Critical regulatory warnings

No active BIPD/Primary insurance on file — uninsured for 1,406 days (since Nov 14, 2022). A carrier without active primary liability coverage cannot legally operate.

STEPHEN W WHITE

CLINTON, TN

DBA: SMOKEY MOUNTAIN TRANSPORTATION

STEPHEN W WHITE is a small fleet, operating 1 power unit and 2 drivers, organized as an individual, based in Clinton, TN. FMCSA records show no inspection or crash activity in the last 24 months. The carrier currently has no active BIPD/Primary coverage on file, and operating authority is on file.

Brokers & shippers · booking check

Do not book — hard regulatory blocker

One or more hard blockers are on file. Do not tender until the issue is cured and confirmed on FMCSA.

Do not book

Uninsured since · Nov 14, 2022

Coverage resumed · Apr 5, 2017

Coverage resumed · Nov 16, 2018

Contract (Property) reinstated · Nov 21, 2018

Blockers

No active BIPD/Primary insurance on file Uninsured 1406 days (since Nov 14, 2022).

Review these

Prior insurance gap · 6405 days Sep 22, 1999 → Apr 5, 2017
Prior insurance gap · 181 days May 19, 2018 → Nov 16, 2018
Contract (Property) gap · 176 days Inactive May 29, 2018 → reinstated Nov 21, 2018
Contract (Property) gap · 6339 days Inactive Dec 10, 1999 → reinstated Apr 18, 2017

On file

BOC-3 process agent on file #1 A+ AGENTS OF PROCESS, INC. Details →

Built for brokers and shippers deciding whether to tender. Always confirm on FMCSA SAFER and L&I before booking — TruckCodex mirrors public filings and can lag by up to a day.

Plain-text risk summary (print / paste)

TruckCodex risk summary — STEPHEN W WHITE (USDOT 754288)
Verdict: DO NOT BOOK
Do not book — hard regulatory blocker
One or more hard blockers are on file. Do not tender until the issue is cured and confirmed on FMCSA.

Authority / census status: Active

Blockers:
  • No active BIPD/Primary insurance on file — Uninsured 1406 days (since Nov 14, 2022).

Cautions:
  • Prior insurance gap · 6405 days — Sep 22, 1999 → Apr 5, 2017
  • Prior insurance gap · 181 days — May 19, 2018 → Nov 16, 2018
  • Contract (Property) gap · 176 days — Inactive May 29, 2018 → reinstated Nov 21, 2018
  • Contract (Property) gap · 6339 days — Inactive Dec 10, 1999 → reinstated Apr 18, 2017

On file:
  • BOC-3 process agent on file — #1 A+ AGENTS OF PROCESS, INC.

Source: https://truckcodex.com/usdot/754288/
As of: Sep 20, 2026
Always confirm on FMCSA SAFER and L&I before tendering — TruckCodex mirrors public filings and can lag by up to a day.

USDOT 754288 Active INDIVIDUAL AUTHORIZED FOR HIRE Owner: STEPHEN W WHITE General Freight Logs / Poles / Beams / Lumber Produce Liquids / Gases Livestock Grain / Feed / Hay +5 more Based in CLINTON, TN

FMCSA census as of Sep 20, 2026 · Sources · Freshness

TruckCodex · filing & peer scorecard

TruckCodex filing & peer scorecard · F

Hard regulatory signal on file (OOS / revoked / Not Authorized / uninsured / Unsatisfactory). Composite mean of 4/5 scored components is 69/100 — letter capped at F. Expand for per-signal evidence. Heuristic — not an FMCSA rating, booking verdict, or legal advice.

F confidence 80% · 4/5 signals · expand

Authority / census

Active · 100/100

Active census status with no OOS order or revoked authority on file.

Insurance / BIPD

Uninsured · 0/100

No active BIPD/Primary on file since Nov 14, 2022.

