY | ECAP1IICMACA00019001 | BIPD/Primary | — | Jul 31, 2022 | Jul 31, 2023 | REPLACED |
| IMPERIUM INSURANCE COMPANY | ECAP1IICCA00018900 | BIPD/Primary | — | Jul 31, 2021 | Jul 31, 2022 | REPLACED |
| Imperium Insurance Company | ECAP1HSCX00018900 | BMC-91X | — | Jul 31, 2021 | On file | ACTIVE |
| HOUSTON SPECIALTY INSURANCE COMPANY | ECAP1HSCX00018900 | 91X | $4,000,000 | Jul 31, 2021 | On file | ACTIVE |
| IMPERIUM INSURANCE COMPANY | ECAP1IICMACA00019000 | BIPD/Primary | — | Jul 31, 2021 | Jul 31, 2021 | REPLACED |
| PHILADELPHIA INDEMNITY INSURANCE COMPANY | PHPK1855154 | BIPD/Primary | — | Jul 31, 2018 | Jul 31, 2021 | REPLACED |
| PHILADELPHIA INDEMNITY INSURANCE COMPANY | PHUB639988 | BIPD/Excess | — | Jul 31, 2018 | Jul 31, 2021 | REPLACED |
| PHILADELPHIA INDEMNITY INSURANCE COMPANY | PHPK1855154 | 34 | — | Jul 31, 2018 | On file | ACTIVE |
| Philadelphia Indemnity Insurance Co. | PHPK1855154 | BMC-34 | — | Jul 31, 2018 | On file | ACTIVE |
| HDI GLOBAL INSURANCE COMPANY | EAGCD000182217 | BIPD/Primary | — | Jul 31, 2017 | Jul 31, 2018 | CANCELLED |
| HDI GLOBAL INSURANCE COMPANY | EXAGD000182217 | BIPD/Excess | — | Jul 31, 2017 | Jul 31, 2018 | CANCELLED |
| HDI GLOBAL INSURANCE COMPANY | EAGCD000182217 | BIPD/Primary | — | Jul 31, 2017 | Jul 31, 2017 | REPLACED |
| HDI GLOBAL INSURANCE COMPANY | EXEXD000182216 | BIPD/Excess | — | Jul 31, 2016 | Aug 27, 2017 | CANCELLED |
| HDI GLOBAL INSURANCE COMPANY | EAGCD000182816 | BIPD/Primary | — | Jul 31, 2016 | Jul 31, 2017 | REPLACED |
| HDI GLOBAL INSURANCE COMPANY | EXAGD000182216 | BIPD/Excess | — | Jul 31, 2016 | Jul 31, 2017 | REPLACED |
| HDI-GERLING AMERICAN INSURANCE COMPANY | EXEXD000182215 | BIPD/Excess | — | Jul 31, 2015 | Sep 2, 2015 | CANCELLED |
| HDI-GERLING AMERICAN INSURANCE COMPANY | EAGCD000182815 | BIPD/Primary | — | Jul 31, 2015 | Jul 31, 2016 | REPLACED |
Compliance Timeline Merged authority / insurance / enforcement events
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Aug 5, 2026insuranceCANCEL — Great Midwest Insurance Company
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Aug 5, 2026insuranceCANCEL — Imperium Insurance Company
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Jul 31, 2025insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2025insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2024insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2024insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2023insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2023insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2022insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2022insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2021insuranceTERM/REPL — PHILADELPHIA INDEMNITY INSURANCE COMPANY
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Jul 31, 2021insuranceTERM/REPL — PHILADELPHIA INDEMNITY INSURANCE COMPANY
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Jul 31, 2021insuranceTERM/REPL — IMPERIUM INSURANCE COMPANY
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Jul 31, 2018
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Jul 31, 2018insuranceCANCEL — HDI GLOBAL INSURANCE COMPANY
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Jul 31, 2018insuranceCANCEL — HDI GLOBAL INSURANCE COMPANY
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Aug 27, 2017insuranceCANCEL — HDI GLOBAL INSURANCE COMPANY
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Jul 31, 2017insuranceTERM/REPL — HDI GLOBAL INSURANCE COMPANY
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Jul 31, 2017insuranceTERM/REPL — HDI GLOBAL INSURANCE COMPANY
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Jul 31, 2017insuranceTERM/REPL — HDI GLOBAL INSURANCE COMPANY
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Jul 31, 2016insuranceTERM/REPL — HDI-GERLING AMERICAN INSURANCE COMPANY
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Jul 31, 2016insuranceTERM/REPL — HDI-GERLING AMERICAN INSURANCE COMPANY
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Jul 31, 2016insuranceTERM/REPL — HDI-GERLING AMERICAN INSURANCE COMPANY
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Sep 2, 2015insuranceTERM/CANCL — HDI-GERLING AMERICAN INSURANCE COMPANY
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Jul 31, 2015insuranceTERM/REPL — COMMERCE AND INDUSTRY INSURANCE
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Jul 31, 2015insuranceTERM/REPL — HDI-GERLING AMERICAN INSURANCE COMPANY
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Jul 31, 2011insuranceTERM/REPL — COMMERCE AND INDUSTRY INSURANCE
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Nov 14, 2008insuranceTERM/CANCL — THE COMMERCE INSURANCE COMPANY
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Oct 29, 2008
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Jul 31, 2008insuranceTERM/REPL — THE COMMERCE INSURANCE COMPANY
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Jul 31, 2007insuranceTERM/REPL — SAFETY INSURANCE CO.
