9023-4618 QUEBEC INC — Insurance Watch
Derived insurance-instability classification for USDOT 1232003, computed from public FMCSA Licensing & Insurance filings.
The most recent FMCSA insurance refresh observed in our data was on Sep 1, 2026 — more than seven days ago. Treat this page as historical context and verify the carrier's live insurance status directly on FMCSA L&I before acting on it.
High because: 3 insurance events (cancellations, replacements, reinstatements) recorded in the last 12 months — pattern suggests an unstable insurer relationship.
This carrier has had three or more insurance events (cancellations, replacements, reinstatements) in the last 12 months — a pattern that historically correlates with carriers about to enter an authority-revocation cycle. Treat as a flag for closer due-diligence rather than an automatic disqualification.
How we classify these carriers Auditable predicates · live data source
Every tier on this page is derived from a deterministic predicate against the public FMCSA Licensing & Insurance dataset. The exact rule is listed below so brokers, shippers, and underwriters can verify any classification directly against the source records.
A BMC-91 / BMC-91X cancellation has been observed in the last 30 days AND no replacement filing has been received.
recent_cancel_date >= today − 30 days AND (replacement_date IS NULL OR replacement_date < recent_cancel_date)
FMCSA's revocation clock starts at the cancellation date. A carrier in this state typically has days, not weeks, before operating authority is administratively revoked unless a new BMC-91 is on file.
Either three or more insurance events (cancellations, replacements, reinstatements) in the last 12 months, OR a 30–90 day BMC-91 cancellation that has been replaced.
event_count_12mo >= 3 OR (recent_cancel_date >= today − 90 days AND replacement_date >= recent_cancel_date)
A high event count signals an unstable insurer relationship that historically precedes authority-revocation cycles. A 30–90 day replacement is itself benign, but combined with no public A.M. Best rating on the replacement underwriter, the coverage quality is unverified.
Currently rolled up into the Elevated tier. The spec's original Medium tier required A.M. Best ratings on replacement underwriters; we have not yet integrated that source, so Medium-pattern carriers surface as Elevated until the rating data lands.
(reserved — collapsed into HIGH; no separate predicate is evaluated today)
Listed here for transparency so users know we are NOT silently downgrading any Medium-pattern carriers. They appear in the Elevated tier and will be split out once A.M. Best ratings are integrated.
Carrier
Insurance event timeline (6 events in last 24 months)
| Date | Event | Insurer |
|---|---|---|
| Apr 17, 2026 | TERM/CANCL | NATIONAL INTERSTATE INSURANCE COMPANY |
| Mar 22, 2026 | TERM/REPL | NATIONAL INTERSTATE INSURANCE COMPANY |
| Mar 22, 2026 | TERM/REPL | ATLANTIC SPECIALTY INSURANCE COMPANY |
| Jul 28, 2025 | TERM/CANCL | NATIONAL INTERSTATE INSURANCE COMPANY |
| Jun 20, 2025 | TERM/REPL | NATIONAL INTERSTATE INSURANCE COMPANY |
| Mar 22, 2025 | TERM/REPL | NATIONAL INTERSTATE INSURANCE COMPANY |
Policies on file (23)
| Form | Insurer | Status | Cancelled |
|---|---|---|---|
| 91X | ATLANTIC SPECIALTY INSURANCE COMPANY | Active | — |
| BIPD/Primary | ATLANTIC SPECIALTY INSURANCE COMPANY | REPLACED | Mar 22, 2026 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | Active | Apr 17, 2026 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | REPLACED | Mar 22, 2026 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | NAME CHANGED | Jul 28, 2025 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | REPLACED | Jun 20, 2025 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | REPLACED | Mar 22, 2025 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | REPLACED | Mar 22, 2017 |
| CARGO | NATIONAL INTERSTATE INSURANCE COMPANY | Cancelled | Mar 22, 2015 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | REPLACED | Jun 26, 2015 |
| BIPD/Primary | NATIONAL INTERSTATE INSURANCE COMPANY | NAME CHANGED | Jul 27, 2015 |
| CARGO | ONEBEACON INSURANCE COMPANY | Cancelled | Apr 14, 2013 |
| BIPD/Primary | ONEBEACON INSURANCE COMPANY | Cancelled | Apr 14, 2013 |
| CARGO | ONEBEACON INSURANCE COMPANY | REPLACED | Mar 22, 2013 |
| BIPD/Primary | ONEBEACON INSURANCE COMPANY | REPLACED | Mar 22, 2013 |
| CARGO | TRUCK INSURANCE EXCHANGE | REPLACED | Mar 22, 2011 |
| CARGO | TRUCK INSURANCE EXCHANGE | Cancelled | Apr 14, 2011 |
| BIPD/Primary | TRUCK INSURANCE EXCHANGE | REPLACED | Mar 22, 2011 |
| BIPD/Primary | TRUCK INSURANCE EXCHANGE | Cancelled | Apr 14, 2011 |
| CARGO | LINCOLN GENERAL INSURANCE COMPANY | REPLACED | Mar 22, 2006 |
| BIPD/Primary | LINCOLN GENERAL INSURANCE COMPANY | Cancelled | Apr 21, 2006 |
| CARGO | LINCOLN GENERAL INSURANCE COMPANY | Cancelled | Apr 21, 2006 |
| BIPD/Primary | LINCOLN GENERAL INSURANCE COMPANY | REPLACED | Mar 22, 2006 |
Insurers that have written or cancelled this carrier
Disclaimer: This is a derived signal, not legal advice. Cancellations followed by replacements within 30 days are normal carrier behavior. A flag on this page is one input alongside the carrier's safety rating, inspection history, and authority status — not an automatic disqualification. Always verify the carrier's current insurance status directly on FMCSA Licensing & Insurance before acting on this information. Data is refreshed whenever the FMCSA L&I import pipeline runs; the freshness banner above shows the most recent as-of date observed in our data.