OOS vs peers

On par with peers · 75/100

Driver OOS 0% vs peer median 0% (neutral). Vehicle OOS 0% vs peer median 0% (neutral). n=233844 same-size ACTIVE peers.

FMCSA safety rating

Unrated

FMCSA has not assigned this carrier a formal safety rating. We do not invent one.

NR reason: No published FMCSA safety_rating.

Insurance-watch tier

Not on watch · 100/100

No BMC-91 insurance-lapse watch classification on file for this USDOT.

TruckCodex filing & peer scorecard from authority, BIPD, peer OOS, FMCSA safety rating, and insurance-watch signals. Not a booking verdict and not legal advice. See methodology. Booking triage on this page: Do not book.

Operating authority

Insurance

Uninsured since Nov 14, 2022

BOC-3 agent

#1 A+ AGENTS OF PROCESS, INC.

Company profile

Company details

USDOT 754288

In FMCSA records since Jun 17, 1998 (~28y)

Entity INDIVIDUAL

Owner STEPHEN W WHITE

Operation AUTHORIZED FOR HIRE

Cargo carried

General Freight, Logs / Poles / Beams / Lumber, Produce, Liquids / Gases, Livestock, Grain / Feed / Hay, Cold Food, Beverages, Paper Products, Farm Supplies, Construction

Fleet size 1 units

Drivers 2

Annual mileage 18,272 mi

Contact & address

Phone: (865) 235-7917

Email: [email protected]

Physical

220 HENSON LN

CLINTON, TN 37716

Mailing address matches physical.

Registration & safety rating

USDOT 754288

In FMCSA records since Jun 17, 1998 (~28y)

Entity INDIVIDUAL

Operation AUTHORIZED FOR HIRE

Annual mileage (MCS-150) 18,272 mi

FMCSA cargo filing (BMC-34/83)

No active FMCSA cargo filing on file.

FMCSA L&I filing evidence — not a shipper certificate of insurance (COI). Cargo (BMC-34) is primarily an HHG / household-goods requirement; general freight carriers often have none.

Broker bond / trust (BMC-84/85)

No active broker surety bond or trust fund on file.

BMC-84 is a surety bond; BMC-85 is a trust-fund agreement. Required for property brokers / freight forwarders — not motor-carrier BIPD liability insurance.

Broker setup by MC age

Check brokers for this MC age

Based on FMCSA authority grant of 2018-11-21 (2,000+ days). Published gates only — not a guarantee they will accept. Confirm with the broker.

Related filings

Process Agent
#1 A+ AGENTS OF PROCESS, INC.
BOC-3 on file

Fleet details (MCS-150)

Vehicle type	Owned	Term leased	Trip leased
Truck tractors	0	1	0
Trailers	1	0	0

Self-reported on the carrier’s Form MCS-150 (FMCSA Company Census).

Power Units

Drivers

Inspections

None in our FMCSA import window (~3 years)

OOS Rate (peak)

—

Crashes (24m)

Authorities

0 active

Carrier analysis & narrative context Status notes, risk intelligence, and safety profiles

Carrier is unrated

FMCSA has not assigned this carrier a formal safety rating. Use the inspection history and BASIC scores below to assess on-road performance.

Risk intelligence

Their highest FMCSA BASIC percentile is Unsafe Driving at 0.0.

Fleet profile

The fleet comprises 1 power unit (small fleet); 2 drivers.

Risk Signals

Authority revoked

3 revocations on record.

Out-of-Service rate vs same-size peers FMCSA roadside inspections, % placed out-of-service

Compared against 233,844 ACTIVE carriers operating 1–2 power units (±50% of this carrier's 1 unit fleet).

