MYM TRUCK BLESSING LLC — Insurance Watch

Derived insurance-instability classification for USDOT 3572682, computed from public FMCSA Licensing & Insurance filings.

Data freshness warning

The most recent FMCSA insurance refresh observed in our data was on Aug 11, 2026 — more than seven days ago. Treat this page as historical context and verify the carrier's live insurance status directly on FMCSA L&I before acting on it.

Elevated risk USDOT 3572682

High because: 6 insurance events (cancellations, replacements, reinstatements) recorded in the last 12 months — pattern suggests an unstable insurer relationship.

This carrier has had three or more insurance events (cancellations, replacements, reinstatements) in the last 12 months — a pattern that historically correlates with carriers about to enter an authority-revocation cycle. Treat as a flag for closer due-diligence rather than an automatic disqualification.

How we classify these carriers Auditable predicates · live data source

Every tier on this page is derived from a deterministic predicate against the public FMCSA Licensing & Insurance dataset. The exact rule is listed below so brokers, shippers, and underwriters can verify any classification directly against the source records.

Critical risk

A BMC-91 / BMC-91X cancellation has been observed in the last 30 days AND no replacement filing has been received.

Audit predicate
recent_cancel_date >= today − 30 days AND (replacement_date IS NULL OR replacement_date < recent_cancel_date)

FMCSA's revocation clock starts at the cancellation date. A carrier in this state typically has days, not weeks, before operating authority is administratively revoked unless a new BMC-91 is on file.

Elevated risk

Either three or more insurance events (cancellations, replacements, reinstatements) in the last 12 months, OR a 30–90 day BMC-91 cancellation that has been replaced.

Audit predicate
event_count_12mo >= 3 OR (recent_cancel_date >= today − 90 days AND replacement_date >= recent_cancel_date)

A high event count signals an unstable insurer relationship that historically precedes authority-revocation cycles. A 30–90 day replacement is itself benign, but combined with no public A.M. Best rating on the replacement underwriter, the coverage quality is unverified.

Moderate risk

Currently rolled up into the Elevated tier. The spec's original Medium tier required A.M. Best ratings on replacement underwriters; we have not yet integrated that source, so Medium-pattern carriers surface as Elevated until the rating data lands.

Audit predicate
(reserved — collapsed into HIGH; no separate predicate is evaluated today)

Listed here for transparency so users know we are NOT silently downgrading any Medium-pattern carriers. They appear in the Elevated tier and will be split out once A.M. Best ratings are integrated.

Source & freshness: Computed from public FMCSA Licensing & Insurance (L&I) records — InsurancePolicy and InsuranceEvent tables, refreshed via the daily 04:00 UTC import cron. The materialized view `mv_insurance_watch_classified` re-runs the classification nightly; per-carrier pages re-run it on request.

Carrier

USDOT 3572682 · STERLING CITY, TX
Active

Insurance event timeline (7 events in last 24 months)

Date Event Insurer
May 23, 2026 TERM/CANCL GEICO COUNTY MUTUAL INSURANCE CO.
Jan 7, 2026 TERM/CANCL ASCOT SPECIALTY INSURANCE COMPANY
Jan 2, 2026 TERM/REPL ASCOT SPECIALTY INSURANCE COMPANY
Dec 3, 2025 TERM/CANCL ASCOT SPECIALTY INSURANCE COMPANY
Sep 1, 2025 CANCEL PROGRESSIVE COUNTY MUTUAL
Aug 30, 2025 TERM/REPL ASCOT SPECIALTY INSURANCE COMPANY
Mar 26, 2025 CANCEL PROGRESSIVE COUNTY MUTUAL

Policies on file (13)

Form Insurer Status Cancelled
91X GEICO COUNTY MUTUAL INSURANCE CO. Active
BIPD/Primary GEICO COUNTY MUTUAL INSURANCE CO. Cancelled May 23, 2026
BIPD/Primary GEICO COUNTY MUTUAL INSURANCE CO. Active
BIPD/Primary ASCOT SPECIALTY INSURANCE COMPANY Cancelled Dec 3, 2025
BIPD/Primary ASCOT SPECIALTY INSURANCE COMPANY Cancelled Jan 7, 2026
BIPD/Primary ASCOT SPECIALTY INSURANCE COMPANY REPLACED Aug 30, 2025
BIPD/Primary ASCOT SPECIALTY INSURANCE COMPANY REPLACED Jan 2, 2026
BIPD/Primary PROGRESSIVE COUNTY MUTUAL Cancelled Sep 1, 2025
BIPD/Primary PROGRESSIVE COUNTY MUTUAL Cancelled Mar 26, 2025
BIPD/Primary TRISURA SPECIALTY INSURANCE COMPANY Cancelled Mar 31, 2024
BIPD/Primary EVERSPAN INDEMNITY INSURANCE COMPANY REPLACED Mar 31, 2023
BIPD/Primary PROGRESSIVE COUNTY MUTUAL Cancelled May 6, 2022
BIPD/Primary PROGRESSIVE COUNTY MUTUAL REPLACED Mar 31, 2022

Insurers that have written or cancelled this carrier

Disclaimer: This is a derived signal, not legal advice. Cancellations followed by replacements within 30 days are normal carrier behavior. A flag on this page is one input alongside the carrier's safety rating, inspection history, and authority status — not an automatic disqualification. Always verify the carrier's current insurance status directly on FMCSA Licensing & Insurance before acting on this information. Data is refreshed whenever the FMCSA L&I import pipeline runs; the freshness banner above shows the most recent as-of date observed in our data.