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Jul 31, 2006insuranceCANCEL — ACADIA INSURANCE COMPANY
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Jul 25, 2006
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Apr 9, 2005insuranceTERM/CANCL — ACADIA INSURANCE COMPANY
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Apr 9, 2005insuranceCANCEL — ACADIA INSURANCE COMPANY
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Mar 25, 2005
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Mar 10, 2005insuranceTERM/REPL — ACADIA INSURANCE COMPANY
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Jul 31, 2000insuranceTERM/REPL — ACADIA INSURANCE COMPANY
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Jul 31, 1999insuranceTERM/REPL — AMERICAN CASUALTY COMPANY OF READING
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Mar 24, 1993
Top Stations & Violation Codes Where this carrier gets inspected and what they get cited for
Most-Inspected Stations
| Station | State | Inspections | OOS |
|---|---|---|---|
| H-DEERFIELD | MA | 6 | 0 |
| GUILFORD TRUCK CHECK AREA | VT | 3 | 0 |
| PUTNEY SB RA | VT | 2 | 0 |
| H-HATFIELD | MA | 1 | 0 |
| H-NORTHAMPTON | MA | 1 | 0 |
| KEENE | NH | 1 | 0 |
| SPRINGFIELD NB RA | VT | 1 | 0 |
| SPRINGFIELD SB RA | VT | 1 | 1 |
| VT | VT | 1 | 0 |
| WHITE RIVER SB RA | VT | 1 | 0 |
Top Violation Codes Cited
| Code | Description | Category | Cited | OOS |
|---|---|---|---|---|
| 391.41(a) | Operating a property-carrying vehicle without a valid medical certificate in possession or on file with the state drivers licensing agency. History of either failing to produce a medical certificate or having an expired medical certificate. | Driver Fitness | 1 | 0 |
| 392.2 | Violation of Local Laws | Unsafe Driving | 1 | 0 |
Booking & risk tools
Open dedicated checkers pre-filled with this USDOT — same public filings as the triage card above.
Related Records
All cross-references Authority, BOC-3, risk tools, explainers, and more
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Field change history
History-watch change dates and as-of snapshots
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Massachusetts carriers
All carriers based in Massachusetts
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Greenfield carriers
Carriers based in Greenfield, MA
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Stations in Massachusetts
Where this carrier might be inspected
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Docket MC260576
Motor Carrier of Property (Except Household Goods) · ACTIVE · MC
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Imperium Insurance Company
BMC-91X policy on file
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HOUSTON SPECIALTY INSURANCE COMPANY
91X policy on file
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PHILADELPHIA INDEMNITY INSURANCE COMPANY
BIPD/Primary policy on file
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Philadelphia Indemnity Insurance Co.
BMC-34 policy on file
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HDI GLOBAL INSURANCE COMPANY
BIPD/Primary policy on file
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HDI-GERLING AMERICAN INSURANCE COMPANY
BIPD/Excess policy on file
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COMMERCE AND INDUSTRY INSURANCE
BIPD/Primary policy on file
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THE COMMERCE INSURANCE COMPANY
BIPD/Primary policy on file
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SAFETY INSURANCE CO.
BIPD/Primary policy on file
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ACADIA INSURANCE COMPANY
BIPD/Primary policy on file
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AMERICAN CASUALTY COMPANY OF READING
BIPD/Primary policy on file
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Truck Process Agents of America, Inc.
BOC-3 process agent · 129,170 carriers served
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20 inspections
Full roadside inspection history
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23 reportable crashes
FMCSA MCMIS crash log
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Fleet recall search
NHTSA recalls covering this fleet's vehicle years/makes
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File a complaint
Open the FMCSA National Consumer Complaint form for this carrier
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Certificate lookup
Look up any FMCSA authority by MC/MX/FF docket number
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All state carrier directories
Browse carriers in every US/CA/MX jurisdiction
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Insurance-lapse watch
Carriers with recent BMC-91 cancellation or reinstatement churn
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How FMCSA safety ratings work
BASIC percentiles and compliance review context
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BOC-3 process agents explained
Why every interstate carrier must file a process agent
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FMCSA compliance filings guide
MCS-150, insurance, and authority filing requirements
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Roadside inspection rights
What drivers and carriers can expect during a stop
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Book / don't book
PASS / CAUTION / REJECT triage from public filings.
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Insurance check
BIPD gaps, cargo filings, and lapse-watch tier.
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Cancel desk
Pending L&I cancellations and coverage gaps.
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Chameleon check
Heuristic cluster peers from public census fields.
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Safety benchmark
Driver/vehicle OOS rates vs similar fleet-size peers.