This carrier — Driver OOS

Drivers placed out-of-service at roadside inspections

Peer median

Median across 233,844 same-size peers

Verdict

On par with peers

Delta 0 pts vs peer median (lower is safer)

This carrier — Vehicle OOS

Vehicles placed out-of-service at roadside inspections

Peer median

Median across 233,844 same-size peers

Verdict

On par with peers

Delta 0 pts vs peer median (lower is safer)

Authority gaps detected (2)

Contract (Property) authority was inactive from May 29, 2018 to Nov 21, 2018 (176 days)
Contract (Property) authority was inactive from Dec 10, 1999 to Apr 18, 2017 (6339 days)

Historical coverage gaps detected (2)

No active BIPD/Primary insurance from Sep 22, 1999 to Apr 5, 2017 (6405 days)
No active BIPD/Primary insurance from May 19, 2018 to Nov 16, 2018 (181 days)

SMS BASIC Scores FMCSA Safety Measurement System per-BASIC scores

BASIC	Serious	Alert	As Of
Driver Fitness	—	—	Sep 14, 2026
Controlled Substances / Alcohol	—	—	Sep 14, 2026
Hours of Service	—	—	Sep 14, 2026
Unsafe Driving	—	—	Sep 14, 2026
Vehicle Maintenance	—	—	Sep 14, 2026

Higher percentiles indicate worse performance relative to peer carriers. Carriers at or above the FMCSA intervention threshold are marked ALERT.

Recent Inspections

No roadside inspections on file for this carrier in our FMCSA import window.

Public FMCSA inspection feeds cover roughly the last three years of roadside activity (not the full MCMIS archive). Older inspections — including those from before a carrier went inactive — are usually absent for every carrier, not just closed ones.

Authority Records (1 docket)

common

MC341135

—

View full authority record →

Revocations & Inactive Status

Authority actions other than active status — revocations, voluntary surrenders, and dormant dockets.

Date	Docket	Authority	Status	Applied
Unknown	MC341135	common	N	—

MC Certificate Documents (3 letters, 1 PDF available)

Authority Records (above) are FMCSA docket status and lifecycle events. MC Certificate Documents here are the archived PDF letters for each action — grants, reinstatements, revocations, name changes, and transfers. They are related but not the same dataset: one row per PDF letter, not one file per docket.

Each row is a distinct FMCSA letter (grant, reinstatement, revocation, name change, transfer, etc.). When a PDF is archived, click the link to open that letter. Rows without a link still show the action type and date from our index. FMCSA stopped publishing new daily certificate PDFs after the May 2026 Motus cutover — rows below are historical archive only.

Some letters share the same legacy archived file path — we show one PDF link for the primary document and list the other actions as metadata (type + date) until per-letter PDFs are re-extracted.

Date	Docket	Action	Authority	PDF
Nov 21, 2018	MC341135-P	Reinstatement Letter	Reinstatement	Reinstatement Letter →
Apr 19, 2017	MC341135	Name Change	Reinstatement	Metadata only
Apr 18, 2017	MC341135-P	Reinstatement Letter	Reinstatement	Metadata only

Insurance Coverage Timeline (12 rows)

Every insurance policy on file, newest effective date first. Amber rows mark BIPD/Primary coverage gaps.

Insurer	Policy #	Type	Limit	Effective	Cancel	Status
CYPRESS INSURANCE COMPANY (CA)	03TRM035850-03	BIPD/Primary	—	Jul 19, 2022	Nov 14, 2022	CANCELLED
CYPRESS INSURANCE COMPANY (CA)	03TRM035850-03	BIPD/Primary	—	Nov 14, 2021	Jul 27, 2022	CANCELLED
CYPRESS INSURANCE COMPANY (CA)	03TRM035850-03	BIPD/Primary	—	Nov 14, 2021	Jul 19, 2022	REPLACED
CYPRESS INSURANCE COMPANY (CA)	03TRM035850-02	BIPD/Primary	—	Nov 14, 2020	Nov 14, 2021	CANCELLED
CYPRESS INSURANCE COMPANY (CA)	03TRM035850-01	BIPD/Primary	—	Nov 14, 2019	Nov 14, 2020	CANCELLED
PROGRESSIVE HAWAII INSURANCE CORP	CA 8358642	BIPD/Primary	—	Nov 16, 2018	Nov 14, 2019	REPLACED
Coverage gap — 181 days without BIPD/Primary coverage from May 19, 2018 to Nov 16, 2018
PROGRESSIVE HAWAII INSURANCE CORP	CA6050019	BIPD/Primary	—	Apr 17, 2017	May 19, 2018	CANCELLED
PROGRESSIVE HAWAII INSURANCE CORP	CA6050019	BIPD/Primary	—	Apr 5, 2017	Apr 17, 2017	REPLACED
PROGRESSIVE HAWAII INSURANCE CORP	CA6050019	BIPD/Primary	—	Apr 5, 2017	May 22, 2017	NAME CHANGED
Coverage gap — 6405 days without BIPD/Primary coverage from Sep 22, 1999 to Apr 5, 2017
SENTRY SELECT INSURANCE COMPANY	CT7601445098-981	BIPD/Primary	—	Jul 15, 1998	Sep 22, 1999	CANCELLED

Compliance Timeline Merged authority / insurance / enforcement events

Nov 21, 2022

authority

REVOKED — MOTOR PROPERTY CONTRACT CARRIER
Details →
Nov 21, 2022

authority

Authority revoked — INVOLUNTARY REVOCATION
Nov 14, 2022

insurance

CANCEL — CYPRESS INSURANCE COMPANY (CA)
Jul 27, 2022

insurance

TERM/CANCL — CYPRESS INSURANCE COMPANY (CA)
Jul 20, 2022

authority

DISCONTINUED REVOCATION — CONTRACT
Details →
Jul 19, 2022

insurance

TERM/REPL — CYPRESS INSURANCE COMPANY (CA)
Nov 14, 2021

insurance

CANCEL — CYPRESS INSURANCE COMPANY (CA)
Nov 9, 2021

authority

DISCONTINUED REVOCATION — CONTRACT
Details →
Nov 14, 2020

insurance

CANCEL — CYPRESS INSURANCE COMPANY (CA)
Nov 10, 2020

authority

DISCONTINUED REVOCATION — CONTRACT
Details →
Nov 14, 2019

insurance

TERM/REPL — PROGRESSIVE HAWAII INSURANCE CORP
May 29, 2018

authority

REVOKED — MOTOR PROPERTY CONTRACT CARRIER
Details →
May 29, 2018

authority

Authority revoked — INVOLUNTARY REVOCATION
May 29, 2018

authority gap

Contract (Property) authority inactive: 176 days (through Nov 21, 2018)
May 19, 2018

insurance

CANCEL — PROGRESSIVE HAWAII INSURANCE CORP
May 19, 2018

insurance gap

Coverage gap: 181 days without BIPD/Primary insurance (through Nov 16, 2018)
May 22, 2017

insurance

TERM/CANCL — PROGRESSIVE HAWAII INSURANCE CORP
Apr 17, 2017

insurance

TERM/REPL — PROGRESSIVE HAWAII INSURANCE CORP
Dec 10, 1999

authority

REVOKED — MOTOR PROPERTY CONTRACT CARRIER
Details →
Dec 10, 1999

authority gap

Contract (Property) authority inactive: 6339 days (through Apr 18, 2017)
Sep 22, 1999

insurance

CANCEL — SENTRY SELECT INSURANCE COMPANY
Sep 22, 1999

authority

Authority revoked — INVOLUNTARY REVOCATION
Sep 22, 1999

insurance gap

Coverage gap: 6405 days without BIPD/Primary insurance (through Apr 5, 2017)

Related Records

Tennessee carriers Clinton carriers CYPRESS INSURANCE COMPANY (CA) PROGRESSIVE HAWAII INSURANCE CORP

All cross-references Authority, BOC-3, explainers, and more